64445 ZIP Code — Elmo, MO

Nodaway County, Missouri

ZIP code 64445 is located in Elmo, Missouri, within Nodaway County. It covers approximately 42.22 square miles and serves a population of 284 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 64445

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $94,000. Owner-occupancy sits near the national average at 70%.

Median household income is $59,479.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

284
population
42.22
sq mi land
Standard
ZIP type
Central (CT)
timezone
64445 ZIP code map
Cities in ZIP code 64445

Below are the cities the US Postal Service accepts for ZIP code 64445. Using any city not on this list may result in mail delivery delays.

City Status
Elmo Preferred
Nearby ZIP codes
64431 Clearmont (6.5 mi) 64428 Burlington Junction (6.9 mi) 51631 Braddyville (8.1 mi) 51630 Blanchard (8.9 mi) 64498 Westboro (11 mi) 64487 Skidmore (11.1 mi) 64491 Tarkio (12.1 mi) 51636 Coin (13.1 mi) 64476 Pickering (14.7 mi) 64461 Hopkins (15.3 mi) 51632 Clarinda (17.6 mi) 51601 Shenandoah (19.1 mi)
Demographics updated 05/2026
Population
Total population 284
Population density 7 / sq mi
State FIPS 29
County FIPS 147
Geography
Land area 42.22 sq mi
Water area 0.01 sq mi
Latitude 40.5064
Longitude -95.1088
Timezone Central (CT)
Area code 660
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 49.1% 54.3% 43.8%
$50k – $100k 35.3% 31.3% 31.5%
$100k – $200k 15.5% 12.6% 19.5%
Over $200k 0.0% 1.9% 5.2%

Demographics & statistics

284
Population
7
People per sq mi
33.7
Median age
$59,479
Median household income
$28,762
Per capita income
$94,000
Median home value
$725
Median monthly rent
69.6%
Home ownership
10.9%
Poverty rate
3.4%
Unemployment
145
Housing units
11.5%
Bachelor's or higher

Age distribution

Male Female
1
Under 5
1
7
5–9
6
11
10–14
11
20
15–19
19
9
20–24
8
27
25–34
25
22
35–44
21
14
45–54
12
8
55–59
8
8
60–64
8
6
65–74
5
12
75–84
11
2
85+
2
← Male
Female →

Age summary

GroupCount%
Under 187526.4%
18 and over20973.6%
65 and over3813.4%
Median age33.7 years

Race & ethnicity

White 63.7%
Hispanic or Latino 18.2%
Other race 17%
Two or more races 1.2%
GroupCount%
White22163.7%
Hispanic or Latino6318.2%
Other race5917%
Two or more races41.2%

Household income

Income range This ZIP County avg State avg
Under $50k 49.1% 54.3% 43.8%
$50k – $100k 35.3% 31.3% 31.5%
$100k – $200k 15.5% 12.6% 19.5%
Over $200k 0.0% 1.9% 5.2%
Under $10k 3.0%
$10k–$15k 14.8%
$15k–$25k 6.7%
$25k–$35k 4.4%
$35k–$50k 11.9%
$50k–$75k 27.4%
$75k–$100k 5.2%
$100k–$150k 24.4%
$150k–$200k 2.2%
Range% of households
Under $10k3.0%
$10k–$15k14.8%
$15k–$25k6.7%
$25k–$35k4.4%
$35k–$50k11.9%
$50k–$75k27.4%
$75k–$100k5.2%
$100k–$150k24.4%
$150k–$200k2.2%
Median income$59,479

Housing

Home values

Under $50k 22.3%
$50k–$100k 37.2%
$100k–$150k 5.3%
$150k–$200k 11.7%
$200k–$300k 8.5%
$300k–$500k 14.9%

Housing overview

MetricValue
Median home value$94,000
Median rent / month$725
Owner occupied69.6%
Renter occupied30.4%
Vacant27.4%
Single-family detached92.5%
Large apartment buildings0.0%
Mobile homes3.2%
Median rooms5.4
Avg household size (owned)2.32

Year built

Era%
2020 or later2.2%
2010–20190.0%
2000–20093.2%
1990–19992.7%
1980–19890.0%
1970–197915.1%
1960–19698.1%
1950–19597.0%
1940–194913.4%
1939 or earlier48.4%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom19.4%
2 bedrooms21.0%
3 bedrooms43.5%
4 bedrooms14.0%
5+ bedrooms2.2%

