Milford ZIP Codes — Dickinson County, IA

There is one unique ZIP code in Milford, Iowa and it is 51351. Area code: 712.

ZIP codes

108.00

sq mi land

3.18

sq mi water

712

area code

Milford, IA ZIP code map

About Milford, IA

Milford, Iowa, is a charming city located in Dickinson County, known for its connection to the Great Lakes region. This picturesque community offers a small-town atmosphere with a rich tapestry of history and natural beauty. Milford is a gateway to several recreational opportunities, making it a hotspot for both residents and tourists alike.

Location & geography

Milford is situated in northwestern Iowa and is conveniently located near the city of Spirit Lake, just 5 miles to the south, and Okoboji, approximately 7 miles to the southwest. The city covers a total area of 108.00 square miles, of which 3.18 square miles is water, highlighting its proximity to outdoor activities such as fishing and water sports. The terrain is primarily flat, making it an ideal location for farming and recreation.

Community & economy

The character of Milford is defined by its friendly residents and a strong sense of community. This city primarily thrives on tourism, with local businesses catering to visitors who flock to nearby lakes and parks for outdoor enjoyment. Daily life in Milford includes community events and a focus on family-friendly activities, creating a welcoming environment for all.

Transportation

Milford is accessible via several major highways, including U.S. Route 71, which connects the city to other regional destinations. The nearest major airport is the Spencer Municipal Airport, located about 20 miles to the southwest, providing air travel options for residents and visitors. Public transportation options are limited, but the town's layout encourages biking and walking, especially during the warmer months.

History

Milford was established in the late 19th century and has since developed a rich history tied to agriculture and tourism, particularly in relation to the nearby lakes. Over the years, the city has played host to various events and festivals that celebrate its cultural heritage and community spirit. As a notable event, the annual Milford Fun Days brings together residents for celebrations and activities.

Did you know?

One surprising fact about Milford is that it serves as a hub for boating and fishing enthusiasts, due to its proximity to the Iowa Great Lakes. Additionally, the city is home to the Milford Communications and Training Center, which provides vital resources for local businesses and residents.

ZIP codes for Milford, IA (1)

ZIP code	City	County	Map
51351	Milford	Dickinson	View map

Demographics & statistics

4,812

Population

46.4

Median age

$67,250

Median household income

$43,557

Per capita income

$244,700

Median home value

$820

Median monthly rent

77.7%

Home ownership

5.1%

Poverty rate

2.4%

Unemployment

2,499

Housing units

31.4%

Bachelor's or higher

Age distribution

Male Female

106

Under 5

102

131

5–9

126

176

10–14

169

184

15–19

177

20–24

253

25–34

243

242

35–44

232

309

45–54

298

173

55–59

166

168

60–64

161

363

65–74

349

178

75–84

171

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,075	22.3%
18 and over	3,737	77.7%
65 and over	1,205	25.0%
Median age	46.4 years

Race & ethnicity

White 91.9%

Hispanic or Latino 3.6%

Two or more races 3.3%

Other race 1.1%

Asian 0.1%

Group	Count	%
White	4,586	91.9%
Hispanic or Latino	178	3.6%
Two or more races	165	3.3%
Other race	57	1.1%
Asian	3	0.1%

Household income

Under $10k 1.1%

$10k–$15k 1.6%

$15k–$25k 11.2%

$25k–$35k 7.9%

$35k–$50k 11.2%

$50k–$75k 20.4%

$75k–$100k 9.5%

$100k–$150k 18.9%

$150k–$200k 8.0%

$200k+ 10.2%

Range	% of households
Under $10k	1.1%
$10k–$15k	1.6%
$15k–$25k	11.2%
$25k–$35k	7.9%
$35k–$50k	11.2%
$50k–$75k	20.4%
$75k–$100k	9.5%
$100k–$150k	18.9%
$150k–$200k	8.0%
$200k+	10.2%
Median income	$67,250

Housing

Home values

Under $50k 5.8%

$50k–$100k 9.1%

$100k–$150k 10.5%

$150k–$200k 12.8%

$200k–$300k 25.3%

$300k–$500k 20.8%

$500k–$1M 12.2%

$1M+ 3.5%

Housing overview

Metric	Value
Median home value	$244,700
Median rent / month	$820
Owner occupied	77.7%
Renter occupied	22.3%
Vacant	29.4%
Single-family detached	75.5%
Large apartment buildings	3.1%
Mobile homes	6.6%
Median rooms	6.2
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.3%
2010–2019	11.5%
2000–2009	12.1%
1990–1999	10.9%
1980–1989	9.8%
1970–1979	19.6%
1960–1969	7.5%
1950–1959	7.1%
1940–1949	2.5%
1939 or earlier	18.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	7.2%
2 bedrooms	24.7%
3 bedrooms	34.0%
4 bedrooms	19.5%
5+ bedrooms	14.2%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	28.4%
2 vehicles	40.8%
3 or more	28.1%

