81657 ZIP Code — Vail, CO

Eagle County, Colorado

ZIP code 81657 is located in Vail, Colorado, within Eagle County. It covers approximately 116.50 square miles and serves a population of 5,051 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 970.

About ZIP code 81657

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1970s, giving the area an established character. Median home value is $849,200. Owner-occupancy sits near the national average at 69%.

The gap between median ($100,846) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is high — 66% of residents hold a bachelor's degree or higher, well above the national average of 33%.

5,051

population

116.50

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

81657 ZIP code map

Cities in ZIP code 81657

Below are the cities the US Postal Service accepts for ZIP code 81657. Using any city not on this list may result in mail delivery delays.

City	Status
Vail	Acceptable
Vail	Preferred

Nearby ZIP codes

81632 Edwards (11.9 mi) 81642 Meredith (19.7 mi)

Demographics updated 05/2026

Population
Total population	5,051
Population density	43 / sq mi
State FIPS	08
County FIPS	037

Geography
Land area	116.50 sq mi
Water area	0.21 sq mi
Latitude	39.5685
Longitude	-106.4310
Timezone	Mountain (MT)
Area code	970

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.4%	28.6%	32.5%
$50k – $100k	22.1%	29.6%	31.0%
$100k – $200k	23.7%	28.2%	26.9%
Over $200k	21.8%	13.7%	9.6%

Demographics & statistics

5,051

Population

People per sq mi

48.6

Median age

$100,846

Median household income

$79,779

Per capita income

$849,200

Median home value

$1,650

Median monthly rent

69.0%

Home ownership

5.6%

Poverty rate

7.2%

Unemployment

6,773

Housing units

65.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

262

20–24

200

478

25–34

363

393

35–44

298

429

45–54

327

259

55–59

197

333

60–64

253

286

65–74

218

166

75–84

127

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	351	6.9%
18 and over	4,700	93.1%
65 and over	870	17.2%
Median age	48.6 years

Race & ethnicity

White 90.4%

Two or more races 4.3%

Hispanic or Latino 4.3%

Other race 0.5%

Asian 0.5%

Group	Count	%
White	4,768	90.4%
Two or more races	229	4.3%
Hispanic or Latino	225	4.3%
Other race	28	0.5%
Asian	26	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.4%	28.6%	32.5%
$50k – $100k	22.1%	29.6%	31.0%
$100k – $200k	23.7%	28.2%	26.9%
Over $200k	21.8%	13.7%	9.6%

Under $10k 1.7%

$10k–$15k 2.4%

$15k–$25k 4.3%

$25k–$35k 7.8%

$35k–$50k 12.6%

$50k–$75k 12.5%

$75k–$100k 8.4%

$100k–$150k 22.1%

$150k–$200k 6.9%

$200k+ 21.4%

Range	% of households
Under $10k	1.7%
$10k–$15k	2.4%
$15k–$25k	4.3%
$25k–$35k	7.8%
$35k–$50k	12.6%
$50k–$75k	12.5%
$75k–$100k	8.4%
$100k–$150k	22.1%
$150k–$200k	6.9%
$200k+	21.4%
Median income	$100,846

Housing

Home values

Under $50k 1.0%

$50k–$100k 0.7%

$150k–$200k 0.5%

$200k–$300k 3.4%

$300k–$500k 18.9%

$500k–$1M 32.5%

$1M+ 43.0%

Housing overview

Metric	Value
Median home value	$849,200
Median rent / month	$1,650
Owner occupied	69.0%
Renter occupied	31.0%
Vacant	67.8%
Single-family detached	15.8%
Large apartment buildings	34.2%
Mobile homes	0.2%
Median rooms	4.0
Avg household size (owned)	2.08

Year built

Era	%
2020 or later	0.0%
2010–2019	3.3%
2000–2009	10.4%
1990–1999	22.4%
1980–1989	18.5%
1970–1979	37.1%
1960–1969	7.8%
1950–1959	0.0%
1940–1949	0.1%
1939 or earlier	0.3%

Bedrooms

Size	% of units
No bedroom (studio)	5.2%
1 bedroom	13.7%
2 bedrooms	30.6%
3 bedrooms	28.5%
4 bedrooms	14.0%
5+ bedrooms	8.0%

Vehicles per household

Vehicles	% of households
No vehicle	7.5%
1 vehicle	36.3%
2 vehicles	38.5%
3 or more	17.7%

