96786 ZIP Code — Wahiawa, HI
Honolulu County, Hawaii
ZIP code 96786 is located in Wahiawa, Hawaii, within Honolulu County. It covers approximately 89.20 square miles and serves a population of 42,778 residents. This is a standard ZIP code in the Hawaii (HT) — no DST timezone, served by area code 808.
About ZIP code 96786
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $658,000. Renters make up the majority at 72%, typical of denser urban areas.
Median household income is $77,287.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.
Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.
42,778
population
89.20
sq mi land
Standard
ZIP type
Hawaii (HT) — no DST
timezone
96786 ZIP code map
Cities in ZIP code 96786
Below are the cities the US Postal Service accepts for ZIP code 96786. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Wahiawa | Preferred |
Nearby ZIP codes
96797 Waipahu (6.3 mi)
96712 Haleiwa (6.9 mi)
96717 Hauula (8.6 mi)
96792 Waianae (8.8 mi)
96782 Pearl City (9.1 mi)
96762 Laie (9.8 mi)
96730 Kaaawa (9.8 mi)
96791 Waialua (10.1 mi)
96701 Aiea (11.1 mi)
96731 Kahuku (11.2 mi)
96706 Ewa Beach (11.5 mi)
96818 Honolulu (12.5 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 42,778 |
| Population density | 480 / sq mi |
| State FIPS | 15 |
| County FIPS | 003 |
| Geography | |
|---|---|
| Land area | 89.20 sq mi |
| Water area | 0.40 sq mi |
| Latitude | 21.5058 |
| Longitude | -158.0233 |
| Timezone | Hawaii (HT) — no DST |
| Area code | 808 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 34.8% | 26.7% | 29.0% |
| $50k – $100k | 37.0% | 29.4% | 29.8% |
| $100k – $200k | 21.7% | 31.2% | 29.9% |
| Over $200k | 6.6% | 12.7% | 11.3% |
Demographics & statistics
42,778
Population
480
People per sq mi
28.0
Median age
$77,287
Median household income
$32,094
Per capita income
$658,000
Median home value
$2,660
Median monthly rent
28.0%
Home ownership
11.5%
Poverty rate
5.5%
Unemployment
4,995
Housing units
24.0%
Bachelor's or higher
Age distribution
Male
Female
2,688
Under 5
2,426
1,875
5–9
1,692
1,329
10–14
1,200
1,196
15–19
1,080
2,659
20–24
2,400
4,445
25–34
4,012
2,458
35–44
2,219
1,619
45–54
1,461
823
55–59
743
994
60–64
897
1,148
65–74
1,037
759
75–84
685
490
85+
443
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 12,599 | 29.5% |
| 18 and over | 30,179 | 70.5% |
| 65 and over | 4,562 | 10.7% |
| Median age | 28.0 years | |
Race & ethnicity
White
30.4%
Asian
24.2%
Two or more races
21.1%
Black or African American
10.1%
Native Hawaiian / Pacific Islander
6.6%
Hispanic or Latino
5.4%
Other race
1.8%
American Indian / Alaska Native
0.5%
| Group | Count | % |
|---|---|---|
| White | 13,769 | 30.4% |
| Asian | 10,931 | 24.2% |
| Two or more races | 9,529 | 21.1% |
| Black or African American | 4,567 | 10.1% |
| Native Hawaiian / Pacific Islander | 2,965 | 6.6% |
| Hispanic or Latino | 2,454 | 5.4% |
| Other race | 794 | 1.8% |
| American Indian / Alaska Native | 223 | 0.5% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 34.8% | 26.7% | 29.0% |
| $50k – $100k | 37.0% | 29.4% | 29.8% |
| $100k – $200k | 21.7% | 31.2% | 29.9% |
| Over $200k | 6.6% | 12.7% | 11.3% |
Under $10k
4.1%
$10k–$15k
2.8%
$15k–$25k
3.8%
$25k–$35k
7.0%
$35k–$50k
12.9%
$50k–$75k
16.5%
$75k–$100k
19.7%
$100k–$150k
16.5%
$150k–$200k
7.4%
$200k+
9.3%
| Range | % of households |
|---|---|
| Under $10k | 4.1% |
| $10k–$15k | 2.8% |
| $15k–$25k | 3.8% |
| $25k–$35k | 7.0% |
| $35k–$50k | 12.9% |
| $50k–$75k | 16.5% |
| $75k–$100k | 19.7% |
| $100k–$150k | 16.5% |
| $150k–$200k | 7.4% |
| $200k+ | 9.3% |
| Median income | $77,287 |
Housing
Home values
Under $50k
0.2%
$50k–$100k
2.5%
$100k–$150k
2.3%
$150k–$200k
1.2%
$200k–$300k
6.2%
$300k–$500k
17.7%
$500k–$1M
58.8%
$1M+
11.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $658,000 |
| Median rent / month | $2,660 |
| Owner occupied | 28.0% |
| Renter occupied | 72.0% |
| Vacant | 8.1% |
| Single-family detached | 34.1% |
| Large apartment buildings | 6.6% |
| Mobile homes | 0.1% |
| Median rooms | 5.3 |
| Avg household size (owned) | 3.49 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 13.6% |
| 2000–2009 | 12.3% |
| 1990–1999 | 10.8% |
| 1980–1989 | 10.2% |
| 1970–1979 | 15.8% |
| 1960–1969 | 14.2% |
| 1950–1959 | 11.8% |
| 1940–1949 | 5.6% |
| 1939 or earlier | 5.7% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.4% |
| 1 bedroom | 7.3% |
| 2 bedrooms | 29.9% |
| 3 bedrooms | 36.7% |
| 4 bedrooms | 18.5% |
| 5+ bedrooms | 5.3% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.9% |
| 1 vehicle | 34.6% |
| 2 vehicles | 42.4% |
| 3 or more | 16.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 2.6% |
| Electricity | 38.4% |
| Propane / LP gas | 0.9% |
| Solar | 3.1% |
| No fuel used | 55.0% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 8,413 | 62.0% |
