08734 ZIP Code — Lanoka Harbor, NJ

Ocean County, New Jersey

ZIP code 08734 is located in Lanoka Harbor, New Jersey, within Ocean County. It covers approximately 5.12 square miles and serves a population of 7,715 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 609.

About ZIP code 08734

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $370,500. Owner-occupancy is high at 93%, well above the national average.

Median household income is $115,040. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.

Overall, ZIP code 08734 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,715

population

5.12

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

08734 ZIP code map

Cities in ZIP code 08734

Below are the cities the US Postal Service accepts for ZIP code 08734. Using any city not on this list may result in mail delivery delays.

City	Status
Lanoka Harbor	Acceptable
Lanoka Harbor	Preferred

Nearby ZIP codes

08721 Bayville (3.5 mi) 08722 Beachwood (4.7 mi) 08741 Pine Beach (4.8 mi) 08731 Forked River (5.1 mi) 08752 Seaside Park (5.4 mi) 08758 Waretown (6.3 mi) 08751 Seaside Heights (7.5 mi) 08005 Barnegat (8 mi) 08757 Toms River (8.3 mi) 08753 Toms River (8.4 mi) 08735 Lavallette (9.6 mi) 08755 Toms River (10.1 mi)

Demographics updated 05/2026

Population
Total population	7,715
Population density	1,507 / sq mi
State FIPS	34
County FIPS	029

Geography
Land area	5.12 sq mi
Water area	1.11 sq mi
Latitude	39.8647
Longitude	-74.1715
Timezone	Eastern (ET)
Area code	609

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.6%	34.9%	30.2%
$50k – $100k	31.7%	29.9%	26.7%
$100k – $200k	36.4%	26.6%	28.3%
Over $200k	13.3%	8.6%	14.8%

Demographics & statistics

7,715

Population

1,507

People per sq mi

41.9

Median age

$115,040

Median household income

$45,982

Per capita income

$370,500

Median home value

$1,625

Median monthly rent

93.0%

Home ownership

1.1%

Poverty rate

5.6%

Unemployment

2,748

Housing units

38.3%

Bachelor's or higher

Age distribution

Male Female

258

Under 5

245

190

5–9

181

128

10–14

121

178

15–19

169

389

20–24

370

371

25–34

353

579

35–44

552

457

45–54

435

395

55–59

376

244

60–64

233

618

65–74

588

125

75–84

120

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,238	16.0%
18 and over	6,477	84.0%
65 and over	1,491	19.3%
Median age	41.9 years

Race & ethnicity

White 95.4%

Hispanic or Latino 1.5%

Black or African American 1.5%

Two or more races 1.4%

Other race 0.2%

Group	Count	%
White	7,473	95.4%
Hispanic or Latino	120	1.5%
Black or African American	116	1.5%
Two or more races	113	1.4%
Other race	13	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.6%	34.9%	30.2%
$50k – $100k	31.7%	29.9%	26.7%
$100k – $200k	36.4%	26.6%	28.3%
Over $200k	13.3%	8.6%	14.8%

Under $10k 2.7%

$15k–$25k 0.9%

$25k–$35k 2.5%

$35k–$50k 5.5%

$50k–$75k 14.7%

$75k–$100k 18.1%

$100k–$150k 23.3%

$150k–$200k 13.6%

$200k+ 18.6%

Range	% of households
Under $10k	2.7%
$15k–$25k	0.9%
$25k–$35k	2.5%
$35k–$50k	5.5%
$50k–$75k	14.7%
$75k–$100k	18.1%
$100k–$150k	23.3%
$150k–$200k	13.6%
$200k+	18.6%
Median income	$115,040

Housing

Home values

Under $50k 1.6%

$50k–$100k 1.0%

$100k–$150k 2.9%

$150k–$200k 6.5%

$200k–$300k 20.4%

$300k–$500k 38.3%

$500k–$1M 29.2%

Housing overview

Metric	Value
Median home value	$370,500
Median rent / month	$1,625
Owner occupied	93.0%
Renter occupied	7.0%
Vacant	11.4%
Single-family detached	92.6%
Large apartment buildings	3.9%
Mobile homes	0.0%
Median rooms	6.6
Avg household size (owned)	3.05

Year built

Era	%
2020 or later	0.0%
2010–2019	7.0%
2000–2009	13.6%
1990–1999	12.1%
1980–1989	23.8%
1970–1979	22.8%
1960–1969	10.3%
1950–1959	9.3%
1940–1949	0.4%
1939 or earlier	0.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	1.9%
2 bedrooms	11.4%
3 bedrooms	43.2%
4 bedrooms	33.2%
5+ bedrooms	7.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	11.6%
2 vehicles	49.0%
3 or more	37.7%

