04963 ZIP Code — Oakland, ME

Kennebec County, Maine

ZIP code 04963 is located in Oakland, Maine, within Kennebec County. It covers approximately 51.08 square miles and serves a population of 7,376 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04963

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $222,600. Owner-occupancy is high at 85%, well above the national average.

Median household income is $70,346. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Overall, ZIP code 04963 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,376

population

51.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04963 ZIP code map

Cities in ZIP code 04963

Below are the cities the US Postal Service accepts for ZIP code 04963. Using any city not on this list may result in mail delivery delays.

City	Status
Oakland	Acceptable
Oakland	Preferred

Nearby ZIP codes

04978 Smithfield (4.7 mi) 04918 Belgrade Lakes (4.8 mi) 04917 Belgrade (5.9 mi) 04937 Fairfield (9.4 mi) 04352 Mount Vernon (9.9 mi) 04360 Vienna (9.9 mi) 04957 Norridgewock (10 mi) 04901 Waterville (11.1 mi) 04955 New Sharon (11.3 mi) 04989 Vassalboro (12.2 mi) 04330 Augusta (13.4 mi) 04940 Farmington Falls (13.8 mi)

Demographics updated 07/2026

Population
Total population	7,376
Population density	144 / sq mi
State FIPS	23
County FIPS	011

Geography
Land area	51.08 sq mi
Water area	8.81 sq mi
Latitude	44.5649
Longitude	-69.8060
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.9%	45.7%	42.3%
$50k – $100k	27.4%	32.0%	32.3%
$100k – $200k	26.6%	18.4%	20.6%
Over $200k	6.1%	3.8%	4.9%

Demographics & statistics

7,376

Population

144

People per sq mi

46.0

Median age

$70,346

Median household income

$39,079

Per capita income

$222,600

Median home value

$832

Median monthly rent

84.6%

Home ownership

11.5%

Poverty rate

1.7%

Unemployment

3,753

Housing units

28.3%

Bachelor's or higher

Age distribution

Male Female

174

Under 5

180

179

5–9

185

264

10–14

272

221

15–19

227

108

20–24

112

446

25–34

459

400

35–44

411

519

45–54

535

329

55–59

339

230

60–64

236

587

65–74

605

153

75–84

157

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,575	21.4%
18 and over	5,801	78.6%
65 and over	1,550	21.0%
Median age	46.0 years

Race & ethnicity

White 92.5%

Two or more races 4.1%

Asian 1.6%

Hispanic or Latino 1.1%

Other race 0.4%

Black or African American 0.1%

Group	Count	%
White	6,904	92.5%
Two or more races	309	4.1%
Asian	123	1.6%
Hispanic or Latino	84	1.1%
Other race	32	0.4%
Black or African American	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.9%	45.7%	42.3%
$50k – $100k	27.4%	32.0%	32.3%
$100k – $200k	26.6%	18.4%	20.6%
Over $200k	6.1%	3.8%	4.9%

Under $10k 6.3%

$10k–$15k 3.0%

$15k–$25k 8.1%

$25k–$35k 4.9%

$35k–$50k 13.4%

$50k–$75k 15.9%

$75k–$100k 12.9%

$100k–$150k 18.6%

$150k–$200k 9.0%

$200k+ 7.9%

Range	% of households
Under $10k	6.3%
$10k–$15k	3.0%
$15k–$25k	8.1%
$25k–$35k	4.9%
$35k–$50k	13.4%
$50k–$75k	15.9%
$75k–$100k	12.9%
$100k–$150k	18.6%
$150k–$200k	9.0%
$200k+	7.9%
Median income	$70,346

Housing

Home values

Under $50k 8.6%

$50k–$100k 9.2%

$100k–$150k 14.9%

$150k–$200k 12.8%

$200k–$300k 31.7%

$300k–$500k 15.4%

$500k–$1M 6.6%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$222,600
Median rent / month	$832
Owner occupied	84.6%
Renter occupied	15.4%
Vacant	26.0%
Single-family detached	77.6%
Large apartment buildings	0.4%
Mobile homes	13.4%
Median rooms	5.7
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.0%
2010–2019	8.5%
2000–2009	14.0%
1990–1999	19.9%
1980–1989	17.8%
1970–1979	12.2%
1960–1969	8.1%
1950–1959	1.6%
1940–1949	6.1%
1939 or earlier	11.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	9.4%
2 bedrooms	26.7%
3 bedrooms	43.3%
4 bedrooms	16.0%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.2%
1 vehicle	21.6%
2 vehicles	48.7%
3 or more	24.5%

