37186 ZIP Code — Westmoreland, TN

Sumner County, Tennessee

ZIP code 37186 is located in Westmoreland, Tennessee, within Sumner County. It covers approximately 107.89 square miles and serves a population of 11,091 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 615.

About ZIP code 37186

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $182,800. Owner-occupancy sits near the national average at 69%.

Median household income is $54,495. SNAP benefit usage at 18% of households reflects economic stress in the area.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (28%) compared to national benchmarks.

Overall, ZIP code 37186 reflects a community defined by a trades-oriented workforce and elevated reliance on food assistance.

11,091

population

107.89

sq mi land

Standard

ZIP type

Central (CT)

timezone

37186 ZIP code map

Cities in ZIP code 37186

Below are the cities the US Postal Service accepts for ZIP code 37186. Using any city not on this list may result in mail delivery delays.

City	Status
Westmoreland	Preferred

Nearby ZIP codes

37022 Bethpage (6.5 mi) 42120 Adolphus (7.1 mi) 37074 Hartsville (12.7 mi) 37083 Lafayette (14 mi) 42164 Scottsville (14.3 mi) 37031 Castalian Springs (14.5 mi) 37148 Portland (15.6 mi) 37057 Dixon Springs (17.7 mi) 37066 Gallatin (17.7 mi) 42133 Fountain Run (19.6 mi) 37048 Cottontown (19.8 mi)

Demographics updated 08/2026

Population
Total population	11,091
Population density	103 / sq mi
State FIPS	47
County FIPS	165

Geography
Land area	107.89 sq mi
Water area	0.06 sq mi
Latitude	36.5804
Longitude	-86.2495
Timezone	Central (CT)
Area code	615

Total population by age

Gender

Race & ethnicity

Economics updated 08/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.8%	35.2%	45.7%
$50k – $100k	27.6%	34.1%	30.9%
$100k – $200k	17.8%	24.4%	18.3%
Over $200k	2.9%	6.4%	5.1%

Demographics & statistics

11,091

Population

103

People per sq mi

37.5

Median age

$54,495

Median household income

$25,139

Per capita income

$182,800

Median home value

$951

Median monthly rent

69.1%

Home ownership

16.3%

Poverty rate

5.9%

Unemployment

3,197

Housing units

8.4%

Bachelor's or higher

Age distribution

Male Female

345

Under 5

404

336

5–9

393

278

10–14

324

493

15–19

575

333

20–24

389

611

25–34

714

735

35–44

858

716

45–54

837

327

55–59

383

246

60–64

287

439

65–74

512

188

75–84

219

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,836	25.6%
18 and over	8,255	74.4%
65 and over	1,507	13.6%
Median age	37.5 years

Race & ethnicity

White 92.7%

Two or more races 4.1%

Hispanic or Latino 2.4%

Black or African American 0.3%

Other race 0.2%

American Indian / Alaska Native 0.1%

Asian 0.1%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	10,537	92.7%
Two or more races	461	4.1%
Hispanic or Latino	277	2.4%
Black or African American	38	0.3%
Other race	24	0.2%
American Indian / Alaska Native	13	0.1%
Asian	9	0.1%
Native Hawaiian / Pacific Islander	9	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.8%	35.2%	45.7%
$50k – $100k	27.6%	34.1%	30.9%
$100k – $200k	17.8%	24.4%	18.3%
Over $200k	2.9%	6.4%	5.1%

Under $10k 4.7%

$10k–$15k 2.3%

$15k–$25k 11.7%

$25k–$35k 7.9%

$35k–$50k 19.1%

$50k–$75k 17.0%

$75k–$100k 12.9%

$100k–$150k 18.9%

$150k–$200k 4.0%

$200k+ 1.6%

Range	% of households
Under $10k	4.7%
$10k–$15k	2.3%
$15k–$25k	11.7%
$25k–$35k	7.9%
$35k–$50k	19.1%
$50k–$75k	17.0%
$75k–$100k	12.9%
$100k–$150k	18.9%
$150k–$200k	4.0%
$200k+	1.6%
Median income	$54,495

Housing

Home values

Under $50k 9.1%

$50k–$100k 13.8%

$100k–$150k 11.9%

$150k–$200k 21.6%

$200k–$300k 26.6%

$300k–$500k 10.2%

$500k–$1M 6.0%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$182,800
Median rent / month	$951
Owner occupied	69.1%
Renter occupied	30.9%
Vacant	13.1%
Single-family detached	61.2%
Large apartment buildings	0.5%
Mobile homes	34.0%
Median rooms	5.8
Avg household size (owned)	2.90

