49096 ZIP Code — Vermontville, MI

Eaton County, Michigan

ZIP code 49096 is located in Vermontville, Michigan, within Eaton County. It covers approximately 63.52 square miles and serves a population of 2,976 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 517.

About ZIP code 49096

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $169,600. Owner-occupancy is high at 86%, well above the national average.

Median household income is $68,641. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 49096 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,976

population

63.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49096 ZIP code map

Cities in ZIP code 49096

Below are the cities the US Postal Service accepts for ZIP code 49096. Using any city not on this list may result in mail delivery delays.

City	Status
Vermontville	Preferred

Nearby ZIP codes

48861 Mulliken (7.2 mi) 48897 Woodland (8 mi) 49073 Nashville (8.4 mi) 48890 Sunfield (8.8 mi) 48813 Charlotte (10.5 mi) 48876 Potterville (13.3 mi) 48849 Lake Odessa (13.7 mi) 48837 Grand Ledge (13.9 mi) 48875 Portland (15.3 mi) 49021 Bellevue (15.4 mi) 49058 Hastings (16.3 mi) 49050 Dowling (16.9 mi)

Demographics updated 06/2026

Population
Total population	2,976
Population density	47 / sq mi
State FIPS	26
County FIPS	045

Geography
Land area	63.52 sq mi
Water area	0.41 sq mi
Latitude	42.6400
Longitude	-85.0006
Timezone	Eastern (ET)
Area code	517

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.6%	35.0%	42.6%
$50k – $100k	40.0%	38.1%	31.1%
$100k – $200k	17.8%	22.8%	20.6%
Over $200k	2.6%	4.1%	5.7%

Demographics & statistics

2,976

Population

People per sq mi

40.1

Median age

$68,641

Median household income

$33,865

Per capita income

$169,600

Median home value

$931

Median monthly rent

86.3%

Home ownership

10.8%

Poverty rate

3.4%

Unemployment

1,088

Housing units

10.3%

Bachelor's or higher

Age distribution

Male Female

130

Under 5

115

110

5–9

10–14

15–19

20–24

230

25–34

203

156

35–44

138

176

45–54

155

55–59

117

60–64

104

157

65–74

138

116

75–84

103

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	712	23.9%
18 and over	2,264	76.1%
65 and over	628	21.1%
Median age	40.1 years

Race & ethnicity

White 89.6%

Hispanic or Latino 4.1%

Two or more races 3.8%

Other race 1.5%

American Indian / Alaska Native 0.6%

Asian 0.4%

Group	Count	%
White	2,779	89.6%
Hispanic or Latino	127	4.1%
Two or more races	118	3.8%
Other race	48	1.5%
American Indian / Alaska Native	20	0.6%
Asian	11	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.6%	35.0%	42.6%
$50k – $100k	40.0%	38.1%	31.1%
$100k – $200k	17.8%	22.8%	20.6%
Over $200k	2.6%	4.1%	5.7%

Under $10k 4.8%

$10k–$15k 0.9%

$15k–$25k 5.6%

$25k–$35k 9.3%

$35k–$50k 14.6%

$50k–$75k 17.4%

$75k–$100k 17.5%

$100k–$150k 20.3%

$150k–$200k 6.6%

$200k+ 3.0%

Range	% of households
Under $10k	4.8%
$10k–$15k	0.9%
$15k–$25k	5.6%
$25k–$35k	9.3%
$35k–$50k	14.6%
$50k–$75k	17.4%
$75k–$100k	17.5%
$100k–$150k	20.3%
$150k–$200k	6.6%
$200k+	3.0%
Median income	$68,641

Housing

Home values

Under $50k 6.1%

$50k–$100k 11.4%

$100k–$150k 21.8%

$150k–$200k 24.3%

$200k–$300k 21.7%

$300k–$500k 11.3%

$500k–$1M 2.8%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$169,600
Median rent / month	$931
Owner occupied	86.3%
Renter occupied	13.7%
Vacant	7.6%
Single-family detached	87.3%
Large apartment buildings	0.0%
Mobile homes	8.6%
Median rooms	6.3
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.2%
2010–2019	4.7%
2000–2009	10.1%
1990–1999	19.4%
1980–1989	8.8%
1970–1979	15.4%
1960–1969	3.9%
1950–1959	3.0%
1940–1949	7.9%
1939 or earlier	26.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	2.4%
2 bedrooms	21.3%
3 bedrooms	51.8%
4 bedrooms	19.6%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	7.6%
1 vehicle	25.8%
2 vehicles	33.7%
3 or more	32.8%

