04901 ZIP Code — Waterville, ME

Kennebec County, Maine

ZIP code 04901 is located in Waterville, Maine, within Kennebec County. It covers approximately 78.77 square miles and serves a population of 26,463 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04901

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $168,000. Owner-occupancy sits near the national average at 59%.

Median household income is $50,835. SNAP benefit usage at 18% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 04901 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

26,463

population

78.77

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04901 ZIP code map

Cities in ZIP code 04901

Below are the cities the US Postal Service accepts for ZIP code 04901. Using any city not on this list may result in mail delivery delays.

City	Status
Waterville	Acceptable
Waterville	Preferred

Nearby ZIP codes

04910 Albion (7.2 mi) 04927 Clinton (7.2 mi) 04937 Fairfield (9 mi) 04989 Vassalboro (9.4 mi) 04358 South China (9.8 mi) 04963 Oakland (11.1 mi) 04988 Unity (12.3 mi) 04978 Smithfield (12.3 mi) 04922 Burnham (13.2 mi) 04354 Palermo (13.5 mi) 04917 Belgrade (13.7 mi) 04918 Belgrade Lakes (14 mi)

Demographics updated 05/2026

Population
Total population	26,463
Population density	336 / sq mi
State FIPS	23
County FIPS	011

Geography
Land area	78.77 sq mi
Water area	2.97 sq mi
Latitude	44.5573
Longitude	-69.5803
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.0%	45.7%	42.3%
$50k – $100k	25.8%	32.0%	32.3%
$100k – $200k	13.8%	18.4%	20.6%
Over $200k	3.3%	3.8%	4.9%

Demographics & statistics

26,463

Population

336

People per sq mi

38.5

Median age

$50,835

Median household income

$31,341

Per capita income

$168,000

Median home value

$881

Median monthly rent

58.7%

Home ownership

16.4%

Poverty rate

3.8%

Unemployment

7,198

Housing units

28.5%

Bachelor's or higher

Age distribution

Male Female

587

Under 5

620

739

5–9

781

829

10–14

876

1,015

15–19

1,073

1,299

20–24

1,374

1,337

25–34

1,414

1,512

35–44

1,598

1,195

45–54

1,263

1,011

55–59

1,069

937

60–64

991

1,352

65–74

1,430

652

75–84

689

399

85+

421

← Male

Female →

Age summary

Group	Count	%
Under 18	5,040	19.0%
18 and over	21,423	81.0%
65 and over	4,943	18.7%
Median age	38.5 years

Race & ethnicity

White 90.6%

Two or more races 3.9%

Asian 1.8%

Hispanic or Latino 1.8%

Black or African American 0.7%

Other race 0.6%

American Indian / Alaska Native 0.5%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	24,420	90.6%
Two or more races	1,046	3.9%
Asian	497	1.8%
Hispanic or Latino	494	1.8%
Black or African American	187	0.7%
Other race	168	0.6%
American Indian / Alaska Native	129	0.5%
Native Hawaiian / Pacific Islander	16	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.0%	45.7%	42.3%
$50k – $100k	25.8%	32.0%	32.3%
$100k – $200k	13.8%	18.4%	20.6%
Over $200k	3.3%	3.8%	4.9%

Under $10k 7.2%

$10k–$15k 3.9%

$15k–$25k 13.5%

$25k–$35k 8.5%

$35k–$50k 15.9%

$50k–$75k 17.1%

$75k–$100k 11.8%

$100k–$150k 12.5%

$150k–$200k 5.6%

$200k+ 4.0%

Range	% of households
Under $10k	7.2%
$10k–$15k	3.9%
$15k–$25k	13.5%
$25k–$35k	8.5%
$35k–$50k	15.9%
$50k–$75k	17.1%
$75k–$100k	11.8%
$100k–$150k	12.5%
$150k–$200k	5.6%
$200k+	4.0%
Median income	$50,835

Housing

Home values

Under $50k 7.5%

$50k–$100k 12.0%

$100k–$150k 21.9%

$150k–$200k 19.4%

$200k–$300k 26.7%

$300k–$500k 11.4%

$500k–$1M 0.7%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$168,000
Median rent / month	$881
Owner occupied	58.7%
Renter occupied	41.3%
Vacant	6.6%
Single-family detached	51.6%
Large apartment buildings	5.7%
Mobile homes	6.1%
Median rooms	5.4
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	0.0%
2010–2019	3.2%
2000–2009	4.3%
1990–1999	8.1%
1980–1989	10.9%
1970–1979	18.6%
1960–1969	10.8%
1950–1959	12.6%
1940–1949	7.6%
1939 or earlier	23.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	16.8%
2 bedrooms	29.7%
3 bedrooms	34.0%
4 bedrooms	15.2%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	12.6%
1 vehicle	39.9%
2 vehicles	34.3%
3 or more	13.2%

