49623 ZIP Code — Chase, MI

Lake County, Michigan

ZIP code 49623 is located in Chase, Michigan, within Lake County. It covers approximately 68.73 square miles and serves a population of 1,193 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49623

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $114,600. Owner-occupancy is high at 94%, well above the national average.

Median household income is $59,118. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (28%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 22%.

Overall, ZIP code 49623 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,193

population

68.73

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49623 ZIP code map

Cities in ZIP code 49623

Below are the cities the US Postal Service accepts for ZIP code 49623. Using any city not on this list may result in mail delivery delays.

City	Status
Chase	Preferred

Nearby ZIP codes

49642 Idlewild (5 mi) 49677 Reed City (7.7 mi) 49304 Baldwin (10.1 mi) 49338 Paris (10.4 mi) 49656 Luther (11.3 mi) 49639 Hersey (13 mi) 49655 Leroy (13.5 mi) 49309 Bitely (14.1 mi) 49307 Big Rapids (15.5 mi) 49644 Irons (17.8 mi) 49688 Tustin (18.8 mi) 49402 Branch (19 mi)

Demographics updated 05/2026

Population
Total population	1,193
Population density	17 / sq mi
State FIPS	26
County FIPS	085

Geography
Land area	68.73 sq mi
Water area	0.12 sq mi
Latitude	43.9018
Longitude	-85.6625
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.5%	64.8%	42.6%
$50k – $100k	38.1%	27.2%	31.1%
$100k – $200k	11.2%	6.6%	20.6%
Over $200k	0.2%	1.4%	5.7%

Demographics & statistics

1,193

Population

People per sq mi

56.7

Median age

$59,118

Median household income

$29,495

Per capita income

$114,600

Median home value

$938

Median monthly rent

94.2%

Home ownership

7.6%

Poverty rate

6.3%

Unemployment

823

Housing units

14.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

137

65–74

125

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	149	12.5%
18 and over	1,044	87.5%
65 and over	367	30.8%
Median age	56.7 years

Race & ethnicity

White 92.2%

Two or more races 3.9%

Hispanic or Latino 2.2%

Black or African American 1.2%

American Indian / Alaska Native 0.4%

Group	Count	%
White	1,125	92.2%
Two or more races	48	3.9%
Hispanic or Latino	27	2.2%
Black or African American	15	1.2%
American Indian / Alaska Native	5	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.5%	64.8%	42.6%
$50k – $100k	38.1%	27.2%	31.1%
$100k – $200k	11.2%	6.6%	20.6%
Over $200k	0.2%	1.4%	5.7%

Under $10k 3.7%

$10k–$15k 3.2%

$15k–$25k 10.2%

$25k–$35k 6.7%

$35k–$50k 14.4%

$50k–$75k 32.2%

$75k–$100k 15.3%

$100k–$150k 7.9%

$150k–$200k 6.0%

$200k+ 0.5%

Range	% of households
Under $10k	3.7%
$10k–$15k	3.2%
$15k–$25k	10.2%
$25k–$35k	6.7%
$35k–$50k	14.4%
$50k–$75k	32.2%
$75k–$100k	15.3%
$100k–$150k	7.9%
$150k–$200k	6.0%
$200k+	0.5%
Median income	$59,118

Housing

Home values

Under $50k 19.9%

$50k–$100k 16.5%

$100k–$150k 35.4%

$150k–$200k 10.6%

$200k–$300k 10.3%

$300k–$500k 5.4%

$1M+ 2.0%

Housing overview

Metric	Value
Median home value	$114,600
Median rent / month	$938
Owner occupied	94.2%
Renter occupied	5.8%
Vacant	49.1%
Single-family detached	65.7%
Large apartment buildings	0.0%
Mobile homes	33.1%
Median rooms	4.4
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.0%
2010–2019	2.4%
2000–2009	12.0%
1990–1999	22.2%
1980–1989	15.3%
1970–1979	20.9%
1960–1969	5.2%
1950–1959	4.5%
1940–1949	2.8%
1939 or earlier	14.7%

Bedrooms

Size	% of units
No bedroom (studio)	9.3%
1 bedroom	12.5%
2 bedrooms	38.6%
3 bedrooms	34.4%
4 bedrooms	4.5%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.5%
1 vehicle	30.1%
2 vehicles	36.3%
3 or more	27.1%

Heating fuel

Fuel type	%
Utility gas	0.7%
Electricity	3.0%
Propane / LP gas	50.7%
Fuel oil	8.3%
Wood	31.7%