Vehicles per household

Vehicles% of households
No vehicle6.7%
1 vehicle20.0%
2 vehicles28.1%
3 or more45.2%

Heating fuel

Fuel type%
Utility gas1.5%
Electricity30.4%
Propane / LP gas38.5%
Fuel oil12.6%

Households & families

Household typeCount%
Married-couple family6447.4%
Cohabiting couple1712.6%
Male householder, no spouse4634.1%
Female householder, no spouse85.9%
Households with children under 184130.4%
Households with seniors (65+)2720.0%
Average household size2.10

Marital status

StatusMaleFemale
Never married35.8%36.2%
Married44.2%52.0%
Separated1.7%0.0%
Widowed3.3%6.3%
Divorced15.0%5.5%

Education

Less than 9th grade 1.6%
Some HS, no diploma 7.9%
HS graduate 37.7%
Some college, no degree 23.6%
Associate's degree 17.8%
Bachelor's degree 11.5%
Graduate / professional 0.0%
Metric%
HS diploma or higher90.6%
Bachelor's or higher11.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten44.1%
Elementary school3131.6%
High school4444.9%
College / grad school1919.4%

Employment

Industry of employment

Education & healthcare 23.2%
Agriculture & mining 16.2%
Transportation & utilities 14.1%
Manufacturing 12.0%
Retail trade 11.3%
Construction 7.7%
Professional & management 7.0%
Other services 3.5%
Arts, food & hospitality 2.8%
Wholesale trade 1.4%
Information 0.7%

Occupation

Category%
Management, business & arts38.0%
Service6.3%
Sales & office6.3%
Natural resources & construction35.9%
Production & transportation13.4%

Employment type

Type%
Private sector63.4%
Government16.2%
Self-employed20.4%
Unpaid family workers0.0%

Commute

Method%
Drive alone85.1%
Carpool8.5%
Public transit0.0%
Walk0.0%
Work from home0.0%
Other means6.4%
Avg commute (minutes)30.0

Poverty

All people 10.9%
Under 18 years 0.0%
18 and over 14.8%
Married-couple families 1.6%
Female-led households 0.0%

Income support

Source% of households
Social Security18.5%
Retirement income8.1%
Supplemental Security3.0%
Cash public assistance1.5%
Food stamps / SNAP3.0%

Health indicators

Condition%
Obesity38.1%
High blood pressure34.9%
High cholesterol35.1%
Diabetes11.7%
Heart disease8.7%
Stroke4.0%
Asthma9.5%
Arthritis30.7%
Kidney disease3.4%
Pulmonary disease9.9%
Cancer7.5%
Behavior / access%
Smoking21.5%
Binge drinking17.1%
No physical activity28.5%
Less than 7 hrs sleep29.8%
Depression24.1%
Fair or poor health19.0%
Poor mental health16.2%
Poor physical health13.2%
No health insurance16.5%
Visited doctor (checkup)74.7%
Visited dentist54.2%
Cholesterol screening86.6%
Teeth loss21.5%

Veterans & disability

VeteransCount%
Civilian veterans2210.5%
Disability%
Any disability7.7%
Under 180.0%
18–64 years7.6%
65 and over23.7%

Health insurance coverage

Type%
Private insurance85.9%
Public insurance25.0%
No insurance4.2%
Uninsured under 191.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only28299.3%
Spanish31.1%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)28198.9%
Born in same state28098.6%
Born in different state21174.3%
Foreign born10.4%
Naturalized citizen31.1%
Not a US citizen3100.0%

Ancestry

AncestryCount%
Arab8529.9%
Italian227.7%
AncestryCount%
French144.9%
English62.1%

Technology access

Metric% of households
Computer access47.5%
Internet access93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64445

What city is ZIP code 64445 in?

ZIP code 64445 is primarily assigned to Elmo, Missouri.

What county is ZIP code 64445 in?

ZIP code 64445 falls within Nodaway County, Missouri.

How educated is the population of ZIP code 64445?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 64445 have a large veteran population?

11% of civilians in ZIP code 64445 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 64445?

The median home value in ZIP code 64445 is $94,000.

What is the population of ZIP code 64445?

ZIP code 64445 has an estimated population of 284 residents, with a density of 7 people per square mile.

What timezone is ZIP code 64445 in?

ZIP code 64445 observes the CST timezone.

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