40486 ZIP Code — Tyner, KY

Jackson County, Kentucky

ZIP code 40486 is located in Tyner, Kentucky, within Jackson County. It covers approximately 51.53 square miles and serves a population of 2,438 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40486

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $109,500. Owner-occupancy is high at 87%, well above the national average.

Median household income is $63,438. SNAP benefit usage at 25% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. An above-average commute of 55 minutes suggests many residents work outside the immediate area.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (30%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 25%.

Overall, ZIP code 40486 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,438

population

51.53

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40486 ZIP code map

Cities in ZIP code 40486

Below are the cities the US Postal Service accepts for ZIP code 40486. Using any city not on this list may result in mail delivery delays.

City	Status
Tyner	Acceptable
Tyner	Preferred

Nearby ZIP codes

41386 Vincent (6.1 mi) 40983 Sextons Creek (6.7 mi) 40402 Annville (8 mi) 40447 Mc Kee (9.8 mi) 40481 Sandgap (11.9 mi) 41314 Booneville (13.6 mi) 40972 Oneida (13.9 mi) 40729 East Bernstadt (17.9 mi) 41311 Beattyville (18.4 mi) 40962 Manchester (18.4 mi) 40741 London (19.8 mi) 40445 Livingston (19.9 mi)

Demographics updated 05/2026

Population
Total population	2,438
Population density	47 / sq mi
State FIPS	21
County FIPS	109

Geography
Land area	51.53 sq mi
Water area	0.23 sq mi
Latitude	37.3691
Longitude	-83.8661
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.8%	66.7%	47.9%
$50k – $100k	52.2%	25.9%	30.3%
$100k – $200k	10.0%	6.3%	17.6%
Over $200k	0.0%	1.1%	4.2%

Demographics & statistics

2,438

Population

People per sq mi

35.6

Median age

$63,438

Median household income

$26,020

Per capita income

$109,500

Median home value

Median monthly rent

86.9%

Home ownership

11.9%

Poverty rate

2.0%

Unemployment

889

Housing units

12.9%

Bachelor's or higher

Age distribution

Male Female

103

Under 5

114

5–9

10–14

15–19

20–24

164

25–34

181

100

35–44

110

185

45–54

203

55–59

123

60–64

135

105

65–74

116

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	553	22.7%
18 and over	1,885	77.3%
65 and over	343	14.1%
Median age	35.6 years

Race & ethnicity

White 98.7%

American Indian / Alaska Native 1.3%

Group	Count	%
White	2,406	98.7%
American Indian / Alaska Native	32	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.8%	66.7%	47.9%
$50k – $100k	52.2%	25.9%	30.3%
$100k – $200k	10.0%	6.3%	17.6%
Over $200k	0.0%	1.1%	4.2%

Under $10k 4.3%

$10k–$15k 1.6%

$15k–$25k 5.2%

$25k–$35k 3.2%

$35k–$50k 15.6%

$50k–$75k 39.1%

$75k–$100k 14.4%

$100k–$150k 13.3%

$150k–$200k 3.3%

Range	% of households
Under $10k	4.3%
$10k–$15k	1.6%
$15k–$25k	5.2%
$25k–$35k	3.2%
$35k–$50k	15.6%
$50k–$75k	39.1%
$75k–$100k	14.4%
$100k–$150k	13.3%
$150k–$200k	3.3%
Median income	$63,438

Housing

Home values

Under $50k 27.7%

$50k–$100k 13.8%

$100k–$150k 24.1%

$150k–$200k 16.9%

$200k–$300k 13.8%

$300k–$500k 3.8%

Housing overview

Metric	Value
Median home value	$109,500
Median rent / month	$0
Owner occupied	86.9%
Renter occupied	13.1%
Vacant	5.3%
Single-family detached	65.6%
Large apartment buildings	0.0%
Mobile homes	33.0%
Median rooms	5.6
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.0%
2010–2019	12.9%
2000–2009	12.5%
1990–1999	23.4%
1980–1989	23.0%
1970–1979	7.3%
1960–1969	8.1%
1950–1959	4.5%
1940–1949	4.1%
1939 or earlier	4.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.6%
2 bedrooms	33.9%
3 bedrooms	46.2%
4 bedrooms	18.5%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	19.9%
2 vehicles	34.0%
3 or more	46.1%