Heating fuel

Fuel type	%
Utility gas	56.3%
Electricity	37.3%
Propane / LP gas	0.8%
Wood	3.8%
Solar	0.9%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	1,000	41.3%
Cohabiting couple	277	11.4%
Male householder, no spouse	727	30.0%
Female householder, no spouse	417	17.2%
Households with children under 18	236	9.7%
Households with seniors (65+)	591	24.4%
Average household size	2.09

Marital status

Status	Male	Female
Never married	51.9%	37.0%
Married	40.3%	51.8%
Separated	0.0%	0.0%
Widowed	0.4%	2.6%
Divorced	7.4%	8.6%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.5%

HS graduate 7.8%

Some college, no degree 20.1%

Associate's degree 5.9%

Bachelor's degree 42.5%

Graduate / professional 23.1%

Metric	%
HS diploma or higher	99.5%
Bachelor's or higher	65.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	34	8.2%
Kindergarten	35	8.4%
Elementary school	179	43.0%
High school	76	18.3%
College / grad school	92	22.1%

Employment

Industry of employment

Arts, food & hospitality 35.4%

Education & healthcare 12.2%

Construction 9.7%

Retail trade 8.4%

Professional & management 7.2%

Finance & real estate 6.8%

Information 4.1%

Manufacturing 4.0%

Public administration 4.0%

Other services 3.3%

Agriculture & mining 2.8%

Transportation & utilities 2.2%

Occupation

Category	%
Management, business & arts	38.7%
Service	30.6%
Sales & office	14.8%
Natural resources & construction	10.7%
Production & transportation	5.2%

Employment type

Type	%
Private sector	82.3%
Government	11.7%
Self-employed	5.6%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	62.0%
Carpool	4.1%
Public transit	9.9%
Walk	8.5%
Work from home	11.4%
Other means	4.1%
Avg commute (minutes)	19.6

Poverty

All people 5.6%

Under 18 years 2.0%

18 and over 5.8%

Married-couple families 2.5%

Female-led households 40.0%

Income support

Source	% of households
Social Security	20.2%
Retirement income	13.1%
Supplemental Security	0.1%
Cash public assistance	0.7%
Food stamps / SNAP	0.1%

Health indicators

Condition	%
Obesity	18.7%
High blood pressure	19.3%
High cholesterol	24.1%
Diabetes	4.9%
Heart disease	3.3%
Stroke	1.5%
Asthma	8.8%
Arthritis	14.7%
Kidney disease	1.7%
Pulmonary disease	3.2%
Cancer	4.9%

Behavior / access	%
Smoking	9.5%
Binge drinking	23.8%
No physical activity	10.7%
Less than 7 hrs sleep	24.5%
Depression	18.1%
Fair or poor health	6.2%
Poor mental health	12.2%
Poor physical health	5.9%
No health insurance	8.9%
Visited doctor (checkup)	63.0%
Visited dentist	73.4%
Cholesterol screening	89.2%
Teeth loss	5.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	160	3.4%

Disability	%
Any disability	6.5%
Under 18	0.0%
18–64 years	4.5%
65 and over	17.7%

Health insurance coverage

Type	%
Private insurance	80.7%
Public insurance	19.3%
No insurance	8.6%
Uninsured under 19	6.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,987	98.7%
Spanish	46	0.9%
Other Indo-European	37	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,586	90.8%
Born in same state	4,508	89.2%
Born in different state	710	14.1%
Foreign born	78	1.5%
Naturalized citizen	465	9.2%
Not a US citizen	306	65.8%

Ancestry

Ancestry	Count	%
Italian	703	13.9%
French	579	11.5%
Polish	193	3.8%
Arab	150	3%
German	121	2.4%

Ancestry	Count	%
English	58	1.1%
Dutch	55	1.1%
Irish	38	0.8%
Norwegian	31	0.6%

Technology access

Metric	% of households
Computer access	47.9%
Internet access	98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 81657

What city is ZIP code 81657 in?

ZIP code 81657 is primarily assigned to Vail, Colorado.

What county is ZIP code 81657 in?

ZIP code 81657 falls within Eagle County, Colorado.

How educated is the population of ZIP code 81657?

66% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 81657?

The median home value in ZIP code 81657 is $849,200.

What is the population of ZIP code 81657?

ZIP code 81657 has an estimated population of 5,051 residents, with a density of 43 people per square mile.

What is the median household income in ZIP code 81657?

The median household income in ZIP code 81657 is $100,846, above the national median of ~$75,000.

What timezone is ZIP code 81657 in?

ZIP code 81657 observes the MST timezone.