03465 ZIP Code — Troy, NH
Cheshire County, New Hampshire
ZIP code 03465 is located in Troy, New Hampshire, within Cheshire County. It covers approximately 17.46 square miles and serves a population of 1,889 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 603.
About ZIP code 03465
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $184,100. Owner-occupancy sits near the national average at 69%.
Median household income is $57,500. The poverty rate of 7% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.
Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.
1,889
population
17.46
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
03465 ZIP code map
Cities in ZIP code 03465
Below are the cities the US Postal Service accepts for ZIP code 03465. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Troy | Preferred |
Nearby ZIP codes
03446 Swanzey (5.3 mi)
03455 Marlborough (5.3 mi)
03447 Fitzwilliam (5.4 mi)
03452 Jaffrey (6.6 mi)
03444 Dublin (7.3 mi)
03470 Winchester (8 mi)
03435 Keene (8.4 mi)
03450 Harrisville (9.7 mi)
03431 Keene (10.9 mi)
03462 Spofford (11.6 mi)
03461 Rindge (11.8 mi)
03445 Sullivan (12.5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 1,889 |
| Population density | 108 / sq mi |
| State FIPS | 33 |
| County FIPS | 005 |
| Geography | |
|---|---|
| Land area | 17.46 sq mi |
| Water area | 0.16 sq mi |
| Latitude | 42.8320 |
| Longitude | -72.1892 |
| Timezone | Eastern (ET) |
| Area code | 603 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.0% | 36.3% | 31.0% |
| $50k – $100k | 29.9% | 35.9% | 31.2% |
| $100k – $200k | 22.8% | 22.5% | 28.1% |
| Over $200k | 1.4% | 5.4% | 9.7% |
Demographics & statistics
1,889
Population
108
People per sq mi
39.6
Median age
$57,500
Median household income
$34,622
Per capita income
$184,100
Median home value
$1,097
Median monthly rent
69.3%
Home ownership
7.4%
Poverty rate
5.1%
Unemployment
582
Housing units
26.9%
Bachelor's or higher
Age distribution
Male
Female
66
Under 5
65
41
5–9
40
60
10–14
59
39
15–19
38
34
20–24
33
158
25–34
156
147
35–44
146
100
45–54
99
60
55–59
60
80
60–64
79
112
65–74
110
48
75–84
47
6
85+
6
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 393 | 20.8% |
| 18 and over | 1,496 | 79.2% |
| 65 and over | 329 | 17.4% |
| Median age | 39.6 years | |
Race & ethnicity
White
96.2%
Two or more races
1.8%
Hispanic or Latino
1.3%
Other race
0.4%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 1,842 | 96.2% |
| Two or more races | 35 | 1.8% |
| Hispanic or Latino | 25 | 1.3% |
| Other race | 8 | 0.4% |
| American Indian / Alaska Native | 4 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.0% | 36.3% | 31.0% |
| $50k – $100k | 29.9% | 35.9% | 31.2% |
| $100k – $200k | 22.8% | 22.5% | 28.1% |
| Over $200k | 1.4% | 5.4% | 9.7% |
Under $10k
4.4%
$10k–$15k
2.9%
$15k–$25k
7.9%
$25k–$35k
17.3%
$35k–$50k
5.8%
$50k–$75k
21.2%
$75k–$100k
11.7%
$100k–$150k
15.0%
$150k–$200k
8.0%
$200k+
5.7%
| Range | % of households |
|---|---|
| Under $10k | 4.4% |
| $10k–$15k | 2.9% |
| $15k–$25k | 7.9% |
| $25k–$35k | 17.3% |
| $35k–$50k | 5.8% |
| $50k–$75k | 21.2% |
| $75k–$100k | 11.7% |
| $100k–$150k | 15.0% |
| $150k–$200k | 8.0% |
| $200k+ | 5.7% |
| Median income | $57,500 |
Housing
Home values
Under $50k
1.1%
$50k–$100k
5.0%
$100k–$150k
19.4%
$150k–$200k
33.3%
$200k–$300k
25.5%
$300k–$500k
12.6%
$500k–$1M
3.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $184,100 |
| Median rent / month | $1,097 |
| Owner occupied | 69.3% |
| Renter occupied | 30.7% |
| Vacant | 7.0% |
| Single-family detached | 65.0% |
| Large apartment buildings | 0.0% |
| Mobile homes | 9.1% |
| Median rooms | 5.5 |
| Avg household size (owned) | 2.62 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 2.8% |
| 2000–2009 | 9.6% |
| 1990–1999 | 9.0% |
| 1980–1989 | 15.7% |
| 1970–1979 | 12.5% |
| 1960–1969 | 4.5% |
| 1950–1959 | 5.0% |
| 1940–1949 | 4.7% |
| 1939 or earlier | 36.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 12.8% |
| 2 bedrooms | 35.7% |
| 3 bedrooms | 38.7% |
| 4 bedrooms | 12.9% |
| 5+ bedrooms | 0.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 1.7% |
| 1 vehicle | 32.2% |
| 2 vehicles | 49.1% |
| 3 or more | 17.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 2.6% |
| Electricity | 3.7% |
| Propane / LP gas | 7.4% |
| Fuel oil | 65.0% |
| Wood | 14.8% |
| No fuel used | 0.8% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 359 | 47.4% |
| Cohabiting couple | 81 | 10.7% |
| Male householder, no spouse | 148 | 19.5% |
