68785 ZIP Code — Waterbury, NE

Dixon County, Nebraska

ZIP code 68785 is located in Waterbury, Nebraska, within Dixon County. It covers approximately 29.51 square miles and serves a population of 208 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68785

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $173,200. Owner-occupancy is high at 91%, well above the national average.

Median household income is $93,125.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 68785 reflects a community defined by a trades-oriented workforce and high homeownership.

208
population
29.51
sq mi land
Standard
ZIP type
Central (CT)
timezone
68785 ZIP code map
Cities in ZIP code 68785

Below are the cities the US Postal Service accepts for ZIP code 68785. Using any city not on this list may result in mail delivery delays.

City Status
Waterbury Preferred
Nearby ZIP codes
68710 Allen (5.6 mi) 68743 Jackson (6 mi) 68770 Ponca (8.3 mi) 68733 Emerson (9.2 mi) 68732 Dixon (10.5 mi) 68741 Hubbard (10.6 mi) 68728 Concord (11.2 mi) 57038 Jefferson (11.3 mi) 57049 North Sioux City (13.3 mi) 68731 Dakota City (14.7 mi) 68776 South Sioux City (14.9 mi) 68757 Newcastle (15.5 mi)
Demographics updated 05/2026
Population
Total population 208
Population density 7 / sq mi
State FIPS 31
County FIPS 051
Geography
Land area 29.51 sq mi
Water area 0.00 sq mi
Latitude 42.4596
Longitude -96.7527
Timezone Central (CT)
Area code 402
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 45.7% 44.5% 39.5%
$50k – $100k 22.3% 35.7% 33.4%
$100k – $200k 25.5% 16.7% 22.0%
Over $200k 6.4% 3.1% 5.2%

Demographics & statistics

208
Population
7
People per sq mi
48.1
Median age
$93,125
Median household income
$35,392
Per capita income
$173,200
Median home value
$1,031
Median monthly rent
91.4%
Home ownership
11.5%
Poverty rate
0.0%
Unemployment
101
Housing units
11.8%
Bachelor's or higher

Age distribution

Male Female
16
5–9
10
4
10–14
3
12
15–19
8
12
20–24
7
4
25–34
3
13
35–44
9
37
45–54
23
5
55–59
3
12
60–64
7
9
65–74
5
1
75–84
0
3
85+
2
← Male
Female →

Age summary

GroupCount%
Under 183617.3%
18 and over17282.7%
65 and over209.6%
Median age48.1 years

Race & ethnicity

White 76.7%
Asian 18.6%
Two or more races 2.9%
Hispanic or Latino 1%
Other race 1%
GroupCount%
White16176.7%
Asian3918.6%
Two or more races62.9%
Hispanic or Latino21%
Other race21%

Household income

Income range This ZIP County avg State avg
Under $50k 45.7% 44.5% 39.5%
$50k – $100k 22.3% 35.7% 33.4%
$100k – $200k 25.5% 16.7% 22.0%
Over $200k 6.4% 3.1% 5.2%
$10k–$15k 21.5%
$15k–$25k 15.1%
$50k–$75k 6.5%
$75k–$100k 15.1%
$100k–$150k 16.1%
$150k–$200k 20.4%
$200k+ 5.4%
Range% of households
$10k–$15k21.5%
$15k–$25k15.1%
$50k–$75k6.5%
$75k–$100k15.1%
$100k–$150k16.1%
$150k–$200k20.4%
$200k+5.4%
Median income$93,125

Housing

Home values

Under $50k 1.2%
$50k–$100k 7.1%
$100k–$150k 4.7%
$150k–$200k 48.2%
$200k–$300k 14.1%
$300k–$500k 24.7%

Housing overview

MetricValue
Median home value$173,200
Median rent / month$1,031
Owner occupied91.4%
Renter occupied8.6%
Vacant14.7%
Single-family detached81.7%
Large apartment buildings0.0%
Mobile homes3.7%
Median rooms6.4
Avg household size (owned)2.33

Year built

Era%
2020 or later0.0%
2010–20191.8%
2000–200912.8%
1990–199933.9%
1980–19897.3%
1970–19792.8%
1960–19691.8%
1950–195910.1%
1940–19496.4%
1939 or earlier22.9%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom1.8%
2 bedrooms23.9%
3 bedrooms30.3%
4 bedrooms36.7%
5+ bedrooms7.3%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle8.6%
2 vehicles21.5%
3 or more69.9%

