46990 ZIP Code — Urbana, IN

Wabash County, Indiana

ZIP code 46990 is located in Urbana, Indiana, within Wabash County. It covers approximately 32.60 square miles and serves a population of 446 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46990

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $140,000.

Median household income is $90,568. The poverty rate of 5% is below the national average. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 46990 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

446

population

32.60

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46990 ZIP code map

Cities in ZIP code 46990

Below are the cities the US Postal Service accepts for ZIP code 46990. Using any city not on this list may result in mail delivery delays.

City	Status
Urbana	Preferred

Nearby ZIP codes

46941 Lagro (5.3 mi) 46962 North Manchester (6.3 mi) 46992 Wabash (8.6 mi) 46702 Andrews (8.6 mi) 46974 Roann (9.1 mi) 46982 Silver Lake (12.5 mi) 46787 South Whitley (13.2 mi) 46750 Huntington (13.6 mi) 46940 La Fontaine (15.1 mi) 46510 Claypool (15.8 mi) 46926 Denver (16.8 mi) 46951 Macy (18.4 mi)

Demographics updated 06/2026

Population
Total population	446
Population density	14 / sq mi
State FIPS	18
County FIPS	169

Geography
Land area	32.60 sq mi
Water area	0.04 sq mi
Latitude	40.9022
Longitude	-85.7363
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.7%	44.2%	42.9%
$50k – $100k	36.7%	37.7%	32.7%
$100k – $200k	10.5%	16.3%	19.8%
Over $200k	9.2%	1.8%	4.5%

Demographics & statistics

446

Population

People per sq mi

53.9

Median age

$90,568

Median household income

$48,580

Per capita income

$140,000

Median home value

Median monthly rent

100.0%

Home ownership

4.5%

Poverty rate

15.7%

Unemployment

203

Housing units

21.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	94	21.1%
18 and over	352	78.9%
65 and over	103	23.1%
Median age	53.9 years

Race & ethnicity

White 93.8%

Two or more races 3.3%

Asian 2.2%

Hispanic or Latino 0.7%

Group	Count	%
White	421	93.8%
Two or more races	15	3.3%
Asian	10	2.2%
Hispanic or Latino	3	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.7%	44.2%	42.9%
$50k – $100k	36.7%	37.7%	32.7%
$100k – $200k	10.5%	16.3%	19.8%
Over $200k	9.2%	1.8%	4.5%

Under $10k 7.1%

$10k–$15k 3.1%

$15k–$25k 4.1%

$25k–$35k 10.7%

$35k–$50k 12.2%

$50k–$75k 4.1%

$75k–$100k 25.0%

$100k–$150k 14.3%

$150k–$200k 10.2%

$200k+ 9.2%

Range	% of households
Under $10k	7.1%
$10k–$15k	3.1%
$15k–$25k	4.1%
$25k–$35k	10.7%
$35k–$50k	12.2%
$50k–$75k	4.1%
$75k–$100k	25.0%
$100k–$150k	14.3%
$150k–$200k	10.2%
$200k+	9.2%
Median income	$90,568

Housing

Home values

Under $50k 4.1%

$50k–$100k 19.4%

$100k–$150k 39.8%

$150k–$200k 6.1%

$200k–$300k 6.1%

$300k–$500k 16.8%

$500k–$1M 4.6%

$1M+ 3.1%

Housing overview

Metric	Value
Median home value	$140,000
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	3.4%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.9
Avg household size (owned)	2.28

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	17.7%
1990–1999	4.4%
1980–1989	0.0%
1970–1979	2.5%
1960–1969	1.5%
1950–1959	10.8%
1940–1949	3.0%
1939 or earlier	60.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.9%
2 bedrooms	8.4%
3 bedrooms	43.8%
4 bedrooms	41.4%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	11.2%
1 vehicle	8.7%
2 vehicles	35.7%
3 or more	44.4%

