32462 ZIP Code — Vernon, FL

Washington County, Florida

ZIP code 32462 is located in Vernon, Florida, within Washington County. It covers approximately 154.00 square miles and serves a population of 3,417 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 850.

About ZIP code 32462

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $122,400. Owner-occupancy is high at 80%, well above the national average.

Median household income is $36,827. Poverty affects 29% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with construction as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (30%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 33%.

Overall, ZIP code 32462 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,417

population

154.00

sq mi land

Standard

ZIP type

Central (CT)

timezone

32462 ZIP code map

Cities in ZIP code 32462

Below are the cities the US Postal Service accepts for ZIP code 32462. Using any city not on this list may result in mail delivery delays.

City	Status
Vernon	Preferred

Nearby ZIP codes

32437 Ebro (5.5 mi) 32455 Ponce De Leon (11.7 mi) 32413 Panama City Beach (13.4 mi) 32409 Panama City (14.5 mi) 32427 Caryville (16.1 mi) 32439 Freeport (16.5 mi) 32459 Santa Rosa Beach (19.2 mi)

Demographics updated 05/2026

Population
Total population	3,417
Population density	22 / sq mi
State FIPS	12
County FIPS	133

Geography
Land area	154.00 sq mi
Water area	7.62 sq mi
Latitude	30.4959
Longitude	-85.8779
Timezone	Central (CT)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.3%	61.2%	43.4%
$50k – $100k	29.1%	29.9%	30.8%
$100k – $200k	3.5%	8.1%	19.3%
Over $200k	0.1%	0.8%	6.4%

Demographics & statistics

3,417

Population

People per sq mi

45.8

Median age

$36,827

Median household income

$19,116

Per capita income

$122,400

Median home value

$747

Median monthly rent

79.8%

Home ownership

29.0%

Poverty rate

2.8%

Unemployment

1,387

Housing units

7.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

113

10–14

15–19

20–24

118

233

25–34

287

175

35–44

215

187

45–54

229

55–59

112

154

60–64

189

194

65–74

237

75–84

109

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	480	14.0%
18 and over	2,937	86.0%
65 and over	784	22.9%
Median age	45.8 years

Race & ethnicity

White 62.7%

Black or African American 23.8%

Two or more races 5.2%

American Indian / Alaska Native 5%

Asian 2.9%

Hispanic or Latino 0.4%

Group	Count	%
White	2,152	62.7%
Black or African American	818	23.8%
Two or more races	178	5.2%
American Indian / Alaska Native	170	5%
Asian	99	2.9%
Hispanic or Latino	13	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.3%	61.2%	43.4%
$50k – $100k	29.1%	29.9%	30.8%
$100k – $200k	3.5%	8.1%	19.3%
Over $200k	0.1%	0.8%	6.4%

Under $10k 9.1%

$10k–$15k 4.6%

$15k–$25k 18.3%

$25k–$35k 15.9%

$35k–$50k 12.3%

$50k–$75k 15.6%

$75k–$100k 16.3%

$100k–$150k 5.3%

$150k–$200k 0.5%

$200k+ 2.3%

Range	% of households
Under $10k	9.1%
$10k–$15k	4.6%
$15k–$25k	18.3%
$25k–$35k	15.9%
$35k–$50k	12.3%
$50k–$75k	15.6%
$75k–$100k	16.3%
$100k–$150k	5.3%
$150k–$200k	0.5%
$200k+	2.3%
Median income	$36,827

Housing

Home values

Under $50k 22.5%

$50k–$100k 15.1%

$100k–$150k 21.6%

$150k–$200k 10.3%

$200k–$300k 18.3%

$300k–$500k 1.6%

$500k–$1M 10.2%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$122,400
Median rent / month	$747
Owner occupied	79.8%
Renter occupied	20.2%
Vacant	21.7%
Single-family detached	53.6%
Large apartment buildings	0.2%
Mobile homes	43.9%
Median rooms	5.2
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.0%
2010–2019	10.6%
2000–2009	14.4%
1990–1999	23.4%
1980–1989	11.4%
1970–1979	14.4%
1960–1969	13.9%
1950–1959	4.5%
1940–1949	5.9%
1939 or earlier	1.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.0%
2 bedrooms	33.4%
3 bedrooms	51.4%
4 bedrooms	10.1%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.6%
1 vehicle	36.0%
2 vehicles	37.6%
3 or more	24.7%

