08092 ZIP Code — West Creek, NJ

Ocean County, New Jersey

ZIP code 08092 is located in West Creek, New Jersey, within Ocean County. It covers approximately 22.90 square miles and serves a population of 3,098 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 609.

About ZIP code 08092

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $424,800. Owner-occupancy is high at 81%, well above the national average.

The gap between median ($94,574) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 37% of residents holding a bachelor's degree or higher.

Overall, ZIP code 08092 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,098

population

22.90

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

08092 ZIP code map

Cities in ZIP code 08092

Below are the cities the US Postal Service accepts for ZIP code 08092. Using any city not on this list may result in mail delivery delays.

City	Status
West Creek	Acceptable
West Creek	Preferred

Nearby ZIP codes

08050 Manahawkin (3.3 mi) 08008 Beach Haven (5 mi) 08087 Tuckerton (5.9 mi) 08005 Barnegat (9.8 mi) 08758 Waretown (9.9 mi) 08019 Chatsworth (12.9 mi) 08241 Port Republic (13.1 mi) 08731 Forked River (13.7 mi) 08205 Absecon (15 mi) 08734 Lanoka Harbor (15.4 mi) 08215 Egg Harbor City (17.2 mi) 08721 Bayville (17.3 mi)

Demographics updated 05/2026

Population
Total population	3,098
Population density	135 / sq mi
State FIPS	34
County FIPS	029

Geography
Land area	22.90 sq mi
Water area	2.97 sq mi
Latitude	39.6606
Longitude	-74.2877
Timezone	Eastern (ET)
Area code	609

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.3%	34.9%	30.2%
$50k – $100k	28.9%	29.9%	26.7%
$100k – $200k	27.1%	26.6%	28.3%
Over $200k	6.7%	8.6%	14.8%

Demographics & statistics

3,098

Population

135

People per sq mi

45.4

Median age

$94,574

Median household income

$49,844

Per capita income

$424,800

Median home value

$1,159

Median monthly rent

81.4%

Home ownership

6.5%

Poverty rate

4.9%

Unemployment

1,192

Housing units

36.6%

Bachelor's or higher

Age distribution

Male Female

116

Under 5

105

5–9

10–14

15–19

105

20–24

136

25–34

123

210

35–44

191

216

45–54

195

125

55–59

113

227

60–64

205

153

65–74

139

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	582	18.8%
18 and over	2,516	81.2%
65 and over	493	15.9%
Median age	45.4 years

Race & ethnicity

White 91%

Two or more races 3.7%

Hispanic or Latino 3.2%

Asian 1.3%

American Indian / Alaska Native 0.4%

Other race 0.4%

Group	Count	%
White	2,912	91%
Two or more races	118	3.7%
Hispanic or Latino	101	3.2%
Asian	40	1.3%
American Indian / Alaska Native	14	0.4%
Other race	14	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.3%	34.9%	30.2%
$50k – $100k	28.9%	29.9%	26.7%
$100k – $200k	27.1%	26.6%	28.3%
Over $200k	6.7%	8.6%	14.8%

Under $10k 5.0%

$10k–$15k 1.8%

$15k–$25k 5.2%

$25k–$35k 5.2%

$35k–$50k 6.4%

$50k–$75k 10.1%

$75k–$100k 20.3%

$100k–$150k 12.8%

$150k–$200k 13.9%

$200k+ 19.3%

Range	% of households
Under $10k	5.0%
$10k–$15k	1.8%
$15k–$25k	5.2%
$25k–$35k	5.2%
$35k–$50k	6.4%
$50k–$75k	10.1%
$75k–$100k	20.3%
$100k–$150k	12.8%
$150k–$200k	13.9%
$200k+	19.3%
Median income	$94,574

Housing

Home values

Under $50k 2.6%

$50k–$100k 4.0%

$150k–$200k 7.5%

$200k–$300k 17.2%

$300k–$500k 28.4%

$500k–$1M 38.5%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$424,800
Median rent / month	$1,159
Owner occupied	81.4%
Renter occupied	18.6%
Vacant	16.1%
Single-family detached	91.6%
Large apartment buildings	0.8%
Mobile homes	1.4%
Median rooms	6.8
Avg household size (owned)	2.76

Year built

Era	%
2020 or later	0.0%
2010–2019	11.6%
2000–2009	14.6%
1990–1999	15.8%
1980–1989	10.0%
1970–1979	14.7%
1960–1969	4.1%
1950–1959	7.4%
1940–1949	4.9%
1939 or earlier	16.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	7.9%
2 bedrooms	11.3%
3 bedrooms	38.2%
4 bedrooms	33.5%
5+ bedrooms	7.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	21.1%
2 vehicles	40.3%
3 or more	32.9%

