55089 ZIP Code — Welch, MN

Goodhue County, Minnesota

ZIP code 55089 is located in Welch, Minnesota, within Goodhue County. It covers approximately 67.12 square miles and serves a population of 1,753 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.

About ZIP code 55089

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $338,100. Owner-occupancy is high at 92%, well above the national average.

The gap between median ($94,511) and mean household income suggests income inequality — a small number of higher earners pull the average up. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Overall, ZIP code 55089 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,753
population
67.12
sq mi land
Standard
ZIP type
Central (CT)
timezone
55089 ZIP code map
Cities in ZIP code 55089

Below are the cities the US Postal Service accepts for ZIP code 55089. Using any city not on this list may result in mail delivery delays.

City Status
Welch Acceptable
Welch Preferred
Nearby ZIP codes
54014 Hager City (7.5 mi) 54021 Prescott (8.1 mi) 55066 Red Wing (10.3 mi) 55009 Cannon Falls (12.1 mi) 55031 Hampton (12.5 mi) 55033 Hastings (12.6 mi) 54011 Ellsworth (13.1 mi) 55027 Goodhue (13.5 mi) 54723 Bay City (14.1 mi) 55065 Randolph (16.2 mi) 54022 River Falls (17.5 mi) 55018 Dennison (18.2 mi)
Demographics updated 05/2026
Population
Total population 1,753
Population density 26 / sq mi
State FIPS 27
County FIPS 049
Geography
Land area 67.12 sq mi
Water area 9.22 sq mi
Latitude 44.6031
Longitude -92.7025
Timezone Central (CT)
Area code 651
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 30.4% 34.4% 33.6%
$50k – $100k 26.2% 34.2% 31.5%
$100k – $200k 36.9% 26.4% 26.5%
Over $200k 6.4% 5.0% 8.5%

Demographics & statistics

1,753
Population
26
People per sq mi
44.5
Median age
$94,511
Median household income
$45,245
Per capita income
$338,100
Median home value
$1,375
Median monthly rent
91.6%
Home ownership
13.4%
Poverty rate
2.7%
Unemployment
643
Housing units
26.8%
Bachelor's or higher

Age distribution

Male Female
34
Under 5
39
52
5–9
60
49
10–14
56
90
15–19
103
45
20–24
52
61
25–34
70
86
35–44
98
116
45–54
133
68
55–59
78
58
60–64
67
106
65–74
120
39
75–84
45
13
85+
15
← Male
Female →

Age summary

GroupCount%
Under 1837721.5%
18 and over1,37678.5%
65 and over33819.3%
Median age44.5 years

Race & ethnicity

White 69.8%
American Indian / Alaska Native 15.9%
Two or more races 6.6%
Hispanic or Latino 4.5%
Other race 1.5%
Asian 1.1%
Black or African American 0.5%
GroupCount%
White1,28169.8%
American Indian / Alaska Native29215.9%
Two or more races1226.6%
Hispanic or Latino824.5%
Other race271.5%
Asian211.1%
Black or African American100.5%

Household income

Income range This ZIP County avg State avg
Under $50k 30.4% 34.4% 33.6%
$50k – $100k 26.2% 34.2% 31.5%
$100k – $200k 36.9% 26.4% 26.5%
Over $200k 6.4% 5.0% 8.5%
Under $10k 7.4%
$10k–$15k 1.6%
$15k–$25k 3.2%
$25k–$35k 6.2%
$35k–$50k 10.9%
$50k–$75k 13.4%
$75k–$100k 9.2%
$100k–$150k 19.1%
$150k–$200k 10.6%
$200k+ 18.5%
Range% of households
Under $10k7.4%
$10k–$15k1.6%
$15k–$25k3.2%
$25k–$35k6.2%
$35k–$50k10.9%
$50k–$75k13.4%
$75k–$100k9.2%
$100k–$150k19.1%
$150k–$200k10.6%
$200k+18.5%
Median income$94,511

Housing

Home values

Under $50k 5.5%
$50k–$100k 9.0%
$100k–$150k 4.3%
$150k–$200k 7.6%
$200k–$300k 15.9%
$300k–$500k 37.8%
$500k–$1M 18.3%
$1M+ 1.7%

Housing overview

MetricValue
Median home value$338,100
Median rent / month$1,375
Owner occupied91.6%
Renter occupied8.4%
Vacant9.1%
Single-family detached81.6%
Large apartment buildings0.0%
Mobile homes14.4%
Median rooms6.8
Avg household size (owned)2.77

Year built

Era%
2020 or later1.7%
2010–201912.9%
2000–200914.4%
1990–199911.8%
1980–198913.4%
1970–197921.3%
1960–19693.6%
1950–19591.0%
1940–19490.4%
1939 or earlier19.5%

