68728 ZIP Code — Concord, NE

Dixon County, Nebraska

ZIP code 68728 is located in Concord, Nebraska, within Dixon County. It covers approximately 24.26 square miles and serves a population of 227 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68728

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $117,600. Owner-occupancy is high at 91%, well above the national average.

Median household income is $86,458. The poverty rate of 3% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

227

population

24.26

sq mi land

Standard

ZIP type

Central (CT)

timezone

68728 ZIP code map

Cities in ZIP code 68728

Below are the cities the US Postal Service accepts for ZIP code 68728. Using any city not on this list may result in mail delivery delays.

City	Status
Concord	Preferred

Nearby ZIP codes

68710 Allen (6.1 mi) 68732 Dixon (7 mi) 68784 Wakefield (8.8 mi) 68745 Laurel (9.9 mi) 68785 Waterbury (11.2 mi) 68787 Wayne (11.8 mi) 68733 Emerson (12.7 mi) 68717 Belden (13.5 mi) 68723 Carroll (14.1 mi) 68743 Jackson (16.8 mi) 68770 Ponca (17 mi) 68727 Coleridge (17.5 mi)

Demographics updated 05/2026

Population
Total population	227
Population density	9 / sq mi
State FIPS	31
County FIPS	051

Geography
Land area	24.26 sq mi
Water area	0.07 sq mi
Latitude	42.3737
Longitude	-96.9400
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.6%	44.5%	39.5%
$50k – $100k	40.0%	35.7%	33.4%
$100k – $200k	8.6%	16.7%	22.0%
Over $200k	3.8%	3.1%	5.2%

Demographics & statistics

227

Population

People per sq mi

41.5

Median age

$86,458

Median household income

$32,444

Per capita income

$117,600

Median home value

Median monthly rent

91.1%

Home ownership

3.1%

Poverty rate

0.0%

Unemployment

Housing units

27.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	69	30.4%
18 and over	158	69.6%
65 and over	37	16.3%
Median age	41.5 years

Race & ethnicity

White 96.9%

Two or more races 3.1%

Group	Count	%
White	220	96.9%
Two or more races	7	3.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.6%	44.5%	39.5%
$50k – $100k	40.0%	35.7%	33.4%
$100k – $200k	8.6%	16.7%	22.0%
Over $200k	3.8%	3.1%	5.2%

$10k–$15k 5.1%

$15k–$25k 2.5%

$25k–$35k 1.3%

$35k–$50k 3.8%

$50k–$75k 16.5%

$75k–$100k 43.0%

$100k–$150k 20.3%

$150k–$200k 3.8%

$200k+ 3.8%

Range	% of households
$10k–$15k	5.1%
$15k–$25k	2.5%
$25k–$35k	1.3%
$35k–$50k	3.8%
$50k–$75k	16.5%
$75k–$100k	43.0%
$100k–$150k	20.3%
$150k–$200k	3.8%
$200k+	3.8%
Median income	$86,458

Housing

Home values

Under $50k 2.8%

$50k–$100k 30.6%

$100k–$150k 25.0%

$150k–$200k 8.3%

$200k–$300k 22.2%

$300k–$500k 11.1%

Housing overview

Metric	Value
Median home value	$117,600
Median rent / month	$0
Owner occupied	91.1%
Renter occupied	8.9%
Vacant	15.1%
Single-family detached	88.2%
Large apartment buildings	0.0%
Mobile homes	2.2%
Median rooms	6.9
Avg household size (owned)	2.96

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	1.1%
1990–1999	14.0%
1980–1989	0.0%
1970–1979	3.2%
1960–1969	6.5%
1950–1959	6.5%
1940–1949	11.8%
1939 or earlier	55.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.3%
2 bedrooms	7.5%
3 bedrooms	60.2%
4 bedrooms	24.7%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	17.7%
2 vehicles	25.3%
3 or more	57.0%

