Charlotte ZIP Code List — Eaton County, MI
There is one unique ZIP code in Charlotte, Michigan and it is 48813. Area code: 517.
1
ZIP codes
168.05
sq mi land
0.53
sq mi water
517
area code
Charlotte, MI ZIP code map
ZIP codes for Charlotte, MI (1)
Demographics & statistics
20,165
Population
41.4
Median age
$77,111
Median household income
$35,036
Per capita income
$168,700
Median home value
$865
Median monthly rent
80.5%
Home ownership
7.8%
Poverty rate
4.4%
Unemployment
6,656
Housing units
20.0%
Bachelor's or higher
Age distribution
Male
Female
464
Under 5
441
514
5–9
487
684
10–14
649
843
15–19
800
610
20–24
579
1,248
25–34
1,185
1,289
35–44
1,222
1,380
45–54
1,309
793
55–59
752
792
60–64
751
973
65–74
923
523
75–84
497
235
85+
222
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,401 | 21.8% |
| 18 and over | 15,764 | 78.2% |
| 65 and over | 3,373 | 16.7% |
| Median age | 41.4 years | |
Race & ethnicity
White
86.9%
Two or more races
5.9%
Hispanic or Latino
4.1%
Black or African American
1.5%
Asian
0.8%
Other race
0.6%
American Indian / Alaska Native
0.3%
| Group | Count | % |
|---|---|---|
| White | 18,267 | 86.9% |
| Two or more races | 1,242 | 5.9% |
| Hispanic or Latino | 858 | 4.1% |
| Black or African American | 315 | 1.5% |
| Asian | 159 | 0.8% |
| Other race | 128 | 0.6% |
| American Indian / Alaska Native | 54 | 0.3% |
Household income
Under $10k
3.4%
$10k–$15k
1.9%
$15k–$25k
5.6%
$25k–$35k
5.2%
$35k–$50k
13.7%
$50k–$75k
17.7%
$75k–$100k
17.7%
$100k–$150k
20.8%
$150k–$200k
8.6%
$200k+
5.3%
| Range | % of households |
|---|---|
| Under $10k | 3.4% |
| $10k–$15k | 1.9% |
| $15k–$25k | 5.6% |
| $25k–$35k | 5.2% |
| $35k–$50k | 13.7% |
| $50k–$75k | 17.7% |
| $75k–$100k | 17.7% |
| $100k–$150k | 20.8% |
| $150k–$200k | 8.6% |
| $200k+ | 5.3% |
| Median income | $77,111 |
Housing
Home values
Under $50k
7.5%
$50k–$100k
10.4%
$100k–$150k
20.7%
$150k–$200k
22.5%
$200k–$300k
25.8%
$300k–$500k
9.5%
$500k–$1M
3.2%
$1M+
0.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $168,700 |
| Median rent / month | $865 |
| Owner occupied | 80.5% |
| Renter occupied | 19.5% |
| Vacant | 7.3% |
| Single-family detached | 78.6% |
| Large apartment buildings | 2.6% |
| Mobile homes | 3.7% |
| Median rooms | 6.2 |
| Avg household size (owned) | 2.71 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.2% |
| 2010–2019 | 2.7% |
| 2000–2009 | 13.7% |
| 1990–1999 | 12.9% |
| 1980–1989 | 9.3% |
| 1970–1979 | 15.7% |
| 1960–1969 | 8.2% |
| 1950–1959 | 5.9% |
| 1940–1949 | 3.8% |
| 1939 or earlier | 27.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.9% |
| 1 bedroom | 7.2% |
| 2 bedrooms | 21.1% |
| 3 bedrooms | 47.0% |
| 4 bedrooms | 16.8% |
| 5+ bedrooms | 5.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.7% |
| 1 vehicle | 29.8% |
| 2 vehicles | 39.6% |
| 3 or more | 25.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 52.8% |
| Electricity | 10.7% |
| Propane / LP gas | 22.9% |
| Fuel oil | 4.6% |
| Wood | 8.0% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,041 | 53.7% |
| Cohabiting couple | 718 | 9.5% |
| Male householder, no spouse | 1,316 | 17.5% |
| Female householder, no spouse | 1,456 | 19.3% |
| Households with children under 18 | 2,239 | 29.7% |
| Households with seniors (65+) | 2,338 | 31.0% |
| Average household size | 2.61 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 31.0% | 27.7% |
| Married | 50.3% | 51.1% |
| Separated | 0.7% | 0.9% |
| Widowed | 1.9% | 8.9% |
| Divorced | 16.0% | 11.4% |
Education
Less than 9th grade
2.1%
Some HS, no diploma
4.2%
HS graduate
35.3%
Some college, no degree
27.9%
Associate's degree
10.5%
Bachelor's degree
13.2%
Graduate / professional
6.7%
| Metric | % |
|---|---|
| HS diploma or higher | 93.7% |
| Bachelor's or higher | 20.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 346 | 7.9% |
| Kindergarten | 165 | 3.8% |
| Elementary school | 1,699 | 39.0% |