Heating fuel

Fuel type	%
Utility gas	5.1%
Electricity	10.1%
Propane / LP gas	6.5%
Fuel oil	73.5%
Wood	3.7%
Solar	0.1%

Households & families

Household type	Count	%
Married-couple family	4,270	39.0%
Cohabiting couple	960	8.8%
Male householder, no spouse	2,214	20.2%
Female householder, no spouse	3,501	32.0%
Households with children under 18	2,841	26.0%
Households with seniors (65+)	3,228	29.5%
Average household size	2.21

Marital status

Status	Male	Female
Never married	37.7%	34.4%
Married	44.2%	38.1%
Separated	0.7%	1.8%
Widowed	3.3%	9.9%
Divorced	14.2%	15.8%

Education

Less than 9th grade 2.9%

Some HS, no diploma 4.9%

HS graduate 32.6%

Some college, no degree 20.6%

Associate's degree 10.5%

Bachelor's degree 16.6%

Graduate / professional 12.0%

Metric	%
HS diploma or higher	92.2%
Bachelor's or higher	28.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	203	2.8%
Kindergarten	256	3.5%
Elementary school	2,694	36.8%
High school	885	12.1%
College / grad school	3,283	44.8%

Employment

Industry of employment

Education & healthcare 38.6%

Retail trade 15.9%

Professional & management 7.6%

Arts, food & hospitality 7.3%

Manufacturing 7.1%

Construction 6.1%

Finance & real estate 4.5%

Transportation & utilities 4.3%

Public administration 2.8%

Information 2.4%

Other services 2.3%

Wholesale trade 0.8%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	43.8%
Service	14.9%
Sales & office	22.5%
Natural resources & construction	6.8%
Production & transportation	12.0%

Employment type

Type	%
Private sector	81.2%
Government	13.0%
Self-employed	5.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	72.4%
Carpool	7.5%
Public transit	0.1%
Walk	7.3%
Work from home	10.2%
Other means	2.4%
Avg commute (minutes)	18.5

Poverty

All people 16.4%

Under 18 years 17.5%

18 and over 16.1%

Married-couple families 4.7%

Female-led households 24.1%

Income support

Source	% of households
Social Security	38.2%
Retirement income	22.1%
Supplemental Security	7.3%
Cash public assistance	1.8%
Food stamps / SNAP	18.1%

Health indicators

Condition	%
Obesity	33.7%
High blood pressure	32.3%
High cholesterol	31.1%
Diabetes	10.2%
Heart disease	7.5%
Stroke	3.3%
Asthma	11.2%
Arthritis	27.4%
Kidney disease	3.1%
Pulmonary disease	8.8%
Cancer	7.2%

Behavior / access	%
Smoking	18.0%
Binge drinking	15.7%
No physical activity	22.5%
Less than 7 hrs sleep	29.2%
Depression	23.6%
Fair or poor health	13.5%
Poor mental health	14.8%
Poor physical health	10.3%
No health insurance	12.6%
Visited doctor (checkup)	79.5%
Visited dentist	65.8%
Cholesterol screening	87.0%
Teeth loss	18.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,774	8.3%

Disability	%
Any disability	18.5%
Under 18	8.5%
18–64 years	17.0%
65 and over	35.1%

Health insurance coverage

Type	%
Private insurance	64.1%
Public insurance	42.3%
No insurance	9.2%
Uninsured under 19	9.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	25,256	95.4%
Spanish	333	1.3%
Other Indo-European	76	0.3%
Asian & Pacific Islander	115	0.5%
Other languages	142	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	25,537	96.5%
Born in same state	25,268	95.5%
Born in different state	18,099	68.4%
Foreign born	269	1.0%
Naturalized citizen	926	3.5%
Not a US citizen	411	44.4%

Ancestry

Ancestry	Count	%
French	4,681	17.7%
Italian	3,648	13.8%
German	2,609	9.9%
Arab	1,096	4.1%
Polish	428	1.6%

Ancestry	Count	%
Irish	226	0.9%
English	147	0.6%
Norwegian	139	0.5%
Dutch	7	0%

Technology access

Metric	% of households
Computer access	41.4%
Internet access	89.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04901

What city is ZIP code 04901 in?

ZIP code 04901 is primarily assigned to Waterville, Maine.

What county is ZIP code 04901 in?

ZIP code 04901 falls within Kennebec County, Maine.

What is the poverty rate in ZIP code 04901?

16% of residents in ZIP code 04901 live below the poverty line, above the national average.

Does ZIP code 04901 have a large retiree population?

38% of households in ZIP code 04901 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 04901?

The median home value in ZIP code 04901 is $168,000.

What is the population of ZIP code 04901?

ZIP code 04901 has an estimated population of 26,463 residents, with a density of 336 people per square mile.

What timezone is ZIP code 04901 in?

ZIP code 04901 observes the EST timezone.