Heating fuel

Fuel type	%
Utility gas	78.9%
Electricity	9.7%
Fuel oil	8.8%
Wood	1.6%
Solar	0.3%

Households & families

Household type	Count	%
Married-couple family	707	59.7%
Cohabiting couple	109	9.2%
Male householder, no spouse	207	17.5%
Female householder, no spouse	161	13.6%
Households with children under 18	316	26.7%
Households with seniors (65+)	368	31.1%
Average household size	2.62

Marital status

Status	Male	Female
Never married	30.7%	27.9%
Married	55.7%	57.1%
Separated	1.7%	1.5%
Widowed	4.1%	6.5%
Divorced	7.8%	7.0%

Education

Less than 9th grade 1.8%

Some HS, no diploma 2.8%

HS graduate 32.9%

Some college, no degree 18.5%

Associate's degree 7.3%

Bachelor's degree 23.4%

Graduate / professional 13.2%

Metric	%
HS diploma or higher	95.4%
Bachelor's or higher	36.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	80	12.1%
Kindergarten	23	3.5%
Elementary school	228	34.4%
High school	85	12.8%
College / grad school	247	37.3%

Employment

Industry of employment

Education & healthcare 20.9%

Retail trade 12.0%

Arts, food & hospitality 11.5%

Professional & management 10.6%

Construction 9.7%

Public administration 8.1%

Manufacturing 6.3%

Finance & real estate 5.0%

Transportation & utilities 4.3%

Wholesale trade 3.8%

Other services 3.7%

Agriculture & mining 3.3%

Information 0.8%

Occupation

Category	%
Management, business & arts	40.1%
Service	21.2%
Sales & office	22.0%
Natural resources & construction	11.7%
Production & transportation	5.1%

Employment type

Type	%
Private sector	75.3%
Government	19.3%
Self-employed	5.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.0%
Carpool	7.3%
Public transit	0.4%
Walk	0.0%
Work from home	11.2%
Other means	3.1%
Avg commute (minutes)	29.5

Poverty

All people 6.5%

Under 18 years 8.8%

18 and over 6.0%

Married-couple families 0.4%

Female-led households 33.3%

Income support

Source	% of households
Social Security	30.2%
Retirement income	27.5%
Supplemental Security	5.8%
Cash public assistance	2.8%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
Obesity	31.9%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	9.6%
Heart disease	6.6%
Stroke	3.0%
Asthma	10.5%
Arthritis	25.6%
Kidney disease	2.8%
Pulmonary disease	7.0%
Cancer	7.0%

Behavior / access	%
Smoking	16.9%
Binge drinking	17.4%
No physical activity	20.9%
Less than 7 hrs sleep	35.6%
Depression	19.4%
Fair or poor health	12.7%
Poor mental health	14.5%
Poor physical health	10.0%
No health insurance	12.0%
Visited doctor (checkup)	77.0%
Visited dentist	65.2%
Cholesterol screening	0.0%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	166	6.7%

Disability	%
Any disability	9.6%
Under 18	2.4%
18–64 years	7.1%
65 and over	28.0%

Health insurance coverage

Type	%
Private insurance	75.0%
Public insurance	31.0%
No insurance	5.9%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,877	92.9%
Spanish	35	1.2%
Other Indo-European	17	0.6%
Asian & Pacific Islander	8	0.3%
Other languages	3	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,979	96.2%
Born in same state	2,979	96.2%
Born in different state	2,253	72.7%
Foreign born	0	0.0%
Naturalized citizen	119	3.8%
Not a US citizen	95	79.8%

Ancestry

Ancestry	Count	%
Italian	721	23.3%
French	405	13.1%
Dutch	65	2.1%
German	57	1.8%
Polish	57	1.8%

Ancestry	Count	%
English	40	1.3%
Arab	25	0.8%
Irish	21	0.7%
Norwegian	19	0.6%

Technology access

Metric	% of households
Computer access	38.2%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 08092

What city is ZIP code 08092 in?

ZIP code 08092 is primarily assigned to West Creek, New Jersey.

What county is ZIP code 08092 in?

ZIP code 08092 falls within Ocean County, New Jersey.

Is ZIP code 08092 mostly owner-occupied?

81% of occupied units in ZIP code 08092 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 08092?

The median home value in ZIP code 08092 is $424,800.

What is the population of ZIP code 08092?

ZIP code 08092 has an estimated population of 3,098 residents, with a density of 135 people per square mile.

What is the median household income in ZIP code 08092?

The median household income in ZIP code 08092 is $94,574, above the national median of ~$75,000.

What timezone is ZIP code 08092 in?

ZIP code 08092 observes the EST timezone.