Heating fuel

Fuel type%
Utility gas1.1%
Electricity47.3%
Propane / LP gas45.2%
Wood6.5%

Households & families

Household typeCount%
Married-couple family5357.0%
Cohabiting couple00.0%
Male householder, no spouse3739.8%
Female householder, no spouse33.2%
Households with children under 181415.1%
Households with seniors (65+)1819.4%
Average household size2.24

Marital status

StatusMaleFemale
Never married13.7%25.0%
Married78.9%62.5%
Separated0.0%0.0%
Widowed0.0%1.3%
Divorced7.4%11.3%

Education

Less than 9th grade 3.7%
Some HS, no diploma 9.6%
HS graduate 39.0%
Some college, no degree 12.5%
Associate's degree 23.5%
Bachelor's degree 8.8%
Graduate / professional 2.9%
Metric%
HS diploma or higher86.8%
Bachelor's or higher11.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school3364.7%
High school1121.6%
College / grad school713.7%

Employment

Industry of employment

Arts, food & hospitality 25.6%
Education & healthcare 16.3%
Public administration 9.3%
Agriculture & mining 8.5%
Manufacturing 8.5%
Finance & real estate 8.5%
Construction 7.8%
Retail trade 7.0%
Professional & management 3.9%
Other services 2.3%
Transportation & utilities 1.6%
Wholesale trade 0.8%

Occupation

Category%
Management, business & arts53.5%
Service14.0%
Sales & office25.6%
Natural resources & construction3.1%
Production & transportation3.9%

Employment type

Type%
Private sector72.9%
Government20.2%
Self-employed7.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.5%
Carpool11.0%
Public transit0.0%
Walk3.7%
Work from home8.8%
Other means0.0%
Avg commute (minutes)27.5

Poverty

All people 11.5%
Under 18 years 0.0%
18 and over 14.0%
Married-couple families 3.8%
Female-led households 0.0%

Income support

Source% of households
Social Security20.4%
Retirement income25.8%
Supplemental Security2.2%
Cash public assistance0.0%
Food stamps / SNAP2.2%

Health indicators

Condition%
Obesity40.1%
High blood pressure35.4%
High cholesterol34.4%
Diabetes10.7%
Heart disease6.8%
Stroke3.1%
Asthma7.9%
Arthritis24.9%
Kidney disease2.9%
Pulmonary disease6.5%
Cancer7.1%
Behavior / access%
Smoking18.4%
Binge drinking20.9%
No physical activity24.7%
Less than 7 hrs sleep30.3%
Depression16.3%
Fair or poor health13.2%
Poor mental health11.5%
Poor physical health9.7%
No health insurance14.7%
Visited doctor (checkup)72.0%
Visited dentist62.1%
Cholesterol screening89.2%
Teeth loss12.9%

Veterans & disability

VeteransCount%
Civilian veterans74.3%
Disability%
Any disability8.6%
Under 180.0%
18–64 years9.9%
65 and over15.0%

Health insurance coverage

Type%
Private insurance89.9%
Public insurance16.2%
No insurance2.0%
Uninsured under 191.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only208100.0%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)20397.6%
Born in same state20397.6%
Born in different state5225.0%
Foreign born00.0%
Naturalized citizen52.4%
Not a US citizen5100.0%

Ancestry

AncestryCount%
Italian2612.5%
French2612.5%
Arab188.7%
AncestryCount%
Dutch41.9%
English21%
Polish10.5%

Technology access

Metric% of households
Computer access44.7%
Internet access92.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68785

What city is ZIP code 68785 in?

ZIP code 68785 is primarily assigned to Waterbury, Nebraska.

What county is ZIP code 68785 in?

ZIP code 68785 falls within Dixon County, Nebraska.

Is ZIP code 68785 mostly owner-occupied?

91% of occupied units in ZIP code 68785 are owner-occupied, well above the national average.

How educated is the population of ZIP code 68785?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 68785?

The median home value in ZIP code 68785 is $173,200.

What is the population of ZIP code 68785?

ZIP code 68785 has an estimated population of 208 residents, with a density of 7 people per square mile.

What timezone is ZIP code 68785 in?

ZIP code 68785 observes the CST timezone.

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