Heating fuel

Fuel type	%
Electricity	81.0%
Propane / LP gas	16.1%
Fuel oil	0.4%
Wood	2.2%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	563	43.6%
Cohabiting couple	92	7.1%
Male householder, no spouse	190	14.7%
Female householder, no spouse	446	34.5%
Households with children under 18	237	18.4%
Households with seniors (65+)	603	46.7%
Average household size	2.61

Marital status

Status	Male	Female
Never married	38.8%	28.1%
Married	41.0%	38.5%
Separated	1.9%	1.9%
Widowed	3.7%	13.6%
Divorced	14.6%	17.8%

Education

Less than 9th grade 4.2%

Some HS, no diploma 17.0%

HS graduate 50.7%

Some college, no degree 16.7%

Associate's degree 3.4%

Bachelor's degree 3.5%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	78.7%
Bachelor's or higher	7.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	47	7.8%
Kindergarten	0	0.0%
Elementary school	260	43.3%
High school	107	17.8%
College / grad school	186	31.0%

Employment

Industry of employment

Construction 21.0%

Education & healthcare 17.7%

Retail trade 15.4%

Public administration 11.2%

Arts, food & hospitality 10.2%

Professional & management 10.0%

Transportation & utilities 5.4%

Finance & real estate 2.8%

Manufacturing 2.0%

Wholesale trade 2.0%

Other services 1.2%

Agriculture & mining 1.1%

Occupation

Category	%
Management, business & arts	16.5%
Service	30.4%
Sales & office	17.6%
Natural resources & construction	22.4%
Production & transportation	13.1%

Employment type

Type	%
Private sector	68.6%
Government	21.7%
Self-employed	9.1%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	86.9%
Carpool	9.2%
Public transit	0.0%
Walk	0.0%
Work from home	3.9%
Other means	0.0%
Avg commute (minutes)	40.1

Poverty

All people 29.0%

Under 18 years 24.8%

18 and over 29.7%

Married-couple families 16.9%

Female-led households 35.7%

Income support

Source	% of households
Social Security	56.5%
Retirement income	30.3%
Supplemental Security	9.8%
Cash public assistance	5.1%
Food stamps / SNAP	20.3%

Health indicators

Condition	%
Obesity	38.6%
High blood pressure	42.1%
High cholesterol	36.0%
Diabetes	15.7%
Heart disease	9.8%
Stroke	5.3%
Asthma	10.4%
Arthritis	32.4%
Kidney disease	4.2%
Pulmonary disease	13.6%
Cancer	7.2%

Behavior / access	%
Smoking	29.5%
Binge drinking	13.9%
No physical activity	34.0%
Less than 7 hrs sleep	40.0%
Depression	23.6%
Fair or poor health	25.9%
Poor mental health	19.0%
Poor physical health	17.6%
No health insurance	24.9%
Visited doctor (checkup)	74.5%
Visited dentist	45.8%
Cholesterol screening	88.6%
Teeth loss	24.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	283	9.6%

Disability	%
Any disability	33.0%
Under 18	3.8%
18–64 years	28.5%
65 and over	63.5%

Health insurance coverage

Type	%
Private insurance	43.5%
Public insurance	57.3%
No insurance	11.3%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,341	97.8%
Spanish	24	0.7%
Other Indo-European	24	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,300	96.6%
Born in same state	3,225	94.4%
Born in different state	2,249	65.8%
Foreign born	75	2.2%
Naturalized citizen	117	3.4%
Not a US citizen	16	13.7%

Ancestry

Ancestry	Count	%
Arab	689	20.2%
Italian	405	11.9%
French	267	7.8%

Ancestry	Count	%
English	12	0.4%
German	3	0.1%
Dutch	1	0%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	83.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32462

What city is ZIP code 32462 in?

ZIP code 32462 is primarily assigned to Vernon, Florida.

What county is ZIP code 32462 in?

ZIP code 32462 falls within Washington County, Florida.

Does ZIP code 32462 have a large retiree population?

57% of households in ZIP code 32462 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 32462?

29% of residents in ZIP code 32462 live below the poverty line, above the national average.

How educated is the population of ZIP code 32462?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 32462?

The median home value in ZIP code 32462 is $122,400.

What timezone is ZIP code 32462 in?

ZIP code 32462 observes the CST timezone.