Heating fuel

Fuel type	%
Utility gas	82.5%
Electricity	15.7%
Propane / LP gas	0.2%
Fuel oil	1.6%

Households & families

Household type	Count	%
Married-couple family	1,717	66.1%
Cohabiting couple	51	2.0%
Male householder, no spouse	391	15.1%
Female householder, no spouse	438	16.9%
Households with children under 18	746	28.7%
Households with seniors (65+)	1,072	41.3%
Average household size	2.96

Marital status

Status	Male	Female
Never married	34.8%	30.6%
Married	55.5%	54.4%
Separated	1.4%	1.1%
Widowed	4.4%	8.9%
Divorced	4.1%	5.0%

Education

Less than 9th grade 3.9%

Some HS, no diploma 2.7%

HS graduate 32.5%

Some college, no degree 11.8%

Associate's degree 10.8%

Bachelor's degree 23.3%

Graduate / professional 15.0%

Metric	%
HS diploma or higher	93.4%
Bachelor's or higher	38.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	110	7.7%
Kindergarten	35	2.5%
Elementary school	527	37.0%
High school	208	14.6%
College / grad school	546	38.3%

Employment

Industry of employment

Education & healthcare 32.8%

Retail trade 12.8%

Construction 8.7%

Professional & management 7.5%

Transportation & utilities 6.8%

Public administration 6.4%

Finance & real estate 6.1%

Other services 6.1%

Manufacturing 4.5%

Wholesale trade 4.2%

Arts, food & hospitality 2.4%

Information 1.7%

Occupation

Category	%
Management, business & arts	47.4%
Service	16.3%
Sales & office	21.7%
Natural resources & construction	8.1%
Production & transportation	6.5%

Employment type

Type	%
Private sector	71.4%
Government	23.8%
Self-employed	4.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.6%
Carpool	8.6%
Public transit	1.0%
Walk	0.0%
Work from home	12.5%
Other means	0.3%
Avg commute (minutes)	33.0

Poverty

All people 1.1%

Under 18 years 0.0%

18 and over 1.3%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	39.9%
Retirement income	33.3%
Supplemental Security	0.7%
Cash public assistance	4.0%
Food stamps / SNAP	4.5%

Health indicators

Condition	%
Obesity	30.5%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	8.2%
Heart disease	5.6%
Stroke	2.5%
Asthma	10.2%
Arthritis	23.4%
Kidney disease	2.4%
Pulmonary disease	5.8%
Cancer	6.6%

Behavior / access	%
Smoking	15.3%
Binge drinking	18.3%
No physical activity	18.6%
Less than 7 hrs sleep	35.0%
Depression	19.2%
Fair or poor health	10.6%
Poor mental health	14.3%
Poor physical health	8.7%
No health insurance	10.9%
Visited doctor (checkup)	76.4%
Visited dentist	68.9%
Cholesterol screening	0.0%
Teeth loss	10.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	471	7.3%

Disability	%
Any disability	11.9%
Under 18	0.9%
18–64 years	9.2%
65 and over	30.0%

Health insurance coverage

Type	%
Private insurance	82.4%
Public insurance	27.5%
No insurance	3.7%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,212	93.5%
Spanish	29	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	17	0.2%
Other languages	12	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,612	98.7%
Born in same state	7,612	98.7%
Born in different state	6,037	78.3%
Foreign born	0	0.0%
Naturalized citizen	103	1.3%
Not a US citizen	74	71.8%

Ancestry

Ancestry	Count	%
Italian	1,908	24.7%
French	500	6.5%
Arab	104	1.3%
English	96	1.2%

Ancestry	Count	%
Irish	85	1.1%
German	21	0.3%
Polish	17	0.2%
Dutch	10	0.1%

Technology access

Metric	% of households
Computer access	33.7%
Internet access	99.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 08734

What city is ZIP code 08734 in?

ZIP code 08734 is primarily assigned to Lanoka Harbor, New Jersey.

What county is ZIP code 08734 in?

ZIP code 08734 falls within Ocean County, New Jersey.

Is ZIP code 08734 mostly owner-occupied?

93% of occupied units in ZIP code 08734 are owner-occupied, well above the national average.

Does ZIP code 08734 have a large retiree population?

40% of households in ZIP code 08734 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 08734?

The median home value in ZIP code 08734 is $370,500.

What is the median household income in ZIP code 08734?

The median household income in ZIP code 08734 is $115,040, above the national median of ~$75,000.

What timezone is ZIP code 08734 in?

ZIP code 08734 observes the EST timezone.