96795 ZIP Code — Waimanalo, HI

Honolulu County, Hawaii

ZIP code 96795 is located in Waimanalo, Hawaii, within Honolulu County. It covers approximately 11.47 square miles and serves a population of 10,307 residents. This is a standard ZIP code in the Hawaii (HT) — no DST timezone, served by area code 808.

About ZIP code 96795

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $707,700. Owner-occupancy is high at 79%, well above the national average.

The gap between median ($117,734) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Overall, ZIP code 96795 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

10,307

population

11.47

sq mi land

Standard

ZIP type

Hawaii (HT) — no DST

timezone

96795 ZIP code map

Cities in ZIP code 96795

Below are the cities the US Postal Service accepts for ZIP code 96795. Using any city not on this list may result in mail delivery delays.

City	Status
Waimanalo	Preferred

Nearby ZIP codes

96825 Honolulu (3.9 mi) 96821 Honolulu (4.3 mi) 96734 Kailua (4.5 mi) 96816 Honolulu (6.4 mi) 96822 Honolulu (7.2 mi) 96844 Honolulu (8 mi) 96813 Honolulu (8.1 mi) 96826 Honolulu (8.5 mi) 96817 Honolulu (8.6 mi) 96815 Honolulu (9 mi) 96814 Honolulu (9.8 mi) 96840 Honolulu (10.2 mi)

Demographics updated 07/2026

Population
Total population	10,307
Population density	899 / sq mi
State FIPS	15
County FIPS	003

Geography
Land area	11.47 sq mi
Water area	1.82 sq mi
Latitude	21.3437
Longitude	-157.7042
Timezone	Hawaii (HT) — no DST
Area code	808

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.9%	26.7%	29.0%
$50k – $100k	26.0%	29.4%	29.8%
$100k – $200k	34.1%	31.2%	29.9%
Over $200k	19.0%	12.7%	11.3%

Demographics & statistics

10,307

Population

899

People per sq mi

36.2

Median age

$117,734

Median household income

$39,741

Per capita income

$707,700

Median home value

$1,527

Median monthly rent

78.5%

Home ownership

7.4%

Poverty rate

4.4%

Unemployment

2,062

Housing units

21.1%

Bachelor's or higher

Age distribution

Male Female

274

Under 5

264

375

5–9

360

467

10–14

449

397

15–19

382

371

20–24

357

645

25–34

619

549

35–44

527

714

45–54

685

243

55–59

233

223

60–64

215

581

65–74

558

281

75–84

269

137

85+

132

← Male

Female →

Age summary

Group	Count	%
Under 18	2,678	26.0%
18 and over	7,629	74.0%
65 and over	1,958	19.0%
Median age	36.2 years

Race & ethnicity

Two or more races 44.7%

Native Hawaiian / Pacific Islander 31.3%

White 9.4%

Asian 9.2%

Hispanic or Latino 4.3%

Other race 1%

Black or African American 0.1%

Group	Count	%
Two or more races	4,816	44.7%
Native Hawaiian / Pacific Islander	3,369	31.3%
White	1,015	9.4%
Asian	990	9.2%
Hispanic or Latino	467	4.3%
Other race	106	1%
Black or African American	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.9%	26.7%	29.0%
$50k – $100k	26.0%	29.4%	29.8%
$100k – $200k	34.1%	31.2%	29.9%
Over $200k	19.0%	12.7%	11.3%

Under $10k 1.4%

$10k–$15k 0.3%

$15k–$25k 3.5%

$25k–$35k 5.8%

$35k–$50k 11.9%

$50k–$75k 10.0%

$75k–$100k 10.9%

$100k–$150k 16.5%

$150k–$200k 14.6%

$200k+ 25.2%

Range	% of households
Under $10k	1.4%
$10k–$15k	0.3%
$15k–$25k	3.5%
$25k–$35k	5.8%
$35k–$50k	11.9%
$50k–$75k	10.0%
$75k–$100k	10.9%
$100k–$150k	16.5%
$150k–$200k	14.6%
$200k+	25.2%
Median income	$117,734

Housing

Home values

Under $50k 1.5%

$50k–$100k 0.4%

$100k–$150k 2.3%

$150k–$200k 1.3%

$200k–$300k 6.3%

$300k–$500k 12.7%

$500k–$1M 48.8%

$1M+ 26.5%

Housing overview

Metric	Value
Median home value	$707,700
Median rent / month	$1,527
Owner occupied	78.5%
Renter occupied	21.5%
Vacant	7.2%
Single-family detached	68.3%
Large apartment buildings	2.3%
Mobile homes	0.1%
Median rooms	5.4
Avg household size (owned)	4.53

Year built

Era	%
2020 or later	0.6%
2010–2019	7.5%
2000–2009	8.3%
1990–1999	14.6%
1980–1989	5.2%
1970–1979	30.1%
1960–1969	13.6%
1950–1959	9.6%
1940–1949	7.0%
1939 or earlier	3.5%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	9.4%
2 bedrooms	14.1%
3 bedrooms	30.3%
4 bedrooms	28.5%
5+ bedrooms	15.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	21.6%
2 vehicles	27.5%
3 or more	46.5%