Heating fuel

Fuel type	%
Utility gas	1.0%
Electricity	6.6%
Propane / LP gas	18.4%
Fuel oil	61.9%
Wood	10.2%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	1,777	56.7%
Cohabiting couple	347	11.1%
Male householder, no spouse	383	12.2%
Female householder, no spouse	626	20.0%
Households with children under 18	978	31.2%
Households with seniors (65+)	979	31.2%
Average household size	2.34

Marital status

Status	Male	Female
Never married	19.3%	18.5%
Married	62.6%	56.6%
Separated	0.4%	0.0%
Widowed	1.9%	4.8%
Divorced	15.8%	20.1%

Education

Less than 9th grade 1.9%

Some HS, no diploma 3.4%

HS graduate 33.4%

Some college, no degree 19.7%

Associate's degree 13.4%

Bachelor's degree 16.9%

Graduate / professional 11.4%

Metric	%
HS diploma or higher	94.7%
Bachelor's or higher	28.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	60	3.9%
Kindergarten	95	6.2%
Elementary school	693	45.5%
High school	380	25.0%
College / grad school	295	19.4%

Employment

Industry of employment

Education & healthcare 31.2%

Retail trade 12.2%

Construction 10.4%

Manufacturing 8.4%

Professional & management 7.8%

Arts, food & hospitality 7.1%

Transportation & utilities 6.0%

Other services 5.0%

Finance & real estate 4.7%

Wholesale trade 3.8%

Public administration 2.0%

Information 0.9%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	45.3%
Service	14.7%
Sales & office	14.3%
Natural resources & construction	14.7%
Production & transportation	10.9%

Employment type

Type	%
Private sector	83.1%
Government	12.3%
Self-employed	4.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.8%
Carpool	9.1%
Public transit	0.0%
Walk	1.7%
Work from home	7.7%
Other means	0.7%
Avg commute (minutes)	29.6

Poverty

All people 11.5%

Under 18 years 11.3%

18 and over 11.5%

Married-couple families 1.2%

Female-led households 32.1%

Income support

Source	% of households
Social Security	39.6%
Retirement income	25.7%
Supplemental Security	7.8%
Cash public assistance	1.4%
Food stamps / SNAP	14.8%

Health indicators

Condition	%
Obesity	34.3%
High blood pressure	31.6%
High cholesterol	31.6%
Diabetes	9.6%
Heart disease	6.6%
Stroke	2.8%
Asthma	10.7%
Arthritis	26.6%
Kidney disease	2.7%
Pulmonary disease	7.7%
Cancer	6.9%

Behavior / access	%
Smoking	17.3%
Binge drinking	16.1%
No physical activity	20.0%
Less than 7 hrs sleep	29.2%
Depression	22.9%
Fair or poor health	11.5%
Poor mental health	13.7%
Poor physical health	9.4%
No health insurance	10.9%
Visited doctor (checkup)	79.4%
Visited dentist	69.7%
Cholesterol screening	89.9%
Teeth loss	14.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	504	8.7%

Disability	%
Any disability	18.4%
Under 18	8.4%
18–64 years	19.2%
65 and over	26.2%

Health insurance coverage

Type	%
Private insurance	77.3%
Public insurance	38.4%
No insurance	2.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,022	95.2%
Spanish	81	1.2%
Other Indo-European	21	0.3%
Asian & Pacific Islander	57	0.8%
Other languages	3	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,149	96.9%
Born in same state	7,131	96.7%
Born in different state	5,154	69.9%
Foreign born	18	0.2%
Naturalized citizen	227	3.1%
Not a US citizen	186	81.9%

Ancestry

Ancestry	Count	%
French	1,098	14.9%
Italian	1,071	14.5%
German	779	10.6%
Arab	457	6.2%

Ancestry	Count	%
Polish	89	1.2%
Irish	54	0.7%
English	54	0.7%
Dutch	34	0.5%

Technology access

Metric	% of households
Computer access	42.5%
Internet access	95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04963

What city is ZIP code 04963 in?

ZIP code 04963 is primarily assigned to Oakland, Maine.

What county is ZIP code 04963 in?

ZIP code 04963 falls within Kennebec County, Maine.

Is ZIP code 04963 mostly owner-occupied?

85% of occupied units in ZIP code 04963 are owner-occupied, well above the national average.

Does ZIP code 04963 have a large retiree population?

40% of households in ZIP code 04963 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 04963?

ZIP code 04963 has an estimated population of 7,376 residents, with a density of 144 people per square mile.

What is the typical home value in ZIP code 04963?

The median home value in ZIP code 04963 is $222,600.

What timezone is ZIP code 04963 in?

ZIP code 04963 observes the EST timezone.