12987 ZIP Code — Upper Jay, NY

Essex County, New York

ZIP code 12987 is located in Upper Jay, New York, within Essex County. It covers approximately 10.31 square miles and serves a population of 152 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

152

population

10.31

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12987 ZIP code map

Cities in ZIP code 12987

Below are the cities the US Postal Service accepts for ZIP code 12987. Using any city not on this list may result in mail delivery delays.

City	Status
Upper Jay	Preferred

Nearby ZIP codes

12941 Jay (3.2 mi) 12942 Keene (4.4 mi) 12997 Wilmington (6 mi) 12950 Lewis (9.2 mi) 12912 Au Sable Forks (9.4 mi) 12932 Elizabethtown (11.6 mi) 12946 Lake Placid (12.5 mi) 12913 Bloomingdale (13.1 mi) 12964 New Russia (14.5 mi) 12924 Keeseville (15.4 mi) 12985 Schuyler Falls (16.9 mi) 12944 Keeseville (16.9 mi)

Demographics updated 05/2026

Population
Total population	152
Population density	15 / sq mi
State FIPS	36
County FIPS	031

Geography
Land area	10.31 sq mi
Water area	0.02 sq mi
Latitude	44.3210
Longitude	-73.7680
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.3%	42.8%	37.0%
$50k – $100k	37.2%	32.8%	27.0%
$100k – $200k	35.5%	19.0%	24.4%
Over $200k	5.0%	5.4%	11.5%

Demographics & statistics

152

Population

People per sq mi

54.3

Median age

$109,688

Median household income

$54,745

Per capita income

$191,300

Median home value

Median monthly rent

86.3%

Home ownership

3.9%

Poverty rate

0.0%

Unemployment

108

Housing units

50.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

15–19

20–24

25–34

45–54

55–59

60–64

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	11	7.2%
18 and over	141	92.8%
65 and over	24	15.8%
Median age	54.3 years

Race & ethnicity

White 98.7%

Two or more races 1.3%

Group	Count	%
White	150	98.7%
Two or more races	2	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.3%	42.8%	37.0%
$50k – $100k	37.2%	32.8%	27.0%
$100k – $200k	35.5%	19.0%	24.4%
Over $200k	5.0%	5.4%	11.5%

Under $10k 8.2%

$15k–$25k 12.3%

$35k–$50k 8.2%

$50k–$75k 6.8%

$100k–$150k 47.9%

$150k–$200k 5.5%

$200k+ 11.0%

Range	% of households
Under $10k	8.2%
$15k–$25k	12.3%
$35k–$50k	8.2%
$50k–$75k	6.8%
$100k–$150k	47.9%
$150k–$200k	5.5%
$200k+	11.0%
Median income	$109,688

Housing

Home values

Under $50k 7.9%

$100k–$150k 19.0%

$150k–$200k 30.2%

$200k–$300k 19.0%

$300k–$500k 23.8%

Housing overview

Metric	Value
Median home value	$191,300
Median rent / month	$0
Owner occupied	86.3%
Renter occupied	13.7%
Vacant	38.1%
Single-family detached	92.4%
Large apartment buildings	0.0%
Mobile homes	4.2%
Median rooms	8.2
Avg household size (owned)	2.16

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	4.2%
1980–1989	11.0%
1970–1979	0.0%
1960–1969	21.2%
1950–1959	8.5%
1940–1949	0.0%
1939 or earlier	55.1%

Bedrooms

Size	% of units
No bedroom (studio)	3.4%
1 bedroom	0.0%
2 bedrooms	30.5%
3 bedrooms	7.6%
4 bedrooms	36.4%
5+ bedrooms	22.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	53.4%
2 vehicles	8.2%
3 or more	38.4%

Heating fuel

Fuel type	%
Propane / LP gas	21.9%
Fuel oil	58.9%
Wood	19.2%

Households & families

Household type	Count	%
Married-couple family	33	45.2%
Cohabiting couple	10	13.7%
Male householder, no spouse	0	0.0%
Female householder, no spouse	30	41.1%
Households with children under 18	18	24.7%
Households with seniors (65+)	19	26.0%
Average household size	2.08

Marital status

Status	Male	Female
Never married	49.1%	19.3%
Married	50.9%	43.2%
Separated	0.0%	18.2%
Widowed	0.0%	11.4%
Divorced	0.0%	8.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.2%

HS graduate 3.3%

Some college, no degree 25.0%

Associate's degree 16.7%

Bachelor's degree 32.5%

Graduate / professional 18.3%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	50.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	4	36.4%
College / grad school	7	63.6%

Employment

Industry of employment

Education & healthcare 65.5%

Other services 10.6%

Arts, food & hospitality 8.8%

Professional & management 6.2%

Retail trade 5.3%

Public administration 3.5%

Occupation

Category	%
Management, business & arts	69.0%
Service	25.7%
Sales & office	0.0%
Natural resources & construction	0.0%
Production & transportation	5.3%

Employment type

Type	%
Private sector	91.2%
Government	3.5%
Self-employed	0.0%
Unpaid family workers	5.3%

Commute

Method	%
Drive alone	91.2%
Carpool	0.0%
Public transit	0.0%
Walk	3.5%
Work from home	5.3%
Other means	0.0%
Avg commute (minutes)	50.1

Poverty

All people 3.9%

Under 18 years 0.0%

18 and over 4.3%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	45.2%
Retirement income	26.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	5.5%

Health indicators

Condition	%
Obesity	27.6%
High blood pressure	33.6%
High cholesterol	36.2%
Diabetes	9.2%
Heart disease	6.7%
Stroke	2.8%
Asthma	9.4%
Arthritis	25.6%
Kidney disease	2.9%
Pulmonary disease	6.2%
Cancer	8.4%

Behavior / access	%
Smoking	13.6%
Binge drinking	17.4%
No physical activity	20.2%
Less than 7 hrs sleep	31.0%
Depression	18.6%
Fair or poor health	10.1%
Poor mental health	11.9%
Poor physical health	8.9%
No health insurance	8.2%
Visited doctor (checkup)	79.6%
Visited dentist	73.1%
Cholesterol screening	93.7%
Teeth loss	9.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	20	14.2%

Disability	%
Any disability	17.1%
Under 18	36.4%
18–64 years	10.3%
65 and over	41.7%

Health insurance coverage

Type	%
Private insurance	79.6%
Public insurance	32.2%
No insurance	3.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	145	95.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	152	100.0%
Born in same state	152	100.0%
Born in different state	121	79.6%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	47	30.9%
Italian	19	12.5%

Ancestry	Count	%
English	6	3.9%
German	5	3.3%

Technology access

Metric	% of households
Computer access	48.0%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12987

What city is ZIP code 12987 in?

ZIP code 12987 is primarily assigned to Upper Jay, New York.

What county is ZIP code 12987 in?

ZIP code 12987 falls within Essex County, New York.

Is ZIP code 12987 mostly owner-occupied?

86% of occupied units in ZIP code 12987 are owner-occupied, well above the national average.

Does ZIP code 12987 have a large retiree population?

45% of households in ZIP code 12987 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 12987?

51% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 12987 have a large veteran population?

14% of civilians in ZIP code 12987 are veterans, above the national average of ~7%.

What timezone is ZIP code 12987 in?

ZIP code 12987 observes the EST timezone.