94595 ZIP Code — Walnut Creek, CA

Contra Costa County, California

ZIP code 94595 is located in Walnut Creek, California, within Contra Costa County. It covers approximately 5.22 square miles and serves a population of 17,341 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 341/510/925.

About ZIP code 94595

The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $739,900. Owner-occupancy is high at 81%, well above the national average.

The gap between median ($91,734) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 68% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 27% of workers work from home.

Educational attainment is high — 67% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 94595 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

17,341

population

5.22

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

94595 ZIP code map

Cities in ZIP code 94595

Below are the cities the US Postal Service accepts for ZIP code 94595. Using any city not on this list may result in mail delivery delays.

City	Status
Walnut Creek	Preferred

Nearby ZIP codes

94549 Lafayette (2.4 mi) 94549 Lafayette (2.4 mi) 94596 Walnut Creek (2.4 mi) 94596 Walnut Creek (2.4 mi) 94556 Moraga (2.9 mi) 94556 Moraga (2.9 mi) 94597 Walnut Creek (3.3 mi) 94597 Walnut Creek (3.3 mi) 94597 Walnut Creek (3.3 mi) 94597 Walnut Creek (3.3 mi) 94575 Moraga (4 mi) 94575 Moraga (4 mi)

Demographics updated 05/2026

Population
Total population	17,341
Population density	3,322 / sq mi
State FIPS	06
County FIPS	013

Geography
Land area	5.22 sq mi
Water area	0.00 sq mi
Latitude	37.8700
Longitude	-122.0705
Timezone	Pacific (PT)
Area code	341/510/925

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.6%	23.2%	32.6%
$50k – $100k	26.0%	25.1%	27.7%
$100k – $200k	23.3%	31.3%	26.4%
Over $200k	17.1%	20.4%	13.3%

Demographics & statistics

17,341

Population

3,322

People per sq mi

68.9

Median age

$91,734

Median household income

$83,310

Per capita income

$739,900

Median home value

$2,411

Median monthly rent

80.5%

Home ownership

3.9%

Poverty rate

4.3%

Unemployment

8,208

Housing units

67.3%

Bachelor's or higher

Age distribution

Male Female

226

Under 5

316

202

5–9

282

199

10–14

278

171

15–19

239

201

20–24

282

304

25–34

425

480

35–44

671

718

45–54

1,003

251

55–59

350

345

60–64

483

1,595

65–74

2,230

1,488

75–84

2,082

1,051

85+

1,469

← Male

Female →

Age summary

Group	Count	%
Under 18	1,849	10.7%
18 and over	15,492	89.3%
65 and over	9,915	57.2%
Median age	68.9 years

Race & ethnicity

White 70.7%

Asian 11.1%

Two or more races 7.7%

Hispanic or Latino 6.1%

Black or African American 1.9%

Other race 1.9%

American Indian / Alaska Native 0.5%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	13,057	70.7%
Asian	2,052	11.1%
Two or more races	1,418	7.7%
Hispanic or Latino	1,122	6.1%
Black or African American	359	1.9%
Other race	349	1.9%
American Indian / Alaska Native	88	0.5%
Native Hawaiian / Pacific Islander	18	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.6%	23.2%	32.6%
$50k – $100k	26.0%	25.1%	27.7%
$100k – $200k	23.3%	31.3%	26.4%
Over $200k	17.1%	20.4%	13.3%

Under $10k 3.0%

$10k–$15k 1.6%

$15k–$25k 5.4%

$25k–$35k 5.6%

$35k–$50k 11.6%

$50k–$75k 13.6%

$75k–$100k 13.1%

$100k–$150k 17.8%

$150k–$200k 7.8%

$200k+ 20.5%

Range	% of households
Under $10k	3.0%
$10k–$15k	1.6%
$15k–$25k	5.4%
$25k–$35k	5.6%
$35k–$50k	11.6%
$50k–$75k	13.6%
$75k–$100k	13.1%
$100k–$150k	17.8%
$150k–$200k	7.8%
$200k+	20.5%
Median income	$91,734

Housing

Home values

Under $50k 1.0%

$50k–$100k 0.8%

$100k–$150k 0.2%

$150k–$200k 0.5%

$200k–$300k 2.5%

$300k–$500k 22.4%

$500k–$1M 38.7%

$1M+ 34.0%

Housing overview

Metric	Value
Median home value	$739,900
Median rent / month	$2,411
Owner occupied	80.5%
Renter occupied	19.5%
Vacant	4.8%
Single-family detached	27.1%
Large apartment buildings	14.9%
Mobile homes	0.0%
Median rooms	5.0
Avg household size (owned)	1.78

Year built

Era	%
2020 or later	0.0%
2010–2019	0.6%
2000–2009	2.8%
1990–1999	11.5%
1980–1989	11.3%
1970–1979	23.0%
1960–1969	28.0%
1950–1959	13.5%
1940–1949	6.7%
1939 or earlier	2.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	11.4%
2 bedrooms	57.9%
3 bedrooms	17.2%
4 bedrooms	8.9%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	8.8%
1 vehicle	53.9%
2 vehicles	28.8%
3 or more	8.5%

