12545 ZIP Code — Millbrook, NY

Dutchess County, New York

ZIP code 12545 is located in Millbrook, New York, within Dutchess County. It covers approximately 56.65 square miles and serves a population of 4,521 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12545

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $410,700. Owner-occupancy sits near the national average at 64%.

The gap between median ($87,083) and mean household income suggests income inequality — a small number of higher earners pull the average up. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average. Remote work is prevalent — 20% of workers work from home.

Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12545 reflects a community defined by a high rate of remote workers and a significant Social Security-dependent population.

4,521

population

56.65

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12545 ZIP code map

Cities in ZIP code 12545

Below are the cities the US Postal Service accepts for ZIP code 12545. Using any city not on this list may result in mail delivery delays.

City	Status
Millbrook	Preferred

Nearby ZIP codes

12585 Verbank (4.6 mi) 12522 Dover Plains (5.8 mi) 12592 Wassaic (6 mi) 12578 Salt Point (6.4 mi) 12569 Pleasant Valley (6.8 mi) 12501 Amenia (7 mi) 12540 Lagrangeville (8 mi) 12514 Clinton Corners (8.4 mi) 12594 Wingdale (8.5 mi) 12581 Stanfordville (8.9 mi) 12570 Poughquag (10.3 mi) 12538 Hyde Park (10.8 mi)

Demographics updated 06/2026

Population
Total population	4,521
Population density	80 / sq mi
State FIPS	36
County FIPS	027

Geography
Land area	56.65 sq mi
Water area	0.84 sq mi
Latitude	41.7793
Longitude	-73.6757
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.2%	31.1%	37.0%
$50k – $100k	21.0%	27.7%	27.0%
$100k – $200k	29.6%	29.5%	24.4%
Over $200k	12.3%	11.8%	11.5%

Demographics & statistics

4,521

Population

People per sq mi

56.6

Median age

$87,083

Median household income

$79,035

Per capita income

$410,700

Median home value

$1,123

Median monthly rent

63.9%

Home ownership

11.6%

Poverty rate

3.9%

Unemployment

1,752

Housing units

41.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

131

10–14

164

129

15–19

162

20–24

166

25–34

208

35–44

120

273

45–54

343

228

55–59

288

188

60–64

237

285

65–74

358

200

75–84

252

154

85+

195

← Male

Female →

Age summary

Group	Count	%
Under 18	650	14.4%
18 and over	3,871	85.6%
65 and over	1,444	31.9%
Median age	56.6 years

Race & ethnicity

White 87.2%

Two or more races 3.3%

Hispanic or Latino 3.1%

Black or African American 3%

Asian 2.2%

Other race 1%

American Indian / Alaska Native 0.2%

Group	Count	%
White	4,066	87.2%
Two or more races	155	3.3%
Hispanic or Latino	144	3.1%
Black or African American	142	3%
Asian	101	2.2%
Other race	47	1%
American Indian / Alaska Native	10	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.2%	31.1%	37.0%
$50k – $100k	21.0%	27.7%	27.0%
$100k – $200k	29.6%	29.5%	24.4%
Over $200k	12.3%	11.8%	11.5%

Under $10k 3.9%

$10k–$15k 5.7%

$15k–$25k 12.2%

$25k–$35k 4.8%

$35k–$50k 11.6%

$50k–$75k 7.6%

$75k–$100k 7.7%

$100k–$150k 16.1%

$150k–$200k 13.5%

$200k+ 16.8%

Range	% of households
Under $10k	3.9%
$10k–$15k	5.7%
$15k–$25k	12.2%
$25k–$35k	4.8%
$35k–$50k	11.6%
$50k–$75k	7.6%
$75k–$100k	7.7%
$100k–$150k	16.1%
$150k–$200k	13.5%
$200k+	16.8%
Median income	$87,083

Housing

Home values

$100k–$150k 0.9%

$150k–$200k 1.7%

$200k–$300k 24.8%

$300k–$500k 40.2%

$500k–$1M 22.5%

$1M+ 9.9%

Housing overview

Metric	Value
Median home value	$410,700
Median rent / month	$1,123
Owner occupied	63.9%
Renter occupied	36.1%
Vacant	14.7%
Single-family detached	67.1%
Large apartment buildings	4.1%
Mobile homes	0.0%
Median rooms	5.1
Avg household size (owned)	1.97

Year built

Era	%
2020 or later	0.0%
2010–2019	0.8%
2000–2009	7.5%
1990–1999	4.7%
1980–1989	17.9%
1970–1979	9.2%
1960–1969	11.2%
1950–1959	13.5%
1940–1949	4.0%
1939 or earlier	31.3%

Bedrooms

Size	% of units
No bedroom (studio)	4.5%
1 bedroom	15.9%
2 bedrooms	30.8%
3 bedrooms	31.2%
4 bedrooms	12.7%
5+ bedrooms	4.9%

