55795 ZIP Code — Willow River, MN

Pine County, Minnesota

ZIP code 55795 is located in Willow River, Minnesota, within Pine County. It covers approximately 86.62 square miles and serves a population of 1,899 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 55795

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $213,800. Owner-occupancy is high at 86%, well above the national average.

Median household income is $68,958. The poverty rate of 6% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 55795 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,899

population

86.62

sq mi land

Standard

ZIP type

Central (CT)

timezone

55795 ZIP code map

Cities in ZIP code 55795

Below are the cities the US Postal Service accepts for ZIP code 55795. Using any city not on this list may result in mail delivery delays.

City	Status
Willow River	Acceptable
Willow River	Preferred

Nearby ZIP codes

55783 Sturgeon Lake (8.1 mi) 55704 Askov (9.4 mi) 55735 Finlayson (10.6 mi) 55072 Sandstone (12.4 mi) 55767 Moose Lake (12.4 mi) 55712 Bruno (13.7 mi) 55757 Kettle River (15.4 mi) 56350 Mc Grath (18 mi) 55037 Hinckley (18.9 mi) 55756 Kerrick (19 mi)

Demographics updated 05/2026

Population
Total population	1,899
Population density	22 / sq mi
State FIPS	27
County FIPS	115

Geography
Land area	86.62 sq mi
Water area	1.19 sq mi
Latitude	46.3070
Longitude	-92.8664
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.9%	44.9%	33.6%
$50k – $100k	33.9%	33.9%	31.5%
$100k – $200k	21.4%	18.7%	26.5%
Over $200k	2.9%	2.5%	8.5%

Demographics & statistics

1,899

Population

People per sq mi

41.9

Median age

$68,958

Median household income

$34,077

Per capita income

$213,800

Median home value

$763

Median monthly rent

86.2%

Home ownership

6.0%

Poverty rate

7.9%

Unemployment

991

Housing units

12.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

139

25–34

155

35–44

106

167

45–54

114

55–59

60–64

120

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	378	19.9%
18 and over	1,521	80.1%
65 and over	332	17.5%
Median age	41.9 years

Race & ethnicity

White 90.6%

Two or more races 4.6%

Black or African American 3.3%

American Indian / Alaska Native 0.8%

Hispanic or Latino 0.4%

Other race 0.3%

Asian 0.1%

Group	Count	%
White	1,728	90.6%
Two or more races	87	4.6%
Black or African American	62	3.3%
American Indian / Alaska Native	15	0.8%
Hispanic or Latino	8	0.4%
Other race	5	0.3%
Asian	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.9%	44.9%	33.6%
$50k – $100k	33.9%	33.9%	31.5%
$100k – $200k	21.4%	18.7%	26.5%
Over $200k	2.9%	2.5%	8.5%

Under $10k 3.2%

$10k–$15k 2.5%

$15k–$25k 8.7%

$25k–$35k 8.4%

$35k–$50k 11.9%

$50k–$75k 18.0%

$75k–$100k 17.0%

$100k–$150k 13.8%

$150k–$200k 7.8%

$200k+ 8.7%

Range	% of households
Under $10k	3.2%
$10k–$15k	2.5%
$15k–$25k	8.7%
$25k–$35k	8.4%
$35k–$50k	11.9%
$50k–$75k	18.0%
$75k–$100k	17.0%
$100k–$150k	13.8%
$150k–$200k	7.8%
$200k+	8.7%
Median income	$68,958

Housing

Home values

Under $50k 3.9%

$50k–$100k 11.4%

$100k–$150k 12.0%

$150k–$200k 15.7%

$200k–$300k 38.4%

$300k–$500k 15.3%

$500k–$1M 2.9%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$213,800
Median rent / month	$763
Owner occupied	86.2%
Renter occupied	13.8%
Vacant	36.6%
Single-family detached	84.7%
Large apartment buildings	0.0%
Mobile homes	12.5%
Median rooms	5.6
Avg household size (owned)	2.68

Year built

Era	%
2020 or later	3.0%
2010–2019	9.3%
2000–2009	15.8%
1990–1999	19.4%
1980–1989	11.3%
1970–1979	12.3%
1960–1969	7.5%
1950–1959	6.8%
1940–1949	2.9%
1939 or earlier	11.5%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	14.5%
2 bedrooms	24.6%
3 bedrooms	33.6%
4 bedrooms	20.4%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	5.5%
1 vehicle	21.3%
2 vehicles	35.1%
3 or more	38.0%

