55735 ZIP Code — Finlayson, MN

Pine County, Minnesota

ZIP code 55735 is located in Finlayson, Minnesota, within Pine County. It covers approximately 125.08 square miles and serves a population of 1,684 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 55735

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $213,500. Owner-occupancy is high at 94%, well above the national average.

Median household income is $61,023. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 55735 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,684
population
125.08
sq mi land
Standard
ZIP type
Central (CT)
timezone
55735 ZIP code map
Cities in ZIP code 55735

Below are the cities the US Postal Service accepts for ZIP code 55735. Using any city not on this list may result in mail delivery delays.

City Status
Finlayson Acceptable
Finlayson Preferred
Nearby ZIP codes
56350 Mc Grath (10 mi) 55795 Willow River (10.6 mi) 55783 Sturgeon Lake (14.3 mi) 55704 Askov (16 mi) 55037 Hinckley (16.4 mi) 55072 Sandstone (16.8 mi) 56342 Isle (17.2 mi)
Demographics updated 05/2026
Population
Total population 1,684
Population density 13 / sq mi
State FIPS 27
County FIPS 115
Geography
Land area 125.08 sq mi
Water area 3.19 sq mi
Latitude 46.2385
Longitude -93.0653
Timezone Central (CT)
Area code 320
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 42.2% 44.9% 33.6%
$50k – $100k 43.1% 33.9% 31.5%
$100k – $200k 13.1% 18.7% 26.5%
Over $200k 1.7% 2.5% 8.5%

Demographics & statistics

1,684
Population
13
People per sq mi
52.5
Median age
$61,023
Median household income
$32,139
Per capita income
$213,500
Median home value
$1,048
Median monthly rent
94.4%
Home ownership
10.5%
Poverty rate
9.5%
Unemployment
1,300
Housing units
15.6%
Bachelor's or higher

Age distribution

Male Female
36
Under 5
32
51
5–9
45
55
10–14
47
35
15–19
31
27
20–24
23
74
25–34
65
81
35–44
71
114
45–54
99
98
55–59
85
85
60–64
74
173
65–74
151
54
75–84
46
17
85+
15
← Male
Female →

Age summary

GroupCount%
Under 1831618.8%
18 and over1,36881.2%
65 and over45627.1%
Median age52.5 years

Race & ethnicity

White 93.3%
Two or more races 3.5%
American Indian / Alaska Native 1.8%
Hispanic or Latino 0.6%
Asian 0.3%
Black or African American 0.2%
Other race 0.2%
GroupCount%
White1,58193.3%
Two or more races603.5%
American Indian / Alaska Native301.8%
Hispanic or Latino110.6%
Asian50.3%
Black or African American40.2%
Other race40.2%

Household income

Income range This ZIP County avg State avg
Under $50k 42.2% 44.9% 33.6%
$50k – $100k 43.1% 33.9% 31.5%
$100k – $200k 13.1% 18.7% 26.5%
Over $200k 1.7% 2.5% 8.5%
Under $10k 3.2%
$10k–$15k 4.9%
$15k–$25k 10.1%
$25k–$35k 8.6%
$35k–$50k 11.9%
$50k–$75k 21.0%
$75k–$100k 16.1%
$100k–$150k 16.0%
$150k–$200k 4.6%
$200k+ 3.5%
Range% of households
Under $10k3.2%
$10k–$15k4.9%
$15k–$25k10.1%
$25k–$35k8.6%
$35k–$50k11.9%
$50k–$75k21.0%
$75k–$100k16.1%
$100k–$150k16.0%
$150k–$200k4.6%
$200k+3.5%
Median income$61,023

Housing

Home values

Under $50k 4.2%
$50k–$100k 12.2%
$100k–$150k 13.4%
$150k–$200k 15.8%
$200k–$300k 34.3%
$300k–$500k 16.3%
$500k–$1M 3.4%
$1M+ 0.4%

Housing overview

MetricValue
Median home value$213,500
Median rent / month$1,048
Owner occupied94.4%
Renter occupied5.6%
Vacant46.8%
Single-family detached83.1%
Large apartment buildings0.1%
Mobile homes13.4%
Median rooms5.3
Avg household size (owned)2.34

Year built

Era%
2020 or later1.3%
2010–20195.4%
2000–200924.0%
1990–19999.0%
1980–198910.5%
1970–197913.1%
1960–196911.8%
1950–19596.3%
1940–19493.3%
1939 or earlier15.3%

Bedrooms

Size% of units
No bedroom (studio)3.3%
1 bedroom14.6%
2 bedrooms23.4%
3 bedrooms41.7%
4 bedrooms12.8%
5+ bedrooms4.3%

Vehicles per household

Vehicles% of households
No vehicle3.1%
1 vehicle22.9%
2 vehicles34.4%
3 or more39.7%

