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Indiana ZIP Codes
Montgomery County
Ladoga, IN
47954
47954 ZIP Code — Ladoga, IN
Montgomery County, Indiana
ZIP code 47954 is located in
Ladoga ,
Indiana ,
within Montgomery County .
It covers approximately 65.45 square miles and serves a population of
2,283 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 765 .
About ZIP code 47954
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $159,300. Owner-occupancy is high at 84%, well above the national average.
Median household income is $82,386. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
Overall, ZIP code 47954 reflects a community defined by high homeownership and a significant Social Security-dependent population.
47954 ZIP code map
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Cities in ZIP code 47954
Below are the cities the US Postal Service accepts for ZIP code 47954. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,283
Population density
35 / sq mi
State FIPS
18
County FIPS
107
Geography
Land area
65.45 sq mi
Water area
0.01 sq mi
Latitude
39.9087
Longitude
-86.8271
Timezone
Eastern (ET)
Area code
765
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
37.8%
43.6%
42.9%
$50k – $100k
31.2%
34.0%
32.7%
$100k – $200k
30.2%
18.7%
19.8%
Over $200k
0.7%
3.6%
4.5%
Demographics & statistics
$82,386
Median household income
$159,300
Median home value
30.3%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 659 28.9%
18 and over 1,624 71.1%
65 and over 345 15.1%
Median age 34.7 years
Race & ethnicity
Black or African American
1.2%
Group Count %
White 2,031 88.9%
Asian 179 7.8%
Two or more races 45 2%
Black or African American 27 1.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
37.8%
43.6%
42.9%
$50k – $100k
31.2%
34.0%
32.7%
$100k – $200k
30.2%
18.7%
19.8%
Over $200k
0.7%
3.6%
4.5%
Range % of households
Under $10k 5.5%
$10k–$15k 2.7%
$15k–$25k 9.5%
$25k–$35k 4.4%
$35k–$50k 8.5%
$50k–$75k 12.0%
$75k–$100k 20.5%
$100k–$150k 22.4%
$150k–$200k 7.7%
$200k+ 6.9%
Median income $82,386
Housing
Housing overview
Metric Value
Median home value $159,300
Median rent / month $867
Owner occupied 83.8%
Renter occupied 16.2%
Vacant 2.1%
Single-family detached 92.6%
Large apartment buildings 0.0%
Mobile homes 1.1%
Median rooms 6.7
Avg household size (owned) 2.85
Year built
Era %
2020 or later 0.0%
2010–2019 2.9%
2000–2009 16.6%
1990–1999 5.9%
1980–1989 3.0%
1970–1979 11.4%
1960–1969 8.3%
1950–1959 7.5%
1940–1949 12.0%
1939 or earlier 32.4%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 1.9%
2 bedrooms 24.9%
3 bedrooms 47.7%
4 bedrooms 19.0%
5+ bedrooms 6.5%
Vehicles per household
Vehicles % of households
No vehicle 1.3%
1 vehicle 24.7%
2 vehicles 40.5%
3 or more 33.5%
Heating fuel
Fuel type %
Utility gas 40.0%
Electricity 15.6%
Propane / LP gas 38.9%
Fuel oil 1.0%
Wood 4.4%
Households & families
Household type Count %
Married-couple family 498 58.0%
Cohabiting couple 39 4.5%
Male householder, no spouse 79 9.2%
Female householder, no spouse 243 28.3%
Households with children under 18 334 38.9%
Households with seniors (65+) 247 28.8%
Average household size 2.64
Marital status
Status Male Female
Never married 30.1% 10.6%
Married 61.3% 56.3%
Separated 0.4% 4.1%
Widowed 0.0% 14.8%
Divorced 8.3% 14.3%
Education
Some college, no degree
22.6%
Graduate / professional
7.0%
Metric %
HS diploma or higher 91.9%
Bachelor's or higher 30.3%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 41 7.0%
Kindergarten 47 8.0%
Elementary school 300 51.3%
High school 124 21.2%
College / grad school 73 12.5%
Employment
Industry of employment
Education & healthcare
24.7%
Professional & management
6.4%
Transportation & utilities
5.8%
Public administration
5.4%
Agriculture & mining
4.4%
Finance & real estate
3.0%
Arts, food & hospitality
1.7%
Occupation
Category %
Management, business & arts 40.0%
Service 15.7%
Sales & office 12.7%
Natural resources & construction 10.8%
Production & transportation 20.9%
Employment type
Type %
Private sector 77.1%
Government 16.8%
Self-employed 6.1%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 81.2%
Carpool 10.5%
Public transit 0.0%
Walk 0.4%
Work from home 7.9%
Other means 0.0%
Avg commute (minutes) 26.5
Poverty
Married-couple families
5.0%
Female-led households
38.8%
Income support
Source % of households
Social Security 32.2%
Retirement income 22.1%
Supplemental Security 4.7%
Cash public assistance 2.6%
Food stamps / SNAP 5.9%
Health indicators
Condition %
Obesity 41.3%
High blood pressure 34.8%
High cholesterol 34.0%
Diabetes 10.6%
Heart disease 6.6%
Stroke 3.0%
Asthma 10.0%
Arthritis 25.9%
Kidney disease 2.8%
Pulmonary disease 8.1%
Cancer 6.5%
Behavior / access %
Smoking 22.3%
Binge drinking 17.3%
No physical activity 25.3%
Less than 7 hrs sleep 34.8%
Depression 23.4%
Fair or poor health 15.3%
Poor mental health 15.9%
Poor physical health 11.2%
No health insurance 12.1%
Visited doctor (checkup) 74.9%
Visited dentist 62.6%
Cholesterol screening 89.0%
Teeth loss 15.3%
Veterans & disability
Veterans Count %
Civilian veterans 48 3.0%
Disability %
Any disability 9.8%
Under 18 1.1%
18–64 years 10.0%
65 and over 25.8%
Health insurance coverage
Type %
Private insurance 74.0%
Public insurance 23.3%
No insurance 14.3%
Uninsured under 19 13.6%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 2,111 92.5%
Spanish 7 0.3%
Other Indo-European 7 0.3%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 2,146 94.0%
Born in same state 2,134 93.5%
Born in different state 1,912 83.7%
Foreign born 12 0.5%
Naturalized citizen 137 6.0%
Not a US citizen 118 86.1%
Ancestry
Ancestry Count %
Italian 258 11.3%
French 180 7.9%
Arab 148 6.5%
Ancestry Count %
Polish 12 0.5%
English 6 0.3%
Irish 3 0.1%
Technology access
Metric % of households
Computer access 37.6%
Internet access 98.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 47954
What city is ZIP code 47954 in?
ZIP code 47954 is primarily assigned to Ladoga, Indiana.
What county is ZIP code 47954 in?
ZIP code 47954 falls within Montgomery County, Indiana.
Is ZIP code 47954 mostly owner-occupied?
84% of occupied units in ZIP code 47954 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 47954?
The median home value in ZIP code 47954 is $159,300.
What is the population of ZIP code 47954?
ZIP code 47954 has an estimated population of 2,283 residents, with a density of 35 people per square mile.
What is the median household income in ZIP code 47954?
The median household income in ZIP code 47954 is $82,386, above the national median of ~$75,000.
What timezone is ZIP code 47954 in?
ZIP code 47954 observes the EST timezone.
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