Heating fuel

Fuel type	%
Utility gas	53.6%
Electricity	33.0%
Propane / LP gas	11.4%
Wood	1.1%

Households & families

Household type	Count	%
Married-couple family	1,121	53.5%
Cohabiting couple	117	5.6%
Male householder, no spouse	449	21.4%
Female householder, no spouse	407	19.4%
Households with children under 18	559	26.7%
Households with seniors (65+)	784	37.4%
Average household size	2.27

Marital status

Status	Male	Female
Never married	28.9%	19.2%
Married	54.4%	56.7%
Separated	1.7%	8.3%
Widowed	3.5%	8.2%
Divorced	11.5%	7.6%

Education

Less than 9th grade 1.7%

Some HS, no diploma 2.1%

HS graduate 26.2%

Some college, no degree 23.0%

Associate's degree 15.6%

Bachelor's degree 23.7%

Graduate / professional 7.7%

Metric	%
HS diploma or higher	96.2%
Bachelor's or higher	31.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	37	3.5%
Kindergarten	82	7.8%
Elementary school	506	48.2%
High school	333	31.7%
College / grad school	92	8.8%

Employment

Industry of employment

Education & healthcare 27.1%

Manufacturing 12.1%

Retail trade 11.8%

Arts, food & hospitality 9.5%

Professional & management 7.2%

Construction 7.1%

Finance & real estate 5.8%

Transportation & utilities 5.1%

Wholesale trade 5.0%

Other services 4.5%

Public administration 2.6%

Agriculture & mining 1.5%

Information 0.8%

Occupation

Category	%
Management, business & arts	31.4%
Service	19.3%
Sales & office	26.5%
Natural resources & construction	6.6%
Production & transportation	16.4%

Employment type

Type	%
Private sector	76.5%
Government	8.5%
Self-employed	14.8%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	78.0%
Carpool	9.8%
Public transit	0.0%
Walk	1.9%
Other means	4.2%
Avg commute (minutes)	16.6

Poverty

All people 5.1%

Under 18 years 6.5%

18 and over 4.7%

Married-couple families 0.2%

Female-led households 15.4%

Income support

Source	% of households
Social Security	42.2%
Retirement income	26.1%
Supplemental Security	3.0%
Cash public assistance	4.0%
Food stamps / SNAP	3.7%

Health indicators

Condition	%
High blood pressure	36.3%
High cholesterol	32.9%
Heart disease	7.4%
Stroke	3.4%
Asthma	9.1%
Arthritis	26.9%
Kidney disease	3.2%
Pulmonary disease	7.2%
Cancer	8.1%

Behavior / access	%
Binge drinking	20.5%
No physical activity	24.0%
Less than 7 hrs sleep	28.6%
Fair or poor health	12.9%
Poor mental health	12.7%
Poor physical health	9.8%
No health insurance	8.8%
Visited doctor (checkup)	76.1%
Visited dentist	67.8%
Cholesterol screening	89.6%
Teeth loss	12.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	269	7.2%

Disability	%
Any disability	14.8%
Under 18	6.6%
18–64 years	11.9%
65 and over	28.6%

Health insurance coverage

Type	%
Private insurance	64.4%
Public insurance	44.3%
Uninsured under 19	4.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,604	95.7%
Spanish	31	0.7%
Other Indo-European	23	0.5%
Asian & Pacific Islander	8	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,734	98.4%
Born in same state	4,734	98.4%
Born in different state	3,436	71.4%
Foreign born	0	0.0%
Naturalized citizen	78	1.6%
Not a US citizen	35	44.9%

Ancestry

Ancestry	Count	%
Italian	635	13.2%
French	493	10.2%
Polish	417	8.7%
Arab	302	6.3%

Ancestry	Count	%
English	151	3.1%
Dutch	87	1.8%
German	12	0.2%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Milford, IA have?

Milford, IA has one ZIP code: 51351. Each ZIP code serves a distinct delivery area within the city and surrounding region.