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New York ZIP Codes
Allegany County
Wellsville, NY
14895
14895 ZIP Code — Wellsville, NY
Allegany County, New York
ZIP code 14895 is located in
Wellsville ,
New York ,
within Allegany County .
It covers approximately 115.99 square miles and serves a population of
9,168 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 585 .
About ZIP code 14895
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $87,100. Owner-occupancy is high at 75%, well above the national average.
The gap between median ($56,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. 46% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.
Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.
Overall, ZIP code 14895 reflects a community defined by high homeownership and a significant Social Security-dependent population.
14895 ZIP code map
View map of 14895
Cities in ZIP code 14895
Below are the cities the US Postal Service accepts for ZIP code 14895. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
9,168
Population density
79 / sq mi
State FIPS
36
County FIPS
003
Geography
Land area
115.99 sq mi
Water area
0.36 sq mi
Latitude
42.0911
Longitude
-77.9416
Timezone
Eastern (ET)
Area code
585
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.5%
49.1%
37.0%
$50k – $100k
32.3%
33.8%
27.0%
$100k – $200k
13.2%
14.7%
24.4%
Over $200k
2.9%
2.4%
11.5%
Demographics & statistics
$56,250
Median household income
26.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 1,521 16.6% 18 and over 7,647 83.4% 65 and over 2,251 24.6% Median age 48.3 years
Race & ethnicity
Black or African American
0.6%
American Indian / Alaska Native
0.2%
Group Count % White 8,730 94.9% Two or more races 323 3.5% Black or African American 53 0.6% Asian 42 0.5% Hispanic or Latino 28 0.3% American Indian / Alaska Native 20 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.5%
49.1%
37.0%
$50k – $100k
32.3%
33.8%
27.0%
$100k – $200k
13.2%
14.7%
24.4%
Over $200k
2.9%
2.4%
11.5%
Range % of households Under $10k 8.3% $10k–$15k 5.3% $15k–$25k 9.2% $25k–$35k 9.1% $35k–$50k 12.6% $50k–$75k 18.2% $75k–$100k 14.2% $100k–$150k 13.9% $150k–$200k 5.4% $200k+ 3.7% Median income $56,250
Housing
Housing overview
Metric Value Median home value $87,100 Median rent / month $623 Owner occupied 75.1% Renter occupied 24.9% Vacant 16.2% Single-family detached 71.1% Large apartment buildings 1.7% Mobile homes 8.1% Median rooms 5.9 Avg household size (owned) 2.47
Year built
Era % 2020 or later 0.0% 2010–2019 1.6% 2000–2009 4.2% 1990–1999 9.3% 1980–1989 8.4% 1970–1979 13.2% 1960–1969 10.9% 1950–1959 12.4% 1940–1949 6.8% 1939 or earlier 33.2%
Bedrooms
Size % of units No bedroom (studio) 1.9% 1 bedroom 15.8% 2 bedrooms 25.9% 3 bedrooms 38.1% 4 bedrooms 15.2% 5+ bedrooms 3.1%
Vehicles per household
Vehicles % of households No vehicle 11.5% 1 vehicle 31.7% 2 vehicles 42.5% 3 or more 14.4%
Heating fuel
Fuel type % Utility gas 64.8% Electricity 22.2% Propane / LP gas 4.0% Fuel oil 3.4% Wood 3.4%
Households & families
Household type Count % Married-couple family 1,791 46.1% Cohabiting couple 285 7.3% Male householder, no spouse 856 22.0% Female householder, no spouse 956 24.6% Households with children under 18 810 20.8% Households with seniors (65+) 1,512 38.9% Average household size 2.27
Marital status
Status Male Female Never married 31.1% 24.6% Married 47.6% 50.7% Separated 1.7% 0.8% Widowed 4.0% 12.7% Divorced 15.6% 11.3%
Education
Some college, no degree
20.2%
Graduate / professional
11.6%
Metric % HS diploma or higher 93.8% Bachelor's or higher 26.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 54 3.4% Kindergarten 53 3.3% Elementary school 659 40.9% High school 384 23.8% College / grad school 461 28.6%
Employment
Industry of employment
Education & healthcare
29.1%
Arts, food & hospitality
13.6%
Public administration
5.1%
Professional & management
4.9%
Transportation & utilities
2.8%
Finance & real estate
2.6%
Agriculture & mining
1.7%
Occupation
Category % Management, business & arts 38.8% Service 18.0% Sales & office 16.2% Natural resources & construction 11.3% Production & transportation 15.6%
Employment type
Type % Private sector 73.7% Government 21.2% Self-employed 4.8% Unpaid family workers 0.3%
Commute
Method % Drive alone 84.3% Carpool 8.2% Public transit 0.1% Walk 2.8% Work from home 4.0% Other means 0.6% Avg commute (minutes) 16.8
Poverty
Married-couple families
3.0%
Female-led households
32.5%
Income support
Source % of households Social Security 45.8% Retirement income 30.3% Supplemental Security 10.2% Cash public assistance 7.3% Food stamps / SNAP 16.9%
Health indicators
Condition % Obesity 30.2% High blood pressure 34.1% High cholesterol 34.7% Diabetes 10.7% Heart disease 8.0% Stroke 3.7% Asthma 10.6% Arthritis 28.7% Kidney disease 3.5% Pulmonary disease 8.7% Cancer 8.1%
Behavior / access % Smoking 18.4% Binge drinking 15.9% No physical activity 26.0% Less than 7 hrs sleep 34.2% Depression 21.2% Fair or poor health 14.4% Poor mental health 14.5% Poor physical health 11.4% No health insurance 10.6% Visited doctor (checkup) 78.7% Visited dentist 59.5% Cholesterol screening 90.9% Teeth loss 16.6%
Veterans & disability
Veterans Count % Civilian veterans 591 7.7%
Disability % Any disability 18.4% Under 18 2.2% 18–64 years 20.1% 65 and over 26.2%
Health insurance coverage
Type % Private insurance 65.7% Public insurance 48.1% No insurance 5.2% Uninsured under 19 8.3%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 8,676 94.6% Spanish 64 0.7% Other Indo-European 10 0.1% Asian & Pacific Islander 34 0.4% Other languages 17 0.2%
Place of birth & citizenship
Origin Count % Native born (US) 9,067 98.9% Born in same state 8,832 96.3% Born in different state 7,492 81.7% Foreign born 235 2.6% Naturalized citizen 101 1.1% Not a US citizen 66 65.3%
Ancestry
Ancestry Count % Italian 2,034 22.2% French 1,852 20.2% Arab 375 4.1% English 166 1.8% German 78 0.9%
Ancestry Count % Irish 52 0.6% Dutch 40 0.4% Polish 19 0.2% Norwegian 9 0.1%
Technology access
Metric % of households Computer access 42.4% Internet access 89.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 14895
What city is ZIP code 14895 in?
ZIP code 14895 is primarily assigned to Wellsville, New York.
What county is ZIP code 14895 in?
ZIP code 14895 falls within Allegany County, New York.
Does ZIP code 14895 have a large retiree population?
46% of households in ZIP code 14895 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 14895?
16% of residents in ZIP code 14895 live below the poverty line, above the national average.
What is the typical home value in ZIP code 14895?
The median home value in ZIP code 14895 is $87,100.
What is the population of ZIP code 14895?
ZIP code 14895 has an estimated population of 9,168 residents, with a density of 79 people per square mile.
What timezone is ZIP code 14895 in?
ZIP code 14895 observes the EST timezone.
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