Bedrooms

Size% of units
No bedroom (studio)0.4%
1 bedroom1.1%
2 bedrooms11.4%
3 bedrooms50.7%
4 bedrooms27.3%
5+ bedrooms9.1%

Vehicles per household

Vehicles% of households
No vehicle3.9%
1 vehicle16.0%
2 vehicles33.3%
3 or more46.8%

Heating fuel

Fuel type%
Utility gas18.6%
Electricity8.5%
Propane / LP gas56.4%
Fuel oil6.5%
Wood7.3%
Solar0.3%
No fuel used0.5%

Households & families

Household typeCount%
Married-couple family37859.7%
Cohabiting couple7812.3%
Male householder, no spouse7912.5%
Female householder, no spouse9815.5%
Households with children under 1821333.6%
Households with seniors (65+)24638.9%
Average household size2.75

Marital status

StatusMaleFemale
Never married29.6%26.5%
Married56.5%54.8%
Separated0.0%0.4%
Widowed4.4%7.8%
Divorced9.4%10.6%

Education

Less than 9th grade 2.0%
Some HS, no diploma 5.4%
HS graduate 31.8%
Some college, no degree 22.3%
Associate's degree 11.8%
Bachelor's degree 21.6%
Graduate / professional 5.2%
Metric%
HS diploma or higher92.7%
Bachelor's or higher26.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool194.2%
Kindergarten286.2%
Elementary school17539.0%
High school11926.5%
College / grad school10824.1%

Employment

Industry of employment

Education & healthcare 20.5%
Manufacturing 15.3%
Transportation & utilities 11.1%
Public administration 9.7%
Retail trade 8.1%
Construction 7.6%
Arts, food & hospitality 7.5%
Professional & management 7.3%
Finance & real estate 4.1%
Other services 3.1%
Agriculture & mining 2.8%
Wholesale trade 2.4%
Information 0.5%

Occupation

Category%
Management, business & arts32.0%
Service21.8%
Sales & office23.4%
Natural resources & construction8.0%
Production & transportation14.9%

Employment type

Type%
Private sector77.8%
Government14.9%
Self-employed7.0%
Unpaid family workers0.2%

Commute

Method%
Drive alone84.1%
Carpool5.2%
Public transit0.2%
Walk1.1%
Work from home8.2%
Other means1.1%
Avg commute (minutes)26.2

Poverty

All people 13.4%
Under 18 years 17.9%
18 and over 12.1%
Married-couple families 7.4%
Female-led households 33.3%

Income support

Source% of households
Social Security39.5%
Retirement income22.0%
Supplemental Security4.9%
Cash public assistance1.6%
Food stamps / SNAP1.6%

Health indicators

Condition%
Obesity35.0%
High blood pressure30.6%
High cholesterol30.6%
Diabetes9.3%
Heart disease5.8%
Stroke2.8%
Asthma8.9%
Arthritis21.8%
Kidney disease2.6%
Pulmonary disease5.4%
Cancer6.5%
Behavior / access%
Smoking19.0%
Binge drinking21.3%
No physical activity19.8%
Less than 7 hrs sleep29.4%
Depression21.9%
Fair or poor health11.7%
Poor mental health13.5%
Poor physical health9.3%
No health insurance9.9%
Visited doctor (checkup)69.4%
Visited dentist68.6%
Cholesterol screening90.7%
Teeth loss10.2%

Veterans & disability

VeteransCount%
Civilian veterans987.1%
Disability%
Any disability12.8%
Under 180.3%
18–64 years8.6%
65 and over39.6%

Health insurance coverage

Type%
Private insurance70.6%
Public insurance28.2%
No insurance13.9%
Uninsured under 1915.6%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,68095.8%
Spanish372.2%
Other Indo-European20.1%
Asian & Pacific Islander80.5%
Other languages161.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,72698.5%
Born in same state1,71397.7%
Born in different state1,36577.9%
Foreign born130.7%
Naturalized citizen271.5%
Not a US citizen725.9%

Ancestry

AncestryCount%
Polish26214.9%
Italian19311%
French1015.8%
Arab543.1%
AncestryCount%
English160.9%
Dutch110.6%
German30.2%

Technology access

Metric% of households
Computer access36.1%
Internet access93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55089

What city is ZIP code 55089 in?

ZIP code 55089 is primarily assigned to Welch, Minnesota.

What county is ZIP code 55089 in?

ZIP code 55089 falls within Goodhue County, Minnesota.

Is ZIP code 55089 mostly owner-occupied?

92% of occupied units in ZIP code 55089 are owner-occupied, well above the national average.

Does ZIP code 55089 have a large retiree population?

40% of households in ZIP code 55089 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 55089?

The median home value in ZIP code 55089 is $338,100.

What is the population of ZIP code 55089?

ZIP code 55089 has an estimated population of 1,753 residents, with a density of 26 people per square mile.

What timezone is ZIP code 55089 in?

ZIP code 55089 observes the CST timezone.

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