12972 ZIP Code — Peru, NY
Clinton County, New York
ZIP code 12972 is located in Peru, New York, within Clinton County. It covers approximately 76.23 square miles and serves a population of 7,049 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.
About ZIP code 12972
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $174,800. Owner-occupancy is high at 88%, well above the national average.
Median household income is $116,563. The poverty rate of 6% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.
Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (20%) compared to national benchmarks.
7,049
population
76.23
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
12972 ZIP code map
Cities in ZIP code 12972
Below are the cities the US Postal Service accepts for ZIP code 12972. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Peru | Acceptable |
| Peru | Preferred |
Nearby ZIP codes
12911 Keeseville (4 mi)
12924 Keeseville (4.4 mi)
12944 Keeseville (7.3 mi)
12903 Plattsburgh (8.5 mi)
12985 Schuyler Falls (8.9 mi)
12901 Plattsburgh (11.3 mi)
12962 Morrisonville (11.4 mi)
05486 South Hero (12.1 mi)
12918 Cadyville (12.6 mi)
12912 Au Sable Forks (13.9 mi)
12978 Redford (14.2 mi)
05408 Burlington (14.3 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 7,049 |
| Population density | 92 / sq mi |
| State FIPS | 36 |
| County FIPS | 019 |
| Geography | |
|---|---|
| Land area | 76.23 sq mi |
| Water area | 0.61 sq mi |
| Latitude | 44.5492 |
| Longitude | -73.5293 |
| Timezone | Eastern (ET) |
| Area code | 518/838 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 26.5% | 40.8% | 37.0% |
| $50k – $100k | 33.8% | 34.8% | 27.0% |
| $100k – $200k | 36.0% | 20.8% | 24.4% |
| Over $200k | 3.7% | 3.6% | 11.5% |
Demographics & statistics
7,049
Population
92
People per sq mi
41.4
Median age
$116,563
Median household income
$46,309
Per capita income
$174,800
Median home value
$986
Median monthly rent
88.4%
Home ownership
6.4%
Poverty rate
2.6%
Unemployment
2,756
Housing units
34.1%
Bachelor's or higher
Age distribution
Male
Female
209
Under 5
217
247
5–9
257
177
10–14
185
191
15–19
200
172
20–24
180
386
25–34
402
621
35–44
647
353
45–54
368
262
55–59
274
373
60–64
388
277
65–74
288
125
75–84
130
59
85+
61
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 1,536 | 21.8% |
| 18 and over | 5,513 | 78.2% |
| 65 and over | 940 | 13.3% |
| Median age | 41.4 years | |
Race & ethnicity
White
86.5%
Hispanic or Latino
4.7%
Two or more races
4.2%
Other race
1.8%
Black or African American
1.7%
Asian
1.1%
| Group | Count | % |
|---|---|---|
| White | 6,399 | 86.5% |
| Hispanic or Latino | 351 | 4.7% |
| Two or more races | 313 | 4.2% |
| Other race | 133 | 1.8% |
| Black or African American | 126 | 1.7% |
| Asian | 78 | 1.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 26.5% | 40.8% | 37.0% |
| $50k – $100k | 33.8% | 34.8% | 27.0% |
| $100k – $200k | 36.0% | 20.8% | 24.4% |
| Over $200k | 3.7% | 3.6% | 11.5% |
Under $10k
3.5%
$10k–$15k
0.6%
$15k–$25k
3.9%
$25k–$35k
3.6%
$35k–$50k
6.5%
$50k–$75k
14.3%
$75k–$100k
9.4%
$100k–$150k
32.2%
$150k–$200k
10.8%
$200k+
15.1%
| Range | % of households |
|---|---|
| Under $10k | 3.5% |
| $10k–$15k | 0.6% |
| $15k–$25k | 3.9% |
| $25k–$35k | 3.6% |
| $35k–$50k | 6.5% |
| $50k–$75k | 14.3% |
| $75k–$100k | 9.4% |
| $100k–$150k | 32.2% |
| $150k–$200k | 10.8% |
| $200k+ | 15.1% |
| Median income | $116,563 |
Housing
Home values
Under $50k
5.1%
$50k–$100k
11.7%
$100k–$150k
16.1%
$150k–$200k
22.0%
$200k–$300k
20.6%
$300k–$500k
20.3%
$500k–$1M
2.1%
$1M+
2.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $174,800 |
| Median rent / month | $986 |
| Owner occupied | 88.4% |
| Renter occupied | 11.6% |
| Vacant | 8.7% |
| Single-family detached | 77.0% |
| Large apartment buildings | 0.6% |
| Mobile homes | 12.7% |
| Median rooms | 6.0 |
| Avg household size (owned) | 2.46 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 2.5% |
| 2000–2009 | 20.5% |
| 1990–1999 | 13.3% |
| 1980–1989 | 11.1% |
| 1970–1979 | 15.6% |
| 1960–1969 | 4.6% |
| 1950–1959 | 7.3% |
| 1940–1949 | 10.9% |
| 1939 or earlier | 14.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.7% |
| 1 bedroom | 10.2% |
| 2 bedrooms | 17.9% |
| 3 bedrooms | 45.1% |
| 4 bedrooms | 19.6% |
| 5+ bedrooms | 6.6% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.1% |
| 1 vehicle | 21.1% |
| 2 vehicles | 57.4% |
| 3 or more | 18.4% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 24.0% |
| Electricity | 7.5% |
| Propane / LP gas | 14.0% |
| Fuel oil | 44.1% |
| Wood | 8.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 1,561 | 55.5% |
| Cohabiting couple | 444 | 15.8% |
| Male householder, no spouse | 313 | 11.1% |
