38004 ZIP Code — Atoka, TN

Tipton County, Tennessee

ZIP code 38004 is located in Atoka, Tennessee, within Tipton County. It covers approximately 27.35 square miles and serves a population of 11,604 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 901.

About ZIP code 38004

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $246,200. Owner-occupancy is high at 86%, well above the national average.

Median household income is $89,396.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%.

Overall, ZIP code 38004 reflects a community defined by a strong veteran community and high homeownership.

11,604

population

27.35

sq mi land

Standard

ZIP type

Central (CT)

timezone

38004 ZIP code map

Cities in ZIP code 38004

Below are the cities the US Postal Service accepts for ZIP code 38004. Using any city not on this list may result in mail delivery delays.

City	Status
Atoka	Acceptable
Atoka	Preferred

Nearby ZIP codes

38011 Brighton (2.8 mi) 38058 Munford (3.1 mi) 38053 Millington (8.9 mi) 38055 Millington (9.7 mi) 38015 Burlison (9.8 mi) 38002 Arlington (9.9 mi) 38019 Covington (10.9 mi) 38023 Drummonds (13.3 mi) 38135 Memphis (13.6 mi) 72395 Wilson (14.1 mi) 38049 Mason (14.3 mi) 38041 Henning (15 mi)

Demographics updated 05/2026

Population
Total population	11,604
Population density	424 / sq mi
State FIPS	47
County FIPS	167

Geography
Land area	27.35 sq mi
Water area	0.04 sq mi
Latitude	35.4286
Longitude	-89.7750
Timezone	Central (CT)
Area code	901

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.2%	40.6%	45.7%
$50k – $100k	37.5%	33.5%	30.9%
$100k – $200k	29.5%	22.3%	18.3%
Over $200k	9.8%	3.6%	5.1%

Demographics & statistics

11,604

Population

424

People per sq mi

38.4

Median age

$89,396

Median household income

$40,989

Per capita income

$246,200

Median home value

$1,335

Median monthly rent

85.8%

Home ownership

7.5%

Poverty rate

6.0%

Unemployment

3,849

Housing units

32.0%

Bachelor's or higher

Age distribution

Male Female

358

Under 5

346

452

5–9

435

433

10–14

418

429

15–19

413

128

20–24

123

755

25–34

729

927

35–44

893

927

45–54

893

353

55–59

340

451

60–64

435

447

65–74

431

220

75–84

212

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,948	25.4%
18 and over	8,656	74.6%
65 and over	1,366	11.8%
Median age	38.4 years

Race & ethnicity

White 81.5%

Black or African American 11.4%

Two or more races 4.3%

Hispanic or Latino 1.4%

Asian 1.1%

Other race 0.3%

Group	Count	%
White	9,588	81.5%
Black or African American	1,340	11.4%
Two or more races	503	4.3%
Hispanic or Latino	160	1.4%
Asian	133	1.1%
Other race	40	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.2%	40.6%	45.7%
$50k – $100k	37.5%	33.5%	30.9%
$100k – $200k	29.5%	22.3%	18.3%
Over $200k	9.8%	3.6%	5.1%

Under $10k 2.1%

$10k–$15k 3.5%

$15k–$25k 1.1%

$25k–$35k 6.7%

$35k–$50k 6.5%

$50k–$75k 20.3%

$75k–$100k 15.7%

$100k–$150k 25.6%

$150k–$200k 8.7%

$200k+ 9.9%

Range	% of households
Under $10k	2.1%
$10k–$15k	3.5%
$15k–$25k	1.1%
$25k–$35k	6.7%
$35k–$50k	6.5%
$50k–$75k	20.3%
$75k–$100k	15.7%
$100k–$150k	25.6%
$150k–$200k	8.7%
$200k+	9.9%
Median income	$89,396

Housing

Home values

Under $50k 4.3%

$50k–$100k 0.5%

$100k–$150k 5.3%

$150k–$200k 14.4%

$200k–$300k 42.1%

$300k–$500k 29.7%

$500k–$1M 2.5%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$246,200
Median rent / month	$1,335
Owner occupied	85.8%
Renter occupied	14.2%
Vacant	3.0%
Single-family detached	93.3%
Large apartment buildings	2.8%
Mobile homes	3.3%
Median rooms	6.7
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.6%
2010–2019	11.9%
2000–2009	35.7%
1990–1999	36.3%
1980–1989	5.8%
1970–1979	3.4%
1960–1969	0.7%
1950–1959	3.0%
1940–1949	1.2%
1939 or earlier	1.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	2.1%
2 bedrooms	7.2%
3 bedrooms	52.7%
4 bedrooms	29.7%
5+ bedrooms	8.2%

