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Michigan ZIP Codes
Alger County
Wetmore, MI
49895
49895 ZIP Code — Wetmore, MI
Alger County, Michigan
ZIP code 49895 is located in
Wetmore ,
Michigan ,
within Alger County .
It covers approximately 223.44 square miles and serves a population of
873 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 906 .
About ZIP code 49895
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $162,000. Owner-occupancy is high at 84%, well above the national average.
The gap between median ($48,125) and mean household income suggests income inequality — a small number of higher earners pull the average up. 59% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.
College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks.
Overall, ZIP code 49895 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
49895 ZIP code map
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Cities in ZIP code 49895
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
873
Population density
4 / sq mi
State FIPS
26
County FIPS
003
Geography
Land area
223.44 sq mi
Water area
8.33 sq mi
Latitude
46.2084
Longitude
-86.6136
Timezone
Eastern (ET)
Area code
906
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
67.2%
54.5%
42.6%
$50k – $100k
24.7%
33.2%
31.1%
$100k – $200k
6.1%
11.2%
20.6%
Over $200k
2.0%
1.2%
5.7%
Demographics & statistics
$48,125
Median household income
$162,000
Median home value
13.7%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 99 11.3% 18 and over 774 88.7% 65 and over 352 40.3% Median age 58.3 years
Race & ethnicity
American Indian / Alaska Native
10.4%
Black or African American
0.3%
Group Count % White 740 83.1% American Indian / Alaska Native 93 10.4% Two or more races 35 3.9% Hispanic or Latino 18 2% Black or African American 3 0.3% Other race 2 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
67.2%
54.5%
42.6%
$50k – $100k
24.7%
33.2%
31.1%
$100k – $200k
6.1%
11.2%
20.6%
Over $200k
2.0%
1.2%
5.7%
Range % of households Under $10k 5.0% $10k–$15k 8.6% $15k–$25k 5.5% $25k–$35k 6.3% $35k–$50k 27.4% $50k–$75k 15.7% $75k–$100k 13.3% $100k–$150k 6.3% $150k–$200k 2.3% $200k+ 9.7% Median income $48,125
Housing
Housing overview
Metric Value Median home value $162,000 Median rent / month $0 Owner occupied 84.1% Renter occupied 15.9% Vacant 69.5% Single-family detached 87.4% Large apartment buildings 0.0% Mobile homes 11.5% Median rooms 4.7 Avg household size (owned) 2.36
Year built
Era % 2020 or later 0.0% 2010–2019 7.7% 2000–2009 14.7% 1990–1999 11.1% 1980–1989 19.6% 1970–1979 15.4% 1960–1969 12.6% 1950–1959 10.0% 1940–1949 5.6% 1939 or earlier 3.2%
Bedrooms
Size % of units No bedroom (studio) 0.4% 1 bedroom 22.6% 2 bedrooms 34.7% 3 bedrooms 35.4% 4 bedrooms 3.9% 5+ bedrooms 3.0%
Vehicles per household
Vehicles % of households No vehicle 2.1% 1 vehicle 39.7% 2 vehicles 43.1% 3 or more 15.1%
Heating fuel
Fuel type % Utility gas 13.3% Electricity 9.7% Propane / LP gas 47.8% Wood 21.4% Solar 1.3%
Households & families
Household type Count % Married-couple family 257 67.1% Cohabiting couple 31 8.1% Male householder, no spouse 30 7.8% Female householder, no spouse 65 17.0% Households with children under 18 36 9.4% Households with seniors (65+) 219 57.2% Average household size 2.28
Marital status
Status Male Female Never married 24.7% 11.4% Married 66.9% 74.2% Separated 0.0% 0.0% Widowed 0.0% 12.2% Divorced 8.3% 2.3%
Education
Some HS, no diploma
11.5%
Some college, no degree
25.0%
Graduate / professional
3.8%
Metric % HS diploma or higher 88.5% Bachelor's or higher 13.7%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 36 35.0% High school 18 17.5% College / grad school 49 47.6%
Employment
Industry of employment
Finance & real estate
22.5%
Arts, food & hospitality
22.2%
Education & healthcare
17.4%
Professional & management
10.9%
Public administration
6.5%
Agriculture & mining
2.7%
Transportation & utilities
1.7%
Occupation
Category % Management, business & arts 18.4% Service 37.9% Sales & office 33.8% Natural resources & construction 3.1% Production & transportation 6.8%
Employment type
Type % Private sector 89.4% Government 7.5% Self-employed 3.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 90.6% Carpool 2.4% Public transit 0.0% Walk 0.3% Work from home 6.6% Other means 0.0% Avg commute (minutes) 39.3
Poverty
Married-couple families
2.7%
Female-led households
83.3%
Income support
Source % of households Social Security 58.7% Retirement income 47.8% Supplemental Security 11.7% Cash public assistance 1.0% Food stamps / SNAP 8.9%
Health indicators
Condition % Obesity 40.8% High blood pressure 41.8% High cholesterol 42.9% Diabetes 14.5% Heart disease 9.4% Stroke 4.2% Asthma 11.2% Arthritis 38.0% Kidney disease 3.7% Pulmonary disease 10.9% Cancer 8.8%
Behavior / access % Smoking 22.9% Binge drinking 16.1% No physical activity 24.5% Less than 7 hrs sleep 33.7% Depression 21.5% Fair or poor health 18.5% Poor mental health 15.5% Poor physical health 13.8% No health insurance 9.5% Visited doctor (checkup) 77.0% Visited dentist 67.1% Cholesterol screening 93.8% Teeth loss 14.3%
Veterans & disability
Veterans Count % Civilian veterans 43 5.6%
Disability % Any disability 18.4% Under 18 0.0% 18–64 years 7.8% 65 and over 36.4%
Health insurance coverage
Type % Private insurance 68.7% Public insurance 74.2% No insurance 1.6% Uninsured under 19 4.5%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 827 94.7% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 866 99.2% Born in same state 864 99.0% Born in different state 548 62.8% Foreign born 2 0.2% Naturalized citizen 7 0.8% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Italian 144 16.5% French 64 7.3% Arab 59 6.8% English 21 2.4%
Ancestry Count % German 10 1.1% Polish 9 1% Irish 2 0.2% Dutch 2 0.2%
Technology access
Metric % of households Computer access 43.9% Internet access 86.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 49895
What city is ZIP code 49895 in?
ZIP code 49895 is primarily assigned to Wetmore, Michigan.
What county is ZIP code 49895 in?
ZIP code 49895 falls within Alger County, Michigan.
Does ZIP code 49895 have an older population?
40% of residents in ZIP code 49895 are 65 or older, above the national average of ~17%.
Does ZIP code 49895 have a large retiree population?
59% of households in ZIP code 49895 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 49895?
14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Is ZIP code 49895 mostly owner-occupied?
84% of occupied units in ZIP code 49895 are owner-occupied, well above the national average.
What timezone is ZIP code 49895 in?
ZIP code 49895 observes the EST timezone.
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