51364 ZIP Code — Terril, IA

Dickinson County, Iowa

ZIP code 51364 is located in Terril, Iowa, within Dickinson County. It covers approximately 63.31 square miles and serves a population of 708 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 712.

About ZIP code 51364

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $123,000. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($60,461) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 51364 reflects a community defined by a trades-oriented workforce and high homeownership.

708

population

63.31

sq mi land

Standard

ZIP type

Central (CT)

timezone

51364 ZIP code map

Cities in ZIP code 51364

Below are the cities the US Postal Service accepts for ZIP code 51364. Using any city not on this list may result in mail delivery delays.

City	Status
Terril	Preferred

Nearby ZIP codes

51331 Arnolds Park (9.2 mi) 51360 Spirit Lake (10.5 mi) 51355 Okoboji (10.7 mi) 51334 Estherville (11 mi) 51365 Wallingford (11.4 mi) 51333 Dickens (11.6 mi) 51358 Ruthven (12.3 mi) 51351 Milford (12.4 mi) 51342 Graettinger (13.5 mi) 51301 Spencer (15.1 mi) 51347 Lake Park (18.6 mi) 51338 Everly (19.5 mi)

Demographics updated 05/2026

Population
Total population	708
Population density	11 / sq mi
State FIPS	19
County FIPS	059

Geography
Land area	63.31 sq mi
Water area	0.00 sq mi
Latitude	43.3071
Longitude	-94.9642
Timezone	Central (CT)
Area code	712

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.4%	39.9%	40.1%
$50k – $100k	33.9%	34.8%	33.4%
$100k – $200k	17.1%	19.6%	21.5%
Over $200k	4.6%	5.7%	5.0%

Demographics & statistics

708

Population

People per sq mi

47.7

Median age

$60,461

Median household income

$43,221

Per capita income

$123,000

Median home value

$850

Median monthly rent

83.9%

Home ownership

10.5%

Poverty rate

0.2%

Unemployment

304

Housing units

17.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	182	25.7%
18 and over	526	74.3%
65 and over	103	14.5%
Median age	47.7 years

Race & ethnicity

White 93.2%

Two or more races 3.5%

Hispanic or Latino 2.1%

Black or African American 1.2%

Group	Count	%
White	674	93.2%
Two or more races	25	3.5%
Hispanic or Latino	15	2.1%
Black or African American	9	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.4%	39.9%	40.1%
$50k – $100k	33.9%	34.8%	33.4%
$100k – $200k	17.1%	19.6%	21.5%
Over $200k	4.6%	5.7%	5.0%

Under $10k 3.9%

$10k–$15k 7.4%

$15k–$25k 6.1%

$25k–$35k 15.8%

$35k–$50k 14.5%

$50k–$75k 12.2%

$75k–$100k 6.4%

$100k–$150k 11.3%

$150k–$200k 18.0%

$200k+ 4.5%

Range	% of households
Under $10k	3.9%
$10k–$15k	7.4%
$15k–$25k	6.1%
$25k–$35k	15.8%
$35k–$50k	14.5%
$50k–$75k	12.2%
$75k–$100k	6.4%
$100k–$150k	11.3%
$150k–$200k	18.0%
$200k+	4.5%
Median income	$60,461

Housing

Home values

Under $50k 11.9%

$50k–$100k 23.0%

$100k–$150k 19.2%

$150k–$200k 7.7%

$200k–$300k 22.2%

$300k–$500k 14.2%

$500k–$1M 1.5%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$123,000
Median rent / month	$850
Owner occupied	83.9%
Renter occupied	16.1%
Vacant	12.1%
Single-family detached	97.2%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.5
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	0.8%
1990–1999	2.3%
1980–1989	7.1%
1970–1979	5.9%
1960–1969	8.8%
1950–1959	15.8%
1940–1949	7.1%
1939 or earlier	50.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	7.1%
2 bedrooms	23.2%
3 bedrooms	40.4%
4 bedrooms	12.4%
5+ bedrooms	16.7%

Vehicles per household

Vehicles	% of households
No vehicle	9.6%
1 vehicle	19.3%
2 vehicles	22.2%
3 or more	48.9%

Heating fuel

Fuel type	%
Utility gas	54.0%
Electricity	7.1%
Propane / LP gas	37.0%
Fuel oil	1.9%

