Atoka ZIP Code List — Tipton County, TN

There is one unique ZIP code in Atoka, Tennessee and it is 38004. Area code: 901.

ZIP codes

27.35

sq mi land

0.04

sq mi water

901

area code

Atoka, TN ZIP code map

About Atoka, TN

Atoka is a charming city located in Tipton County, Tennessee. Known for its friendly community and small-town atmosphere, Atoka offers residents a unique blend of rural tranquility and suburban convenience. With its rich history and emerging residential developments, it has become a desirable location for families and individuals alike.

Location & geography

Situated about 30 miles northeast of Memphis, Atoka is easily accessible from major highways that connect it to larger metropolitan areas. Nearby cities include Covington, which is about 12 miles to the north, and Millington, approximately 14 miles to the southwest. The city covers a land area of 27.35 square miles and includes a minimal water area of 0.04 square miles, consisting mainly of flat terrain characteristic of the region.

Community & economy

The community of Atoka is characterized by its warm hospitality and close-knit neighborhoods, where residents often gather for local events and outdoor activities. The city's economy is primarily driven by small businesses, agriculture, and local services that cater to the surrounding population. Daily life in Atoka features a blend of leisure and commerce, with several parks, restaurants, and community facilities available for residents.

Transportation

Atoka is conveniently located near significant roadways, including U.S. Highway 51, which provides direct access to Memphis and other nearby cities. The nearest major airport is Memphis International Airport, located approximately 30 miles to the southwest, offering both domestic and limited international flights. Public transportation options in Atoka are limited predominantly to personal vehicles.

History

Atoka was founded in the mid-19th century, originally serving as a hub for local agriculture and trade. Key industries in the area historically revolved around farming and related businesses, contributing to the city's growth and development over the years. Notable events include the expansion of residential developments in the 21st century, leading to an increase in population and community amenities.

Did you know?

One little-known fact about Atoka is that it was originally named 'Atoka Station,' reflecting its role as a stop along the railroad. Additionally, the city has been recognized for its commitment to preserving green spaces and recreational areas for residents to enjoy.

ZIP codes for Atoka, TN (1)

ZIP code	City	County	Map
38004	Atoka	Tipton	View map

Demographics & statistics

11,604

Population

38.4

Median age

$89,396

Median household income

$40,989

Per capita income

$246,200

Median home value

$1,335

Median monthly rent

85.8%

Home ownership

7.5%

Poverty rate

6.0%

Unemployment

3,849

Housing units

32.0%

Bachelor's or higher

Age distribution

Male Female

358

Under 5

346

452

5–9

435

433

10–14

418

429

15–19

413

128

20–24

123

755

25–34

729

927

35–44

893

927

45–54

893

353

55–59

340

451

60–64

435

447

65–74

431

220

75–84

212

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,948	25.4%
18 and over	8,656	74.6%
65 and over	1,366	11.8%
Median age	38.4 years

Race & ethnicity

White 81.5%

Black or African American 11.4%

Two or more races 4.3%

Hispanic or Latino 1.4%

Asian 1.1%

Other race 0.3%

Group	Count	%
White	9,588	81.5%
Black or African American	1,340	11.4%
Two or more races	503	4.3%
Hispanic or Latino	160	1.4%
Asian	133	1.1%
Other race	40	0.3%

Household income

Under $10k 2.1%

$10k–$15k 3.5%

$15k–$25k 1.1%

$25k–$35k 6.7%

$35k–$50k 6.5%

$50k–$75k 20.3%

$75k–$100k 15.7%

$100k–$150k 25.6%

$150k–$200k 8.7%

$200k+ 9.9%

Range	% of households
Under $10k	2.1%
$10k–$15k	3.5%
$15k–$25k	1.1%
$25k–$35k	6.7%
$35k–$50k	6.5%
$50k–$75k	20.3%
$75k–$100k	15.7%
$100k–$150k	25.6%
$150k–$200k	8.7%
$200k+	9.9%
Median income	$89,396

Housing

Home values

Under $50k 4.3%

$50k–$100k 0.5%

$100k–$150k 5.3%

$150k–$200k 14.4%

$200k–$300k 42.1%

$300k–$500k 29.7%

$500k–$1M 2.5%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$246,200
Median rent / month	$1,335
Owner occupied	85.8%
Renter occupied	14.2%
Vacant	3.0%
Single-family detached	93.3%
Large apartment buildings	2.8%
Mobile homes	3.3%
Median rooms	6.7
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.6%
2010–2019	11.9%
2000–2009	35.7%
1990–1999	36.3%
1980–1989	5.8%
1970–1979	3.4%
1960–1969	0.7%
1950–1959	3.0%
1940–1949	1.2%
1939 or earlier	1.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	2.1%
2 bedrooms	7.2%
3 bedrooms	52.7%
4 bedrooms	29.7%
5+ bedrooms	8.2%

