07045 ZIP Code — Montville, NJ

Morris County, New Jersey

ZIP code 07045 is located in Montville, New Jersey, within Morris County. It covers approximately 6.57 square miles and serves a population of 10,240 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 862.

About ZIP code 07045

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $649,900. Owner-occupancy is high at 99%, well above the national average.

The gap between median ($163,047) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 2% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is high — 68% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 07045 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

10,240

population

6.57

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07045 ZIP code map

Cities in ZIP code 07045

Below are the cities the US Postal Service accepts for ZIP code 07045. Using any city not on this list may result in mail delivery delays.

City	Status
Montville	Acceptable
Montville	Preferred

Nearby ZIP codes

07082 Towaco (1.3 mi) 07034 Lake Hiawatha (2.4 mi) 07005 Boonton (3.2 mi) 07035 Lincoln Park (3.4 mi) 07058 Pine Brook (3.6 mi) 07046 Mountain Lakes (4.1 mi) 07440 Pequannock (4.4 mi) 07054 Parsippany (4.6 mi) 07444 Pompton Plains (4.9 mi) 07405 Butler (5.1 mi) 07006 Caldwell (5.9 mi) 07457 Riverdale (6.1 mi)

Demographics updated 06/2026

Population
Total population	10,240
Population density	1,559 / sq mi
State FIPS	34
County FIPS	027

Geography
Land area	6.57 sq mi
Water area	0.26 sq mi
Latitude	40.9144
Longitude	-74.3670
Timezone	Eastern (ET)
Area code	862

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.5%	19.3%	30.2%
$50k – $100k	17.3%	23.7%	26.7%
$100k – $200k	26.6%	32.6%	28.3%
Over $200k	37.6%	24.4%	14.8%

Demographics & statistics

10,240

Population

1,559

People per sq mi

51.0

Median age

$163,047

Median household income

$78,935

Per capita income

$649,900

Median home value

$2,250

Median monthly rent

98.5%

Home ownership

2.1%

Poverty rate

3.3%

Unemployment

3,776

Housing units

67.6%

Bachelor's or higher

Age distribution

Male Female

152

Under 5

155

231

5–9

235

276

10–14

280

307

15–19

311

270

20–24

273

422

25–34

427

531

35–44

539

750

45–54

759

557

55–59

565

321

60–64

326

793

65–74

804

396

75–84

402

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,724	16.8%
18 and over	8,516	83.2%
65 and over	2,553	24.9%
Median age	51.0 years

Race & ethnicity

White 64.5%

Asian 26%

Two or more races 5%

Hispanic or Latino 2.8%

Black or African American 0.8%

Other race 0.8%

Group	Count	%
White	6,792	64.5%
Asian	2,744	26%
Two or more races	528	5%
Hispanic or Latino	294	2.8%
Black or African American	88	0.8%
Other race	88	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.5%	19.3%	30.2%
$50k – $100k	17.3%	23.7%	26.7%
$100k – $200k	26.6%	32.6%	28.3%
Over $200k	37.6%	24.4%	14.8%

Under $10k 1.6%

$10k–$15k 1.4%

$15k–$25k 2.0%

$25k–$35k 4.1%

$35k–$50k 6.7%

$50k–$75k 4.8%

$75k–$100k 8.0%

$100k–$150k 15.1%

$150k–$200k 12.8%

$200k+ 43.5%

Range	% of households
Under $10k	1.6%
$10k–$15k	1.4%
$15k–$25k	2.0%
$25k–$35k	4.1%
$35k–$50k	6.7%
$50k–$75k	4.8%
$75k–$100k	8.0%
$100k–$150k	15.1%
$150k–$200k	12.8%
$200k+	43.5%
Median income	$163,047

Housing

Home values

Under $50k 0.2%

$50k–$100k 3.9%

$100k–$150k 0.8%

$200k–$300k 1.7%

$300k–$500k 17.5%

$500k–$1M 62.8%

$1M+ 13.0%

Housing overview

Metric	Value
Median home value	$649,900
Median rent / month	$2,250
Owner occupied	98.5%
Renter occupied	1.5%
Vacant	2.9%
Single-family detached	56.2%
Large apartment buildings	1.3%
Mobile homes	0.0%
Median rooms	7.3
Avg household size (owned)	2.74

Year built

Era	%
2020 or later	0.0%
2010–2019	1.0%
2000–2009	2.7%
1990–1999	30.2%
1980–1989	25.8%
1970–1979	11.4%
1960–1969	14.4%
1950–1959	6.2%
1940–1949	2.3%
1939 or earlier	6.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.6%
2 bedrooms	22.4%
3 bedrooms	29.0%
4 bedrooms	26.3%
5+ bedrooms	16.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	22.7%
2 vehicles	47.0%
3 or more	28.1%

