14813 ZIP Code — Belmont, NY

Allegany County, New York

ZIP code 14813 is located in Belmont, New York, within Allegany County. It covers approximately 60.52 square miles and serves a population of 2,213 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 585.

About ZIP code 14813

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $88,700. Owner-occupancy is high at 81%, well above the national average.

Median household income is $55,729. Poverty affects 22% of residents, above the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 14813 reflects a community defined by economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,213

population

60.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

14813 ZIP code map

Cities in ZIP code 14813

Below are the cities the US Postal Service accepts for ZIP code 14813. Using any city not on this list may result in mail delivery delays.

City	Status
Belmont	Preferred

Nearby ZIP codes

14880 Scio (4.8 mi) 14709 Angelica (7.8 mi) 14804 Almond (8.5 mi) 14802 Alfred (9.5 mi) 14803 Alfred Station (9.6 mi) 14739 Friendship (9.8 mi) 14711 Belfast (10.3 mi) 14895 Wellsville (10.5 mi) 14806 Andover (12.9 mi) 14714 Black Creek (13 mi) 14717 Caneadea (13.6 mi) 14715 Bolivar (14.7 mi)

Demographics updated 06/2026

Population
Total population	2,213
Population density	37 / sq mi
State FIPS	36
County FIPS	003

Geography
Land area	60.52 sq mi
Water area	0.16 sq mi
Latitude	42.2410
Longitude	-77.9761
Timezone	Eastern (ET)
Area code	585

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.8%	49.1%	37.0%
$50k – $100k	35.1%	33.8%	27.0%
$100k – $200k	15.5%	14.7%	24.4%
Over $200k	2.6%	2.4%	11.5%

Demographics & statistics

2,213

Population

People per sq mi

43.9

Median age

$55,729

Median household income

$31,581

Per capita income

$88,700

Median home value

$650

Median monthly rent

80.5%

Home ownership

22.3%

Poverty rate

7.6%

Unemployment

1,012

Housing units

21.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

126

25–34

119

111

35–44

104

156

45–54

147

55–59

110

60–64

104

134

65–74

126

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	480	21.7%
18 and over	1,733	78.3%
65 and over	428	19.3%
Median age	43.9 years

Race & ethnicity

White 96.2%

Black or African American 2.1%

Two or more races 1%

Hispanic or Latino 0.6%

Asian 0.1%

Group	Count	%
White	2,141	96.2%
Black or African American	46	2.1%
Two or more races	23	1%
Hispanic or Latino	13	0.6%
Asian	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.8%	49.1%	37.0%
$50k – $100k	35.1%	33.8%	27.0%
$100k – $200k	15.5%	14.7%	24.4%
Over $200k	2.6%	2.4%	11.5%

Under $10k 8.4%

$10k–$15k 4.6%

$15k–$25k 8.5%

$25k–$35k 12.2%

$35k–$50k 11.8%

$50k–$75k 14.8%

$75k–$100k 11.3%

$100k–$150k 14.6%

$150k–$200k 8.3%

$200k+ 5.5%

Range	% of households
Under $10k	8.4%
$10k–$15k	4.6%
$15k–$25k	8.5%
$25k–$35k	12.2%
$35k–$50k	11.8%
$50k–$75k	14.8%
$75k–$100k	11.3%
$100k–$150k	14.6%
$150k–$200k	8.3%
$200k+	5.5%
Median income	$55,729

Housing

Home values

Under $50k 14.9%

$50k–$100k 40.1%

$100k–$150k 22.9%

$150k–$200k 3.3%

$200k–$300k 12.7%

$300k–$500k 4.9%

$500k–$1M 0.7%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$88,700
Median rent / month	$650
Owner occupied	80.5%
Renter occupied	19.5%
Vacant	29.2%
Single-family detached	70.7%
Large apartment buildings	2.2%
Mobile homes	17.7%
Median rooms	6.4
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	9.7%
1990–1999	6.8%
1980–1989	5.5%
1970–1979	10.2%
1960–1969	14.1%
1950–1959	6.2%
1940–1949	4.1%
1939 or earlier	38.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	9.7%
2 bedrooms	22.9%
3 bedrooms	40.5%
4 bedrooms	20.8%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.5%
1 vehicle	38.5%
2 vehicles	37.7%
3 or more	17.3%

Heating fuel

Fuel type	%
Utility gas	49.6%
Electricity	10.5%
Propane / LP gas	17.9%
Fuel oil	5.9%
Wood	13.6%

