59935 ZIP Code — Troy, MT

Lincoln County, Montana

ZIP code 59935 is located in Troy, Montana, within Lincoln County. It covers approximately 1,035.55 square miles and serves a population of 3,505 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 406.

About ZIP code 59935

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $231,800. Owner-occupancy is high at 79%, well above the national average.

The gap between median ($40,676) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 22% of residents, above the national average. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 59935 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

3,505

population

1,035.55

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

59935 ZIP code map

Cities in ZIP code 59935

Below are the cities the US Postal Service accepts for ZIP code 59935. Using any city not on this list may result in mail delivery delays.

City	Status
Troy	Acceptable
Troy	Preferred

Demographics updated 06/2026

Population
Total population	3,505
Population density	3,505 / sq mi
State FIPS	30
County FIPS	053

Geography
Land area	1,035.55 sq mi
Water area	5.59 sq mi
Latitude	48.5752
Longitude	-115.7006
Timezone	Mountain (MT)
Area code	406

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.4%	59.3%	44.2%
$50k – $100k	16.7%	25.6%	32.0%
$100k – $200k	19.5%	13.5%	19.2%
Over $200k	3.4%	1.7%	4.7%

Demographics & statistics

3,505

Population

3,505

People per sq mi

46.6

Median age

$40,676

Median household income

$27,196

Per capita income

$231,800

Median home value

$1,084

Median monthly rent

79.1%

Home ownership

22.3%

Poverty rate

5.9%

Unemployment

1,715

Housing units

14.8%

Bachelor's or higher

Age distribution

Male Female

115

Under 5

121

5–9

194

10–14

205

15–19

20–24

134

25–34

141

215

35–44

228

166

45–54

176

55–59

127

60–64

134

303

65–74

322

149

75–84

157

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	860	24.5%
18 and over	2,645	75.5%
65 and over	1,002	28.6%
Median age	46.6 years

Race & ethnicity

White 89.1%

Two or more races 5.7%

Hispanic or Latino 3.4%

American Indian / Alaska Native 1.1%

Asian 0.4%

Other race 0.2%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	3,232	89.1%
Two or more races	207	5.7%
Hispanic or Latino	124	3.4%
American Indian / Alaska Native	40	1.1%
Asian	13	0.4%
Other race	7	0.2%
Native Hawaiian / Pacific Islander	6	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.4%	59.3%	44.2%
$50k – $100k	16.7%	25.6%	32.0%
$100k – $200k	19.5%	13.5%	19.2%
Over $200k	3.4%	1.7%	4.7%

Under $10k 3.7%

$10k–$15k 6.0%

$15k–$25k 23.6%

$25k–$35k 13.7%

$35k–$50k 9.2%

$50k–$75k 14.1%

$75k–$100k 4.8%

$100k–$150k 14.1%

$150k–$200k 4.5%

$200k+ 6.4%

Range	% of households
Under $10k	3.7%
$10k–$15k	6.0%
$15k–$25k	23.6%
$25k–$35k	13.7%
$35k–$50k	9.2%
$50k–$75k	14.1%
$75k–$100k	4.8%
$100k–$150k	14.1%
$150k–$200k	4.5%
$200k+	6.4%
Median income	$40,676

Housing

Home values

Under $50k 11.3%

$50k–$100k 7.0%

$100k–$150k 15.5%

$150k–$200k 9.3%

$200k–$300k 17.9%

$300k–$500k 21.7%

$500k–$1M 14.2%

$1M+ 3.1%

Housing overview

Metric	Value
Median home value	$231,800
Median rent / month	$1,084
Owner occupied	79.1%
Renter occupied	20.9%
Vacant	31.7%
Single-family detached	83.3%
Large apartment buildings	0.1%
Mobile homes	13.9%
Median rooms	4.9
Avg household size (owned)	2.56

Year built

Era	%
2020 or later	2.4%
2010–2019	7.6%
2000–2009	17.9%
1990–1999	16.6%
1980–1989	12.2%
1970–1979	14.3%
1960–1969	11.5%
1950–1959	2.2%
1940–1949	3.5%
1939 or earlier	12.1%

Bedrooms

Size	% of units
No bedroom (studio)	4.9%
1 bedroom	19.7%
2 bedrooms	29.5%
3 bedrooms	28.4%
4 bedrooms	14.7%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	18.8%
2 vehicles	46.0%
3 or more	32.9%

Heating fuel

Fuel type	%
Utility gas	9.2%
Electricity	20.4%
Propane / LP gas	14.9%
Fuel oil	2.0%
Wood	50.7%

