49688 ZIP Code — Tustin, MI

Osceola County, Michigan

ZIP code 49688 is located in Tustin, Michigan, within Osceola County. It covers approximately 91.83 square miles and serves a population of 2,331 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49688

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $152,000. Owner-occupancy is high at 87%, well above the national average.

Median household income is $61,667. Poverty affects 20% of residents, above the national average. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 49688 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

2,331

population

91.83

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49688 ZIP code map

Cities in ZIP code 49688

Below are the cities the US Postal Service accepts for ZIP code 49688. Using any city not on this list may result in mail delivery delays.

City	Status
Tustin	Preferred

Nearby ZIP codes

49655 Leroy (7.4 mi) 49601 Cadillac (10.4 mi) 49656 Luther (13.5 mi) 49618 Boon (14.5 mi) 49657 Mc Bain (15.3 mi) 49665 Marion (16.5 mi) 49677 Reed City (16.7 mi) 49631 Evart (18.3 mi) 49639 Hersey (18.5 mi) 49623 Chase (18.8 mi)

Demographics updated 06/2026

Population
Total population	2,331
Population density	25 / sq mi
State FIPS	26
County FIPS	133

Geography
Land area	91.83 sq mi
Water area	0.49 sq mi
Latitude	44.1251
Longitude	-85.4451
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.1%	53.2%	42.6%
$50k – $100k	37.1%	31.6%	31.1%
$100k – $200k	18.6%	13.8%	20.6%
Over $200k	1.2%	1.3%	5.7%

Demographics & statistics

2,331

Population

People per sq mi

42.3

Median age

$61,667

Median household income

$29,133

Per capita income

$152,000

Median home value

$990

Median monthly rent

86.7%

Home ownership

20.2%

Poverty rate

3.0%

Unemployment

1,180

Housing units

22.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

145

25–34

123

138

35–44

116

124

45–54

105

55–59

60–64

199

65–74

168

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	567	24.3%
18 and over	1,764	75.7%
65 and over	529	22.7%
Median age	42.3 years

Race & ethnicity

White 91.9%

Two or more races 3.7%

Hispanic or Latino 2.4%

Asian 0.7%

Other race 0.6%

Black or African American 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	2,195	91.9%
Two or more races	88	3.7%
Hispanic or Latino	57	2.4%
Asian	17	0.7%
Other race	15	0.6%
Black or African American	13	0.5%
American Indian / Alaska Native	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.1%	53.2%	42.6%
$50k – $100k	37.1%	31.6%	31.1%
$100k – $200k	18.6%	13.8%	20.6%
Over $200k	1.2%	1.3%	5.7%

Under $10k 3.9%

$10k–$15k 7.8%

$15k–$25k 5.9%

$25k–$35k 8.8%

$35k–$50k 15.7%

$50k–$75k 19.3%

$75k–$100k 11.1%

$100k–$150k 18.0%

$150k–$200k 6.1%

$200k+ 3.4%

Range	% of households
Under $10k	3.9%
$10k–$15k	7.8%
$15k–$25k	5.9%
$25k–$35k	8.8%
$35k–$50k	15.7%
$50k–$75k	19.3%
$75k–$100k	11.1%
$100k–$150k	18.0%
$150k–$200k	6.1%
$200k+	3.4%
Median income	$61,667

Housing

Home values

Under $50k 10.1%

$50k–$100k 21.0%

$100k–$150k 18.3%

$150k–$200k 13.4%

$200k–$300k 20.7%

$300k–$500k 11.0%

$500k–$1M 4.7%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$152,000
Median rent / month	$990
Owner occupied	86.7%
Renter occupied	13.3%
Vacant	32.2%
Single-family detached	81.8%
Large apartment buildings	0.0%
Mobile homes	17.3%
Median rooms	5.5
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.6%
2010–2019	3.2%
2000–2009	16.3%
1990–1999	15.3%
1980–1989	11.4%
1970–1979	16.4%
1960–1969	8.1%
1950–1959	6.6%
1940–1949	1.9%
1939 or earlier	20.2%

Bedrooms

Size	% of units
No bedroom (studio)	4.0%
1 bedroom	8.8%
2 bedrooms	27.6%
3 bedrooms	41.5%
4 bedrooms	13.0%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	24.4%
2 vehicles	43.3%
3 or more	28.8%