Heating fuel

Fuel type%
Utility gas8.6%
Electricity13.9%
Propane / LP gas53.4%
Fuel oil3.9%
Wood18.2%
Solar0.8%
No fuel used0.4%

Households & families

Household typeCount%
Married-couple family39255.0%
Cohabiting couple537.4%
Male householder, no spouse17424.4%
Female householder, no spouse9413.2%
Households with children under 1812517.5%
Households with seniors (65+)31143.6%
Average household size2.34

Marital status

StatusMaleFemale
Never married25.9%17.2%
Married50.8%63.1%
Separated0.9%1.3%
Widowed5.6%7.7%
Divorced16.7%10.8%

Education

Less than 9th grade 0.5%
Some HS, no diploma 6.5%
HS graduate 44.5%
Some college, no degree 22.7%
Associate's degree 10.1%
Bachelor's degree 12.0%
Graduate / professional 3.6%
Metric%
HS diploma or higher93.0%
Bachelor's or higher15.6%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool165.4%
Kindergarten175.7%
Elementary school15551.8%
High school6220.7%
College / grad school4916.4%

Employment

Industry of employment

Education & healthcare 21.9%
Arts, food & hospitality 15.3%
Manufacturing 12.4%
Construction 9.8%
Public administration 7.9%
Retail trade 7.0%
Finance & real estate 6.1%
Transportation & utilities 5.1%
Other services 4.5%
Agriculture & mining 3.1%
Wholesale trade 2.5%
Professional & management 2.5%
Information 2.0%

Occupation

Category%
Management, business & arts31.0%
Service23.8%
Sales & office16.2%
Natural resources & construction11.7%
Production & transportation17.3%

Employment type

Type%
Private sector74.5%
Government18.5%
Self-employed6.4%
Unpaid family workers0.6%

Commute

Method%
Drive alone75.6%
Carpool9.2%
Public transit0.0%
Walk1.2%
Work from home11.9%
Other means2.1%
Avg commute (minutes)38.3

Poverty

All people 10.5%
Under 18 years 16.6%
18 and over 9.1%
Married-couple families 2.8%
Female-led households 20.6%

Income support

Source% of households
Social Security49.4%
Retirement income33.4%
Supplemental Security2.2%
Cash public assistance1.8%
Food stamps / SNAP8.4%

Health indicators

Condition%
Obesity37.5%
High blood pressure37.6%
High cholesterol35.6%
Diabetes12.4%
Heart disease8.7%
Stroke4.0%
Asthma9.4%
Arthritis30.6%
Kidney disease3.6%
Pulmonary disease8.1%
Cancer8.2%
Behavior / access%
Smoking22.7%
Binge drinking17.8%
No physical activity25.9%
Less than 7 hrs sleep32.1%
Depression21.7%
Fair or poor health15.8%
Poor mental health13.3%
Poor physical health12.0%
No health insurance11.6%
Visited doctor (checkup)71.3%
Visited dentist58.2%
Cholesterol screening90.8%
Teeth loss13.9%

Veterans & disability

VeteransCount%
Civilian veterans13810.1%
Disability%
Any disability17.6%
Under 186.6%
18–64 years14.0%
65 and over32.5%

Health insurance coverage

Type%
Private insurance69.0%
Public insurance48.2%
No insurance7.5%
Uninsured under 193.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,61696.0%
Spanish50.3%
Other Indo-European00.0%
Asian & Pacific Islander50.3%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,66698.9%
Born in same state1,66498.8%
Born in different state1,31478.0%
Foreign born20.1%
Naturalized citizen181.1%
Not a US citizen1477.8%

Ancestry

AncestryCount%
Polish21412.7%
Italian1659.8%
Arab1639.7%
French694.1%
Dutch543.2%
AncestryCount%
English412.4%
German311.8%
Irish60.4%
Norwegian20.1%

Technology access

Metric% of households
Computer access42.3%
Internet access86.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55735

What city is ZIP code 55735 in?

ZIP code 55735 is primarily assigned to Finlayson, Minnesota.

What county is ZIP code 55735 in?

ZIP code 55735 falls within Pine County, Minnesota.

Is ZIP code 55735 mostly owner-occupied?

94% of occupied units in ZIP code 55735 are owner-occupied, well above the national average.

Does ZIP code 55735 have an older population?

27% of residents in ZIP code 55735 are 65 or older, above the national average of ~17%.

Does ZIP code 55735 have a large retiree population?

49% of households in ZIP code 55735 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 55735 have a large veteran population?

10% of civilians in ZIP code 55735 are veterans, above the national average of ~7%.

What timezone is ZIP code 55735 in?

ZIP code 55735 observes the CST timezone.

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