03462 ZIP Code — Spofford, NH

Cheshire County, New Hampshire

ZIP code 03462 is located in Spofford, New Hampshire, within Cheshire County. It covers approximately 19.36 square miles and serves a population of 1,532 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 603.

About ZIP code 03462

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $283,900. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($109,864) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 2% is below the national average. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 03462 reflects a community defined by a highly educated population, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,532

population

19.36

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

03462 ZIP code map

Cities in ZIP code 03462

Below are the cities the US Postal Service accepts for ZIP code 03462. Using any city not on this list may result in mail delivery delays.

City	Status
Spofford	Preferred

Nearby ZIP codes

03443 Chesterfield (2.5 mi) 03466 West Chesterfield (5.5 mi) 03467 Westmoreland (5.9 mi) 03446 Swanzey (6.3 mi) 03441 Ashuelot (6.8 mi) 03435 Keene (6.9 mi) 03470 Winchester (8.2 mi) 03451 Hinsdale (8.5 mi) 03431 Keene (8.6 mi) 05354 Vernon (9.8 mi) 05346 Putney (11.1 mi) 03465 Troy (11.6 mi)

Demographics updated 06/2026

Population
Total population	1,532
Population density	79 / sq mi
State FIPS	33
County FIPS	005

Geography
Land area	19.36 sq mi
Water area	1.31 sq mi
Latitude	42.8928
Longitude	-72.4033
Timezone	Eastern (ET)
Area code	603

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.1%	36.3%	31.0%
$50k – $100k	28.5%	35.9%	31.2%
$100k – $200k	29.6%	22.5%	28.1%
Over $200k	7.8%	5.4%	9.7%

Demographics & statistics

1,532

Population

People per sq mi

44.2

Median age

$109,864

Median household income

$59,481

Per capita income

$283,900

Median home value

Median monthly rent

89.5%

Home ownership

2.3%

Poverty rate

4.3%

Unemployment

858

Housing units

59.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

111

25–34

122

35–44

153

45–54

111

55–59

60–64

104

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	350	22.8%
18 and over	1,182	77.2%
65 and over	326	21.3%
Median age	44.2 years

Race & ethnicity

White 96.9%

Two or more races 2.5%

Black or African American 0.6%

Group	Count	%
White	1,485	96.9%
Two or more races	38	2.5%
Black or African American	9	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.1%	36.3%	31.0%
$50k – $100k	28.5%	35.9%	31.2%
$100k – $200k	29.6%	22.5%	28.1%
Over $200k	7.8%	5.4%	9.7%

$25k–$35k 14.4%

$35k–$50k 7.3%

$50k–$75k 14.4%

$75k–$100k 5.6%

$100k–$150k 34.7%

$150k–$200k 11.5%

$200k+ 12.1%

Range	% of households
$25k–$35k	14.4%
$35k–$50k	7.3%
$50k–$75k	14.4%
$75k–$100k	5.6%
$100k–$150k	34.7%
$150k–$200k	11.5%
$200k+	12.1%
Median income	$109,864

Housing

Home values

$200k–$300k 63.2%

$300k–$500k 31.4%

$500k–$1M 5.4%

Housing overview

Metric	Value
Median home value	$283,900
Median rent / month	$0
Owner occupied	89.5%
Renter occupied	10.5%
Vacant	32.3%
Single-family detached	96.9%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.8
Avg household size (owned)	2.46

Year built

Era	%
2020 or later	0.0%
2010–2019	6.3%
2000–2009	18.6%
1990–1999	8.7%
1980–1989	8.8%
1970–1979	20.2%
1960–1969	5.7%
1950–1959	0.0%
1940–1949	4.1%
1939 or earlier	27.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	0.0%
2 bedrooms	15.2%
3 bedrooms	54.1%
4 bedrooms	21.3%
5+ bedrooms	8.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	20.3%
2 vehicles	61.3%
3 or more	18.4%

