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New York ZIP Codes
Dutchess County
Verbank, NY
12585
12585 ZIP Code — Verbank, NY
Dutchess County, New York
ZIP code 12585 is located in
Verbank ,
New York ,
within Dutchess County .
It covers approximately 4.69 square miles and serves a population of
842 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 845 .
About ZIP code 12585
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $505,700. Owner-occupancy is high at 87%, well above the national average.
The gap between median ($91,058) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 25% of residents, above the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.
Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.
Overall, ZIP code 12585 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.
12585 ZIP code map
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Cities in ZIP code 12585
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
842
Population density
180 / sq mi
State FIPS
36
County FIPS
027
Geography
Land area
4.69 sq mi
Water area
0.08 sq mi
Latitude
41.7165
Longitude
-73.7025
Timezone
Eastern (ET)
Area code
845
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
23.2%
31.1%
37.0%
$50k – $100k
35.6%
27.7%
27.0%
$100k – $200k
30.6%
29.5%
24.4%
Over $200k
10.6%
11.8%
11.5%
Demographics & statistics
$91,058
Median household income
$505,700
Median home value
40.2%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 58 6.9%
18 and over 784 93.1%
65 and over 228 27.1%
Median age 59.6 years
Race & ethnicity
Black or African American
1%
American Indian / Alaska Native
0.9%
Group Count %
White 682 74.1%
Hispanic or Latino 78 8.5%
Two or more races 78 8.5%
Asian 65 7.1%
Black or African American 9 1%
American Indian / Alaska Native 8 0.9%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
23.2%
31.1%
37.0%
$50k – $100k
35.6%
27.7%
27.0%
$100k – $200k
30.6%
29.5%
24.4%
Over $200k
10.6%
11.8%
11.5%
Range % of households
$10k–$15k 9.9%
$15k–$25k 5.1%
$25k–$35k 2.0%
$35k–$50k 3.8%
$50k–$75k 22.1%
$75k–$100k 16.5%
$100k–$150k 18.1%
$150k–$200k 9.7%
$200k+ 12.7%
Median income $91,058
Housing
Housing overview
Metric Value
Median home value $505,700
Median rent / month $0
Owner occupied 87.0%
Renter occupied 13.0%
Vacant 0.0%
Single-family detached 81.9%
Large apartment buildings 0.0%
Mobile homes 0.0%
Median rooms 7.7
Avg household size (owned) 2.00
Year built
Era %
2020 or later 0.0%
2010–2019 2.0%
2000–2009 5.1%
1990–1999 2.0%
1980–1989 13.7%
1970–1979 19.8%
1960–1969 13.0%
1950–1959 0.8%
1940–1949 8.7%
1939 or earlier 34.9%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 15.8%
2 bedrooms 8.7%
3 bedrooms 41.0%
4 bedrooms 31.3%
5+ bedrooms 3.3%
Vehicles per household
Vehicles % of households
No vehicle 2.3%
1 vehicle 31.3%
2 vehicles 32.6%
3 or more 33.8%
Heating fuel
Fuel type %
Electricity 22.9%
Propane / LP gas 7.6%
Fuel oil 64.6%
Households & families
Household type Count %
Married-couple family 188 47.8%
Cohabiting couple 60 15.3%
Male householder, no spouse 109 27.7%
Female householder, no spouse 36 9.2%
Households with children under 18 32 8.1%
Households with seniors (65+) 151 38.4%
Average household size 2.03
Marital status
Status Male Female
Never married 22.3% 34.5%
Married 46.2% 51.1%
Separated 0.0% 0.0%
Widowed 8.1% 5.0%
Divorced 23.4% 9.4%
Education
Some college, no degree
16.0%
Graduate / professional
27.8%
Metric %
HS diploma or higher 90.9%
Bachelor's or higher 40.2%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 18 24.7%
Kindergarten 15 20.5%
Elementary school 9 12.3%
High school 14 19.2%
College / grad school 17 23.3%
Employment
Industry of employment
Education & healthcare
31.1%
Professional & management
17.6%
Arts, food & hospitality
13.7%
Finance & real estate
7.2%
Transportation & utilities
5.0%
Occupation
Category %
Management, business & arts 24.3%
Service 29.1%
Sales & office 23.0%
Natural resources & construction 15.2%
Production & transportation 8.3%
Employment type
Type %
Private sector 80.2%
Government 11.1%
Self-employed 8.7%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 44.6%
Carpool 26.7%
Public transit 0.0%
Walk 0.0%
Work from home 15.0%
Other means 13.7%
Avg commute (minutes) 32.8
Poverty
Married-couple families
16.5%
Female-led households
0.0%
Income support
Source % of households
Social Security 31.0%
Retirement income 28.5%
Supplemental Security 0.0%
Cash public assistance 0.0%
Food stamps / SNAP 0.0%
Health indicators
Condition %
Obesity 28.0%
High blood pressure 31.4%
High cholesterol 32.0%
Diabetes 8.2%
Heart disease 5.6%
Stroke 2.5%
Asthma 10.0%
Arthritis 21.5%
Kidney disease 2.6%
Pulmonary disease 5.5%
Cancer 6.8%
Behavior / access %
Smoking 14.4%
Binge drinking 17.3%
No physical activity 19.8%
Less than 7 hrs sleep 32.9%
Depression 19.3%
Fair or poor health 10.0%
Poor mental health 12.9%
Poor physical health 8.6%
No health insurance 8.5%
Visited doctor (checkup) 77.8%
Visited dentist 70.2%
Cholesterol screening 92.6%
Teeth loss 10.2%
Veterans & disability
Veterans Count %
Civilian veterans 19 2.4%
Disability %
Any disability 15.7%
Under 18 20.7%
18–64 years 16.9%
65 and over 11.4%
Health insurance coverage
Type %
Private insurance 70.5%
Public insurance 37.3%
No insurance 3.2%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 820 97.4%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 681 80.9%
Born in same state 666 79.1%
Born in different state 497 59.0%
Foreign born 15 1.8%
Naturalized citizen 161 19.1%
Not a US citizen 152 94.4%
Ancestry
Ancestry Count %
Italian 128 15.2%
Arab 75 8.9%
French 43 5.1%
Ancestry Count %
Dutch 14 1.7%
Irish 12 1.4%
Norwegian 11 1.3%
Technology access
Metric % of households
Computer access 46.7%
Internet access 99.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12585
What city is ZIP code 12585 in?
ZIP code 12585 is primarily assigned to Verbank, New York.
What county is ZIP code 12585 in?
ZIP code 12585 falls within Dutchess County, New York.
Does ZIP code 12585 have an older population?
27% of residents in ZIP code 12585 are 65 or older, above the national average of ~17%.
What is the poverty rate in ZIP code 12585?
25% of residents in ZIP code 12585 live below the poverty line, above the national average.
Is ZIP code 12585 mostly owner-occupied?
87% of occupied units in ZIP code 12585 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 12585?
The median home value in ZIP code 12585 is $505,700.
What timezone is ZIP code 12585 in?
ZIP code 12585 observes the EST timezone.
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