37048 ZIP Code — Cottontown, TN

Sumner County, Tennessee

ZIP code 37048 is located in Cottontown, Tennessee, within Sumner County. It covers approximately 46.44 square miles and serves a population of 6,613 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 615.

About ZIP code 37048

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $343,900. Owner-occupancy is high at 89%, well above the national average.

The gap between median ($90,652) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 37048 reflects a community defined by high homeownership and a significant Social Security-dependent population.

6,613

population

46.44

sq mi land

Standard

ZIP type

Central (CT)

timezone

37048 ZIP code map

Cities in ZIP code 37048

Below are the cities the US Postal Service accepts for ZIP code 37048. Using any city not on this list may result in mail delivery delays.

City	Status
Cottontown	Acceptable
Cottontown	Preferred

Nearby ZIP codes

37188 White House (4.7 mi) 37148 Portland (5.7 mi) 37049 Cross Plains (7.5 mi) 37066 Gallatin (9.9 mi) 37075 Hendersonville (9.9 mi) 37141 Orlinda (10.7 mi) 37073 Greenbrier (12.9 mi) 37072 Goodlettsville (13.4 mi) 37172 Springfield (15.1 mi) 37022 Bethpage (16.2 mi) 37138 Old Hickory (16.6 mi) 37115 Madison (17.3 mi)

Demographics updated 06/2026

Population
Total population	6,613
Population density	142 / sq mi
State FIPS	47
County FIPS	165

Geography
Land area	46.44 sq mi
Water area	0.00 sq mi
Latitude	36.4889
Longitude	-86.5869
Timezone	Central (CT)
Area code	615

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.7%	35.2%	45.7%
$50k – $100k	34.4%	34.1%	30.9%
$100k – $200k	29.5%	24.4%	18.3%
Over $200k	5.3%	6.4%	5.1%

Demographics & statistics

6,613

Population

142

People per sq mi

42.9

Median age

$90,652

Median household income

$46,917

Per capita income

$343,900

Median home value

$963

Median monthly rent

89.3%

Home ownership

5.8%

Poverty rate

1.8%

Unemployment

2,298

Housing units

26.2%

Bachelor's or higher

Age distribution

Male Female

123

Under 5

122

264

5–9

261

235

10–14

233

254

15–19

251

118

20–24

117

244

25–34

242

502

35–44

496

472

45–54

467

241

55–59

238

256

60–64

253

396

65–74

392

204

75–84

202

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,591	24.1%
18 and over	5,022	75.9%
65 and over	1,224	18.5%
Median age	42.9 years

Race & ethnicity

White 89.8%

Two or more races 5.2%

Hispanic or Latino 2.8%

Other race 1.4%

Asian 0.6%

Black or African American 0.4%

Group	Count	%
White	6,105	89.8%
Two or more races	351	5.2%
Hispanic or Latino	187	2.8%
Other race	93	1.4%
Asian	40	0.6%
Black or African American	24	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.7%	35.2%	45.7%
$50k – $100k	34.4%	34.1%	30.9%
$100k – $200k	29.5%	24.4%	18.3%
Over $200k	5.3%	6.4%	5.1%

Under $10k 2.6%

$10k–$15k 0.6%

$15k–$25k 3.5%

$25k–$35k 5.3%

$35k–$50k 8.3%

$50k–$75k 20.3%

$75k–$100k 15.6%

$100k–$150k 22.2%

$150k–$200k 6.3%

$200k+ 15.3%

Range	% of households
Under $10k	2.6%
$10k–$15k	0.6%
$15k–$25k	3.5%
$25k–$35k	5.3%
$35k–$50k	8.3%
$50k–$75k	20.3%
$75k–$100k	15.6%
$100k–$150k	22.2%
$150k–$200k	6.3%
$200k+	15.3%
Median income	$90,652

Housing

Home values

Under $50k 2.0%

$50k–$100k 1.9%

$100k–$150k 4.1%

$150k–$200k 9.0%

$200k–$300k 22.0%

$300k–$500k 40.4%

$500k–$1M 16.8%

$1M+ 3.9%

Housing overview

Metric	Value
Median home value	$343,900
Median rent / month	$963
Owner occupied	89.3%
Renter occupied	10.7%
Vacant	5.9%
Single-family detached	91.2%
Large apartment buildings	0.0%
Mobile homes	8.1%
Median rooms	6.8
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.6%
2010–2019	14.4%
2000–2009	18.9%
1990–1999	14.4%
1980–1989	24.3%
1970–1979	14.4%
1960–1969	4.3%
1950–1959	2.3%
1940–1949	4.0%
1939 or earlier	2.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	3.4%
2 bedrooms	14.3%
3 bedrooms	57.4%
4 bedrooms	23.1%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	15.1%
2 vehicles	35.9%
3 or more	47.1%

