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Connecticut ZIP Codes
Litchfield County
Winsted, CT
06098
06098 ZIP Code — Winsted, CT
Litchfield County, Connecticut
ZIP code 06098 is located in
Winsted ,
Connecticut ,
within Litchfield County .
It covers approximately 30.71 square miles and serves a population of
10,197 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 860 .
About ZIP code 06098
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $222,600. Owner-occupancy sits near the national average at 63%.
Median household income is $72,625. 41% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.
Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.
06098 ZIP code map
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Cities in ZIP code 06098
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
10,197
Population density
332 / sq mi
State FIPS
09
County FIPS
005
Geography
Land area
30.71 sq mi
Water area
1.27 sq mi
Latitude
41.9588
Longitude
-73.0945
Timezone
Eastern (ET)
Area code
860
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
39.1%
30.2%
32.0%
$50k – $100k
27.9%
29.4%
27.7%
$100k – $200k
28.1%
30.1%
27.1%
Over $200k
4.9%
10.3%
13.2%
Demographics & statistics
$72,625
Median household income
$222,600
Median home value
$1,118
Median monthly rent
26.3%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,626 15.9%
18 and over 8,571 84.1%
65 and over 2,557 25.1%
Median age 47.7 years
Race & ethnicity
Black or African American
3.1%
American Indian / Alaska Native
0.5%
Group Count %
White 8,754 79%
Hispanic or Latino 880 7.9%
Two or more races 719 6.5%
Black or African American 339 3.1%
Other race 326 2.9%
American Indian / Alaska Native 58 0.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
39.1%
30.2%
32.0%
$50k – $100k
27.9%
29.4%
27.7%
$100k – $200k
28.1%
30.1%
27.1%
Over $200k
4.9%
10.3%
13.2%
Range % of households
Under $10k 9.4%
$10k–$15k 5.6%
$15k–$25k 4.0%
$25k–$35k 6.4%
$35k–$50k 7.6%
$50k–$75k 19.4%
$75k–$100k 11.7%
$100k–$150k 22.4%
$150k–$200k 7.1%
$200k+ 6.5%
Median income $72,625
Housing
Housing overview
Metric Value
Median home value $222,600
Median rent / month $1,118
Owner occupied 63.1%
Renter occupied 36.9%
Vacant 10.9%
Single-family detached 56.7%
Large apartment buildings 9.6%
Mobile homes 0.0%
Median rooms 5.8
Avg household size (owned) 2.32
Year built
Era %
2020 or later 0.0%
2010–2019 3.9%
2000–2009 4.4%
1990–1999 5.4%
1980–1989 9.8%
1970–1979 9.9%
1960–1969 11.6%
1950–1959 12.5%
1940–1949 7.0%
1939 or earlier 35.5%
Bedrooms
Size % of units
No bedroom (studio) 3.7%
1 bedroom 13.3%
2 bedrooms 28.2%
3 bedrooms 33.2%
4 bedrooms 16.0%
5+ bedrooms 5.5%
Vehicles per household
Vehicles % of households
No vehicle 9.1%
1 vehicle 38.3%
2 vehicles 34.6%
3 or more 18.0%
Heating fuel
Fuel type %
Utility gas 32.2%
Electricity 16.2%
Propane / LP gas 6.5%
Fuel oil 41.0%
Wood 2.6%
No fuel used 1.0%
Households & families
Household type Count %
Married-couple family 2,129 44.6%
Cohabiting couple 641 13.4%
Male householder, no spouse 1,038 21.7%
Female householder, no spouse 970 20.3%
Households with children under 18 1,150 24.1%
Households with seniors (65+) 1,891 39.6%
Average household size 2.12
Marital status
Status Male Female
Never married 33.7% 30.4%
Married 45.7% 49.5%
Separated 1.9% 0.9%
Widowed 1.4% 6.6%
Divorced 17.3% 12.5%
Education
Some college, no degree
21.6%
Graduate / professional
11.5%
Metric %
HS diploma or higher 94.4%
Bachelor's or higher 26.3%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 146 7.6%
Kindergarten 121 6.3%
Elementary school 753 39.0%
High school 478 24.7%
College / grad school 434 22.5%
Employment
Industry of employment
Education & healthcare
27.9%
Arts, food & hospitality
9.0%
Finance & real estate
6.1%
Transportation & utilities
5.9%
Professional & management
3.8%
Agriculture & mining
2.6%
Public administration
2.5%
Occupation
Category %
Management, business & arts 31.6%
Service 23.6%
Sales & office 20.7%
Natural resources & construction 11.0%
Production & transportation 13.0%
Employment type
Type %
Private sector 82.0%
Government 11.7%
Self-employed 6.4%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 84.8%
Carpool 7.3%
Public transit 0.6%
Walk 1.5%
Work from home 4.9%
Other means 0.9%
Avg commute (minutes) 28.5
Poverty
Married-couple families
5.9%
Female-led households
29.0%
Income support
Source % of households
Social Security 41.3%
Retirement income 31.9%
Supplemental Security 9.3%
Cash public assistance 2.6%
Food stamps / SNAP 11.8%
Health indicators
Condition %
Obesity 31.6%
High blood pressure 30.2%
High cholesterol 33.4%
Diabetes 9.2%
Heart disease 6.8%
Stroke 3.0%
Asthma 11.2%
Arthritis 27.1%
Kidney disease 2.9%
Pulmonary disease 7.4%
Cancer 7.3%
Behavior / access %
Smoking 19.0%
Binge drinking 16.8%
No physical activity 21.9%
Less than 7 hrs sleep 33.6%
Depression 21.3%
Fair or poor health 13.2%
Poor mental health 14.8%
Poor physical health 10.5%
No health insurance 9.2%
Visited doctor (checkup) 75.4%
Visited dentist 67.6%
Cholesterol screening 91.2%
Teeth loss 12.1%
Veterans & disability
Veterans Count %
Civilian veterans 851 9.9%
Disability %
Any disability 19.0%
Under 18 2.3%
18–64 years 14.0%
65 and over 41.6%
Health insurance coverage
Type %
Private insurance 64.4%
Public insurance 47.5%
No insurance 7.1%
Uninsured under 19 9.4%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 9,848 96.6%
Spanish 370 3.8%
Other Indo-European 256 2.6%
Asian & Pacific Islander 114 1.2%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 9,621 94.4%
Born in same state 9,497 93.1%
Born in different state 7,388 72.5%
Foreign born 124 1.2%
Naturalized citizen 576 5.6%
Not a US citizen 232 40.3%
Ancestry
Ancestry Count %
Italian 2,258 22.1%
French 1,258 12.3%
German 654 6.4%
Arab 646 6.3%
Ancestry Count %
Irish 101 1%
Norwegian 58 0.6%
English 16 0.2%
Polish 9 0.1%
Technology access
Metric % of households
Computer access 46.9%
Internet access 93.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 06098
What city is ZIP code 06098 in?
ZIP code 06098 is primarily assigned to Winsted, Connecticut.
What county is ZIP code 06098 in?
ZIP code 06098 falls within Litchfield County, Connecticut.
Does ZIP code 06098 have an older population?
25% of residents in ZIP code 06098 are 65 or older, above the national average of ~17%.
Does ZIP code 06098 have a large retiree population?
41% of households in ZIP code 06098 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 06098 have a large veteran population?
10% of civilians in ZIP code 06098 are veterans, above the national average of ~7%.
What is the population of ZIP code 06098?
ZIP code 06098 has an estimated population of 10,197 residents, with a density of 332 people per square mile.
What timezone is ZIP code 06098 in?
ZIP code 06098 observes the EST timezone.
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