Heating fuel

Fuel type	%
Utility gas	56.8%
Electricity	40.5%
Propane / LP gas	0.5%
Fuel oil	0.3%
Wood	0.3%
Solar	1.3%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	3,606	37.6%
Cohabiting couple	267	2.8%
Male householder, no spouse	1,233	12.9%
Female householder, no spouse	4,480	46.7%
Households with children under 18	1,178	12.3%
Households with seniors (65+)	7,093	74.0%
Average household size	1.75

Marital status

Status	Male	Female
Never married	22.6%	14.0%
Married	60.9%	41.2%
Separated	1.3%	1.2%
Widowed	5.8%	24.2%
Divorced	9.4%	19.4%

Education

Less than 9th grade 0.8%

Some HS, no diploma 1.3%

HS graduate 9.6%

Some college, no degree 14.5%

Associate's degree 6.5%

Bachelor's degree 35.4%

Graduate / professional 31.8%

Metric	%
HS diploma or higher	97.9%
Bachelor's or higher	67.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	120	5.9%
Kindergarten	87	4.3%
Elementary school	763	37.6%
High school	433	21.3%
College / grad school	626	30.9%

Employment

Industry of employment

Education & healthcare 24.5%

Professional & management 22.7%

Finance & real estate 13.3%

Construction 8.6%

Retail trade 6.9%

Arts, food & hospitality 6.2%

Manufacturing 5.0%

Transportation & utilities 4.0%

Other services 3.4%

Information 2.8%

Public administration 1.4%

Wholesale trade 1.0%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	66.0%
Service	11.0%
Sales & office	17.6%
Natural resources & construction	1.5%
Production & transportation	3.9%

Employment type

Type	%
Private sector	76.3%
Government	11.0%
Self-employed	12.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	59.4%
Carpool	4.1%
Public transit	7.2%
Walk	1.3%
Work from home	26.6%
Other means	1.3%
Avg commute (minutes)	28.9

Poverty

All people 3.9%

Under 18 years 0.0%

18 and over 4.4%

Married-couple families 1.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	67.7%
Retirement income	49.8%
Supplemental Security	3.7%
Cash public assistance	1.1%
Food stamps / SNAP	0.8%

Health indicators

Condition	%
Obesity	22.0%
High blood pressure	38.6%
High cholesterol	39.0%
Diabetes	11.1%
Heart disease	9.7%
Stroke	4.1%
Asthma	8.1%
Arthritis	35.5%
Kidney disease	4.3%
Pulmonary disease	6.5%
Cancer	14.1%

Behavior / access	%
Smoking	4.9%
Binge drinking	10.4%
No physical activity	16.9%
Less than 7 hrs sleep	23.0%
Depression	13.0%
Fair or poor health	11.5%
Poor mental health	8.5%
Poor physical health	9.1%
No health insurance	5.1%
Visited doctor (checkup)	77.7%
Visited dentist	79.7%
Cholesterol screening	97.1%
Teeth loss	5.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,417	9.1%

Disability	%
Any disability	20.5%
Under 18	0.4%
18–64 years	4.6%
65 and over	33.5%

Health insurance coverage

Type	%
Private insurance	80.4%
Public insurance	59.8%
No insurance	0.3%
Uninsured under 19	0.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	16,799	96.9%
Spanish	874	5.2%
Other Indo-European	85	0.5%
Asian & Pacific Islander	156	0.9%
Other languages	611	3.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,368	82.9%
Born in same state	14,000	80.7%
Born in different state	7,707	44.4%
Foreign born	368	2.1%
Naturalized citizen	2,973	17.1%
Not a US citizen	2,482	83.5%

Ancestry

Ancestry	Count	%
French	2,937	16.9%
Italian	1,986	11.5%
Polish	465	2.7%
Arab	432	2.5%
English	412	2.4%

Ancestry	Count	%
Dutch	137	0.8%
German	75	0.4%
Irish	67	0.4%
Norwegian	67	0.4%

Technology access

Metric	% of households
Computer access	55.3%
Internet access	95.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94595

What city is ZIP code 94595 in?

ZIP code 94595 is primarily assigned to Walnut Creek, California.

What county is ZIP code 94595 in?

ZIP code 94595 falls within Contra Costa County, California.

Does ZIP code 94595 have an older population?

57% of residents in ZIP code 94595 are 65 or older, above the national average of ~17%.

Does ZIP code 94595 have a large retiree population?

68% of households in ZIP code 94595 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 94595?

67% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 94595 mostly owner-occupied?

81% of occupied units in ZIP code 94595 are owner-occupied, well above the national average.

What timezone is ZIP code 94595 in?

ZIP code 94595 observes the PST timezone.