47989 ZIP Code — Waveland, IN

Montgomery County, Indiana

ZIP code 47989 is located in Waveland, Indiana, within Montgomery County. It covers approximately 40.04 square miles and serves a population of 1,182 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 47989

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $99,700. Owner-occupancy is high at 91%, well above the national average.

Median household income is $97,391.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 23% of residents lack health insurance, above the national average.

1,182

population

40.04

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

47989 ZIP code map

Cities in ZIP code 47989

Below are the cities the US Postal Service accepts for ZIP code 47989. Using any city not on this list may result in mail delivery delays.

City	Status
Waveland	Preferred

Nearby ZIP codes

46175 Russellville (5.8 mi) 47859 Marshall (9 mi) 47954 Ladoga (9.5 mi) 47933 Crawfordsville (10.5 mi) 46172 Roachdale (11.5 mi) 47949 Hillsboro (12 mi) 47872 Rockville (13.2 mi) 47990 Waynetown (13.3 mi) 46105 Bainbridge (14.6 mi) 47968 New Ross (15 mi) 47952 Kingman (15.1 mi) 47832 Bloomingdale (15.5 mi)

Demographics updated 05/2026

Population
Total population	1,182
Population density	30 / sq mi
State FIPS	18
County FIPS	107

Geography
Land area	40.04 sq mi
Water area	0.53 sq mi
Latitude	39.9013
Longitude	-87.0065
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.0%	43.6%	42.9%
$50k – $100k	41.6%	34.0%	32.7%
$100k – $200k	26.4%	18.7%	19.8%
Over $200k	0.0%	3.6%	4.5%

Demographics & statistics

1,182

Population

People per sq mi

36.3

Median age

$97,391

Median household income

$35,978

Per capita income

$99,700

Median home value

$425

Median monthly rent

91.0%

Home ownership

8.6%

Poverty rate

1.9%

Unemployment

513

Housing units

26.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	278	23.5%
18 and over	904	76.5%
65 and over	148	12.5%
Median age	36.3 years

Race & ethnicity

White 88.1%

Two or more races 6.7%

Asian 5.1%

Hispanic or Latino 0.2%

Group	Count	%
White	1,043	88.1%
Two or more races	79	6.7%
Asian	60	5.1%
Hispanic or Latino	2	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.0%	43.6%	42.9%
$50k – $100k	41.6%	34.0%	32.7%
$100k – $200k	26.4%	18.7%	19.8%
Over $200k	0.0%	3.6%	4.5%

Under $10k 0.2%

$10k–$15k 0.6%

$15k–$25k 6.5%

$25k–$35k 9.6%

$35k–$50k 11.1%

$50k–$75k 9.8%

$75k–$100k 14.9%

$100k–$150k 43.1%

$150k–$200k 2.1%

$200k+ 2.1%

Range	% of households
Under $10k	0.2%
$10k–$15k	0.6%
$15k–$25k	6.5%
$25k–$35k	9.6%
$35k–$50k	11.1%
$50k–$75k	9.8%
$75k–$100k	14.9%
$100k–$150k	43.1%
$150k–$200k	2.1%
$200k+	2.1%
Median income	$97,391

Housing

Home values

Under $50k 5.3%

$50k–$100k 45.1%

$100k–$150k 17.5%

$150k–$200k 14.3%

$200k–$300k 9.9%

$300k–$500k 6.0%

$500k–$1M 0.2%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$99,700
Median rent / month	$425
Owner occupied	91.0%
Renter occupied	9.0%
Vacant	14.0%
Single-family detached	87.2%
Large apartment buildings	0.0%
Mobile homes	8.5%
Median rooms	6.4
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	1.4%
2010–2019	3.2%
2000–2009	16.2%
1990–1999	3.6%
1980–1989	0.9%
1970–1979	12.9%
1960–1969	0.7%
1950–1959	7.2%
1940–1949	6.1%
1939 or earlier	47.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	1.6%
2 bedrooms	14.4%
3 bedrooms	60.8%
4 bedrooms	15.6%
5+ bedrooms	6.3%

Vehicles per household

Vehicles	% of households
No vehicle	12.8%
1 vehicle	20.3%
2 vehicles	25.9%
3 or more	41.0%

Heating fuel

Fuel type	%
Utility gas	4.4%
Electricity	21.8%
Propane / LP gas	54.0%
Fuel oil	4.6%
Wood	15.3%

