96785 ZIP Code — Volcano, HI

Hawaii County, Hawaii

ZIP code 96785 is located in Volcano, Hawaii, within Hawaii County. It covers approximately 73.21 square miles and serves a population of 4,220 residents. This is a standard ZIP code in the Hawaii (HT) — no DST timezone, served by area code 808.

About ZIP code 96785

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $299,700. Owner-occupancy is high at 83%, well above the national average.

Median household income is $68,555. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 27% of workers work from home.

Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%; and disability rates above the national average at 25%.

Overall, ZIP code 96785 reflects a community defined by a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

4,220

population

73.21

sq mi land

Standard

ZIP type

Hawaii (HT) — no DST

timezone

96785 ZIP code map

Cities in ZIP code 96785

Below are the cities the US Postal Service accepts for ZIP code 96785. Using any city not on this list may result in mail delivery delays.

City	Status
Volcano	Acceptable

Demographics updated 06/2026

Population
Total population	4,220
Population density	58 / sq mi
State FIPS	15
County FIPS	001

Geography
Land area	73.21 sq mi
Water area	0.00 sq mi
Latitude	19.4962
Longitude	-155.2175
Timezone	Hawaii (HT) — no DST
Area code	808

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.2%	39.1%	29.0%
$50k – $100k	34.2%	31.0%	29.8%
$100k – $200k	24.3%	23.6%	29.9%
Over $200k	1.3%	6.3%	11.3%

Demographics & statistics

4,220

Population

People per sq mi

59.2

Median age

$68,555

Median household income

$42,872

Per capita income

$299,700

Median home value

$1,163

Median monthly rent

82.5%

Home ownership

12.0%

Poverty rate

3.5%

Unemployment

2,156

Housing units

38.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

199

25–34

192

146

35–44

140

244

45–54

234

185

55–59

178

318

60–64

306

435

65–74

418

245

75–84

236

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	519	12.3%
18 and over	3,701	87.7%
65 and over	1,413	33.5%
Median age	59.2 years

Race & ethnicity

White 45.1%

Two or more races 33%

Hispanic or Latino 8.4%

Asian 6.4%

Native Hawaiian / Pacific Islander 3.2%

Other race 2.1%

American Indian / Alaska Native 1.6%

Black or African American 0.2%

Group	Count	%
White	2,076	45.1%
Two or more races	1,521	33%
Hispanic or Latino	387	8.4%
Asian	293	6.4%
Native Hawaiian / Pacific Islander	148	3.2%
Other race	99	2.1%
American Indian / Alaska Native	73	1.6%
Black or African American	10	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.2%	39.1%	29.0%
$50k – $100k	34.2%	31.0%	29.8%
$100k – $200k	24.3%	23.6%	29.9%
Over $200k	1.3%	6.3%	11.3%

Under $10k 5.9%

$10k–$15k 3.3%

$15k–$25k 7.2%

$25k–$35k 4.6%

$35k–$50k 15.2%

$50k–$75k 23.0%

$75k–$100k 11.2%

$100k–$150k 17.2%

$150k–$200k 3.9%

$200k+ 8.5%

Range	% of households
Under $10k	5.9%
$10k–$15k	3.3%
$15k–$25k	7.2%
$25k–$35k	4.6%
$35k–$50k	15.2%
$50k–$75k	23.0%
$75k–$100k	11.2%
$100k–$150k	17.2%
$150k–$200k	3.9%
$200k+	8.5%
Median income	$68,555

Housing

Home values

Under $50k 3.4%

$50k–$100k 9.9%

$100k–$150k 5.2%

$150k–$200k 7.5%

$200k–$300k 24.1%

$300k–$500k 26.9%

$500k–$1M 22.1%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$299,700
Median rent / month	$1,163
Owner occupied	82.5%
Renter occupied	17.5%
Vacant	19.4%
Single-family detached	99.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	3.7
Avg household size (owned)	2.03

Year built

Era	%
2020 or later	1.0%
2010–2019	7.7%
2000–2009	25.5%
1990–1999	31.5%
1980–1989	23.4%
1970–1979	5.7%
1960–1969	2.5%
1950–1959	1.8%
1940–1949	0.4%
1939 or earlier	0.5%

Bedrooms

Size	% of units
No bedroom (studio)	13.5%
1 bedroom	21.8%
2 bedrooms	26.0%
3 bedrooms	30.1%
4 bedrooms	4.9%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	44.6%
2 vehicles	37.3%
3 or more	12.8%

