94549 ZIP Code — Lafayette, CA

Contra Costa County, California

ZIP code 94549 is located in Lafayette, California, within Contra Costa County. It covers approximately 19.85 square miles and serves a population of 28,456 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 925.

About ZIP code 94549

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $1,838,500. Owner-occupancy is high at 75%, well above the national average.

The gap between median ($221,148) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 30 minutes is near the national average. Remote work is prevalent — 37% of workers work from home.

Educational attainment is high — 76% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 94549 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

28,456

population

19.85

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

94549 ZIP code map

Cities in ZIP code 94549

Below are the cities the US Postal Service accepts for ZIP code 94549. Using any city not on this list may result in mail delivery delays.

City	Status
Lafayette	Preferred

Nearby ZIP codes

94595 Walnut Creek (2.4 mi) 94595 Walnut Creek (2.4 mi) 94597 Walnut Creek (2.6 mi) 94597 Walnut Creek (2.6 mi) 94556 Moraga (3.6 mi) 94596 Walnut Creek (3.8 mi) 94575 Moraga (4 mi) 94523 Pleasant Hill (4.7 mi) 94563 Orinda (5 mi) 94598 Walnut Creek (6.2 mi) 94518 Concord (6.3 mi) 94553 Martinez (6.4 mi)

Demographics updated 06/2026

Population
Total population	28,456
Population density	1,434 / sq mi
State FIPS	06
County FIPS	013

Geography
Land area	19.85 sq mi
Water area	0.17 sq mi
Latitude	37.8901
Longitude	-122.1060
Timezone	Pacific (PT)
Area code	925

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	13.2%	23.2%	32.6%
$50k – $100k	15.8%	25.1%	27.7%
$100k – $200k	25.2%	31.3%	26.4%
Over $200k	45.8%	20.4%	13.3%

Demographics & statistics

28,456

Population

1,434

People per sq mi

45.9

Median age

$221,148

Median household income

$110,583

Per capita income

$1,838,500

Median home value

$2,938

Median monthly rent

75.2%

Home ownership

4.7%

Poverty rate

6.4%

Unemployment

8,125

Housing units

75.5%

Bachelor's or higher

Age distribution

Male Female

611

Under 5

594

1,104

5–9

1,072

1,123

10–14

1,090

848

15–19

823

596

20–24

579

1,018

25–34

989

1,697

35–44

1,648

2,475

45–54

2,402

1,141

55–59

1,108

1,001

60–64

971

1,527

65–74

1,482

955

75–84

928

342

85+

332

← Male

Female →

Age summary

Group	Count	%
Under 18	6,808	23.9%
18 and over	21,648	76.1%
65 and over	5,566	19.6%
Median age	45.9 years

Race & ethnicity

White 72.4%

Asian 10.7%

Two or more races 9.3%

Hispanic or Latino 5.5%

Other race 1.3%

Black or African American 0.7%

American Indian / Alaska Native 0.1%

Group	Count	%
White	21,794	72.4%
Asian	3,227	10.7%
Two or more races	2,809	9.3%
Hispanic or Latino	1,647	5.5%
Other race	397	1.3%
Black or African American	201	0.7%
American Indian / Alaska Native	28	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	13.2%	23.2%	32.6%
$50k – $100k	15.8%	25.1%	27.7%
$100k – $200k	25.2%	31.3%	26.4%
Over $200k	45.8%	20.4%	13.3%

Under $10k 2.6%

$10k–$15k 1.4%

$15k–$25k 1.7%

$25k–$35k 2.3%

$35k–$50k 3.1%

$50k–$75k 4.1%

$75k–$100k 7.2%

$100k–$150k 14.5%

$150k–$200k 8.9%

$200k+ 54.0%

Range	% of households
Under $10k	2.6%
$10k–$15k	1.4%
$15k–$25k	1.7%
$25k–$35k	2.3%
$35k–$50k	3.1%
$50k–$75k	4.1%
$75k–$100k	7.2%
$100k–$150k	14.5%
$150k–$200k	8.9%
$200k+	54.0%
Median income	$221,148

Housing

Home values

Under $50k 1.1%

$50k–$100k 0.1%

$100k–$150k 0.1%

$200k–$300k 0.8%

$300k–$500k 0.6%

$500k–$1M 6.6%

$1M+ 90.7%

Housing overview

Metric	Value
Median home value	$1,838,500
Median rent / month	$2,938
Owner occupied	75.2%
Renter occupied	24.8%
Vacant	4.7%
Single-family detached	77.1%
Large apartment buildings	6.0%
Mobile homes	0.5%
Median rooms	6.9
Avg household size (owned)	2.82

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	4.8%
1990–1999	7.5%
1980–1989	6.6%
1970–1979	14.8%
1960–1969	18.1%
1950–1959	26.9%
1940–1949	13.2%
1939 or earlier	3.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.4%
1 bedroom	5.6%
2 bedrooms	14.7%
3 bedrooms	30.1%
4 bedrooms	34.0%
5+ bedrooms	12.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	21.0%
2 vehicles	43.7%
3 or more	32.6%