Heating fuel

Fuel type	%
Utility gas	3.0%
Electricity	45.1%
Propane / LP gas	2.4%
Solar	3.8%
No fuel used	45.7%

Households & families

Household type	Count	%
Married-couple family	1,183	49.5%
Cohabiting couple	118	4.9%
Male householder, no spouse	399	16.7%
Female householder, no spouse	691	28.9%
Households with children under 18	1,033	43.2%
Households with seniors (65+)	1,239	51.8%
Average household size	4.27

Marital status

Status	Male	Female
Never married	38.7%	35.1%
Married	43.4%	39.5%
Separated	1.4%	1.1%
Widowed	4.6%	13.0%
Divorced	11.8%	11.2%

Education

Less than 9th grade 2.8%

Some HS, no diploma 6.3%

HS graduate 42.3%

Some college, no degree 17.7%

Associate's degree 9.9%

Bachelor's degree 13.0%

Graduate / professional 8.1%

Metric	%
HS diploma or higher	90.9%
Bachelor's or higher	21.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	202	6.8%
Kindergarten	112	3.8%
Elementary school	1,361	45.6%
High school	583	19.5%
College / grad school	725	24.3%

Employment

Industry of employment

Education & healthcare 19.0%

Arts, food & hospitality 14.9%

Construction 11.5%

Transportation & utilities 10.2%

Retail trade 10.0%

Public administration 9.7%

Finance & real estate 6.9%

Professional & management 6.9%

Other services 4.5%

Manufacturing 1.8%

Information 1.7%

Wholesale trade 1.5%

Agriculture & mining 1.4%

Occupation

Category	%
Management, business & arts	25.3%
Service	26.4%
Sales & office	20.7%
Natural resources & construction	16.3%
Production & transportation	11.3%

Employment type

Type	%
Private sector	71.8%
Government	23.6%
Self-employed	3.9%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	66.0%
Carpool	18.5%
Public transit	4.5%
Walk	2.2%
Work from home	6.4%
Other means	2.5%
Avg commute (minutes)	31.3

Poverty

All people 7.4%

Under 18 years 9.5%

18 and over 6.7%

Married-couple families 1.5%

Female-led households 16.0%

Income support

Source	% of households
Social Security	48.4%
Retirement income	39.7%
Supplemental Security	4.8%
Cash public assistance	10.0%
Food stamps / SNAP	21.5%

Health indicators

Condition	%
Obesity	32.4%
High blood pressure	32.5%
High cholesterol	29.7%
Diabetes	11.5%
Heart disease	5.3%
Stroke	3.5%
Asthma	11.3%
Arthritis	21.7%
Kidney disease	2.9%
Pulmonary disease	5.3%
Cancer	5.8%

Behavior / access	%
Smoking	16.0%
Binge drinking	17.8%
No physical activity	21.1%
Less than 7 hrs sleep	45.4%
Depression	16.6%
Fair or poor health	15.2%
Poor mental health	14.0%
Poor physical health	9.4%
No health insurance	11.1%
Visited doctor (checkup)	79.7%
Visited dentist	71.0%
Cholesterol screening	86.5%
Teeth loss	8.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	528	7.1%

Disability	%
Any disability	13.5%
Under 18	1.8%
18–64 years	8.0%
65 and over	44.9%

Health insurance coverage

Type	%
Private insurance	75.8%
Public insurance	41.5%
No insurance	2.8%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,769	94.8%
Spanish	270	2.8%
Other Indo-European	22	0.2%
Asian & Pacific Islander	23	0.2%
Other languages	213	2.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,809	95.2%
Born in same state	9,659	93.7%
Born in different state	8,212	79.7%
Foreign born	150	1.5%
Naturalized citizen	498	4.8%
Not a US citizen	383	76.9%

Ancestry

Ancestry	Count	%
French	329	3.2%
Italian	278	2.7%
Polish	55	0.5%
Arab	37	0.4%

Ancestry	Count	%
German	13	0.1%
English	11	0.1%
Dutch	5	0%

Technology access

Metric	% of households
Computer access	23.2%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 96795

What city is ZIP code 96795 in?

ZIP code 96795 is primarily assigned to Waimanalo, Hawaii.

What county is ZIP code 96795 in?

ZIP code 96795 falls within Honolulu County, Hawaii.

Does ZIP code 96795 have a large retiree population?

48% of households in ZIP code 96795 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 96795?

The median home value in ZIP code 96795 is $707,700.

What is the median household income in ZIP code 96795?

The median household income in ZIP code 96795 is $117,734, above the national median of ~$75,000.

What is the population of ZIP code 96795?

ZIP code 96795 has an estimated population of 10,307 residents, with a density of 899 people per square mile.

What timezone is ZIP code 96795 in?

ZIP code 96795 observes the HST timezone.