32437 ZIP Code — Ebro, FL

Washington County, Florida

ZIP code 32437 is located in Ebro, Florida, within Washington County. It covers approximately 34.71 square miles and serves a population of 620 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 850.

About ZIP code 32437

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Owner-occupancy is high at 77%, well above the national average.

Median household income is $47,176. Poverty affects 23% of residents, above the national average. SNAP benefit usage at 23% of households reflects economic stress in the area. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with construction as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (29%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 29%.

Overall, ZIP code 32437 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

620

population

34.71

sq mi land

Standard

ZIP type

Central (CT)

timezone

32437 ZIP code map

Cities in ZIP code 32437

Below are the cities the US Postal Service accepts for ZIP code 32437. Using any city not on this list may result in mail delivery delays.

City	Status
Ebro	Preferred

Nearby ZIP codes

32462 Vernon (5.5 mi) 32413 Panama City Beach (7.8 mi) 32409 Panama City (12.7 mi) 32459 Santa Rosa Beach (15.5 mi) 32439 Freeport (15.7 mi) 32407 Panama City Beach (15.9 mi) 32455 Ponce De Leon (16 mi)

Demographics updated 05/2026

Population
Total population	620
Population density	18 / sq mi
State FIPS	12
County FIPS	133

Geography
Land area	34.71 sq mi
Water area	2.09 sq mi
Latitude	30.4201
Longitude	-85.9081
Timezone	Central (CT)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.1%	61.2%	43.4%
$50k – $100k	17.1%	29.9%	30.8%
$100k – $200k	11.0%	8.1%	19.3%
Over $200k	3.9%	0.8%	6.4%

Demographics & statistics

620

Population

People per sq mi

44.5

Median age

$47,176

Median household income

$28,629

Per capita income

Median home value

$800

Median monthly rent

76.8%

Home ownership

22.7%

Poverty rate

1.4%

Unemployment

272

Housing units

3.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	91	14.7%
18 and over	529	85.3%
65 and over	83	13.4%
Median age	44.5 years

Race & ethnicity

White 70.7%

Black or African American 20.5%

Two or more races 4.2%

American Indian / Alaska Native 4%

Hispanic or Latino 0.6%

Group	Count	%
White	441	70.7%
Black or African American	128	20.5%
Two or more races	26	4.2%
American Indian / Alaska Native	25	4%
Hispanic or Latino	4	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.1%	61.2%	43.4%
$50k – $100k	17.1%	29.9%	30.8%
$100k – $200k	11.0%	8.1%	19.3%
Over $200k	3.9%	0.8%	6.4%

Under $10k 1.9%

$10k–$15k 5.5%

$15k–$25k 12.5%

$25k–$35k 11.6%

$35k–$50k 19.6%

$50k–$75k 7.1%

$75k–$100k 11.3%

$100k–$150k 22.8%

$150k–$200k 3.9%

$200k+ 3.9%

Range	% of households
Under $10k	1.9%
$10k–$15k	5.5%
$15k–$25k	12.5%
$25k–$35k	11.6%
$35k–$50k	19.6%
$50k–$75k	7.1%
$75k–$100k	11.3%
$100k–$150k	22.8%
$150k–$200k	3.9%
$200k+	3.9%
Median income	$47,176

Housing

Home values

Under $50k 11.7%

$50k–$100k 18.8%

$100k–$150k 16.3%

$150k–$200k 6.7%

$200k–$300k 8.4%

$300k–$500k 4.6%

$500k–$1M 28.5%

$1M+ 5.0%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$800
Owner occupied	76.8%
Renter occupied	23.2%
Vacant	9.6%
Single-family detached	39.8%
Large apartment buildings	0.0%
Mobile homes	57.0%
Median rooms	4.5
Avg household size (owned)	1.97

Year built

Era	%
2020 or later	0.0%
2010–2019	23.8%
2000–2009	4.1%
1990–1999	32.6%
1980–1989	12.5%
1970–1979	9.6%
1960–1969	6.4%
1950–1959	9.6%
1940–1949	1.5%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	3.2%
1 bedroom	0.0%
2 bedrooms	29.4%
3 bedrooms	57.0%
4 bedrooms	7.0%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	30.5%
2 vehicles	27.7%
3 or more	39.9%

