64498 ZIP Code — Westboro, MO

Atchison County, Missouri

ZIP code 64498 is located in Westboro, Missouri, within Atchison County. It covers approximately 69.68 square miles and serves a population of 234 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 64498

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $63,000. Owner-occupancy is high at 92%, well above the national average.

Median household income is $66,058. Poverty affects 19% of residents, above the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 23% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 20% of civilians, above the national average of 7%.

Overall, ZIP code 64498 reflects a community defined by economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

234

population

69.68

sq mi land

Standard

ZIP type

Central (CT)

timezone

64498 ZIP code map

Cities in ZIP code 64498

Below are the cities the US Postal Service accepts for ZIP code 64498. Using any city not on this list may result in mail delivery delays.

City	Status
Westboro	Preferred

Nearby ZIP codes

64491 Tarkio (6.5 mi) 51630 Blanchard (7.7 mi) 51636 Coin (10.5 mi) 64445 Elmo (11 mi) 51601 Shenandoah (13.6 mi) 64446 Fairfax (14 mi) 51639 Farragut (15.1 mi) 51640 Hamburg (15.8 mi) 51650 Riverton (15.8 mi) 64482 Rock Port (16.1 mi) 51631 Braddyville (16.5 mi) 51603 Shenandoah (16.5 mi)

Demographics updated 05/2026

Population
Total population	234
Population density	3 / sq mi
State FIPS	29
County FIPS	005

Geography
Land area	69.68 sq mi
Water area	0.00 sq mi
Latitude	40.5302
Longitude	-95.3168
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.7%	47.7%	43.8%
$50k – $100k	18.5%	33.9%	31.5%
$100k – $200k	40.7%	15.1%	19.5%
Over $200k	0.0%	3.3%	5.2%

Demographics & statistics

234

Population

People per sq mi

50.8

Median age

$66,058

Median household income

$37,191

Per capita income

$63,000

Median home value

Median monthly rent

91.5%

Home ownership

18.8%

Poverty rate

10.0%

Unemployment

110

Housing units

26.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	45	19.2%
18 and over	189	80.8%
65 and over	48	20.5%
Median age	50.8 years

Race & ethnicity

White 88.3%

Hispanic or Latino 5.6%

Other race 5.2%

Two or more races 0.8%

Group	Count	%
White	219	88.3%
Hispanic or Latino	14	5.6%
Other race	13	5.2%
Two or more races	2	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.7%	47.7%	43.8%
$50k – $100k	18.5%	33.9%	31.5%
$100k – $200k	40.7%	15.1%	19.5%
Over $200k	0.0%	3.3%	5.2%

Under $10k 5.1%

$10k–$15k 9.4%

$15k–$25k 12.0%

$25k–$35k 12.8%

$35k–$50k 5.1%

$50k–$75k 13.7%

$75k–$100k 1.7%

$100k–$150k 33.3%

$150k–$200k 6.8%

Range	% of households
Under $10k	5.1%
$10k–$15k	9.4%
$15k–$25k	12.0%
$25k–$35k	12.8%
$35k–$50k	5.1%
$50k–$75k	13.7%
$75k–$100k	1.7%
$100k–$150k	33.3%
$150k–$200k	6.8%
Median income	$66,058

Housing

Home values

Under $50k 36.4%

$50k–$100k 34.6%

$100k–$150k 2.8%

$150k–$200k 7.5%

$200k–$300k 12.1%

$300k–$500k 5.6%

$500k–$1M 0.9%

Housing overview

Metric	Value
Median home value	$63,000
Median rent / month	$0
Owner occupied	91.5%
Renter occupied	8.5%
Vacant	2.5%
Single-family detached	90.0%
Large apartment buildings	0.0%
Mobile homes	7.5%
Median rooms	6.9
Avg household size (owned)	2.01

Year built

Era	%
2020 or later	0.0%
2010–2019	4.2%
2000–2009	5.0%
1990–1999	8.3%
1980–1989	0.0%
1970–1979	6.7%
1960–1969	1.7%
1950–1959	7.5%
1940–1949	18.3%
1939 or earlier	48.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.8%
2 bedrooms	41.7%
3 bedrooms	29.2%
4 bedrooms	11.7%
5+ bedrooms	16.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	49.6%
2 vehicles	27.4%
3 or more	21.4%

Heating fuel

Fuel type	%
Utility gas	4.3%
Electricity	27.4%
Propane / LP gas	29.9%
Fuel oil	0.9%
Wood	6.0%