Vehicles per household

Vehicles	% of households
No vehicle	0.7%
1 vehicle	23.5%
2 vehicles	41.0%
3 or more	34.9%

Heating fuel

Fuel type	%
Utility gas	72.4%
Electricity	25.4%
Propane / LP gas	1.4%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	2,827	65.3%
Cohabiting couple	67	1.5%
Male householder, no spouse	789	18.2%
Female householder, no spouse	643	14.9%
Households with children under 18	1,835	42.4%
Households with seniors (65+)	1,031	23.8%
Average household size	2.68

Marital status

Status	Male	Female
Never married	24.0%	22.4%
Married	63.2%	64.6%
Separated	0.7%	0.0%
Widowed	5.0%	5.7%
Divorced	7.0%	7.3%

Education

Less than 9th grade 1.0%

Some HS, no diploma 2.3%

HS graduate 27.8%

Some college, no degree 23.1%

Associate's degree 13.8%

Bachelor's degree 21.0%

Graduate / professional 11.0%

Metric	%
HS diploma or higher	96.7%
Bachelor's or higher	32.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	56	2.1%
Kindergarten	21	0.8%
Elementary school	1,333	49.0%
High school	614	22.5%
College / grad school	699	25.7%

Employment

Industry of employment

Education & healthcare 19.6%

Public administration 14.5%

Retail trade 13.8%

Professional & management 11.4%

Transportation & utilities 9.8%

Manufacturing 5.9%

Construction 5.8%

Other services 5.6%

Finance & real estate 4.1%

Wholesale trade 3.1%

Arts, food & hospitality 2.8%

Agriculture & mining 2.2%

Information 1.5%

Occupation

Category	%
Management, business & arts	44.5%
Service	10.4%
Sales & office	19.4%
Natural resources & construction	14.6%
Production & transportation	11.1%

Employment type

Type	%
Private sector	66.0%
Government	28.1%
Self-employed	5.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.9%
Carpool	3.9%
Public transit	0.0%
Walk	0.8%
Work from home	5.9%
Other means	0.5%
Avg commute (minutes)	36.2

Poverty

All people 7.5%

Under 18 years 10.4%

18 and over 6.6%

Married-couple families 3.9%

Female-led households 23.5%

Income support

Source	% of households
Social Security	26.4%
Retirement income	27.0%
Supplemental Security	4.8%
Cash public assistance	0.4%
Food stamps / SNAP	2.1%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	31.6%
High cholesterol	31.7%
Diabetes	9.0%
Heart disease	4.7%
Stroke	2.2%
Asthma	9.8%
Arthritis	23.6%
Kidney disease	2.1%
Pulmonary disease	5.7%
Cancer	5.5%

Behavior / access	%
Smoking	19.3%
Binge drinking	16.4%
No physical activity	20.5%
Less than 7 hrs sleep	34.4%
Depression	25.2%
Fair or poor health	11.5%
Poor mental health	15.9%
Poor physical health	8.8%
No health insurance	13.3%
Visited doctor (checkup)	74.0%
Visited dentist	64.1%
Cholesterol screening	91.0%
Teeth loss	11.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,454	17.1%

Disability	%
Any disability	13.2%
Under 18	1.9%
18–64 years	13.4%
65 and over	36.8%

Health insurance coverage

Type	%
Private insurance	84.2%
Public insurance	24.7%
No insurance	6.1%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,900	93.9%
Spanish	53	0.5%
Other Indo-European	13	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	40	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,344	97.8%
Born in same state	11,297	97.4%
Born in different state	6,996	60.3%
Foreign born	47	0.4%
Naturalized citizen	260	2.2%
Not a US citizen	247	95.0%

Ancestry

Ancestry	Count	%
Arab	2,425	20.9%
Italian	1,628	14%
French	1,251	10.8%
English	94	0.8%

Ancestry	Count	%
Norwegian	43	0.4%
Polish	30	0.3%
German	25	0.2%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	95.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38004

What city is ZIP code 38004 in?

ZIP code 38004 is primarily assigned to Atoka, Tennessee.

What county is ZIP code 38004 in?

ZIP code 38004 falls within Tipton County, Tennessee.

Is ZIP code 38004 mostly owner-occupied?

86% of occupied units in ZIP code 38004 are owner-occupied, well above the national average.

Does ZIP code 38004 have a large veteran population?

17% of civilians in ZIP code 38004 are veterans, above the national average of ~7%.

What is the population of ZIP code 38004?

ZIP code 38004 has an estimated population of 11,604 residents, with a density of 424 people per square mile.

What is the median household income in ZIP code 38004?

The median household income in ZIP code 38004 is $89,396, above the national median of ~$75,000.

What timezone is ZIP code 38004 in?

ZIP code 38004 observes the CST timezone.