Heating fuel

Fuel type	%
Electricity	3.2%
Propane / LP gas	13.1%
Fuel oil	79.4%
Wood	1.4%

Households & families

Household type	Count	%
Married-couple family	397	63.4%
Cohabiting couple	45	7.2%
Male householder, no spouse	53	8.5%
Female householder, no spouse	131	20.9%
Households with children under 18	228	36.4%
Households with seniors (65+)	189	30.2%
Average household size	2.45

Marital status

Status	Male	Female
Never married	24.5%	16.9%
Married	61.0%	69.2%
Separated	0.0%	0.0%
Widowed	10.6%	3.2%
Divorced	3.9%	10.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 29.0%

Some college, no degree 8.4%

Associate's degree 3.0%

Bachelor's degree 22.0%

Graduate / professional 37.7%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	59.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	248	63.1%
High school	75	19.1%
College / grad school	70	17.8%

Employment

Industry of employment

Education & healthcare 40.5%

Retail trade 13.3%

Public administration 9.3%

Construction 8.5%

Professional & management 7.3%

Finance & real estate 6.6%

Wholesale trade 5.5%

Arts, food & hospitality 5.3%

Manufacturing 3.8%

Occupation

Category	%
Management, business & arts	52.5%
Service	0.6%
Sales & office	32.3%
Natural resources & construction	11.7%
Production & transportation	2.9%

Employment type

Type	%
Private sector	62.4%
Government	35.6%
Self-employed	2.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.3%
Carpool	16.2%
Public transit	0.0%
Walk	1.8%
Work from home	10.7%
Other means	0.0%
Avg commute (minutes)	19.2

Poverty

All people 2.3%

Under 18 years 0.0%

18 and over 3.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	30.2%
Retirement income	18.5%
Supplemental Security	0.0%
Cash public assistance	7.5%
Food stamps / SNAP	1.6%

Health indicators

Condition	%
Obesity	29.8%
High blood pressure	29.3%
High cholesterol	29.0%
Diabetes	8.0%
Heart disease	5.7%
Stroke	2.4%
Asthma	10.3%
Arthritis	26.6%
Kidney disease	2.4%
Pulmonary disease	5.7%
Cancer	7.5%

Behavior / access	%
Smoking	12.8%
Binge drinking	17.7%
No physical activity	16.8%
Less than 7 hrs sleep	32.4%
Depression	22.2%
Fair or poor health	10.3%
Poor mental health	13.5%
Poor physical health	9.0%
No health insurance	9.0%
Visited doctor (checkup)	68.0%
Visited dentist	70.6%
Cholesterol screening	92.5%
Teeth loss	9.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	179	15.1%

Disability	%
Any disability	14.9%
Under 18	10.6%
18–64 years	4.2%
65 and over	47.9%

Health insurance coverage

Type	%
Private insurance	85.2%
Public insurance	30.9%
No insurance	1.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,505	98.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,463	95.5%
Born in same state	1,452	94.8%
Born in different state	422	27.5%
Foreign born	11	0.7%
Naturalized citizen	69	4.5%
Not a US citizen	24	34.8%

Ancestry

Ancestry	Count	%
French	257	16.8%
Italian	236	15.4%
Polish	63	4.1%

Ancestry	Count	%
German	18	1.2%
Arab	8	0.5%

Technology access

Metric	% of households
Computer access	40.9%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 03462

What city is ZIP code 03462 in?

ZIP code 03462 is primarily assigned to Spofford, New Hampshire.

What county is ZIP code 03462 in?

ZIP code 03462 falls within Cheshire County, New Hampshire.

How educated is the population of ZIP code 03462?

60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 03462 mostly owner-occupied?

90% of occupied units in ZIP code 03462 are owner-occupied, well above the national average.

Does ZIP code 03462 have a large veteran population?

15% of civilians in ZIP code 03462 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 03462?

The median household income in ZIP code 03462 is $109,864, above the national median of ~$75,000.

What timezone is ZIP code 03462 in?

ZIP code 03462 observes the EST timezone.