04087 ZIP Code — Waterboro, ME

York County, Maine

ZIP code 04087 is located in Waterboro, Maine, within York County. It covers approximately 19.89 square miles and serves a population of 2,597 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04087

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $225,800. Owner-occupancy is high at 91%, well above the national average.

Median household income is $90,922. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 04087 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,597

population

19.89

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04087 ZIP code map

Cities in ZIP code 04087

Below are the cities the US Postal Service accepts for ZIP code 04087. Using any city not on this list may result in mail delivery delays.

City	Status
Waterboro	Preferred

Nearby ZIP codes

04030 East Waterboro (2.4 mi) 04061 North Waterboro (4.9 mi) 04076 Shapleigh (5.3 mi) 04002 Alfred (5.5 mi) 04042 Hollis Center (7.7 mi) 04083 Springvale (8 mi) 04048 Limerick (8.7 mi) 04095 West Newfield (9.1 mi) 04001 Acton (9.2 mi) 04073 Sanford (11.1 mi) 04093 Buxton (11.3 mi) 04049 Limington (11.5 mi)

Demographics updated 05/2026

Population
Total population	2,597
Population density	131 / sq mi
State FIPS	23
County FIPS	031

Geography
Land area	19.89 sq mi
Water area	0.21 sq mi
Latitude	43.5659
Longitude	-70.7415
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.7%	35.1%	42.3%
$50k – $100k	62.7%	34.4%	32.3%
$100k – $200k	17.2%	24.7%	20.6%
Over $200k	2.4%	5.8%	4.9%

Demographics & statistics

2,597

Population

131

People per sq mi

46.1

Median age

$90,922

Median household income

$35,088

Per capita income

$225,800

Median home value

$1,295

Median monthly rent

90.5%

Home ownership

8.8%

Poverty rate

5.6%

Unemployment

1,009

Housing units

19.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

100

15–19

118

20–24

25–34

117

122

35–44

145

181

45–54

214

140

55–59

166

60–64

163

65–74

194

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	599	23.1%
18 and over	1,998	76.9%
65 and over	519	20.0%
Median age	46.1 years

Race & ethnicity

White 97.1%

Two or more races 2.9%

Group	Count	%
White	2,521	97.1%
Two or more races	76	2.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.7%	35.1%	42.3%
$50k – $100k	62.7%	34.4%	32.3%
$100k – $200k	17.2%	24.7%	20.6%
Over $200k	2.4%	5.8%	4.9%

Under $10k 1.7%

$15k–$25k 6.0%

$35k–$50k 12.9%

$50k–$75k 18.3%

$75k–$100k 21.0%

$100k–$150k 30.0%

$150k–$200k 7.7%

$200k+ 2.4%

Range	% of households
Under $10k	1.7%
$15k–$25k	6.0%
$35k–$50k	12.9%
$50k–$75k	18.3%
$75k–$100k	21.0%
$100k–$150k	30.0%
$150k–$200k	7.7%
$200k+	2.4%
Median income	$90,922

Housing

Home values

$50k–$100k 1.3%

$100k–$150k 3.3%

$150k–$200k 33.6%

$200k–$300k 40.1%

$300k–$500k 20.7%

$500k–$1M 1.0%

Housing overview

Metric	Value
Median home value	$225,800
Median rent / month	$1,295
Owner occupied	90.5%
Renter occupied	9.5%
Vacant	17.4%
Single-family detached	92.7%
Large apartment buildings	0.0%
Mobile homes	1.8%
Median rooms	5.1
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.7%
2010–2019	7.8%
2000–2009	9.7%
1990–1999	5.0%
1980–1989	34.0%
1970–1979	19.9%
1960–1969	5.1%
1950–1959	2.0%
1940–1949	2.6%
1939 or earlier	13.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.8%
2 bedrooms	34.8%
3 bedrooms	48.9%
4 bedrooms	13.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	18.3%
2 vehicles	55.6%
3 or more	24.3%

