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Washington ZIP Codes
Cowlitz County
Toutle, WA
98649
98649 ZIP Code — Toutle, WA
Cowlitz County, Washington
ZIP code 98649 is located in
Toutle ,
Washington ,
within Cowlitz County .
It covers approximately 196.34 square miles and serves a population of
849 residents.
This is a standard ZIP code in the Pacific (PT) timezone,
served by area code 360/564 .
About ZIP code 98649
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $292,200. Owner-occupancy is high at 85%, well above the national average.
Median household income is $79,821. SNAP benefit usage at 24% of households reflects economic stress in the area. 48% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. An above-average commute of 47 minutes suggests many residents work outside the immediate area.
College attainment at 4% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.
Overall, ZIP code 98649 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
98649 ZIP code map
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Cities in ZIP code 98649
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
849
Population density
4 / sq mi
State FIPS
53
County FIPS
015
Geography
Land area
196.34 sq mi
Water area
0.04 sq mi
Latitude
46.2175
Longitude
-122.5054
Timezone
Pacific (PT)
Area code
360/564
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.9%
43.2%
31.7%
$50k – $100k
28.3%
32.8%
30.6%
$100k – $200k
28.9%
19.8%
27.1%
Over $200k
1.0%
4.2%
10.6%
Demographics & statistics
$79,821
Median household income
$292,200
Median home value
Age distribution
Age summary
Group Count %
Under 18 165 19.4%
18 and over 684 80.6%
65 and over 170 20.0%
Median age 45.8 years
Race & ethnicity
Black or African American
3.4%
American Indian / Alaska Native
3.1%
Group Count %
White 611 60.6%
Hispanic or Latino 160 15.9%
Two or more races 93 9.2%
Other race 80 7.9%
Black or African American 34 3.4%
American Indian / Alaska Native 31 3.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.9%
43.2%
31.7%
$50k – $100k
28.3%
32.8%
30.6%
$100k – $200k
28.9%
19.8%
27.1%
Over $200k
1.0%
4.2%
10.6%
Range % of households
Under $10k 5.2%
$10k–$15k 8.1%
$15k–$25k 5.5%
$25k–$35k 12.6%
$35k–$50k 7.4%
$50k–$75k 9.1%
$75k–$100k 18.8%
$100k–$150k 14.9%
$150k–$200k 9.1%
$200k+ 9.4%
Median income $79,821
Housing
Housing overview
Metric Value
Median home value $292,200
Median rent / month $827
Owner occupied 84.8%
Renter occupied 15.2%
Vacant 18.5%
Single-family detached 86.3%
Large apartment buildings 0.0%
Mobile homes 13.7%
Median rooms 5.5
Avg household size (owned) 2.81
Year built
Era %
2020 or later 0.0%
2010–2019 3.7%
2000–2009 19.8%
1990–1999 14.0%
1980–1989 7.1%
1970–1979 28.0%
1960–1969 7.4%
1950–1959 0.0%
1940–1949 3.4%
1939 or earlier 16.6%
Bedrooms
Size % of units
No bedroom (studio) 5.3%
1 bedroom 3.7%
2 bedrooms 20.1%
3 bedrooms 49.3%
4 bedrooms 20.6%
5+ bedrooms 1.1%
Vehicles per household
Vehicles % of households
No vehicle 3.9%
1 vehicle 17.2%
2 vehicles 44.3%
3 or more 34.6%
Heating fuel
Fuel type %
Utility gas 4.5%
Electricity 51.5%
Propane / LP gas 4.2%
Wood 37.5%
No fuel used 2.3%
Households & families
Household type Count %
Married-couple family 146 47.2%
Cohabiting couple 28 9.1%
Male householder, no spouse 57 18.4%
Female householder, no spouse 78 25.2%
Households with children under 18 99 32.0%
Households with seniors (65+) 118 38.2%
Average household size 2.75
Marital status
Status Male Female
Never married 41.5% 19.0%
Married 42.9% 46.2%
Separated 2.9% 5.1%
Widowed 4.8% 19.6%
Divorced 7.9% 10.0%
Education
Some college, no degree
28.5%
Graduate / professional
1.3%
Metric %
HS diploma or higher 91.9%
Bachelor's or higher 4.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 0 0.0%
Elementary school 110 67.5%
High school 25 15.3%
College / grad school 28 17.2%
Employment
Industry of employment
Education & healthcare
30.7%
Professional & management
11.0%
Agriculture & mining
9.4%
Transportation & utilities
5.9%
Finance & real estate
5.1%
Public administration
5.1%
Arts, food & hospitality
2.9%
Occupation
Category %
Management, business & arts 18.7%
Service 15.2%
Sales & office 14.7%
Natural resources & construction 19.3%
Production & transportation 32.1%
Employment type
Type %
Private sector 72.5%
Government 21.7%
Self-employed 5.9%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 81.3%
Carpool 6.0%
Public transit 0.0%
Walk 7.3%
Work from home 1.4%
Other means 4.1%
Avg commute (minutes) 47.1
Poverty
Married-couple families
0.0%
Female-led households
38.7%
Income support
Source % of households
Social Security 47.6%
Retirement income 41.4%
Supplemental Security 10.0%
Cash public assistance 9.7%
Food stamps / SNAP 23.6%
Health indicators
Condition %
Obesity 37.8%
High blood pressure 34.9%
High cholesterol 34.0%
Diabetes 9.7%
Heart disease 6.8%
Stroke 3.1%
Asthma 11.8%
Arthritis 28.7%
Kidney disease 2.9%
Pulmonary disease 7.4%
Cancer 6.9%
Behavior / access %
Smoking 19.5%
Binge drinking 18.3%
No physical activity 19.3%
Less than 7 hrs sleep 37.5%
Depression 30.0%
Fair or poor health 14.5%
Poor mental health 15.4%
Poor physical health 11.6%
No health insurance 10.4%
Visited doctor (checkup) 69.8%
Visited dentist 65.4%
Cholesterol screening 89.4%
Teeth loss 12.1%
Veterans & disability
Veterans Count %
Civilian veterans 88 12.9%
Disability %
Any disability 17.9%
Under 18 8.5%
18–64 years 9.7%
65 and over 51.8%
Health insurance coverage
Type %
Private insurance 65.0%
Public insurance 42.0%
No insurance 11.9%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 835 98.4%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 796 93.8%
Born in same state 796 93.8%
Born in different state 473 55.7%
Foreign born 0 0.0%
Naturalized citizen 53 6.2%
Not a US citizen 13 24.5%
Ancestry
Ancestry Count %
French 113 13.3%
Italian 67 7.9%
English 23 2.7%
Ancestry Count %
Arab 18 2.1%
Polish 10 1.2%
Technology access
Metric % of households
Computer access 36.4%
Internet access 84.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 98649
What city is ZIP code 98649 in?
ZIP code 98649 is primarily assigned to Toutle, Washington.
What county is ZIP code 98649 in?
ZIP code 98649 falls within Cowlitz County, Washington.
How educated is the population of ZIP code 98649?
4% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 98649 have a large retiree population?
48% of households in ZIP code 98649 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 98649 mostly owner-occupied?
85% of occupied units in ZIP code 98649 are owner-occupied, well above the national average.
Does ZIP code 98649 have a large veteran population?
13% of civilians in ZIP code 98649 are veterans, above the national average of ~7%.
What timezone is ZIP code 98649 in?
ZIP code 98649 observes the PST timezone.
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