Households & families

Household type	Count	%
Married-couple family	386	46.5%
Cohabiting couple	64	7.7%
Male householder, no spouse	166	20.0%
Female householder, no spouse	215	25.9%
Households with children under 18	232	27.9%
Households with seniors (65+)	285	34.3%
Average household size	2.51

Marital status

Status	Male	Female
Never married	41.6%	29.1%
Married	42.9%	44.1%
Separated	4.1%	6.1%
Widowed	3.1%	4.7%
Divorced	8.3%	16.0%

Education

Less than 9th grade 2.1%

Some HS, no diploma 4.4%

HS graduate 39.1%

Some college, no degree 19.8%

Associate's degree 12.7%

Bachelor's degree 10.9%

Graduate / professional 11.0%

Metric	%
HS diploma or higher	93.5%
Bachelor's or higher	21.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	102	20.8%
Kindergarten	31	6.3%
Elementary school	118	24.0%
High school	156	31.8%
College / grad school	84	17.1%

Employment

Industry of employment

Education & healthcare 35.8%

Manufacturing 11.6%

Construction 10.7%

Retail trade 9.8%

Public administration 9.0%

Professional & management 7.7%

Other services 4.9%

Transportation & utilities 3.7%

Arts, food & hospitality 3.0%

Finance & real estate 2.5%

Agriculture & mining 0.5%

Wholesale trade 0.5%

Information 0.3%

Occupation

Category	%
Management, business & arts	42.7%
Service	17.8%
Sales & office	12.2%
Natural resources & construction	8.6%
Production & transportation	18.6%

Employment type

Type	%
Private sector	62.8%
Government	31.2%
Self-employed	6.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.1%
Carpool	8.4%
Public transit	1.1%
Walk	1.0%
Work from home	4.2%
Other means	0.2%
Avg commute (minutes)	24.0

Poverty

All people 22.3%

Under 18 years 30.8%

18 and over 20.2%

Married-couple families 4.7%

Female-led households 54.9%

Income support

Source	% of households
Social Security	47.7%
Retirement income	37.8%
Supplemental Security	7.8%
Cash public assistance	4.0%
Food stamps / SNAP	14.8%

Health indicators

Condition	%
Obesity	32.6%
High blood pressure	34.3%
High cholesterol	34.2%
Diabetes	11.2%
Heart disease	7.8%
Stroke	3.7%
Asthma	11.0%
Arthritis	28.0%
Kidney disease	3.5%
Pulmonary disease	9.3%
Cancer	7.2%

Behavior / access	%
Smoking	21.3%
Binge drinking	16.5%
No physical activity	27.6%
Less than 7 hrs sleep	35.8%
Depression	22.0%
Fair or poor health	15.8%
Poor mental health	15.5%
Poor physical health	12.3%
No health insurance	11.8%
Visited doctor (checkup)	78.0%
Visited dentist	55.5%
Cholesterol screening	89.9%
Teeth loss	18.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	220	12.7%

Disability	%
Any disability	21.1%
Under 18	9.2%
18–64 years	21.1%
65 and over	34.6%

Health insurance coverage

Type	%
Private insurance	65.2%
Public insurance	52.2%
No insurance	4.7%
Uninsured under 19	6.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,079	93.9%
Spanish	2	0.1%
Other Indo-European	2	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,205	99.6%
Born in same state	2,197	99.3%
Born in different state	1,926	87.0%
Foreign born	8	0.4%
Naturalized citizen	8	0.4%
Not a US citizen	5	62.5%

Ancestry

Ancestry	Count	%
French	410	18.5%
Italian	361	16.3%
Arab	162	7.3%
English	32	1.4%

Ancestry	Count	%
German	14	0.6%
Dutch	14	0.6%
Polish	12	0.5%
Irish	3	0.1%

Technology access

Metric	% of households
Computer access	37.6%
Internet access	90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 14813

What city is ZIP code 14813 in?

ZIP code 14813 is primarily assigned to Belmont, New York.

What county is ZIP code 14813 in?

ZIP code 14813 falls within Allegany County, New York.

Does ZIP code 14813 have a large retiree population?

48% of households in ZIP code 14813 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 14813?

22% of residents in ZIP code 14813 live below the poverty line, above the national average.

Is ZIP code 14813 mostly owner-occupied?

81% of occupied units in ZIP code 14813 are owner-occupied, well above the national average.

Does ZIP code 14813 have a large veteran population?

13% of civilians in ZIP code 14813 are veterans, above the national average of ~7%.

What timezone is ZIP code 14813 in?

ZIP code 14813 observes the EST timezone.