Households & families

Household type	Count	%
Married-couple family	172	55.3%
Cohabiting couple	18	5.8%
Male householder, no spouse	77	24.8%
Female householder, no spouse	44	14.1%
Households with children under 18	51	16.4%
Households with seniors (65+)	88	28.3%
Average household size	2.28

Marital status

Status	Male	Female
Never married	31.6%	11.9%
Married	51.7%	66.0%
Separated	1.2%	0.0%
Widowed	0.6%	9.0%
Divorced	14.9%	13.1%

Education

Less than 9th grade 0.2%

Some HS, no diploma 1.4%

HS graduate 40.7%

Some college, no degree 24.7%

Associate's degree 16.0%

Bachelor's degree 16.8%

Graduate / professional 0.2%

Metric	%
HS diploma or higher	98.4%
Bachelor's or higher	17.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	1.7%
Kindergarten	6	3.5%
Elementary school	100	57.8%
High school	45	26.0%
College / grad school	19	11.0%

Employment

Industry of employment

Manufacturing 24.5%

Agriculture & mining 14.4%

Retail trade 11.9%

Finance & real estate 11.9%

Professional & management 10.3%

Education & healthcare 8.9%

Construction 7.1%

Transportation & utilities 3.4%

Arts, food & hospitality 3.0%

Other services 2.1%

Information 1.1%

Wholesale trade 0.9%

Public administration 0.2%

Occupation

Category	%
Management, business & arts	46.1%
Service	10.1%
Sales & office	9.2%
Natural resources & construction	17.7%
Production & transportation	17.0%

Employment type

Type	%
Private sector	61.9%
Government	6.0%
Self-employed	32.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.6%
Carpool	3.8%
Public transit	0.0%
Walk	6.6%
Work from home	19.8%
Other means	3.3%
Avg commute (minutes)	20.7

Poverty

All people 10.5%

Under 18 years 10.5%

18 and over 10.5%

Married-couple families 2.9%

Female-led households 14.3%

Income support

Source	% of households
Social Security	28.0%
Retirement income	10.3%
Supplemental Security	1.6%
Cash public assistance	8.0%
Food stamps / SNAP	7.4%

Health indicators

Condition	%
Obesity	37.4%
High blood pressure	34.3%
High cholesterol	33.2%
Diabetes	10.1%
Heart disease	6.8%
Stroke	3.1%
Asthma	9.4%
Arthritis	24.9%
Kidney disease	2.9%
Pulmonary disease	7.2%
Cancer	7.0%

Behavior / access	%
Smoking	18.3%
Binge drinking	22.2%
No physical activity	24.0%
Less than 7 hrs sleep	29.5%
Depression	17.8%
Fair or poor health	13.0%
Poor mental health	13.6%
Poor physical health	9.8%
No health insurance	9.2%
Visited doctor (checkup)	74.5%
Visited dentist	66.0%
Cholesterol screening	87.7%
Teeth loss	13.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	39	7.4%

Disability	%
Any disability	10.5%
Under 18	0.0%
18–64 years	10.6%
65 and over	28.2%

Health insurance coverage

Type	%
Private insurance	68.9%
Public insurance	36.6%
No insurance	4.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	674	95.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	708	100.0%
Born in same state	702	99.2%
Born in different state	598	84.5%
Foreign born	6	0.8%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	84	11.9%
Polish	41	5.8%
French	33	4.7%
Arab	32	4.5%

Ancestry	Count	%
English	29	4.1%
Dutch	10	1.4%
German	2	0.3%

Technology access

Metric	% of households
Computer access	43.9%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 51364

What city is ZIP code 51364 in?

ZIP code 51364 is primarily assigned to Terril, Iowa.

What county is ZIP code 51364 in?

ZIP code 51364 falls within Dickinson County, Iowa.

Is ZIP code 51364 mostly owner-occupied?

84% of occupied units in ZIP code 51364 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 51364?

The median home value in ZIP code 51364 is $123,000.

What is the population of ZIP code 51364?

ZIP code 51364 has an estimated population of 708 residents, with a density of 11 people per square mile.

What is the median household income in ZIP code 51364?

The median household income in ZIP code 51364 is $60,461, below the national median of ~$75,000.

What timezone is ZIP code 51364 in?

ZIP code 51364 observes the CST timezone.