Heating fuel

Fuel type	%
Utility gas	0.4%
Electricity	17.3%
Propane / LP gas	23.8%
Fuel oil	0.3%
Wood	13.4%
No fuel used	38.4%

Households & families

Household type	Count	%
Married-couple family	835	41.3%
Cohabiting couple	194	9.6%
Male householder, no spouse	399	19.7%
Female householder, no spouse	596	29.4%
Households with children under 18	270	13.3%
Households with seniors (65+)	958	47.3%
Average household size	2.08

Marital status

Status	Male	Female
Never married	28.0%	17.9%
Married	57.1%	45.8%
Separated	0.7%	1.0%
Widowed	2.5%	10.1%
Divorced	11.6%	25.2%

Education

Less than 9th grade 2.9%

Some HS, no diploma 2.4%

HS graduate 24.5%

Some college, no degree 21.5%

Associate's degree 10.3%

Bachelor's degree 23.2%

Graduate / professional 15.2%

Metric	%
HS diploma or higher	94.7%
Bachelor's or higher	38.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	1.4%
Kindergarten	90	14.2%
Elementary school	214	33.8%
High school	36	5.7%
College / grad school	284	44.9%

Employment

Industry of employment

Education & healthcare 28.5%

Professional & management 15.5%

Public administration 12.0%

Arts, food & hospitality 11.4%

Construction 8.0%

Retail trade 7.5%

Manufacturing 5.7%

Other services 3.9%

Finance & real estate 3.7%

Information 2.2%

Wholesale trade 1.1%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	57.2%
Service	19.3%
Sales & office	9.3%
Natural resources & construction	10.1%
Production & transportation	4.1%

Employment type

Type	%
Private sector	46.0%
Government	29.9%
Self-employed	23.8%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	63.6%
Carpool	3.6%
Public transit	0.2%
Walk	4.8%
Work from home	27.4%
Other means	0.4%
Avg commute (minutes)	28.2

Poverty

All people 12.0%

Under 18 years 12.5%

18 and over 11.9%

Married-couple families 4.7%

Female-led households 4.1%

Income support

Source	% of households
Social Security	47.5%
Retirement income	39.5%
Supplemental Security	5.7%
Cash public assistance	4.9%
Food stamps / SNAP	12.1%

Health indicators

Condition	%
Obesity	28.3%
High blood pressure	34.9%
High cholesterol	32.6%
Diabetes	12.1%
Heart disease	7.8%
Stroke	4.3%
Asthma	10.5%
Arthritis	28.4%
Kidney disease	3.7%
Pulmonary disease	8.5%
Cancer	7.0%

Behavior / access	%
Smoking	19.4%
Binge drinking	17.3%
No physical activity	21.6%
Less than 7 hrs sleep	37.8%
Depression	19.3%
Fair or poor health	17.7%
Poor mental health	14.3%
Poor physical health	12.8%
No health insurance	10.3%
Visited doctor (checkup)	76.9%
Visited dentist	62.8%
Cholesterol screening	88.4%
Teeth loss	11.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	423	11.4%

Disability	%
Any disability	24.6%
Under 18	0.0%
18–64 years	16.7%
65 and over	46.4%

Health insurance coverage

Type	%
Private insurance	73.2%
Public insurance	53.3%
No insurance	5.8%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,041	95.8%
Spanish	95	2.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	82	2.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,020	95.3%
Born in same state	3,908	92.6%
Born in different state	1,840	43.6%
Foreign born	112	2.7%
Naturalized citizen	200	4.7%
Not a US citizen	38	19.0%

Ancestry

Ancestry	Count	%
French	953	22.6%
Italian	383	9.1%
German	195	4.6%
English	93	2.2%

Ancestry	Count	%
Polish	39	0.9%
Irish	37	0.9%
Norwegian	13	0.3%

Technology access

Metric	% of households
Computer access	48.0%
Internet access	95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 96785

What city is ZIP code 96785 in?

ZIP code 96785 is primarily assigned to Volcano, Hawaii.

What county is ZIP code 96785 in?

ZIP code 96785 falls within Hawaii County, Hawaii.

Does ZIP code 96785 have an older population?

34% of residents in ZIP code 96785 are 65 or older, above the national average of ~17%.

Does ZIP code 96785 have a large retiree population?

48% of households in ZIP code 96785 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 96785 mostly owner-occupied?

83% of occupied units in ZIP code 96785 are owner-occupied, well above the national average.

Does ZIP code 96785 have a large veteran population?

11% of civilians in ZIP code 96785 are veterans, above the national average of ~7%.

What timezone is ZIP code 96785 in?

ZIP code 96785 observes the HST timezone.