| Female householder, no spouse | 170 | 22.4% |
| Households with children under 18 | 224 | 29.6% |
| Households with seniors (65+) | 229 | 30.2% |
| Average household size | 2.49 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 31.1% | 27.1% |
| Married | 51.0% | 53.3% |
| Separated | 0.7% | 1.1% |
| Widowed | 4.1% | 8.3% |
| Divorced | 13.1% | 10.3% |
Education
Less than 9th grade
0.9%
Some HS, no diploma
5.3%
HS graduate
42.4%
Some college, no degree
19.0%
Associate's degree
5.5%
Bachelor's degree
18.2%
Graduate / professional
8.6%
| Metric | % |
|---|---|
| HS diploma or higher | 93.8% |
| Bachelor's or higher | 26.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 23 | 6.1% |
| Kindergarten | 26 | 7.0% |
| Elementary school | 161 | 43.0% |
| High school | 62 | 16.6% |
| College / grad school | 102 | 27.3% |
Employment
Industry of employment
Education & healthcare
20.3%
Retail trade
16.1%
Manufacturing
15.6%
Professional & management
10.2%
Construction
8.3%
Arts, food & hospitality
7.9%
Public administration
5.4%
Transportation & utilities
5.0%
Finance & real estate
3.5%
Other services
3.3%
Wholesale trade
1.9%
Information
1.9%
Agriculture & mining
0.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 31.4% |
| Service | 15.6% |
| Sales & office | 15.4% |
| Natural resources & construction | 16.3% |
| Production & transportation | 21.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 76.6% |
| Government | 16.9% |
| Self-employed | 6.5% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 83.8% |
| Carpool | 8.8% |
| Public transit | 0.0% |
| Walk | 0.0% |
| Work from home | 6.1% |
| Other means | 1.4% |
| Avg commute (minutes) | 29.3 |
Poverty
All people
7.4%
Under 18 years
1.5%
18 and over
9.0%
Married-couple families
1.7%
Female-led households
13.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.7% |
| Retirement income | 31.9% |
| Supplemental Security | 6.1% |
| Cash public assistance | 0.3% |
| Food stamps / SNAP | 10.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 31.8% |
| High blood pressure | 27.7% |
| High cholesterol | 26.8% |
| Diabetes | 7.8% |
| Heart disease | 5.3% |
| Stroke | 2.5% |
| Asthma | 11.1% |
| Arthritis | 24.6% |
| Kidney disease | 2.4% |
| Pulmonary disease | 6.2% |
| Cancer | 6.1% |
| Behavior / access | % |
|---|---|
| Smoking | 16.6% |
| Binge drinking | 18.8% |
| No physical activity | 19.7% |
| Less than 7 hrs sleep | 34.6% |
| Depression | 24.3% |
| Fair or poor health | 12.2% |
| Poor mental health | 15.7% |
| Poor physical health | 9.9% |
| No health insurance | 11.6% |
| Visited doctor (checkup) | 65.4% |
| Visited dentist | 63.5% |
| Cholesterol screening | 89.1% |
| Teeth loss | 12.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 119 | 8.0% |
| Disability | % |
|---|---|
| Any disability | 10.8% |
| Under 18 | 0.0% |
| 18–64 years | 9.6% |
| 65 and over | 28.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 65.3% |
| Public insurance | 38.5% |
| No insurance | 6.0% |
| Uninsured under 19 | 2.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 1,758 | 93.1% |
| Spanish | 28 | 1.6% |
| Other Indo-European | 10 | 0.6% |
| Asian & Pacific Islander | 18 | 1.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 1,864 | 98.7% |
| Born in same state | 1,837 | 97.2% |
| Born in different state | 997 | 52.8% |
| Foreign born | 27 | 1.4% |
| Naturalized citizen | 25 | 1.3% |
| Not a US citizen | 17 | 68.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 404 | 21.4% |
| Italian | 275 | 14.6% |
| German | 174 | 9.2% |
| Ancestry | Count | % |
|---|---|---|
| Arab | 121 | 6.4% |
| English | 12 | 0.6% |
| Norwegian | 4 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.1% |
| Internet access | 92.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 03465
What city is ZIP code 03465 in?
ZIP code 03465 is primarily assigned to Troy, New Hampshire.
What county is ZIP code 03465 in?
ZIP code 03465 falls within Cheshire County, New Hampshire.
What is the typical home value in ZIP code 03465?
The median home value in ZIP code 03465 is $184,100.
What is the population of ZIP code 03465?
ZIP code 03465 has an estimated population of 1,889 residents, with a density of 108 people per square mile.
What is the median household income in ZIP code 03465?
The median household income in ZIP code 03465 is $57,500, below the national median of ~$75,000.
What timezone is ZIP code 03465 in?
ZIP code 03465 observes the EST timezone.