12985 ZIP Code — Schuyler Falls, NY

Clinton County, New York

ZIP code 12985 is located in Schuyler Falls, New York, within Clinton County. It covers approximately 50.99 square miles and serves a population of 915 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

About ZIP code 12985

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $175,200. Owner-occupancy is high at 89%, well above the national average.

Median household income is $75,588. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 23% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%; and disability rates above the national average at 24%.

Overall, ZIP code 12985 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

915

population

50.99

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12985 ZIP code map

Cities in ZIP code 12985

Below are the cities the US Postal Service accepts for ZIP code 12985. Using any city not on this list may result in mail delivery delays.

City	Status
Schuyler Falls	Acceptable
Schuyler Falls	Preferred

Nearby ZIP codes

12978 Redford (6 mi) 12981 Saranac (7.8 mi) 12912 Au Sable Forks (8 mi) 12924 Keeseville (8.1 mi) 12972 Peru (8.9 mi) 12918 Cadyville (9.8 mi) 12962 Morrisonville (11.6 mi) 12911 Keeseville (12.5 mi) 12997 Wilmington (13.5 mi) 12944 Keeseville (13.7 mi) 12903 Plattsburgh (14 mi) 12941 Jay (14.7 mi)

Demographics updated 05/2026

Population
Total population	915
Population density	18 / sq mi
State FIPS	36
County FIPS	019

Geography
Land area	50.99 sq mi
Water area	0.22 sq mi
Latitude	44.5613
Longitude	-73.7090
Timezone	Eastern (ET)
Area code	518/838

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.7%	40.8%	37.0%
$50k – $100k	24.3%	34.8%	27.0%
$100k – $200k	28.0%	20.8%	24.4%
Over $200k	0.0%	3.6%	11.5%

Demographics & statistics

915

Population

People per sq mi

52.3

Median age

$75,588

Median household income

$33,138

Per capita income

$175,200

Median home value

Median monthly rent

88.5%

Home ownership

17.6%

Poverty rate

2.3%

Unemployment

391

Housing units

16.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	102	11.1%
18 and over	813	88.9%
65 and over	190	20.8%
Median age	52.3 years

Race & ethnicity

White 99.7%

Two or more races 0.3%

Group	Count	%
White	912	99.7%
Two or more races	3	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.7%	40.8%	37.0%
$50k – $100k	24.3%	34.8%	27.0%
$100k – $200k	28.0%	20.8%	24.4%
Over $200k	0.0%	3.6%	11.5%

Under $10k 7.0%

$10k–$15k 3.5%

$15k–$25k 20.9%

$25k–$35k 6.4%

$35k–$50k 3.2%

$50k–$75k 5.9%

$75k–$100k 16.3%

$100k–$150k 22.2%

$150k–$200k 10.2%

$200k+ 4.5%

Range	% of households
Under $10k	7.0%
$10k–$15k	3.5%
$15k–$25k	20.9%
$25k–$35k	6.4%
$35k–$50k	3.2%
$50k–$75k	5.9%
$75k–$100k	16.3%
$100k–$150k	22.2%
$150k–$200k	10.2%
$200k+	4.5%
Median income	$75,588

Housing

Home values

Under $50k 8.2%

$50k–$100k 19.6%

$100k–$150k 7.9%

$150k–$200k 39.0%

$200k–$300k 17.8%

$300k–$500k 6.6%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$175,200
Median rent / month	$0
Owner occupied	88.5%
Renter occupied	11.5%
Vacant	13.8%
Single-family detached	77.0%
Large apartment buildings	0.0%
Mobile homes	17.1%
Median rooms	5.6
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	0.0%
2010–2019	1.2%
2000–2009	9.2%
1990–1999	25.3%
1980–1989	17.7%
1970–1979	10.1%
1960–1969	2.3%
1950–1959	4.8%
1940–1949	0.0%
1939 or earlier	29.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	16.4%
2 bedrooms	25.8%
3 bedrooms	45.9%
4 bedrooms	6.2%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.8%
1 vehicle	32.4%
2 vehicles	35.0%
3 or more	31.8%

