07082 ZIP Code — Towaco, NJ

Morris County, New Jersey

ZIP code 07082 is located in Towaco, New Jersey, within Morris County. It covers approximately 6.07 square miles and serves a population of 5,612 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 862.

About ZIP code 07082

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $633,300. Owner-occupancy is high at 95%, well above the national average.

The gap between median ($153,977) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 2% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is high — 70% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 07082 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

5,612

population

6.07

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07082 ZIP code map

Cities in ZIP code 07082

Below are the cities the US Postal Service accepts for ZIP code 07082. Using any city not on this list may result in mail delivery delays.

City	Status
Towaco	Preferred

Nearby ZIP codes

07045 Montville (1.3 mi) 07035 Lincoln Park (2.3 mi) 07440 Pequannock (3.1 mi) 07034 Lake Hiawatha (3.5 mi) 07444 Pompton Plains (3.7 mi) 07005 Boonton (3.9 mi) 07058 Pine Brook (4.1 mi) 07405 Butler (4.6 mi) 07457 Riverdale (5 mi) 07046 Mountain Lakes (5.4 mi) 07470 Wayne (5.7 mi) 07054 Parsippany (5.8 mi)

Demographics updated 05/2026

Population
Total population	5,612
Population density	925 / sq mi
State FIPS	34
County FIPS	027

Geography
Land area	6.07 sq mi
Water area	0.07 sq mi
Latitude	40.9256
Longitude	-74.3476
Timezone	Eastern (ET)
Area code	862

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.9%	19.3%	30.2%
$50k – $100k	16.7%	23.7%	26.7%
$100k – $200k	26.7%	32.6%	28.3%
Over $200k	21.8%	24.4%	14.8%

Demographics & statistics

5,612

Population

925

People per sq mi

43.8

Median age

$153,977

Median household income

$79,712

Per capita income

$633,300

Median home value

$1,848

Median monthly rent

95.1%

Home ownership

2.4%

Poverty rate

4.6%

Unemployment

1,942

Housing units

70.4%

Bachelor's or higher

Age distribution

Male Female

149

Under 5

142

186

5–9

177

218

10–14

208

170

15–19

162

225

20–24

215

193

25–34

183

337

35–44

321

333

45–54

317

249

55–59

236

272

60–64

259

216

65–74

205

138

75–84

132

189

85+

180

← Male

Female →

Age summary

Group	Count	%
Under 18	1,311	23.4%
18 and over	4,301	76.6%
65 and over	1,060	18.9%
Median age	43.8 years

Race & ethnicity

White 80.8%

Asian 10.6%

Hispanic or Latino 3.6%

Two or more races 3.6%

Black or African American 0.7%

Other race 0.7%

Group	Count	%
White	4,706	80.8%
Asian	620	10.6%
Hispanic or Latino	212	3.6%
Two or more races	209	3.6%
Black or African American	39	0.7%
Other race	38	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.9%	19.3%	30.2%
$50k – $100k	16.7%	23.7%	26.7%
$100k – $200k	26.7%	32.6%	28.3%
Over $200k	21.8%	24.4%	14.8%

Under $10k 0.4%

$10k–$15k 1.6%

$15k–$25k 1.5%

$25k–$35k 7.7%

$35k–$50k 2.3%

$50k–$75k 17.4%

$75k–$100k 6.1%

$100k–$150k 10.8%

$150k–$200k 7.3%

$200k+ 44.9%

Range	% of households
Under $10k	0.4%
$10k–$15k	1.6%
$15k–$25k	1.5%
$25k–$35k	7.7%
$35k–$50k	2.3%
$50k–$75k	17.4%
$75k–$100k	6.1%
$100k–$150k	10.8%
$150k–$200k	7.3%
$200k+	44.9%
Median income	$153,977

Housing

Home values

Under $50k 0.6%

$50k–$100k 2.1%

$100k–$150k 0.4%

$150k–$200k 1.5%

$200k–$300k 0.9%

$300k–$500k 20.0%

$500k–$1M 59.1%

$1M+ 15.4%

Housing overview

Metric	Value
Median home value	$633,300
Median rent / month	$1,848
Owner occupied	95.1%
Renter occupied	4.9%
Vacant	3.5%
Single-family detached	87.8%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.3
Avg household size (owned)	2.84

Year built

Era	%
2020 or later	0.0%
2010–2019	1.4%
2000–2009	6.1%
1990–1999	18.9%
1980–1989	11.5%
1970–1979	10.1%
1960–1969	14.0%
1950–1959	21.8%
1940–1949	4.2%
1939 or earlier	12.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.0%
2 bedrooms	10.1%
3 bedrooms	29.2%
4 bedrooms	46.8%
5+ bedrooms	12.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.8%
1 vehicle	25.3%
2 vehicles	43.8%
3 or more	30.2%