Vehicles per household

Vehicles	% of households
No vehicle	16.8%
1 vehicle	39.7%
2 vehicles	26.9%
3 or more	16.6%

Heating fuel

Fuel type	%
Utility gas	3.1%
Electricity	20.6%
Propane / LP gas	8.4%
Fuel oil	67.4%
Wood	0.5%

Households & families

Household type	Count	%
Married-couple family	843	39.0%
Cohabiting couple	51	2.4%
Male householder, no spouse	373	17.3%
Female householder, no spouse	892	41.3%
Households with children under 18	332	15.4%
Households with seniors (65+)	1,041	48.2%
Average household size	1.86

Marital status

Status	Male	Female
Never married	35.9%	27.4%
Married	53.3%	44.6%
Separated	1.5%	4.3%
Widowed	2.4%	16.7%
Divorced	6.8%	7.0%

Education

Less than 9th grade 2.6%

Some HS, no diploma 1.8%

HS graduate 25.9%

Some college, no degree 16.0%

Associate's degree 12.6%

Bachelor's degree 18.0%

Graduate / professional 23.1%

Metric	%
HS diploma or higher	95.6%
Bachelor's or higher	41.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	20	2.6%
Kindergarten	9	1.1%
Elementary school	321	41.0%
High school	267	34.1%
College / grad school	166	21.2%

Employment

Industry of employment

Education & healthcare 26.9%

Professional & management 18.2%

Agriculture & mining 9.5%

Arts, food & hospitality 8.8%

Retail trade 7.5%

Other services 6.7%

Construction 4.4%

Public administration 4.2%

Manufacturing 3.9%

Transportation & utilities 3.6%

Finance & real estate 3.1%

Wholesale trade 2.9%

Information 0.4%

Occupation

Category	%
Management, business & arts	55.7%
Service	14.6%
Sales & office	16.5%
Natural resources & construction	4.7%
Production & transportation	8.5%

Employment type

Type	%
Private sector	76.4%
Government	11.3%
Self-employed	11.1%
Unpaid family workers	1.2%

Commute

Method	%
Drive alone	61.4%
Carpool	0.7%
Public transit	4.3%
Walk	11.7%
Work from home	20.4%
Other means	1.4%
Avg commute (minutes)	29.5

Poverty

All people 11.6%

Under 18 years 9.6%

18 and over 11.9%

Married-couple families 1.5%

Female-led households 14.3%

Income support

Source	% of households
Social Security	45.7%
Retirement income	36.3%
Supplemental Security	3.9%
Cash public assistance	2.8%
Food stamps / SNAP	4.5%

Health indicators

Condition	%
Obesity	27.1%
High blood pressure	34.9%
High cholesterol	34.4%
Diabetes	9.3%
Heart disease	7.1%
Stroke	3.2%
Asthma	9.9%
Arthritis	25.4%
Kidney disease	3.2%
Pulmonary disease	6.7%
Cancer	8.5%

Behavior / access	%
Smoking	13.7%
Binge drinking	15.6%
No physical activity	21.8%
Less than 7 hrs sleep	31.8%
Depression	18.8%
Fair or poor health	11.5%
Poor mental health	12.5%
Poor physical health	9.5%
No health insurance	9.3%
Visited doctor (checkup)	79.4%
Visited dentist	69.0%
Cholesterol screening	92.9%
Teeth loss	11.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	215	5.6%

Disability	%
Any disability	17.5%
Under 18	4.0%
18–64 years	13.8%
65 and over	29.7%

Health insurance coverage

Type	%
Private insurance	69.7%
Public insurance	43.4%
No insurance	4.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,404	97.4%
Spanish	158	3.6%
Other Indo-European	103	2.3%
Asian & Pacific Islander	40	0.9%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,213	93.2%
Born in same state	4,136	91.5%
Born in different state	2,829	62.6%
Foreign born	77	1.7%
Naturalized citizen	308	6.8%
Not a US citizen	219	71.1%

Ancestry

Ancestry	Count	%
Italian	847	18.7%
French	413	9.1%
Arab	391	8.6%
Polish	64	1.4%

Ancestry	Count	%
German	59	1.3%
Irish	38	0.8%
English	30	0.7%
Dutch	22	0.5%

Technology access

Metric	% of households
Computer access	47.8%
Internet access	82.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12545

What city is ZIP code 12545 in?

ZIP code 12545 is primarily assigned to Millbrook, New York.

What county is ZIP code 12545 in?

ZIP code 12545 falls within Dutchess County, New York.

Does ZIP code 12545 have an older population?

32% of residents in ZIP code 12545 are 65 or older, above the national average of ~17%.

Does ZIP code 12545 have a large retiree population?

46% of households in ZIP code 12545 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12545?

The median home value in ZIP code 12545 is $410,700.

What is the population of ZIP code 12545?

ZIP code 12545 has an estimated population of 4,521 residents, with a density of 80 people per square mile.

What timezone is ZIP code 12545 in?

ZIP code 12545 observes the EST timezone.