Heating fuel

Fuel type	%
Utility gas	12.2%
Electricity	39.8%
Propane / LP gas	31.6%
Wood	9.7%

Households & families

Household type	Count	%
Married-couple family	110	56.1%
Cohabiting couple	0	0.0%
Male householder, no spouse	62	31.6%
Female householder, no spouse	24	12.2%
Households with children under 18	36	18.4%
Households with seniors (65+)	66	33.7%
Average household size	2.28

Marital status

Status	Male	Female
Never married	10.6%	17.2%
Married	54.8%	68.1%
Separated	11.1%	0.0%
Widowed	0.0%	12.9%
Divorced	23.6%	1.8%

Education

Less than 9th grade 0.0%

Some HS, no diploma 7.5%

HS graduate 47.0%

Some college, no degree 22.9%

Associate's degree 1.6%

Bachelor's degree 16.0%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	92.5%
Bachelor's or higher	21.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	5	6.0%
Elementary school	67	79.8%
High school	12	14.3%
College / grad school	0	0.0%

Employment

Industry of employment

Transportation & utilities 23.4%

Education & healthcare 23.4%

Manufacturing 21.4%

Construction 10.3%

Other services 6.9%

Wholesale trade 5.5%

Agriculture & mining 4.8%

Retail trade 4.1%

Occupation

Category	%
Management, business & arts	53.8%
Service	0.0%
Sales & office	11.0%
Natural resources & construction	3.4%
Production & transportation	31.7%

Employment type

Type	%
Private sector	60.0%
Government	5.5%
Self-employed	34.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	94.5%
Carpool	5.5%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	24.8

Poverty

All people 4.5%

Under 18 years 0.0%

18 and over 5.7%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	52.0%
Retirement income	32.1%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	3.1%

Health indicators

Condition	%
Obesity	39.9%
High blood pressure	35.4%
High cholesterol	35.2%
Diabetes	11.6%
Heart disease	7.3%
Stroke	3.2%
Asthma	9.7%
Arthritis	27.5%
Kidney disease	3.0%
Pulmonary disease	8.4%
Cancer	7.4%

Behavior / access	%
Smoking	19.6%
Binge drinking	15.8%
No physical activity	26.0%
Less than 7 hrs sleep	34.8%
Depression	22.6%
Fair or poor health	15.4%
Poor mental health	15.0%
Poor physical health	11.1%
No health insurance	12.2%
Visited doctor (checkup)	75.2%
Visited dentist	64.6%
Cholesterol screening	89.3%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	55	15.6%

Disability	%
Any disability	17.5%
Under 18	0.0%
18–64 years	10.8%
65 and over	49.5%

Health insurance coverage

Type	%
Private insurance	82.7%
Public insurance	36.3%
No insurance	2.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	434	97.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	424	95.1%
Born in same state	424	95.1%
Born in different state	384	86.1%
Foreign born	0	0.0%
Naturalized citizen	22	4.9%
Not a US citizen	22	100.0%

Ancestry

Ancestry	Count	%
French	40	9%
Arab	32	7.2%
Italian	21	4.7%

Ancestry	Count	%
Polish	21	4.7%
English	5	1.1%

Technology access

Metric	% of households
Computer access	43.9%
Internet access	86.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46990

What city is ZIP code 46990 in?

ZIP code 46990 is primarily assigned to Urbana, Indiana.

What county is ZIP code 46990 in?

ZIP code 46990 falls within Wabash County, Indiana.

Does ZIP code 46990 have a large retiree population?

52% of households in ZIP code 46990 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 46990 have a large veteran population?

16% of civilians in ZIP code 46990 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 46990?

The median home value in ZIP code 46990 is $140,000.

What is the population of ZIP code 46990?

ZIP code 46990 has an estimated population of 446 residents, with a density of 14 people per square mile.

What timezone is ZIP code 46990 in?

ZIP code 46990 observes the EST timezone.