Vehicles per household

Vehicles	% of households
No vehicle	0.7%
1 vehicle	23.5%
2 vehicles	41.0%
3 or more	34.9%

Heating fuel

Fuel type	%
Utility gas	72.4%
Electricity	25.4%
Propane / LP gas	1.4%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	2,827	65.3%
Cohabiting couple	67	1.5%
Male householder, no spouse	789	18.2%
Female householder, no spouse	643	14.9%
Households with children under 18	1,835	42.4%
Households with seniors (65+)	1,031	23.8%
Average household size	2.68

Marital status

Status	Male	Female
Never married	24.0%	22.4%
Married	63.2%	64.6%
Separated	0.7%	0.0%
Widowed	5.0%	5.7%
Divorced	7.0%	7.3%

Education

Less than 9th grade 1.0%

Some HS, no diploma 2.3%

HS graduate 27.8%

Some college, no degree 23.1%

Associate's degree 13.8%

Bachelor's degree 21.0%

Graduate / professional 11.0%

Metric	%
HS diploma or higher	96.7%
Bachelor's or higher	32.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	56	2.1%
Kindergarten	21	0.8%
Elementary school	1,333	49.0%
High school	614	22.5%
College / grad school	699	25.7%

Employment

Industry of employment

Education & healthcare 19.6%

Public administration 14.5%

Retail trade 13.8%

Professional & management 11.4%

Transportation & utilities 9.8%

Manufacturing 5.9%

Construction 5.8%

Other services 5.6%

Finance & real estate 4.1%

Wholesale trade 3.1%

Arts, food & hospitality 2.8%

Agriculture & mining 2.2%

Information 1.5%

Occupation

Category	%
Management, business & arts	44.5%
Service	10.4%
Sales & office	19.4%
Natural resources & construction	14.6%
Production & transportation	11.1%

Employment type

Type	%
Private sector	66.0%
Government	28.1%
Self-employed	5.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.9%
Carpool	3.9%
Public transit	0.0%
Walk	0.8%
Other means	0.5%
Avg commute (minutes)	36.2

Poverty

All people 7.5%

Under 18 years 10.4%

18 and over 6.6%

Married-couple families 3.9%

Female-led households 23.5%

Income support

Source	% of households
Social Security	26.4%
Retirement income	27.0%
Supplemental Security	4.8%
Cash public assistance	0.4%
Food stamps / SNAP	2.1%

Health indicators

Condition	%
High blood pressure	31.6%
High cholesterol	31.7%
Heart disease	4.7%
Stroke	2.2%
Asthma	9.8%
Arthritis	23.6%
Kidney disease	2.1%
Pulmonary disease	5.7%
Cancer	5.5%

Behavior / access	%
Binge drinking	16.4%
No physical activity	20.5%
Less than 7 hrs sleep	34.4%
Fair or poor health	11.5%
Poor mental health	15.9%
Poor physical health	8.8%
No health insurance	13.3%
Visited doctor (checkup)	74.0%
Visited dentist	64.1%
Cholesterol screening	91.0%
Teeth loss	11.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,454	17.1%

Disability	%
Any disability	13.2%
Under 18	1.9%
18–64 years	13.4%
65 and over	36.8%

Health insurance coverage

Type	%
Private insurance	84.2%
Public insurance	24.7%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,900	93.9%
Spanish	53	0.5%
Other Indo-European	13	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	40	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,344	97.8%
Born in same state	11,297	97.4%
Born in different state	6,996	60.3%
Foreign born	47	0.4%
Naturalized citizen	260	2.2%
Not a US citizen	247	95.0%

Ancestry

Ancestry	Count	%
Arab	2,425	20.9%
Italian	1,628	14%
French	1,251	10.8%
English	94	0.8%

Ancestry	Count	%
Norwegian	43	0.4%
Polish	30	0.3%
German	25	0.2%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	95.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Atoka, TN?

Atoka, TN has one ZIP code: 38004.

What is the main ZIP code for Atoka, TN?

The primary ZIP code for Atoka, TN is 38004. The city uses area code 901 for phone service.

What county is Atoka, TN in?

Atoka is located in Tipton County, Tennessee.

How many ZIP codes are in Atoka, TN?

Atoka, TN has 1 ZIP code.

What ZIP code covers the downtown Atoka area in Tipton County?

The downtown Atoka area is served by ZIP code 38004, which encompasses the central business district and historic core of this small Tipton County community.

If I'm mailing a package to a residence in Atoka, TN, what ZIP code should I use?

All residential and commercial addresses in Atoka, Tennessee use the single ZIP code 38004 for mail delivery throughout the community.