Year built

Era	%
2020 or later	3.3%
2010–2019	5.9%
2000–2009	21.0%
1990–1999	21.1%
1980–1989	12.3%
1970–1979	18.4%
1960–1969	7.0%
1950–1959	5.4%
1940–1949	2.1%
1939 or earlier	3.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	3.5%
2 bedrooms	28.8%
3 bedrooms	56.0%
4 bedrooms	8.3%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.0%
1 vehicle	19.4%
2 vehicles	34.9%
3 or more	40.7%

Heating fuel

Fuel type	%
Utility gas	2.4%
Electricity	84.6%
Propane / LP gas	10.0%
Wood	2.8%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	2,326	61.2%
Cohabiting couple	231	6.1%
Male householder, no spouse	371	9.8%
Female householder, no spouse	873	23.0%
Households with children under 18	1,632	42.9%
Households with seniors (65+)	912	24.0%
Average household size	2.89

Marital status

Status	Male	Female
Never married	27.6%	25.8%
Married	58.3%	50.4%
Separated	0.8%	5.6%
Widowed	2.3%	9.3%
Divorced	11.0%	8.9%

Education

Less than 9th grade 7.0%

Some HS, no diploma 13.7%

HS graduate 49.0%

Some college, no degree 17.0%

Associate's degree 5.0%

Bachelor's degree 5.5%

Graduate / professional 2.8%

Metric	%
HS diploma or higher	79.3%
Bachelor's or higher	8.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	114	4.4%
Kindergarten	52	2.0%
Elementary school	1,147	44.6%
High school	951	37.0%
College / grad school	307	11.9%

Employment

Industry of employment

Manufacturing 22.0%

Retail trade 18.8%

Education & healthcare 16.8%

Construction 8.7%

Arts, food & hospitality 6.2%

Finance & real estate 5.8%

Transportation & utilities 5.4%

Other services 5.0%

Professional & management 4.8%

Public administration 3.4%

Wholesale trade 1.7%

Information 1.2%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	24.4%
Service	13.4%
Sales & office	22.5%
Natural resources & construction	9.1%
Production & transportation	30.6%

Employment type

Type	%
Private sector	78.2%
Government	13.8%
Self-employed	8.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.3%
Carpool	17.0%
Public transit	0.0%
Walk	0.4%
Work from home	3.9%
Other means	2.5%
Avg commute (minutes)	32.0

Poverty

All people 16.3%

Under 18 years 23.9%

18 and over 13.6%

Married-couple families 10.8%

Female-led households 21.5%

Income support

Source	% of households
Social Security	28.3%
Retirement income	20.6%
Supplemental Security	5.7%
Cash public assistance	4.5%
Food stamps / SNAP	18.2%

Health indicators

Condition	%
Obesity	39.5%
High blood pressure	38.4%
High cholesterol	35.1%
Diabetes	12.7%
Heart disease	7.6%
Stroke	3.6%
Asthma	11.0%
Arthritis	30.2%
Kidney disease	3.1%
Pulmonary disease	10.3%
Cancer	6.4%

Behavior / access	%
Smoking	28.1%
Binge drinking	14.7%
No physical activity	29.9%
Less than 7 hrs sleep	34.9%
Depression	28.3%
Fair or poor health	19.2%
Poor mental health	18.5%
Poor physical health	13.4%
No health insurance	18.3%
Visited doctor (checkup)	73.1%
Visited dentist	52.2%
Cholesterol screening	88.2%
Teeth loss	21.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	539	6.5%

Disability	%
Any disability	19.6%
Under 18	7.3%
18–64 years	19.4%
65 and over	44.4%

Health insurance coverage

Type	%
Private insurance	58.6%
Public insurance	42.4%
No insurance	10.3%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,342	93.2%
Spanish	48	0.5%
Other Indo-European	48	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,015	99.3%
Born in same state	10,999	99.2%
Born in different state	7,851	70.8%
Foreign born	16	0.1%
Naturalized citizen	76	0.7%
Not a US citizen	20	26.3%

Ancestry

Ancestry	Count	%
Arab	2,718	24.5%
French	1,165	10.5%
Italian	691	6.2%

Ancestry	Count	%
English	82	0.7%
Dutch	11	0.1%
Polish	7	0.1%

Technology access

Metric	% of households
Computer access	34.3%
Internet access	86.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37186

What city is ZIP code 37186 in?

ZIP code 37186 is primarily assigned to Westmoreland, Tennessee.

What county is ZIP code 37186 in?

ZIP code 37186 falls within Sumner County, Tennessee.

How educated is the population of ZIP code 37186?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 37186?

16% of residents in ZIP code 37186 live below the poverty line, above the national average.

What is the typical home value in ZIP code 37186?

The median home value in ZIP code 37186 is $182,800.

What is the population of ZIP code 37186?

ZIP code 37186 has an estimated population of 11,091 residents, with a density of 103 people per square mile.

What timezone is ZIP code 37186 in?

ZIP code 37186 observes the CST timezone.