Heating fuel

Fuel type	%
Utility gas	23.7%
Electricity	66.7%
Propane / LP gas	5.9%
Wood	1.3%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	1,636	68.1%
Cohabiting couple	49	2.0%
Male householder, no spouse	225	9.4%
Female householder, no spouse	494	20.5%
Households with children under 18	916	38.1%
Households with seniors (65+)	761	31.7%
Average household size	2.75

Marital status

Status	Male	Female
Never married	21.8%	13.0%
Married	66.1%	64.7%
Separated	1.5%	0.4%
Widowed	4.3%	8.2%
Divorced	6.4%	13.6%

Education

Less than 9th grade 2.8%

Some HS, no diploma 6.2%

HS graduate 35.0%

Some college, no degree 21.0%

Associate's degree 8.7%

Bachelor's degree 17.4%

Graduate / professional 8.9%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	26.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	47	3.1%
Kindergarten	96	6.2%
Elementary school	725	47.1%
High school	500	32.5%
College / grad school	172	11.2%

Employment

Industry of employment

Education & healthcare 21.9%

Professional & management 10.9%

Manufacturing 9.8%

Retail trade 9.7%

Construction 9.1%

Transportation & utilities 8.5%

Arts, food & hospitality 8.5%

Other services 7.4%

Finance & real estate 5.8%

Public administration 4.8%

Wholesale trade 2.0%

Information 0.9%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	36.8%
Service	15.5%
Sales & office	21.5%
Natural resources & construction	13.1%
Production & transportation	13.1%

Employment type

Type	%
Private sector	72.8%
Government	14.5%
Self-employed	12.4%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	79.2%
Carpool	5.9%
Public transit	0.0%
Walk	0.5%
Work from home	11.0%
Other means	3.4%
Avg commute (minutes)	31.2

Poverty

All people 5.8%

Under 18 years 4.9%

18 and over 6.0%

Married-couple families 4.2%

Female-led households 9.2%

Income support

Source	% of households
Social Security	32.1%
Retirement income	26.7%
Supplemental Security	5.7%
Cash public assistance	0.5%
Food stamps / SNAP	4.7%

Health indicators

Condition	%
Obesity	36.6%
High blood pressure	36.0%
High cholesterol	35.1%
Diabetes	11.0%
Heart disease	6.5%
Stroke	2.9%
Asthma	9.9%
Arthritis	28.3%
Kidney disease	2.7%
Pulmonary disease	7.7%
Cancer	6.8%

Behavior / access	%
Smoking	21.9%
Binge drinking	15.2%
No physical activity	23.8%
Less than 7 hrs sleep	31.8%
Depression	25.8%
Fair or poor health	14.0%
Poor mental health	15.9%
Poor physical health	10.6%
No health insurance	14.1%
Visited doctor (checkup)	73.6%
Visited dentist	63.1%
Cholesterol screening	91.6%
Teeth loss	14.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	474	9.5%

Disability	%
Any disability	11.0%
Under 18	4.0%
18–64 years	8.2%
65 and over	29.0%

Health insurance coverage

Type	%
Private insurance	76.3%
Public insurance	32.7%
No insurance	4.5%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,368	96.3%
Spanish	17	0.3%
Other Indo-European	17	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,530	98.7%
Born in same state	6,489	98.1%
Born in different state	4,097	62.0%
Foreign born	41	0.6%
Naturalized citizen	83	1.3%
Not a US citizen	65	78.3%

Ancestry

Ancestry	Count	%
Arab	1,189	18%
French	833	12.6%
Italian	584	8.8%
Dutch	22	0.3%

Ancestry	Count	%
Polish	6	0.1%
Irish	4	0.1%
English	4	0.1%
German	2	0%

Technology access

Metric	% of households
Computer access	36.4%
Internet access	96.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37048

What city is ZIP code 37048 in?

ZIP code 37048 is primarily assigned to Cottontown, Tennessee.

What county is ZIP code 37048 in?

ZIP code 37048 falls within Sumner County, Tennessee.

Is ZIP code 37048 mostly owner-occupied?

89% of occupied units in ZIP code 37048 are owner-occupied, well above the national average.

Does ZIP code 37048 have a large veteran population?

10% of civilians in ZIP code 37048 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 37048?

The median home value in ZIP code 37048 is $343,900.

What is the population of ZIP code 37048?

ZIP code 37048 has an estimated population of 6,613 residents, with a density of 142 people per square mile.

What timezone is ZIP code 37048 in?

ZIP code 37048 observes the CST timezone.