Heating fuel

Fuel type	%
Utility gas	2.1%
Electricity	68.1%
Propane / LP gas	12.1%
Fuel oil	3.7%
Wood	10.1%

Households & families

Household type	Count	%
Married-couple family	623	64.8%
Cohabiting couple	107	11.1%
Male householder, no spouse	22	2.3%
Female householder, no spouse	209	21.7%
Households with children under 18	399	41.5%
Households with seniors (65+)	225	23.4%
Average household size	2.54

Marital status

Status	Male	Female
Never married	33.3%	18.9%
Married	65.3%	60.0%
Separated	0.0%	2.0%
Widowed	1.4%	12.3%
Divorced	0.0%	6.9%

Education

Less than 9th grade 11.6%

Some HS, no diploma 4.6%

HS graduate 44.5%

Some college, no degree 16.8%

Associate's degree 9.6%

Bachelor's degree 8.8%

Graduate / professional 4.0%

Metric	%
HS diploma or higher	83.8%
Bachelor's or higher	12.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	37	7.5%
Kindergarten	35	7.1%
Elementary school	232	47.0%
High school	87	17.6%
College / grad school	103	20.9%

Employment

Industry of employment

Education & healthcare 26.0%

Manufacturing 18.8%

Arts, food & hospitality 16.1%

Construction 14.4%

Professional & management 7.3%

Transportation & utilities 6.0%

Public administration 3.2%

Information 3.0%

Finance & real estate 2.2%

Retail trade 2.1%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	18.8%
Service	26.4%
Sales & office	15.0%
Natural resources & construction	17.4%
Production & transportation	22.3%

Employment type

Type	%
Private sector	63.1%
Government	35.9%
Self-employed	0.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.5%
Carpool	10.9%
Public transit	3.0%
Walk	0.9%
Work from home	5.6%
Other means	0.0%
Avg commute (minutes)	55.0

Poverty

All people 11.9%

Under 18 years 10.3%

18 and over 12.4%

Married-couple families 7.7%

Female-led households 1.8%

Income support

Source	% of households
Social Security	38.1%
Retirement income	24.5%
Supplemental Security	8.6%
Cash public assistance	1.5%
Food stamps / SNAP	25.2%

Health indicators

Condition	%
Obesity	42.7%
High blood pressure	44.6%
High cholesterol	38.6%
Diabetes	14.1%
Heart disease	9.0%
Stroke	4.4%
Asthma	12.2%
Arthritis	34.3%
Kidney disease	3.7%
Pulmonary disease	14.0%
Cancer	6.6%

Behavior / access	%
Smoking	29.6%
Binge drinking	14.2%
No physical activity	36.9%
Less than 7 hrs sleep	39.0%
Depression	28.3%
Fair or poor health	26.6%
Poor mental health	20.4%
Poor physical health	17.7%
No health insurance	12.9%
Visited doctor (checkup)	76.7%
Visited dentist	46.8%
Cholesterol screening	87.6%
Teeth loss	26.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	164	8.7%

Disability	%
Any disability	24.9%
Under 18	10.1%
18–64 years	25.4%
65 and over	46.4%

Health insurance coverage

Type	%
Private insurance	59.8%
Public insurance	51.4%
No insurance	4.3%
Uninsured under 19	3.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,221	91.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,438	100.0%
Born in same state	2,438	100.0%
Born in different state	1,931	79.2%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	877	36%
French	173	7.1%

Ancestry	Count	%
Italian	96	3.9%
Polish	60	2.5%

Technology access

Metric	% of households
Computer access	39.4%
Internet access	87.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40486

What city is ZIP code 40486 in?

ZIP code 40486 is primarily assigned to Tyner, Kentucky.

What county is ZIP code 40486 in?

ZIP code 40486 falls within Jackson County, Kentucky.

Is ZIP code 40486 mostly owner-occupied?

87% of occupied units in ZIP code 40486 are owner-occupied, well above the national average.

How educated is the population of ZIP code 40486?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 40486 have a large retiree population?

38% of households in ZIP code 40486 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 40486?

The median home value in ZIP code 40486 is $109,500.

What timezone is ZIP code 40486 in?

ZIP code 40486 observes the EST timezone.