45690 ZIP Code — Waverly, OH

Pike County, Ohio

ZIP code 45690 is located in Waverly, Ohio, within Pike County. It covers approximately 141.46 square miles and serves a population of 13,581 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 740.

About ZIP code 45690

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $140,700. Owner-occupancy sits near the national average at 67%.

The gap between median ($53,021) and mean household income suggests income inequality — a small number of higher earners pull the average up. SNAP benefit usage at 20% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (28%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 45690 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

13,581

population

141.46

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45690 ZIP code map

Cities in ZIP code 45690

Below are the cities the US Postal Service accepts for ZIP code 45690. Using any city not on this list may result in mail delivery delays.

City	Status
Waverly	Preferred

Nearby ZIP codes

45661 Piketon (8.3 mi) 45613 Beaver (10.2 mi) 45673 Richmond Dale (12.4 mi) 45601 Chillicothe (12.8 mi) 45612 Bainbridge (14.2 mi) 45648 Lucasville (15 mi) 45671 Rarden (16.1 mi) 45646 Latham (16.2 mi) 45681 South Salem (16.7 mi) 45699 Lucasville (17.1 mi) 45647 Londonderry (18.5 mi) 45653 Minford (19.1 mi)

Demographics updated 06/2026

Population
Total population	13,581
Population density	96 / sq mi
State FIPS	39
County FIPS	131

Geography
Land area	141.46 sq mi
Water area	1.67 sq mi
Latitude	39.1267
Longitude	-83.0218
Timezone	Eastern (ET)
Area code	740

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.6%	52.6%	43.3%
$50k – $100k	31.1%	28.4%	31.4%
$100k – $200k	16.8%	16.9%	20.0%
Over $200k	2.4%	2.1%	5.2%

Demographics & statistics

13,581

Population

People per sq mi

42.5

Median age

$53,021

Median household income

$31,875

Per capita income

$140,700

Median home value

$892

Median monthly rent

67.4%

Home ownership

16.0%

Poverty rate

4.5%

Unemployment

4,483

Housing units

16.5%

Bachelor's or higher

Age distribution

Male Female

283

Under 5

284

349

5–9

352

487

10–14

491

613

15–19

617

357

20–24

359

730

25–34

735

774

35–44

780

856

45–54

862

400

55–59

402

611

60–64

615

726

65–74

732

378

75–84

380

203

85+

205

← Male

Female →

Age summary

Group	Count	%
Under 18	3,171	23.3%
18 and over	10,410	76.7%
65 and over	2,624	19.3%
Median age	42.5 years

Race & ethnicity

White 97.1%

Two or more races 2.5%

Asian 0.2%

Black or African American 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	13,188	97.1%
Two or more races	343	2.5%
Asian	21	0.2%
Black or African American	15	0.1%
American Indian / Alaska Native	14	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.6%	52.6%	43.3%
$50k – $100k	31.1%	28.4%	31.4%
$100k – $200k	16.8%	16.9%	20.0%
Over $200k	2.4%	2.1%	5.2%

Under $10k 4.8%

$10k–$15k 6.8%

$15k–$25k 10.3%

$25k–$35k 11.5%

$35k–$50k 15.4%

$50k–$75k 18.1%

$75k–$100k 10.3%

$100k–$150k 14.4%

$150k–$200k 5.8%

$200k+ 2.5%

Range	% of households
Under $10k	4.8%
$10k–$15k	6.8%
$15k–$25k	10.3%
$25k–$35k	11.5%
$35k–$50k	15.4%
$50k–$75k	18.1%
$75k–$100k	10.3%
$100k–$150k	14.4%
$150k–$200k	5.8%
$200k+	2.5%
Median income	$53,021

Housing

Home values

Under $50k 12.3%

$50k–$100k 16.7%

$100k–$150k 25.0%

$150k–$200k 14.4%

$200k–$300k 16.6%

$300k–$500k 10.2%

$500k–$1M 4.1%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$140,700
Median rent / month	$892
Owner occupied	67.4%
Renter occupied	32.6%
Vacant	12.5%
Single-family detached	71.9%
Large apartment buildings	2.2%
Mobile homes	18.4%
Median rooms	5.9
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.0%
2010–2019	6.3%
2000–2009	11.4%
1990–1999	16.1%
1980–1989	11.5%
1970–1979	16.0%
1960–1969	11.9%
1950–1959	15.4%
1940–1949	4.4%
1939 or earlier	7.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	5.1%
2 bedrooms	31.8%
3 bedrooms	40.5%
4 bedrooms	16.6%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	31.3%
2 vehicles	40.2%
3 or more	24.2%