Households & families

Household type	Count	%
Married-couple family	246	56.9%
Cohabiting couple	35	8.1%
Male householder, no spouse	66	15.3%
Female householder, no spouse	85	19.7%
Households with children under 18	65	15.0%
Households with seniors (65+)	209	48.4%
Average household size	2.76

Marital status

Status	Male	Female
Never married	22.7%	24.8%
Married	51.6%	55.8%
Separated	2.4%	0.0%
Widowed	3.2%	9.9%
Divorced	20.1%	9.5%

Education

Less than 9th grade 1.6%

Some HS, no diploma 9.8%

HS graduate 46.2%

Some college, no degree 21.1%

Associate's degree 6.7%

Bachelor's degree 13.2%

Graduate / professional 1.3%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	14.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1	0.6%
Kindergarten	23	13.2%
Elementary school	57	32.8%
High school	53	30.5%
College / grad school	40	23.0%

Employment

Industry of employment

Manufacturing 18.5%

Transportation & utilities 13.1%

Public administration 11.8%

Education & healthcare 11.1%

Arts, food & hospitality 10.7%

Professional & management 9.8%

Construction 8.3%

Agriculture & mining 6.8%

Retail trade 5.9%

Finance & real estate 2.0%

Other services 0.9%

Wholesale trade 0.7%

Information 0.7%

Occupation

Category	%
Management, business & arts	20.9%
Service	27.7%
Sales & office	11.8%
Natural resources & construction	12.4%
Production & transportation	27.2%

Employment type

Type	%
Private sector	80.8%
Government	15.7%
Self-employed	3.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.2%
Carpool	9.9%
Public transit	0.0%
Walk	1.6%
Work from home	6.1%
Other means	0.2%
Avg commute (minutes)	28.4

Poverty

All people 7.6%

Under 18 years 10.1%

18 and over 7.3%

Married-couple families 2.8%

Female-led households 5.3%

Income support

Source	% of households
Social Security	54.6%
Retirement income	36.3%
Supplemental Security	6.7%
Cash public assistance	3.7%
Food stamps / SNAP	9.3%

Health indicators

Condition	%
Obesity	40.6%
High blood pressure	40.3%
High cholesterol	38.5%
Diabetes	15.1%
Heart disease	9.6%
Stroke	4.7%
Asthma	12.2%
Arthritis	36.4%
Kidney disease	4.0%
Pulmonary disease	12.6%
Cancer	7.5%

Behavior / access	%
Smoking	28.1%
Binge drinking	17.3%
No physical activity	28.1%
Less than 7 hrs sleep	35.5%
Depression	24.3%
Fair or poor health	22.5%
Poor mental health	18.3%
Poor physical health	15.8%
No health insurance	12.4%
Visited doctor (checkup)	74.2%
Visited dentist	57.1%
Cholesterol screening	89.6%
Teeth loss	20.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	93	8.9%

Disability	%
Any disability	22.2%
Under 18	2.7%
18–64 years	16.5%
65 and over	40.6%

Health insurance coverage

Type	%
Private insurance	60.9%
Public insurance	47.5%
No insurance	9.5%
Uninsured under 19	8.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,171	98.2%
Spanish	4	0.3%
Other Indo-European	4	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,189	99.7%
Born in same state	1,189	99.7%
Born in different state	1,016	85.2%
Foreign born	0	0.0%
Naturalized citizen	4	0.3%
Not a US citizen	3	75.0%

Ancestry

Ancestry	Count	%
Italian	160	13.4%
French	94	7.9%
Arab	70	5.9%

Ancestry	Count	%
German	46	3.9%
English	15	1.3%
Polish	12	1%

Technology access

Metric	% of households
Computer access	36.2%
Internet access	92.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49623

What city is ZIP code 49623 in?

ZIP code 49623 is primarily assigned to Chase, Michigan.

What county is ZIP code 49623 in?

ZIP code 49623 falls within Lake County, Michigan.

Does ZIP code 49623 have an older population?

31% of residents in ZIP code 49623 are 65 or older, above the national average of ~17%.

Does ZIP code 49623 have a large retiree population?

55% of households in ZIP code 49623 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 49623 mostly owner-occupied?

94% of occupied units in ZIP code 49623 are owner-occupied, well above the national average.

How educated is the population of ZIP code 49623?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 49623 in?

ZIP code 49623 observes the EST timezone.