| Female householder, no spouse | 495 | 17.6% |
| Households with children under 18 | 945 | 33.6% |
| Households with seniors (65+) | 760 | 27.0% |
| Average household size | 2.42 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 29.7% | 24.7% |
| Married | 53.8% | 55.0% |
| Separated | 7.9% | 1.3% |
| Widowed | 2.1% | 8.7% |
| Divorced | 6.4% | 10.3% |
Education
Less than 9th grade
1.0%
Some HS, no diploma
5.7%
HS graduate
29.6%
Some college, no degree
15.0%
Associate's degree
14.5%
Bachelor's degree
16.1%
Graduate / professional
17.9%
| Metric | % |
|---|---|
| HS diploma or higher | 93.3% |
| Bachelor's or higher | 34.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 59 | 3.5% |
| Kindergarten | 63 | 3.8% |
| Elementary school | 714 | 42.7% |
| High school | 391 | 23.4% |
| College / grad school | 446 | 26.7% |
Employment
Industry of employment
Education & healthcare
42.5%
Manufacturing
12.3%
Other services
8.2%
Construction
8.1%
Retail trade
5.7%
Professional & management
5.1%
Arts, food & hospitality
4.2%
Public administration
4.2%
Transportation & utilities
3.9%
Information
1.9%
Agriculture & mining
1.8%
Finance & real estate
1.2%
Wholesale trade
0.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 53.7% |
| Service | 14.7% |
| Sales & office | 9.3% |
| Natural resources & construction | 7.8% |
| Production & transportation | 14.5% |
Employment type
| Type | % |
|---|---|
| Private sector | 77.0% |
| Government | 18.1% |
| Self-employed | 4.8% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 67.3% |
| Carpool | 11.6% |
| Public transit | 0.0% |
| Walk | 9.1% |
| Work from home | 8.9% |
| Other means | 3.2% |
| Avg commute (minutes) | 20.1 |
Poverty
All people
6.4%
Under 18 years
10.7%
18 and over
5.2%
Married-couple families
0.8%
Female-led households
34.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 28.1% |
| Retirement income | 33.7% |
| Supplemental Security | 3.4% |
| Cash public assistance | 3.4% |
| Food stamps / SNAP | 9.6% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 31.8% |
| High blood pressure | 32.6% |
| High cholesterol | 33.5% |
| Diabetes | 9.9% |
| Heart disease | 6.5% |
| Stroke | 3.0% |
| Asthma | 10.8% |
| Arthritis | 24.3% |
| Kidney disease | 2.9% |
| Pulmonary disease | 7.5% |
| Cancer | 6.9% |
| Behavior / access | % |
|---|---|
| Smoking | 20.2% |
| Binge drinking | 17.3% |
| No physical activity | 22.8% |
| Less than 7 hrs sleep | 33.4% |
| Depression | 22.6% |
| Fair or poor health | 12.9% |
| Poor mental health | 14.6% |
| Poor physical health | 10.3% |
| No health insurance | 10.7% |
| Visited doctor (checkup) | 77.0% |
| Visited dentist | 63.3% |
| Cholesterol screening | 90.6% |
| Teeth loss | 16.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 358 | 6.5% |
| Disability | % |
|---|---|
| Any disability | 15.4% |
| Under 18 | 4.0% |
| 18–64 years | 14.4% |
| 65 and over | 39.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 85.8% |
| Public insurance | 23.4% |
| No insurance | 4.5% |
| Uninsured under 19 | 2.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 6,623 | 94.0% |
| Spanish | 162 | 2.4% |
| Other Indo-European | 110 | 1.7% |
| Asian & Pacific Islander | 52 | 0.8% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 6,622 | 93.9% |
| Born in same state | 6,530 | 92.6% |
| Born in different state | 5,245 | 74.4% |
| Foreign born | 92 | 1.3% |
| Naturalized citizen | 427 | 6.1% |
| Not a US citizen | 252 | 59.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 1,662 | 23.6% |
| French | 467 | 6.6% |
| German | 391 | 5.5% |
| Polish | 183 | 2.6% |
| Arab | 179 | 2.5% |
| Ancestry | Count | % |
|---|---|---|
| English | 163 | 2.3% |
| Irish | 53 | 0.8% |
| Norwegian | 52 | 0.7% |
| Dutch | 48 | 0.7% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 39.9% |
| Internet access | 96.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12972
What city is ZIP code 12972 in?
ZIP code 12972 is primarily assigned to Peru, New York.
What county is ZIP code 12972 in?
ZIP code 12972 falls within Clinton County, New York.
Is ZIP code 12972 mostly owner-occupied?
88% of occupied units in ZIP code 12972 are owner-occupied, well above the national average.
What is the median household income in ZIP code 12972?
The median household income in ZIP code 12972 is $116,563, above the national median of ~$75,000.
What is the typical home value in ZIP code 12972?
The median home value in ZIP code 12972 is $174,800.
What is the population of ZIP code 12972?
ZIP code 12972 has an estimated population of 7,049 residents, with a density of 92 people per square mile.
What timezone is ZIP code 12972 in?
ZIP code 12972 observes the EST timezone.