Heating fuel

Fuel type	%
Utility gas	5.1%
Electricity	16.5%
Propane / LP gas	65.8%
Fuel oil	2.5%
Wood	10.1%

Households & families

Household type	Count	%
Married-couple family	53	67.1%
Cohabiting couple	6	7.6%
Male householder, no spouse	11	13.9%
Female householder, no spouse	9	11.4%
Households with children under 18	18	22.8%
Households with seniors (65+)	27	34.2%
Average household size	2.87

Marital status

Status	Male	Female
Never married	25.0%	28.3%
Married	62.5%	56.6%
Separated	0.0%	0.0%
Widowed	1.1%	1.0%
Divorced	11.4%	14.1%

Education

Less than 9th grade 1.4%

Some HS, no diploma 2.8%

HS graduate 28.9%

Some college, no degree 16.9%

Associate's degree 22.5%

Bachelor's degree 19.0%

Graduate / professional 8.5%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	27.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	8.3%
Kindergarten	7	9.7%
Elementary school	24	33.3%
High school	30	41.7%
College / grad school	5	6.9%

Employment

Industry of employment

Education & healthcare 28.7%

Transportation & utilities 18.3%

Agriculture & mining 14.8%

Other services 12.2%

Retail trade 8.7%

Manufacturing 7.0%

Wholesale trade 4.3%

Construction 2.6%

Finance & real estate 2.6%

Public administration 0.9%

Occupation

Category	%
Management, business & arts	39.1%
Service	8.7%
Sales & office	12.2%
Natural resources & construction	7.0%
Production & transportation	33.0%

Employment type

Type	%
Private sector	76.5%
Government	13.9%
Self-employed	9.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.0%
Carpool	10.6%
Public transit	0.0%
Walk	1.8%
Work from home	10.6%
Other means	0.0%
Avg commute (minutes)	21.4

Poverty

All people 3.1%

Under 18 years 0.0%

18 and over 4.4%

Married-couple families 1.9%

Female-led households 0.0%

Income support

Source	% of households
Social Security	27.8%
Retirement income	7.6%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	41.0%
High blood pressure	37.5%
High cholesterol	36.2%
Diabetes	11.4%
Heart disease	7.0%
Stroke	3.3%
Asthma	8.3%
Arthritis	27.2%
Kidney disease	3.1%
Pulmonary disease	7.1%
Cancer	7.6%

Behavior / access	%
Smoking	19.0%
Binge drinking	20.8%
No physical activity	25.1%
Less than 7 hrs sleep	31.4%
Depression	16.7%
Fair or poor health	13.6%
Poor mental health	11.6%
Poor physical health	10.3%
No health insurance	14.3%
Visited doctor (checkup)	71.9%
Visited dentist	60.8%
Cholesterol screening	89.9%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	15	9.5%

Disability	%
Any disability	7.9%
Under 18	0.0%
18–64 years	5.8%
65 and over	29.7%

Health insurance coverage

Type	%
Private insurance	89.9%
Public insurance	26.0%
No insurance	0.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	219	96.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	227	100.0%
Born in same state	227	100.0%
Born in different state	169	74.4%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	16	7%
Arab	15	6.6%
Italian	14	6.2%

Ancestry	Count	%
Polish	11	4.8%
English	9	4%
Dutch	4	1.8%

Technology access

Metric	% of households
Computer access	34.8%
Internet access	98.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68728

What city is ZIP code 68728 in?

ZIP code 68728 is primarily assigned to Concord, Nebraska.

What county is ZIP code 68728 in?

ZIP code 68728 falls within Dixon County, Nebraska.

Is ZIP code 68728 family-oriented?

30% of residents in ZIP code 68728 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 68728 mostly owner-occupied?

91% of occupied units in ZIP code 68728 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 68728?

The median home value in ZIP code 68728 is $117,600.

Does ZIP code 68728 have a large veteran population?

10% of civilians in ZIP code 68728 are veterans, above the national average of ~7%.

What timezone is ZIP code 68728 in?

ZIP code 68728 observes the CST timezone.