Households & families

Household type	Count	%
Married-couple family	822	60.2%
Cohabiting couple	80	5.9%
Male householder, no spouse	158	11.6%
Female householder, no spouse	306	22.4%
Households with children under 18	318	23.3%
Households with seniors (65+)	754	55.2%
Average household size	2.56

Marital status

Status	Male	Female
Never married	22.7%	11.5%
Married	63.6%	61.1%
Separated	0.9%	0.1%
Widowed	6.5%	13.1%
Divorced	6.2%	14.1%

Education

Less than 9th grade 3.1%

Some HS, no diploma 3.6%

HS graduate 40.7%

Some college, no degree 29.3%

Associate's degree 8.4%

Bachelor's degree 9.5%

Graduate / professional 5.3%

Metric	%
HS diploma or higher	93.2%
Bachelor's or higher	14.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	103	18.0%
Kindergarten	54	9.4%
Elementary school	315	55.0%
High school	88	15.4%
College / grad school	13	2.3%

Employment

Industry of employment

Education & healthcare 18.1%

Retail trade 16.0%

Professional & management 10.3%

Transportation & utilities 9.9%

Public administration 9.3%

Other services 8.5%

Agriculture & mining 8.1%

Construction 7.4%

Arts, food & hospitality 7.3%

Manufacturing 3.5%

Finance & real estate 1.2%

Wholesale trade 0.2%

Information 0.2%

Occupation

Category	%
Management, business & arts	33.5%
Service	19.3%
Sales & office	19.2%
Natural resources & construction	20.7%
Production & transportation	7.3%

Employment type

Type	%
Private sector	66.3%
Government	20.5%
Self-employed	13.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	77.2%
Carpool	7.5%
Public transit	0.0%
Walk	2.4%
Work from home	9.9%
Other means	2.9%
Avg commute (minutes)	28.1

Poverty

All people 22.3%

Under 18 years 43.5%

18 and over 15.5%

Married-couple families 7.5%

Female-led households 77.4%

Income support

Source	% of households
Social Security	52.4%
Retirement income	22.8%
Supplemental Security	4.5%
Cash public assistance	2.9%
Food stamps / SNAP	14.0%

Health indicators

Condition	%
Obesity	35.2%
High blood pressure	37.9%
High cholesterol	36.4%
Diabetes	13.7%
Heart disease	9.5%
Stroke	4.5%
Asthma	10.5%
Arthritis	33.5%
Kidney disease	4.0%
Pulmonary disease	10.4%
Cancer	8.5%

Behavior / access	%
Smoking	20.9%
Binge drinking	17.0%
No physical activity	24.8%
Less than 7 hrs sleep	30.6%
Depression	21.7%
Fair or poor health	17.3%
Poor mental health	13.1%
Poor physical health	14.1%
No health insurance	12.6%
Visited doctor (checkup)	73.2%
Visited dentist	55.5%
Cholesterol screening	90.0%
Teeth loss	16.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	419	15.8%

Disability	%
Any disability	16.7%
Under 18	0.0%
18–64 years	13.6%
65 and over	35.9%

Health insurance coverage

Type	%
Private insurance	50.6%
Public insurance	60.4%
No insurance	8.9%
Uninsured under 19	13.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,269	93.3%
Spanish	42	1.3%
Other Indo-European	31	0.9%
Asian & Pacific Islander	9	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,466	98.9%
Born in same state	3,461	98.7%
Born in different state	1,386	39.5%
Foreign born	5	0.1%
Naturalized citizen	39	1.1%
Not a US citizen	30	76.9%

Ancestry

Ancestry	Count	%
Italian	494	14.1%
French	403	11.5%
Polish	318	9.1%
English	126	3.6%
Arab	72	2.1%

Ancestry	Count	%
Norwegian	56	1.6%
German	55	1.6%
Irish	24	0.7%
Dutch	13	0.4%

Technology access

Metric	% of households
Computer access	39.0%
Internet access	87.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 59935

What city is ZIP code 59935 in?

ZIP code 59935 is primarily assigned to Troy, Montana.

What county is ZIP code 59935 in?

ZIP code 59935 falls within Lincoln County, Montana.

Does ZIP code 59935 have an older population?

29% of residents in ZIP code 59935 are 65 or older, above the national average of ~17%.

Does ZIP code 59935 have a large retiree population?

52% of households in ZIP code 59935 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 59935?

22% of residents in ZIP code 59935 live below the poverty line, above the national average.

How educated is the population of ZIP code 59935?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 59935 in?

ZIP code 59935 observes the MST timezone.