Heating fuel

Fuel type	%
Utility gas	75.2%
Electricity	6.8%
Propane / LP gas	2.6%
Fuel oil	15.4%

Households & families

Household type	Count	%
Married-couple family	2,590	69.6%
Cohabiting couple	160	4.3%
Male householder, no spouse	193	5.2%
Female householder, no spouse	777	20.9%
Households with children under 18	1,095	29.4%
Households with seniors (65+)	1,607	43.2%
Average household size	2.73

Marital status

Status	Male	Female
Never married	30.6%	20.8%
Married	62.7%	59.0%
Separated	0.0%	0.3%
Widowed	0.7%	7.9%
Divorced	6.0%	12.0%

Education

Less than 9th grade 1.3%

Some HS, no diploma 2.2%

HS graduate 17.7%

Some college, no degree 8.1%

Associate's degree 3.1%

Bachelor's degree 36.5%

Graduate / professional 31.1%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	67.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	121	5.7%
Kindergarten	31	1.5%
Elementary school	891	42.3%
High school	507	24.1%
College / grad school	556	26.4%

Employment

Industry of employment

Professional & management 23.0%

Education & healthcare 20.7%

Finance & real estate 13.0%

Manufacturing 9.7%

Retail trade 6.9%

Construction 6.4%

Wholesale trade 4.8%

Arts, food & hospitality 4.7%

Transportation & utilities 4.4%

Public administration 3.2%

Other services 2.2%

Information 0.9%

Occupation

Category	%
Management, business & arts	62.1%
Service	9.4%
Sales & office	18.6%
Natural resources & construction	3.8%
Production & transportation	6.1%

Employment type

Type	%
Private sector	84.5%
Government	9.9%
Self-employed	5.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	67.8%
Carpool	6.3%
Public transit	6.3%
Walk	0.2%
Work from home	18.0%
Other means	1.4%
Avg commute (minutes)	32.9

Poverty

All people 2.1%

Under 18 years 0.0%

18 and over 2.6%

Married-couple families 1.1%

Female-led households 0.0%

Income support

Source	% of households
Social Security	36.2%
Retirement income	28.6%
Supplemental Security	3.7%
Cash public assistance	1.4%
Food stamps / SNAP	2.5%

Health indicators

Condition	%
Obesity	19.0%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	8.1%
Heart disease	5.6%
Stroke	2.3%
Asthma	7.6%
Arthritis	20.7%
Kidney disease	2.4%
Pulmonary disease	4.5%
Cancer	7.8%

Behavior / access	%
Smoking	8.8%
Binge drinking	14.7%
No physical activity	14.2%
Less than 7 hrs sleep	28.3%
Depression	15.2%
Fair or poor health	8.0%
Poor mental health	10.9%
Poor physical health	6.7%
No health insurance	8.0%
Visited doctor (checkup)	75.7%
Visited dentist	77.4%
Cholesterol screening	0.0%
Teeth loss	6.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	309	3.6%

Disability	%
Any disability	10.8%
Under 18	3.0%
18–64 years	5.8%
65 and over	27.7%

Health insurance coverage

Type	%
Private insurance	87.6%
Public insurance	28.2%
No insurance	2.1%
Uninsured under 19	0.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,933	97.0%
Spanish	1,024	10.3%
Other Indo-European	76	0.8%
Asian & Pacific Islander	182	1.8%
Other languages	750	7.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,474	73.0%
Born in same state	7,296	71.3%
Born in different state	5,153	50.3%
Foreign born	178	1.7%
Naturalized citizen	2,766	27.0%
Not a US citizen	2,164	78.2%

Ancestry

Ancestry	Count	%
Italian	1,521	14.9%
French	526	5.1%
Arab	128	1.3%
English	104	1%

Ancestry	Count	%
Irish	100	1%
Norwegian	58	0.6%
German	14	0.1%
Polish	11	0.1%

Technology access

Metric	% of households
Computer access	36.3%
Internet access	97.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07045

What city is ZIP code 07045 in?

ZIP code 07045 is primarily assigned to Montville, New Jersey.

What county is ZIP code 07045 in?

ZIP code 07045 falls within Morris County, New Jersey.

How educated is the population of ZIP code 07045?

68% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 07045 mostly owner-occupied?

99% of occupied units in ZIP code 07045 are owner-occupied, well above the national average.

Does ZIP code 07045 have a large retiree population?

36% of households in ZIP code 07045 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 07045?

The median household income in ZIP code 07045 is $163,047, above the national median of ~$75,000.

What timezone is ZIP code 07045 in?

ZIP code 07045 observes the EST timezone.