Households & families

Household type	Count	%
Married-couple family	62	53.0%
Cohabiting couple	9	7.7%
Male householder, no spouse	33	28.2%
Female householder, no spouse	13	11.1%
Households with children under 18	35	29.9%
Households with seniors (65+)	31	26.5%
Average household size	2.00

Marital status

Status	Male	Female
Never married	12.2%	13.6%
Married	55.1%	62.1%
Separated	0.0%	0.0%
Widowed	0.0%	6.8%
Divorced	32.7%	17.5%

Education

Less than 9th grade 9.5%

Some HS, no diploma 7.9%

HS graduate 25.9%

Some college, no degree 28.6%

Associate's degree 1.6%

Bachelor's degree 19.0%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	82.5%
Bachelor's or higher	26.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	5.7%
Kindergarten	0	0.0%
Elementary school	22	31.4%
High school	22	31.4%
College / grad school	22	31.4%

Employment

Industry of employment

Manufacturing 19.8%

Agriculture & mining 16.0%

Other services 16.0%

Retail trade 11.1%

Construction 8.6%

Arts, food & hospitality 8.6%

Education & healthcare 7.4%

Transportation & utilities 6.2%

Public administration 6.2%

Occupation

Category	%
Management, business & arts	30.9%
Service	18.5%
Sales & office	9.9%
Natural resources & construction	24.7%
Production & transportation	16.0%

Employment type

Type	%
Private sector	88.9%
Government	8.6%
Self-employed	2.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.8%
Carpool	6.2%
Public transit	0.0%
Walk	0.0%
Work from home	16.0%
Other means	0.0%
Avg commute (minutes)	23.7

Poverty

All people 18.8%

Under 18 years 40.0%

18 and over 13.8%

Married-couple families 9.7%

Female-led households 100.0%

Income support

Source	% of households
Social Security	47.9%
Retirement income	16.2%
Supplemental Security	4.3%
Cash public assistance	0.9%
Food stamps / SNAP	4.3%

Health indicators

Condition	%
Obesity	36.2%
High blood pressure	35.8%
High cholesterol	35.0%
Diabetes	11.6%
Heart disease	8.6%
Stroke	3.7%
Asthma	9.3%
Arthritis	30.4%
Kidney disease	3.3%
Pulmonary disease	9.3%
Cancer	7.8%

Behavior / access	%
Smoking	20.6%
Binge drinking	16.4%
No physical activity	26.3%
Less than 7 hrs sleep	32.7%
Depression	23.3%
Fair or poor health	17.1%
Poor mental health	14.9%
Poor physical health	12.5%
No health insurance	14.9%
Visited doctor (checkup)	75.1%
Visited dentist	59.1%
Cholesterol screening	89.5%
Teeth loss	18.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	37	19.6%

Disability	%
Any disability	13.2%
Under 18	2.2%
18–64 years	9.2%
65 and over	35.4%

Health insurance coverage

Type	%
Private insurance	48.7%
Public insurance	44.4%
No insurance	22.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	230	98.3%
Spanish	1	0.4%
Other Indo-European	1	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	233	99.6%
Born in same state	226	96.6%
Born in different state	93	39.7%
Foreign born	7	3.0%
Naturalized citizen	1	0.4%
Not a US citizen	1	100.0%

Ancestry

Ancestry	Count	%
Italian	66	28.2%
French	31	13.2%
Arab	7	3%

Ancestry	Count	%
Polish	4	1.7%
Dutch	2	0.9%

Technology access

Metric	% of households
Computer access	50.0%
Internet access	97.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64498

What city is ZIP code 64498 in?

ZIP code 64498 is primarily assigned to Westboro, Missouri.

What county is ZIP code 64498 in?

ZIP code 64498 falls within Atchison County, Missouri.

Is ZIP code 64498 mostly owner-occupied?

92% of occupied units in ZIP code 64498 are owner-occupied, well above the national average.

Does ZIP code 64498 have a large retiree population?

48% of households in ZIP code 64498 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 64498 have a large veteran population?

20% of civilians in ZIP code 64498 are veterans, above the national average of ~7%.

What is the poverty rate in ZIP code 64498?

19% of residents in ZIP code 64498 live below the poverty line, above the national average.

What timezone is ZIP code 64498 in?

ZIP code 64498 observes the CST timezone.