Heating fuel

Fuel type	%
Utility gas	78.3%
Electricity	17.7%
Propane / LP gas	1.6%
Fuel oil	0.1%
Wood	0.1%
Solar	1.3%

Households & families

Household type	Count	%
Married-couple family	6,999	69.0%
Cohabiting couple	435	4.3%
Male householder, no spouse	1,123	11.1%
Female householder, no spouse	1,584	15.6%
Households with children under 18	3,731	36.8%
Households with seniors (65+)	3,680	36.3%
Average household size	2.79

Marital status

Status	Male	Female
Never married	24.6%	23.2%
Married	65.0%	62.8%
Separated	1.1%	0.7%
Widowed	2.9%	4.7%
Divorced	6.4%	8.6%

Education

Less than 9th grade 0.9%

Some HS, no diploma 0.6%

HS graduate 4.9%

Some college, no degree 11.5%

Associate's degree 6.6%

Bachelor's degree 38.5%

Graduate / professional 37.1%

Metric	%
HS diploma or higher	98.5%
Bachelor's or higher	75.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	659	8.2%
Kindergarten	332	4.2%
Elementary school	3,713	46.4%
High school	1,599	20.0%
College / grad school	1,691	21.2%

Employment

Industry of employment

Professional & management 28.6%

Education & healthcare 20.9%

Finance & real estate 13.4%

Retail trade 6.0%

Construction 5.6%

Manufacturing 5.1%

Arts, food & hospitality 4.6%

Information 4.3%

Public administration 3.2%

Other services 3.1%

Transportation & utilities 2.5%

Wholesale trade 2.3%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	69.4%
Service	7.0%
Sales & office	17.4%
Natural resources & construction	3.3%
Production & transportation	2.9%

Employment type

Type	%
Private sector	82.7%
Government	8.5%
Self-employed	8.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	46.3%
Carpool	3.6%
Public transit	9.4%
Walk	1.1%
Work from home	37.4%
Other means	2.2%
Avg commute (minutes)	29.6

Poverty

All people 4.7%

Under 18 years 3.0%

18 and over 5.2%

Married-couple families 1.3%

Female-led households 6.9%

Income support

Source	% of households
Social Security	32.2%
Retirement income	24.6%
Supplemental Security	2.8%
Cash public assistance	1.0%
Food stamps / SNAP	2.1%

Health indicators

Condition	%
Obesity	25.1%
High blood pressure	26.9%
High cholesterol	32.0%
Diabetes	7.9%
Heart disease	5.3%
Stroke	2.2%
Asthma	8.7%
Arthritis	23.2%
Kidney disease	2.5%
Pulmonary disease	4.4%
Cancer	7.9%

Behavior / access	%
Smoking	7.0%
Binge drinking	17.5%
No physical activity	13.0%
Less than 7 hrs sleep	26.6%
Depression	15.7%
Fair or poor health	8.6%
Poor mental health	10.9%
Poor physical health	7.4%
No health insurance	5.1%
Visited doctor (checkup)	68.3%
Visited dentist	79.3%
Cholesterol screening	95.0%
Teeth loss	4.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,095	5.1%

Disability	%
Any disability	7.6%
Under 18	0.6%
18–64 years	3.6%
65 and over	27.7%

Health insurance coverage

Type	%
Private insurance	88.2%
Public insurance	22.9%
No insurance	1.7%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,251	95.8%
Spanish	1,152	4.2%
Other Indo-European	217	0.8%
Asian & Pacific Islander	608	2.2%
Other languages	285	1.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	23,929	84.1%
Born in same state	23,263	81.8%
Born in different state	16,009	56.3%
Foreign born	666	2.3%
Naturalized citizen	4,527	15.9%
Not a US citizen	2,542	56.2%

Ancestry

Ancestry	Count	%
French	3,907	13.7%
Italian	3,828	13.5%
Arab	732	2.6%
Polish	622	2.2%
English	520	1.8%

Ancestry	Count	%
Dutch	237	0.8%
German	120	0.4%
Irish	102	0.4%
Norwegian	87	0.3%

Technology access

Metric	% of households
Computer access	35.6%
Internet access	98.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94549

What city is ZIP code 94549 in?

ZIP code 94549 is primarily assigned to Lafayette, California.

What county is ZIP code 94549 in?

ZIP code 94549 falls within Contra Costa County, California.

How educated is the population of ZIP code 94549?

76% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 94549?

The median household income in ZIP code 94549 is $221,148, above the national median of ~$75,000.

What is the typical home value in ZIP code 94549?

The median home value in ZIP code 94549 is $1,838,500.

What is the population of ZIP code 94549?

ZIP code 94549 has an estimated population of 28,456 residents, with a density of 1,434 people per square mile.

What timezone is ZIP code 94549 in?

ZIP code 94549 observes the PST timezone.