Households & families

Household type	Count	%
Married-couple family	352	73.6%
Cohabiting couple	8	1.7%
Male householder, no spouse	65	13.6%
Female householder, no spouse	53	11.1%
Households with children under 18	124	25.9%
Households with seniors (65+)	112	23.4%
Average household size	2.47

Marital status

Status	Male	Female
Never married	21.4%	23.4%
Married	67.5%	64.0%
Separated	2.3%	0.0%
Widowed	3.2%	4.1%
Divorced	5.7%	8.6%

Education

Less than 9th grade 4.0%

Some HS, no diploma 5.7%

HS graduate 41.1%

Some college, no degree 15.4%

Associate's degree 7.1%

Bachelor's degree 21.5%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	90.3%
Bachelor's or higher	26.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	3.1%
Kindergarten	9	4.7%
Elementary school	81	42.2%
High school	53	27.6%
College / grad school	43	22.4%

Employment

Industry of employment

Education & healthcare 27.9%

Public administration 17.0%

Manufacturing 12.4%

Retail trade 11.7%

Arts, food & hospitality 10.2%

Construction 9.0%

Agriculture & mining 5.2%

Professional & management 2.2%

Transportation & utilities 1.6%

Wholesale trade 1.2%

Other services 1.0%

Information 0.7%

Occupation

Category	%
Management, business & arts	35.4%
Service	11.9%
Sales & office	10.9%
Natural resources & construction	23.9%
Production & transportation	17.8%

Employment type

Type	%
Private sector	68.0%
Government	23.5%
Self-employed	8.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.5%
Carpool	4.7%
Public transit	0.3%
Walk	1.7%
Work from home	7.4%
Other means	2.6%
Avg commute (minutes)	26.1

Poverty

All people 8.6%

Under 18 years 20.9%

18 and over 4.9%

Married-couple families 5.1%

Female-led households 9.1%

Income support

Source	% of households
Social Security	23.6%
Retirement income	21.5%
Supplemental Security	7.1%
Cash public assistance	2.5%
Food stamps / SNAP	4.2%

Health indicators

Condition	%
Obesity	39.9%
High blood pressure	36.0%
High cholesterol	35.3%
Diabetes	11.2%
Heart disease	7.2%
Stroke	3.2%
Asthma	9.9%
Arthritis	27.3%
Kidney disease	3.0%
Pulmonary disease	8.4%
Cancer	7.3%

Behavior / access	%
Smoking	20.9%
Binge drinking	16.5%
No physical activity	25.3%
Less than 7 hrs sleep	33.7%
Depression	23.1%
Fair or poor health	15.6%
Poor mental health	15.4%
Poor physical health	11.3%
No health insurance	12.0%
Visited doctor (checkup)	75.7%
Visited dentist	63.3%
Cholesterol screening	89.4%
Teeth loss	15.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	61	6.7%

Disability	%
Any disability	10.1%
Under 18	9.7%
18–64 years	6.5%
65 and over	29.1%

Health insurance coverage

Type	%
Private insurance	63.7%
Public insurance	22.4%
No insurance	23.3%
Uninsured under 19	31.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,043	88.2%
Spanish	78	7.5%
Other Indo-European	1	0.1%
Asian & Pacific Islander	61	5.8%
Other languages	16	1.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,144	96.8%
Born in same state	1,142	96.6%
Born in different state	850	71.9%
Foreign born	2	0.2%
Naturalized citizen	38	3.2%
Not a US citizen	2	5.3%

Ancestry

Ancestry	Count	%
French	225	19%
Arab	116	9.8%
Italian	42	3.6%

Ancestry	Count	%
Polish	16	1.4%
Irish	13	1.1%
English	3	0.3%

Technology access

Metric	% of households
Computer access	40.4%
Internet access	89.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 47989

What city is ZIP code 47989 in?

ZIP code 47989 is primarily assigned to Waveland, Indiana.

What county is ZIP code 47989 in?

ZIP code 47989 falls within Montgomery County, Indiana.

Is ZIP code 47989 mostly owner-occupied?

91% of occupied units in ZIP code 47989 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 47989?

The median home value in ZIP code 47989 is $99,700.

What is the population of ZIP code 47989?

ZIP code 47989 has an estimated population of 1,182 residents, with a density of 30 people per square mile.

What is the median household income in ZIP code 47989?

The median household income in ZIP code 47989 is $97,391, above the national median of ~$75,000.

What timezone is ZIP code 47989 in?

ZIP code 47989 observes the EST timezone.