Heating fuel

Fuel type	%
Utility gas	22.1%
Electricity	13.5%
Propane / LP gas	45.4%
Fuel oil	2.9%
Wood	13.1%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	361	52.4%
Cohabiting couple	83	12.0%
Male householder, no spouse	145	21.0%
Female householder, no spouse	100	14.5%
Households with children under 18	213	30.9%
Households with seniors (65+)	231	33.5%
Average household size	2.56

Marital status

Status	Male	Female
Never married	33.4%	14.7%
Married	42.9%	58.1%
Separated	0.5%	2.1%
Widowed	2.7%	6.2%
Divorced	20.5%	18.9%

Education

Less than 9th grade 2.0%

Some HS, no diploma 7.2%

HS graduate 41.0%

Some college, no degree 27.1%

Associate's degree 10.7%

Bachelor's degree 10.1%

Graduate / professional 2.0%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	12.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	26	6.9%
Kindergarten	18	4.8%
Elementary school	160	42.6%
High school	113	30.1%
College / grad school	59	15.7%

Employment

Industry of employment

Education & healthcare 26.3%

Public administration 15.3%

Construction 9.7%

Retail trade 9.7%

Transportation & utilities 9.1%

Manufacturing 6.7%

Arts, food & hospitality 5.0%

Finance & real estate 4.6%

Agriculture & mining 4.4%

Professional & management 3.4%

Wholesale trade 3.3%

Other services 2.5%

Information 0.2%

Occupation

Category	%
Management, business & arts	27.2%
Service	26.1%
Sales & office	14.4%
Natural resources & construction	17.9%
Production & transportation	14.5%

Employment type

Type	%
Private sector	68.0%
Government	26.4%
Self-employed	5.4%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	71.4%
Carpool	15.9%
Public transit	0.0%
Walk	0.6%
Work from home	9.3%
Other means	2.9%
Avg commute (minutes)	35.5

Poverty

All people 6.0%

Under 18 years 10.0%

18 and over 5.0%

Married-couple families 1.7%

Female-led households 20.7%

Income support

Source	% of households
Social Security	39.6%
Retirement income	26.6%
Supplemental Security	3.6%
Cash public assistance	1.6%
Food stamps / SNAP	9.9%

Health indicators

Condition	%
Obesity	37.0%
High blood pressure	31.8%
High cholesterol	30.9%
Diabetes	9.9%
Heart disease	6.8%
Stroke	3.2%
Asthma	9.1%
Arthritis	24.8%
Kidney disease	2.9%
Pulmonary disease	6.4%
Cancer	6.5%

Behavior / access	%
Smoking	23.3%
Binge drinking	21.1%
No physical activity	24.1%
Less than 7 hrs sleep	34.0%
Depression	21.1%
Fair or poor health	13.7%
Poor mental health	13.9%
Poor physical health	10.3%
No health insurance	13.2%
Visited doctor (checkup)	67.7%
Visited dentist	56.7%
Cholesterol screening	87.7%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	172	11.3%

Disability	%
Any disability	15.3%
Under 18	10.3%
18–64 years	12.1%
65 and over	31.0%

Health insurance coverage

Type	%
Private insurance	72.7%
Public insurance	38.3%
No insurance	7.4%
Uninsured under 19	7.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,797	94.6%
Spanish	6	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,889	99.5%
Born in same state	1,884	99.2%
Born in different state	1,604	84.5%
Foreign born	5	0.3%
Naturalized citizen	10	0.5%
Not a US citizen	10	100.0%

Ancestry

Ancestry	Count	%
Polish	193	10.2%
Italian	127	6.7%
French	100	5.3%
Dutch	75	3.9%

Ancestry	Count	%
Arab	70	3.7%
German	22	1.2%
English	6	0.3%

Technology access

Metric	% of households
Computer access	36.3%
Internet access	92.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55795

What city is ZIP code 55795 in?

ZIP code 55795 is primarily assigned to Willow River, Minnesota.

What county is ZIP code 55795 in?

ZIP code 55795 falls within Pine County, Minnesota.

How educated is the population of ZIP code 55795?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 55795 mostly owner-occupied?

86% of occupied units in ZIP code 55795 are owner-occupied, well above the national average.

Does ZIP code 55795 have a large retiree population?

40% of households in ZIP code 55795 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 55795 have a large veteran population?

11% of civilians in ZIP code 55795 are veterans, above the national average of ~7%.

What timezone is ZIP code 55795 in?

ZIP code 55795 observes the CST timezone.