Heating fuel

Fuel type	%
Utility gas	11.4%
Electricity	2.5%
Propane / LP gas	49.5%
Fuel oil	4.3%
Wood	28.9%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	546	62.0%
Cohabiting couple	53	6.0%
Male householder, no spouse	174	19.8%
Female householder, no spouse	107	12.2%
Households with children under 18	269	30.6%
Households with seniors (65+)	367	41.7%
Average household size	2.64

Marital status

Status	Male	Female
Never married	22.7%	16.7%
Married	58.8%	64.5%
Separated	2.0%	0.2%
Widowed	3.0%	7.0%
Divorced	13.4%	11.6%

Education

Less than 9th grade 2.0%

Some HS, no diploma 4.0%

HS graduate 39.3%

Some college, no degree 22.8%

Associate's degree 9.2%

Bachelor's degree 14.7%

Graduate / professional 7.9%

Metric	%
HS diploma or higher	94.0%
Bachelor's or higher	22.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	35	6.9%
Kindergarten	29	5.7%
Elementary school	271	53.6%
High school	110	21.7%
College / grad school	61	12.1%

Employment

Industry of employment

Manufacturing 22.3%

Education & healthcare 21.6%

Retail trade 10.4%

Construction 8.0%

Other services 7.7%

Transportation & utilities 6.0%

Professional & management 5.5%

Arts, food & hospitality 4.5%

Wholesale trade 3.3%

Finance & real estate 3.3%

Public administration 3.1%

Agriculture & mining 2.3%

Information 2.1%

Occupation

Category	%
Management, business & arts	28.0%
Service	17.4%
Sales & office	16.2%
Natural resources & construction	10.6%
Production & transportation	27.8%

Employment type

Type	%
Private sector	82.7%
Government	13.5%
Self-employed	3.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.7%
Carpool	12.3%
Public transit	0.0%
Walk	1.7%
Work from home	3.6%
Other means	2.7%
Avg commute (minutes)	27.0

Poverty

All people 20.2%

Under 18 years 26.1%

18 and over 18.4%

Married-couple families 12.6%

Female-led households 28.9%

Income support

Source	% of households
Social Security	46.4%
Retirement income	34.9%
Supplemental Security	5.8%
Cash public assistance	3.8%
Food stamps / SNAP	11.1%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	37.8%
High cholesterol	38.0%
Diabetes	12.3%
Heart disease	7.9%
Stroke	3.6%
Asthma	11.4%
Arthritis	32.8%
Kidney disease	3.3%
Pulmonary disease	9.6%
Cancer	7.3%

Behavior / access	%
Smoking	23.4%
Binge drinking	18.4%
No physical activity	23.3%
Less than 7 hrs sleep	33.8%
Depression	22.8%
Fair or poor health	17.0%
Poor mental health	16.8%
Poor physical health	12.8%
No health insurance	10.2%
Visited doctor (checkup)	74.4%
Visited dentist	65.9%
Cholesterol screening	91.1%
Teeth loss	14.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	158	9.0%

Disability	%
Any disability	17.9%
Under 18	4.6%
18–64 years	16.9%
65 and over	34.4%

Health insurance coverage

Type	%
Private insurance	67.6%
Public insurance	46.6%
No insurance	4.9%
Uninsured under 19	4.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,208	94.7%
Spanish	23	1.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	6	0.3%
Other languages	13	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,283	97.9%
Born in same state	2,264	97.1%
Born in different state	1,907	81.8%
Foreign born	19	0.8%
Naturalized citizen	48	2.1%
Not a US citizen	22	45.8%

Ancestry

Ancestry	Count	%
Arab	234	10%
French	231	9.9%
Italian	165	7.1%
English	140	6%
Polish	21	0.9%

Ancestry	Count	%
Irish	14	0.6%
Dutch	8	0.3%
German	7	0.3%
Norwegian	2	0.1%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	91.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49688

What city is ZIP code 49688 in?

ZIP code 49688 is primarily assigned to Tustin, Michigan.

What county is ZIP code 49688 in?

ZIP code 49688 falls within Osceola County, Michigan.

Is ZIP code 49688 mostly owner-occupied?

87% of occupied units in ZIP code 49688 are owner-occupied, well above the national average.

Does ZIP code 49688 have a large retiree population?

46% of households in ZIP code 49688 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 49688?

20% of residents in ZIP code 49688 live below the poverty line, above the national average.

What is the typical home value in ZIP code 49688?

The median home value in ZIP code 49688 is $152,000.

What timezone is ZIP code 49688 in?

ZIP code 49688 observes the EST timezone.