| Cohabiting couple | 888 | 6.5% |
| Male householder, no spouse | 1,736 | 12.8% |
| Female householder, no spouse | 2,539 | 18.7% |
| Households with children under 18 | 5,996 | 44.2% |
| Households with seniors (65+) | 3,138 | 23.1% |
| Average household size | 3.06 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 30.3% | 25.8% |
| Married | 60.8% | 57.1% |
| Separated | 1.8% | 2.3% |
| Widowed | 1.8% | 6.3% |
| Divorced | 5.3% | 8.5% |
Education
Less than 9th grade
4.1%
Some HS, no diploma
2.7%
HS graduate
28.6%
Some college, no degree
27.2%
Associate's degree
13.4%
Bachelor's degree
17.2%
Graduate / professional
6.8%
| Metric | % |
|---|---|
| HS diploma or higher | 93.1% |
| Bachelor's or higher | 24.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 1,116 | 10.1% |
| Kindergarten | 708 | 6.4% |
| Elementary school | 4,415 | 40.1% |
| High school | 1,908 | 17.3% |
| College / grad school | 2,859 | 26.0% |
Employment
Industry of employment
Education & healthcare
22.7%
Retail trade
13.3%
Arts, food & hospitality
13.1%
Public administration
11.4%
Professional & management
9.8%
Construction
8.1%
Transportation & utilities
6.6%
Other services
3.9%
Finance & real estate
3.1%
Manufacturing
2.9%
Agriculture & mining
2.3%
Information
1.5%
Wholesale trade
1.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 31.1% |
| Service | 26.0% |
| Sales & office | 21.6% |
| Natural resources & construction | 10.5% |
| Production & transportation | 10.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 68.5% |
| Government | 26.9% |
| Self-employed | 4.2% |
| Unpaid family workers | 0.4% |
Commute
| Method | % |
|---|---|
| Drive alone | 71.6% |
| Carpool | 15.2% |
| Public transit | 3.1% |
| Walk | 3.8% |
| Work from home | 4.0% |
| Other means | 2.2% |
| Avg commute (minutes) | 23.7 |
Poverty
All people
11.5%
Under 18 years
15.1%
18 and over
9.9%
Married-couple families
4.4%
Female-led households
34.3%
Income support
| Source | % of households |
|---|---|
| Social Security | 23.4% |
| Retirement income | 19.2% |
| Supplemental Security | 3.6% |
| Cash public assistance | 3.9% |
| Food stamps / SNAP | 12.1% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 25.6% |
| High blood pressure | 25.2% |
| High cholesterol | 21.5% |
| Diabetes | 8.3% |
| Heart disease | 3.6% |
| Stroke | 2.4% |
| Asthma | 9.5% |
| Arthritis | 15.0% |
| Kidney disease | 2.1% |
| Pulmonary disease | 3.5% |
| Cancer | 3.7% |
| Behavior / access | % |
|---|---|
| Smoking | 13.7% |
| Binge drinking | 19.7% |
| No physical activity | 20.6% |
| Less than 7 hrs sleep | 42.8% |
| Depression | 16.3% |
| Fair or poor health | 12.0% |
| Poor mental health | 14.3% |
| Poor physical health | 7.3% |
| No health insurance | 11.5% |
| Visited doctor (checkup) | 77.2% |
| Visited dentist | 71.0% |
| Cholesterol screening | 81.3% |
| Teeth loss | 8.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 3,008 | 12.9% |
| Disability | % |
|---|---|
| Any disability | 11.9% |
| Under 18 | 5.7% |
| 18–64 years | 10.7% |
| 65 and over | 34.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 80.1% |
| Public insurance | 28.4% |
| No insurance | 3.0% |
| Uninsured under 19 | 1.4% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 37,664 | 88.0% |
| Spanish | 3,297 | 8.8% |
| Other Indo-European | 268 | 0.7% |
| Asian & Pacific Islander | 159 | 0.4% |
| Other languages | 2,843 | 7.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 36,618 | 85.6% |
| Born in same state | 35,058 | 82.0% |
| Born in different state | 16,345 | 38.2% |
| Foreign born | 1,560 | 3.6% |
| Naturalized citizen | 6,160 | 14.4% |
| Not a US citizen | 3,555 | 57.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,058 | 4.8% |
| French | 1,762 | 4.1% |
| Arab | 726 | 1.7% |
| Polish | 389 | 0.9% |
| English | 368 | 0.9% |
| Ancestry | Count | % |
|---|---|---|
| German | 63 | 0.1% |
| Dutch | 50 | 0.1% |
| Norwegian | 18 | 0% |
| Irish | 4 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 31.7% |
| Internet access | 94.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 96786
What city is ZIP code 96786 in?
ZIP code 96786 is primarily assigned to Wahiawa, Hawaii.
What county is ZIP code 96786 in?
ZIP code 96786 falls within Honolulu County, Hawaii.
Is ZIP code 96786 mostly rentals?
72% of occupied units in ZIP code 96786 are renter-occupied.
Does ZIP code 96786 have a large veteran population?
13% of civilians in ZIP code 96786 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 96786?
The median home value in ZIP code 96786 is $658,000.
What is the population of ZIP code 96786?
ZIP code 96786 has an estimated population of 42,778 residents, with a density of 480 people per square mile.
What timezone is ZIP code 96786 in?
ZIP code 96786 observes the HST timezone.