Heating fuel

Fuel type	%
Electricity	5.1%
Propane / LP gas	3.7%
Fuel oil	60.4%
Wood	29.9%

Households & families

Household type	Count	%
Married-couple family	273	73.0%
Cohabiting couple	51	13.6%
Male householder, no spouse	25	6.7%
Female householder, no spouse	25	6.7%
Households with children under 18	82	21.9%
Households with seniors (65+)	126	33.7%
Average household size	2.45

Marital status

Status	Male	Female
Never married	23.7%	12.5%
Married	67.5%	77.7%
Separated	0.0%	1.0%
Widowed	3.7%	0.8%
Divorced	5.1%	8.1%

Education

Less than 9th grade 2.9%

Some HS, no diploma 15.2%

HS graduate 45.7%

Some college, no degree 14.2%

Associate's degree 5.1%

Bachelor's degree 8.6%

Graduate / professional 8.3%

Metric	%
HS diploma or higher	81.9%
Bachelor's or higher	16.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	4.7%
Kindergarten	0	0.0%
Elementary school	94	87.9%
High school	3	2.8%
College / grad school	5	4.7%

Employment

Industry of employment

Construction 23.3%

Education & healthcare 18.6%

Manufacturing 18.1%

Public administration 11.6%

Transportation & utilities 5.7%

Arts, food & hospitality 5.7%

Information 4.7%

Retail trade 4.4%

Professional & management 4.1%

Wholesale trade 2.6%

Agriculture & mining 1.3%

Occupation

Category	%
Management, business & arts	16.8%
Service	15.0%
Sales & office	15.8%
Natural resources & construction	27.9%
Production & transportation	24.5%

Employment type

Type	%
Private sector	74.2%
Government	24.5%
Self-employed	1.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.2%
Carpool	9.8%
Public transit	0.0%
Walk	0.0%
Work from home	6.1%
Other means	0.0%
Avg commute (minutes)	27.0

Poverty

All people 17.6%

Under 18 years 24.5%

18 and over 16.7%

Married-couple families 6.6%

Female-led households 82.9%

Income support

Source	% of households
Social Security	40.9%
Retirement income	34.5%
Supplemental Security	7.5%
Cash public assistance	0.0%
Food stamps / SNAP	23.0%

Health indicators

Condition	%
Obesity	32.3%
High blood pressure	31.2%
High cholesterol	31.6%
Diabetes	9.4%
Heart disease	6.0%
Stroke	2.7%
Asthma	10.9%
Arthritis	23.0%
Kidney disease	2.6%
Pulmonary disease	7.3%
Cancer	6.2%

Behavior / access	%
Smoking	21.2%
Binge drinking	18.3%
No physical activity	22.4%
Less than 7 hrs sleep	33.8%
Depression	23.1%
Fair or poor health	12.6%
Poor mental health	15.1%
Poor physical health	10.3%
No health insurance	10.8%
Visited doctor (checkup)	76.0%
Visited dentist	62.7%
Cholesterol screening	89.9%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	106	13.0%

Disability	%
Any disability	23.6%
Under 18	24.5%
18–64 years	16.4%
65 and over	46.8%

Health insurance coverage

Type	%
Private insurance	54.1%
Public insurance	52.6%
No insurance	6.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	910	99.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	915	100.0%
Born in same state	915	100.0%
Born in different state	834	91.1%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
German	128	14%
Italian	87	9.5%
Arab	59	6.4%
French	53	5.8%

Ancestry	Count	%
Norwegian	30	3.3%
English	6	0.7%
Polish	5	0.5%
Irish	2	0.2%

Technology access

Metric	% of households
Computer access	40.9%
Internet access	93.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12985

What city is ZIP code 12985 in?

ZIP code 12985 is primarily assigned to Schuyler Falls, New York.

What county is ZIP code 12985 in?

ZIP code 12985 falls within Clinton County, New York.

Is ZIP code 12985 mostly owner-occupied?

89% of occupied units in ZIP code 12985 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 12985?

18% of residents in ZIP code 12985 live below the poverty line, above the national average.

Does ZIP code 12985 have a large retiree population?

41% of households in ZIP code 12985 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 12985 have a large veteran population?

13% of civilians in ZIP code 12985 are veterans, above the national average of ~7%.

What timezone is ZIP code 12985 in?

ZIP code 12985 observes the EST timezone.