Heating fuel

Fuel type	%
Electricity	93.9%
Propane / LP gas	6.1%

Households & families

Household type	Count	%
Married-couple family	123	39.5%
Cohabiting couple	6	1.9%
Male householder, no spouse	129	41.5%
Female householder, no spouse	53	17.0%
Households with children under 18	61	19.6%
Households with seniors (65+)	131	42.1%
Average household size	1.99

Marital status

Status	Male	Female
Never married	41.6%	20.6%
Married	45.6%	61.3%
Separated	4.1%	0.4%
Widowed	2.0%	6.9%
Divorced	6.8%	10.9%

Education

Less than 9th grade 0.2%

Some HS, no diploma 9.4%

HS graduate 44.4%

Some college, no degree 40.6%

Associate's degree 2.2%

Bachelor's degree 3.2%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	3.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	3	4.3%
Elementary school	41	59.4%
High school	15	21.7%
College / grad school	10	14.5%

Employment

Industry of employment

Construction 31.0%

Arts, food & hospitality 27.6%

Other services 7.1%

Professional & management 6.0%

Public administration 6.0%

Education & healthcare 5.7%

Retail trade 4.8%

Transportation & utilities 4.5%

Finance & real estate 4.0%

Manufacturing 1.4%

Information 0.9%

Agriculture & mining 0.6%

Wholesale trade 0.6%

Occupation

Category	%
Management, business & arts	12.5%
Service	29.5%
Sales & office	15.6%
Natural resources & construction	16.2%
Production & transportation	26.1%

Employment type

Type	%
Private sector	60.5%
Government	28.4%
Self-employed	11.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	63.7%
Carpool	33.4%
Public transit	0.0%
Walk	1.6%
Work from home	0.9%
Other means	0.3%
Avg commute (minutes)	27.1

Poverty

All people 22.7%

Under 18 years 29.7%

18 and over 21.6%

Married-couple families 35.8%

Female-led households 19.2%

Income support

Source	% of households
Social Security	45.3%
Retirement income	32.8%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	22.8%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	41.9%
High cholesterol	34.6%
Diabetes	15.9%
Heart disease	9.7%
Stroke	5.4%
Asthma	10.5%
Arthritis	31.1%
Kidney disease	4.3%
Pulmonary disease	12.9%
Cancer	6.9%

Behavior / access	%
Smoking	29.0%
Binge drinking	14.3%
No physical activity	34.2%
Less than 7 hrs sleep	40.3%
Depression	23.0%
Fair or poor health	25.9%
Poor mental health	19.0%
Poor physical health	17.2%
No health insurance	25.2%
Visited doctor (checkup)	74.9%
Visited dentist	45.0%
Cholesterol screening	88.1%
Teeth loss	25.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	43	8.1%

Disability	%
Any disability	28.9%
Under 18	22.0%
18–64 years	29.4%
65 and over	33.7%

Health insurance coverage

Type	%
Private insurance	60.0%
Public insurance	40.2%
No insurance	13.4%
Uninsured under 19	16.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	596	96.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	620	100.0%
Born in same state	620	100.0%
Born in different state	409	66.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	120	19.4%
Italian	93	15%

Ancestry	Count	%
French	10	1.6%
English	4	0.6%

Technology access

Metric	% of households
Computer access	50.2%
Internet access	89.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32437

What city is ZIP code 32437 in?

ZIP code 32437 is primarily assigned to Ebro, Florida.

What county is ZIP code 32437 in?

ZIP code 32437 falls within Washington County, Florida.

How educated is the population of ZIP code 32437?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 32437?

23% of residents in ZIP code 32437 live below the poverty line, above the national average.

Does ZIP code 32437 have a large retiree population?

45% of households in ZIP code 32437 receive Social Security income, suggesting a significant retiree or disability population.

What are the health statistics for ZIP code 32437?

Health data for ZIP code 32437 shows elevated rates of diabetes (16%) and smoking (29%) compared to national benchmarks.

What timezone is ZIP code 32437 in?

ZIP code 32437 observes the CST timezone.