Heating fuel

Fuel type	%
Utility gas	36.2%
Electricity	10.7%
Propane / LP gas	27.4%
Fuel oil	8.7%
Wood	12.6%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	691	60.0%
Cohabiting couple	78	6.8%
Male householder, no spouse	185	16.1%
Female householder, no spouse	197	17.1%
Households with children under 18	326	28.3%
Households with seniors (65+)	429	37.3%
Average household size	2.59

Marital status

Status	Male	Female
Never married	23.2%	19.3%
Married	60.3%	62.9%
Separated	1.5%	0.5%
Widowed	3.0%	10.4%
Divorced	12.0%	6.9%

Education

Less than 9th grade 10.9%

Some HS, no diploma 6.4%

HS graduate 40.4%

Some college, no degree 23.0%

Associate's degree 9.0%

Bachelor's degree 7.2%

Graduate / professional 3.1%

Metric	%
HS diploma or higher	82.7%
Bachelor's or higher	10.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	5.3%
Kindergarten	26	5.5%
Elementary school	243	51.5%
High school	106	22.5%
College / grad school	72	15.3%

Employment

Industry of employment

Manufacturing 19.7%

Construction 15.3%

Education & healthcare 14.5%

Retail trade 9.4%

Professional & management 7.3%

Finance & real estate 7.0%

Transportation & utilities 6.0%

Other services 5.7%

Arts, food & hospitality 4.6%

Wholesale trade 4.0%

Public administration 3.9%

Agriculture & mining 2.4%

Information 0.2%

Occupation

Category	%
Management, business & arts	19.9%
Service	14.6%
Sales & office	18.9%
Natural resources & construction	22.1%
Production & transportation	24.5%

Employment type

Type	%
Private sector	85.1%
Government	10.0%
Self-employed	5.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	67.9%
Carpool	19.3%
Public transit	0.2%
Walk	1.0%
Work from home	7.9%
Other means	3.7%
Avg commute (minutes)	36.1

Poverty

All people 10.8%

Under 18 years 17.4%

18 and over 8.7%

Married-couple families 3.8%

Female-led households 36.4%

Income support

Source	% of households
Social Security	42.6%
Retirement income	31.5%
Supplemental Security	5.6%
Cash public assistance	3.3%
Food stamps / SNAP	8.2%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	35.3%
High cholesterol	35.9%
Diabetes	10.7%
Heart disease	7.0%
Stroke	3.2%
Asthma	11.1%
Arthritis	30.2%
Kidney disease	3.0%
Pulmonary disease	8.5%
Cancer	6.8%

Behavior / access	%
Smoking	22.2%
Binge drinking	19.2%
No physical activity	21.9%
Less than 7 hrs sleep	34.9%
Depression	22.4%
Fair or poor health	15.1%
Poor mental health	16.9%
Poor physical health	11.6%
No health insurance	9.8%
Visited doctor (checkup)	72.6%
Visited dentist	69.0%
Cholesterol screening	90.5%
Teeth loss	13.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	192	8.5%

Disability	%
Any disability	13.7%
Under 18	4.5%
18–64 years	8.3%
65 and over	38.1%

Health insurance coverage

Type	%
Private insurance	64.9%
Public insurance	39.2%
No insurance	16.1%
Uninsured under 19	29.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,731	91.8%
Spanish	31	1.1%
Other Indo-European	17	0.6%
Asian & Pacific Islander	11	0.4%
Other languages	3	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,940	98.8%
Born in same state	2,907	97.7%
Born in different state	2,554	85.8%
Foreign born	33	1.1%
Naturalized citizen	36	1.2%
Not a US citizen	22	61.1%

Ancestry

Ancestry	Count	%
French	375	12.6%
Italian	200	6.7%
Arab	181	6.1%
English	98	3.3%
German	14	0.5%

Ancestry	Count	%
Polish	14	0.5%
Irish	12	0.4%
Dutch	9	0.3%
Norwegian	2	0.1%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	86.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49096

What city is ZIP code 49096 in?

ZIP code 49096 is primarily assigned to Vermontville, Michigan.

What county is ZIP code 49096 in?

ZIP code 49096 falls within Eaton County, Michigan.

How educated is the population of ZIP code 49096?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 49096 mostly owner-occupied?

86% of occupied units in ZIP code 49096 are owner-occupied, well above the national average.

Does ZIP code 49096 have a large retiree population?

43% of households in ZIP code 49096 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49096?

The median home value in ZIP code 49096 is $169,600.

What timezone is ZIP code 49096 in?

ZIP code 49096 observes the EST timezone.