Heating fuel

Fuel type	%
Utility gas	27.4%
Electricity	48.9%
Propane / LP gas	15.2%
Fuel oil	2.0%
Wood	2.3%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	2,681	48.8%
Cohabiting couple	442	8.1%
Male householder, no spouse	1,046	19.1%
Female householder, no spouse	1,321	24.1%
Households with children under 18	1,783	32.5%
Households with seniors (65+)	1,921	35.0%
Average household size	2.45

Marital status

Status	Male	Female
Never married	27.9%	24.0%
Married	51.5%	49.6%
Separated	4.3%	4.3%
Widowed	2.3%	7.9%
Divorced	14.1%	14.3%

Education

Less than 9th grade 2.8%

Some HS, no diploma 8.1%

HS graduate 47.6%

Some college, no degree 16.5%

Associate's degree 8.4%

Bachelor's degree 10.6%

Graduate / professional 5.9%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	16.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	118	3.5%
Kindergarten	99	2.9%
Elementary school	1,441	42.6%
High school	1,101	32.5%
College / grad school	626	18.5%

Employment

Industry of employment

Education & healthcare 28.6%

Manufacturing 11.9%

Construction 11.6%

Arts, food & hospitality 10.4%

Retail trade 9.4%

Public administration 7.2%

Transportation & utilities 7.0%

Other services 4.5%

Professional & management 4.4%

Finance & real estate 2.4%

Agriculture & mining 1.3%

Wholesale trade 0.7%

Information 0.5%

Occupation

Category	%
Management, business & arts	29.9%
Service	24.5%
Sales & office	15.9%
Natural resources & construction	12.0%
Production & transportation	17.8%

Employment type

Type	%
Private sector	79.3%
Government	17.7%
Self-employed	2.8%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	83.1%
Carpool	10.0%
Public transit	0.1%
Walk	1.9%
Work from home	4.9%
Other means	0.0%
Avg commute (minutes)	27.8

Poverty

All people 16.0%

Under 18 years 18.8%

18 and over 15.1%

Married-couple families 7.6%

Female-led households 39.0%

Income support

Source	% of households
Social Security	38.5%
Retirement income	29.3%
Supplemental Security	10.1%
Cash public assistance	2.7%
Food stamps / SNAP	20.4%

Health indicators

Condition	%
Obesity	40.5%
High blood pressure	39.1%
High cholesterol	34.7%
Diabetes	13.6%
Heart disease	9.0%
Stroke	4.2%
Asthma	11.2%
Arthritis	33.0%
Kidney disease	3.7%
Pulmonary disease	11.9%
Cancer	7.4%

Behavior / access	%
Smoking	27.5%
Binge drinking	15.6%
No physical activity	30.8%
Less than 7 hrs sleep	37.9%
Depression	27.6%
Fair or poor health	20.3%
Poor mental health	18.1%
Poor physical health	13.5%
No health insurance	14.0%
Visited doctor (checkup)	75.9%
Visited dentist	57.0%
Cholesterol screening	87.2%
Teeth loss	21.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,023	9.8%

Disability	%
Any disability	23.8%
Under 18	8.6%
18–64 years	20.9%
65 and over	51.1%

Health insurance coverage

Type	%
Private insurance	67.8%
Public insurance	46.9%
No insurance	3.6%
Uninsured under 19	0.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,014	95.8%
Spanish	61	0.5%
Other Indo-European	36	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	25	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,553	99.8%
Born in same state	13,533	99.6%
Born in different state	11,727	86.3%
Foreign born	20	0.1%
Naturalized citizen	28	0.2%
Not a US citizen	25	89.3%

Ancestry

Ancestry	Count	%
French	1,804	13.3%
Arab	1,765	13%
Italian	1,308	9.6%

Ancestry	Count	%
English	215	1.6%
Dutch	20	0.1%
Polish	11	0.1%

Technology access

Metric	% of households
Computer access	40.4%
Internet access	89.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45690

What city is ZIP code 45690 in?

ZIP code 45690 is primarily assigned to Waverly, Ohio.

What county is ZIP code 45690 in?

ZIP code 45690 falls within Pike County, Ohio.

What is the poverty rate in ZIP code 45690?

16% of residents in ZIP code 45690 live below the poverty line, above the national average.

Does ZIP code 45690 have a large retiree population?

39% of households in ZIP code 45690 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 45690?

The median home value in ZIP code 45690 is $140,700.

Does ZIP code 45690 have a large veteran population?

10% of civilians in ZIP code 45690 are veterans, above the national average of ~7%.

What timezone is ZIP code 45690 in?

ZIP code 45690 observes the EST timezone.