| High school | 1,507 | 34.6% |
| College / grad school | 636 | 14.6% |
Employment
Industry of employment
Manufacturing
22.2%
Education & healthcare
18.4%
Retail trade
11.1%
Professional & management
7.8%
Arts, food & hospitality
7.3%
Public administration
6.7%
Transportation & utilities
6.0%
Finance & real estate
5.7%
Construction
5.3%
Other services
4.9%
Wholesale trade
2.6%
Agriculture & mining
1.7%
Information
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 28.8% |
| Service | 18.2% |
| Sales & office | 19.1% |
| Natural resources & construction | 8.4% |
| Production & transportation | 25.5% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.0% |
| Government | 14.5% |
| Self-employed | 4.5% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 78.2% |
| Carpool | 10.0% |
| Public transit | 0.1% |
| Walk | 2.0% |
| Other means | 1.8% |
| Avg commute (minutes) | 23.5 |
Poverty
All people
7.8%
Under 18 years
9.4%
18 and over
7.3%
Married-couple families
2.6%
Female-led households
13.8%
Income support
| Source | % of households |
|---|---|
| Social Security | 36.8% |
| Retirement income | 32.6% |
| Supplemental Security | 6.0% |
| Cash public assistance | 2.8% |
| Food stamps / SNAP | 10.6% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 34.2% |
| High cholesterol | 35.5% |
| Heart disease | 6.5% |
| Stroke | 3.0% |
| Asthma | 10.8% |
| Arthritis | 29.4% |
| Kidney disease | 2.8% |
| Pulmonary disease | 7.7% |
| Cancer | 6.9% |
| Behavior / access | % |
|---|---|
| Binge drinking | 19.0% |
| No physical activity | 20.6% |
| Less than 7 hrs sleep | 34.1% |
| Fair or poor health | 13.8% |
| Poor mental health | 16.2% |
| Poor physical health | 10.8% |
| No health insurance | 9.5% |
| Visited doctor (checkup) | 72.8% |
| Visited dentist | 71.3% |
| Cholesterol screening | 91.2% |
| Teeth loss | 12.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,127 | 7.1% |
| Disability | % |
|---|---|
| Any disability | 16.0% |
| Under 18 | 5.3% |
| 18–64 years | 15.0% |
| 65 and over | 33.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 75.1% |
| Public insurance | 37.1% |
| Uninsured under 19 | 5.7% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 19,260 | 95.5% |
| Spanish | 312 | 1.6% |
| Other Indo-European | 179 | 0.9% |
| Asian & Pacific Islander | 120 | 0.6% |
| Other languages | 13 | 0.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 19,804 | 98.2% |
| Born in same state | 19,747 | 97.9% |
| Born in different state | 16,815 | 83.4% |
| Foreign born | 57 | 0.3% |
| Naturalized citizen | 361 | 1.8% |
| Not a US citizen | 292 | 80.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 2,683 | 13.3% |
| Italian | 2,410 | 12% |
| Arab | 1,366 | 6.8% |
| English | 716 | 3.6% |
| German | 145 | 0.7% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 113 | 0.6% |
| Irish | 83 | 0.4% |
| Dutch | 75 | 0.4% |
| Norwegian | 25 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.3% |
| Internet access | 93.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions
What is the ZIP code for Charlotte, MI?
Charlotte, MI has one ZIP code: 48813.
What is the main ZIP code for Charlotte, MI?
The primary ZIP code for Charlotte, MI is 48813. The city uses area code 517 for phone service.
What county is Charlotte, MI in?
Charlotte is located in Eaton County, Michigan.
How many ZIP codes are in Charlotte, MI?
Charlotte, MI has 1 ZIP code.
What ZIP code covers downtown Charlotte and the main business district in Eaton County?
Downtown Charlotte and the central business district are located in ZIP code 48813, which serves as the primary commercial hub for this Eaton County community.
What is the ZIP code for Charlotte's residential neighborhoods near the Thornapple River area?
Residential areas in Charlotte near the Thornapple River are served by ZIP code 48813, which encompasses most of the city's housing and residential developments.