Heating fuel

Fuel type	%
Utility gas	57.2%
Electricity	6.6%
Propane / LP gas	3.5%
Fuel oil	20.3%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	1,285	65.3%
Cohabiting couple	98	5.0%
Male householder, no spouse	307	15.6%
Female householder, no spouse	278	14.1%
Households with children under 18	658	33.4%
Households with seniors (65+)	758	38.5%
Average household size	2.81

Marital status

Status	Male	Female
Never married	25.8%	25.9%
Married	58.7%	56.9%
Separated	0.0%	0.0%
Widowed	10.2%	9.4%
Divorced	5.3%	7.8%

Education

Less than 9th grade 0.3%

Some HS, no diploma 1.4%

HS graduate 15.6%

Some college, no degree 7.7%

Associate's degree 4.6%

Bachelor's degree 42.8%

Graduate / professional 27.6%

Metric	%
HS diploma or higher	98.4%
Bachelor's or higher	70.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	135	8.5%
Kindergarten	90	5.7%
Elementary school	654	41.4%
High school	294	18.6%
College / grad school	407	25.8%

Employment

Industry of employment

Professional & management 21.4%

Education & healthcare 19.5%

Finance & real estate 14.4%

Construction 7.9%

Manufacturing 7.8%

Retail trade 7.2%

Other services 6.8%

Wholesale trade 5.2%

Arts, food & hospitality 4.6%

Transportation & utilities 3.2%

Public administration 1.6%

Information 0.6%

Occupation

Category	%
Management, business & arts	62.6%
Service	11.3%
Sales & office	18.1%
Natural resources & construction	6.0%
Production & transportation	2.0%

Employment type

Type	%
Private sector	84.3%
Government	8.1%
Self-employed	7.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.1%
Carpool	1.3%
Public transit	4.7%
Walk	0.1%
Work from home	19.5%
Other means	0.4%
Avg commute (minutes)	30.4

Poverty

All people 2.4%

Under 18 years 2.5%

18 and over 2.3%

Married-couple families 2.5%

Female-led households 0.0%

Income support

Source	% of households
Social Security	34.0%
Retirement income	30.7%
Supplemental Security	2.1%
Cash public assistance	1.7%
Food stamps / SNAP	0.4%

Health indicators

Condition	%
Obesity	19.8%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	7.5%
Heart disease	5.0%
Stroke	2.1%
Asthma	7.8%
Arthritis	18.7%
Kidney disease	2.2%
Pulmonary disease	4.2%
Cancer	6.7%

Behavior / access	%
Smoking	9.5%
Binge drinking	16.6%
No physical activity	13.7%
Less than 7 hrs sleep	29.0%
Depression	16.1%
Fair or poor health	7.8%
Poor mental health	11.7%
Poor physical health	6.6%
No health insurance	8.3%
Visited doctor (checkup)	74.0%
Visited dentist	76.8%
Cholesterol screening	0.0%
Teeth loss	6.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	155	3.6%

Disability	%
Any disability	13.7%
Under 18	6.4%
18–64 years	5.5%
65 and over	47.7%

Health insurance coverage

Type	%
Private insurance	87.9%
Public insurance	23.2%
No insurance	4.6%
Uninsured under 19	7.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,321	94.8%
Spanish	182	3.4%
Other Indo-European	29	0.5%
Asian & Pacific Islander	102	1.9%
Other languages	51	1.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,589	81.8%
Born in same state	4,560	81.3%
Born in different state	3,661	65.2%
Foreign born	29	0.5%
Naturalized citizen	1,023	18.2%
Not a US citizen	922	90.1%

Ancestry

Ancestry	Count	%
Italian	1,515	27%
French	317	5.6%
Arab	200	3.6%

Ancestry	Count	%
English	51	0.9%
Norwegian	34	0.6%

Technology access

Metric	% of households
Computer access	35.1%
Internet access	95.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07082

What city is ZIP code 07082 in?

ZIP code 07082 is primarily assigned to Towaco, New Jersey.

What county is ZIP code 07082 in?

ZIP code 07082 falls within Morris County, New Jersey.

How educated is the population of ZIP code 07082?

70% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 07082 mostly owner-occupied?

95% of occupied units in ZIP code 07082 are owner-occupied, well above the national average.

What is the median household income in ZIP code 07082?

The median household income in ZIP code 07082 is $153,977, above the national median of ~$75,000.

What is the typical home value in ZIP code 07082?

The median home value in ZIP code 07082 is $633,300.

What timezone is ZIP code 07082 in?

ZIP code 07082 observes the EST timezone.