Heating fuel

Fuel type	%
Electricity	3.4%
Propane / LP gas	12.2%
Fuel oil	67.6%
Wood	16.8%

Households & families

Household type	Count	%
Married-couple family	704	77.9%
Cohabiting couple	88	9.7%
Male householder, no spouse	34	3.8%
Female householder, no spouse	78	8.6%
Households with children under 18	247	27.3%
Households with seniors (65+)	324	35.8%
Average household size	2.87

Marital status

Status	Male	Female
Never married	24.2%	22.0%
Married	72.0%	61.1%
Separated	0.0%	0.0%
Widowed	0.0%	0.8%
Divorced	3.9%	16.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 8.0%

HS graduate 46.7%

Some college, no degree 17.6%

Associate's degree 8.0%

Bachelor's degree 18.8%

Graduate / professional 1.0%

Metric	%
HS diploma or higher	92.0%
Bachelor's or higher	19.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	282	45.9%
High school	183	29.8%
College / grad school	149	24.3%

Employment

Industry of employment

Education & healthcare 30.9%

Retail trade 25.4%

Construction 19.4%

Professional & management 6.3%

Manufacturing 4.7%

Other services 4.7%

Arts, food & hospitality 3.1%

Wholesale trade 2.5%

Finance & real estate 2.4%

Public administration 0.7%

Occupation

Category	%
Management, business & arts	34.4%
Service	5.2%
Sales & office	31.5%
Natural resources & construction	10.7%
Production & transportation	18.2%

Employment type

Type	%
Private sector	83.5%
Government	9.1%
Self-employed	7.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.9%
Carpool	4.5%
Public transit	0.0%
Walk	1.2%
Work from home	9.3%
Other means	2.1%
Avg commute (minutes)	29.0

Poverty

All people 8.8%

Under 18 years 24.7%

18 and over 4.1%

Married-couple families 0.7%

Female-led households 77.2%

Income support

Source	% of households
Social Security	36.5%
Retirement income	16.8%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	4.9%

Health indicators

Condition	%
Obesity	32.1%
High blood pressure	29.8%
High cholesterol	29.3%
Diabetes	7.8%
Heart disease	5.2%
Stroke	2.4%
Asthma	10.6%
Arthritis	25.3%
Kidney disease	2.4%
Pulmonary disease	6.9%
Cancer	5.9%

Behavior / access	%
Smoking	19.4%
Binge drinking	16.7%
No physical activity	21.0%
Less than 7 hrs sleep	34.1%
Depression	24.3%
Fair or poor health	10.8%
Poor mental health	14.6%
Poor physical health	8.8%
No health insurance	12.6%
Visited doctor (checkup)	75.9%
Visited dentist	67.7%
Cholesterol screening	89.0%
Teeth loss	14.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	282	14.1%

Disability	%
Any disability	12.1%
Under 18	20.0%
18–64 years	4.9%
65 and over	23.1%

Health insurance coverage

Type	%
Private insurance	66.4%
Public insurance	30.2%
No insurance	14.3%
Uninsured under 19	7.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,476	95.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,579	99.3%
Born in same state	2,579	99.3%
Born in different state	1,368	52.7%
Foreign born	0	0.0%
Naturalized citizen	18	0.7%
Not a US citizen	18	100.0%

Ancestry

Ancestry	Count	%
Italian	738	28.4%
French	569	21.9%
German	488	18.8%
Irish	271	10.4%

Ancestry	Count	%
Polish	88	3.4%
Dutch	84	3.2%
Arab	17	0.7%

Technology access

Metric	% of households
Computer access	34.8%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04087

What city is ZIP code 04087 in?

ZIP code 04087 is primarily assigned to Waterboro, Maine.

What county is ZIP code 04087 in?

ZIP code 04087 falls within York County, Maine.

Is ZIP code 04087 mostly owner-occupied?

91% of occupied units in ZIP code 04087 are owner-occupied, well above the national average.

Does ZIP code 04087 have a large veteran population?

14% of civilians in ZIP code 04087 are veterans, above the national average of ~7%.

Does ZIP code 04087 have a large retiree population?

37% of households in ZIP code 04087 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 04087?

ZIP code 04087 has an estimated population of 2,597 residents, with a density of 131 people per square mile.

What timezone is ZIP code 04087 in?

ZIP code 04087 observes the EST timezone.